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wendel34

Joined: 29 Sep 2008
wendel34's page
Posts: 12
Location: Pensylvania

294 Magic Points

Subject: Removing Info

Wed Oct 07, 2009 12:25 pm

I just notice on my credit report i have several names listed on my report. The names include my name, my fist name with my wifes last name, my name with my last named spelled wrong. Can I and should I have those names removed from my report?

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Wed Oct 07, 2009 4:15 pm

wendel, You should be able to contact the bureaus and have this corrected. You have never used any of these names on credit applications with your social security number right? Sometimes when you apply for credit and use your social security number the name you applied with will be linked to your report. For example when a women gets married they will have the different names listed that she has used and applied for credit with.

wendel34

Joined: 29 Sep 2008
wendel34's page
Posts: 12
Location: Pensylvania

294 Magic Points

Wed Oct 07, 2009 7:22 pm

I think collection agencys added this false information. I have never used this information before to open credit.

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Thu Oct 08, 2009 6:28 am

HI wendel,

You have the right to dispute with the credit bureaus in case of inaccurate information in your credit report. Under Fair Credit Reporting Act (FCRA), the credit bureaus are supposed to provide correct information on the individual’s credit history. If there is any inaccuracy in the report, the concerned individual can definitely dispute it through a dispute letter . This should get those incorrect information removed.
_________________
All the Best Smile

Justin

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Thu Oct 08, 2009 2:30 pm

Remember its not as hard as it seems. Click on the blue print on Justins post and it will give you an excellent sample letter so you can put in your own information and get this item disputed. If you need any further assistance just stop back in and let us know.

Lilian
Guest

Subject: mhVjpKJhfPUrYn

Sun May 22, 2011 8:07 am

I thank you humbly for shainrg your wisdom JJWY

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