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dragon79
Joined: 29 Jan 2009
dragon79's page
Posts: 5
328 Magic Points
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Subject: Obtaining Credit reports
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Thu Jan 29, 2009 12:18 am
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Hello, I am new to this forum and have a few questions.
I am trying to dispute a few items on my credit, but I already obtained a free copy of each of my reports around 6 months ago when I was looking into purchasing a car. So now when i go to annualcreditreport.com, I am unable to axcess my information anymore from each of the sites. They say i have already obtained my report. Do I have to pay for each site to give me a report that I will just be sending back to them to dispute an item? Is there a way around this? Or should I wait 6 months until I can obtain my reports again? |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 4007
1224 Magic Points
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Thu Jan 29, 2009 3:57 am
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Did you pull from all three at one time? I usually wait a few months between each one. You can get one from each once a year. If you already pulled from each one then if you want them you can wait the six months or pay for t5hem.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
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Thu Jan 29, 2009 6:27 am
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Since you have already pulled out your credit report from all the three credit bureaus, you need to purchase if you want another copy of the credit reports. If you visit the Experian site you will find that if you pay $39.95 you will get all the three reports plus your FICO score. But if you want to get it for free, you need to wait for another six months or so. However, even if you get your free credit report after six months, you are not entitled to get a free FICO score. Federal law only allows one free credit report each year but not free score.
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Keep in touch
Carol |
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scott
Joined: 28 Jun 2006
scott's page
Posts: 462
10934 Magic Points
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Thu Jan 29, 2009 12:33 pm
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You can obtain the three reports from any of three credit reporting agencies by paying a charge as Carol said. Moreover, in addition to one free report every year from the three bureaus, you will get another free copy of your credit report if you sign up for fraud alert service. Moreover, as far as I know, if you are unemployed for a period of six months, you are eligible for a free copy of your credit reports.
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SCOTT
Use your credit account responsibly and enjoy a debt free life. |
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aby
Joined: 29 Jan 2009
aby's page
Posts: 34
114 Magic Points
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Subject: how to cash out
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Thu Jan 29, 2009 12:44 pm
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| hello i am new to this forum how to cash out my points |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Fri Jan 30, 2009 9:13 am
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Hi Aby
For cashing out your magic points, you need to earn at least 1000 magic points by posting in this forum as a registered user by logging in with your user id and password. Once you earn 1000 magic points or more, you can send a cash out request along with your paypal details or your address (if you don't have a paypal id) to admin@creditmagic.org
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All the Best 
Justin |
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aby
Joined: 29 Jan 2009
aby's page
Posts: 34
114 Magic Points
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Thu Feb 05, 2009 2:04 pm
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thanx justin i wann ask one more question,i post in the forum regulary but sometimes my post are deleted and magic point decreses and i alway post relevant to the topics.so why its happening with me
waiting for your reply
regards
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Aby |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Fri Feb 06, 2009 7:13 am
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Hi Aby
Posts are mostly deleted by moderators in the forum if you do not follow the forum guidelines.
- Forum guidelines does not permit posts which are made only to generate revenue from the forum and does not benefit the forum members.
-spam posts which are made to promote websites
- posts with duplicate contents
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All the Best
Justin |
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Jansinnet
Joined: 11 Nov 2008
Jansinnet's page
Posts: 4
Location: Savannah, Ga
82 Magic Points
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Sat Feb 21, 2009 5:27 pm
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I requested my report from Equifax haven't gotten yet. I will order from all of them 1 at a time as well.
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http://www.bigappleoutlet.com/ |
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