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What is ODPT/CBSD on my credit report

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Carrie
Guest

Subject: Do they have to take the misprint off of the credit?

Thu Oct 01, 2009 11:02 pm

When you pay your debt with HD and it still shows as bad debt don't they have to show it as paid? My husband was in Iraq and since I was not the main person on his account they refused my payments so it was reported as a bad debt. I have payment proof that I settled with them 2 and 1/2 yrs later but don't they have to show it on the credit?

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1298

28935 Magic Points

Fri Oct 02, 2009 12:06 pm

Hi Carrie,

Were you a cosigner with your husband on his debts? If no, then how can the creditor ask you to settle his debts? Anyways, now you are saying that, you have settled with them but it is not reflecting on your credit report. Well, sometimes it takes long for the credit reporting agencies to get the credit report updated. You need to dispute the inaccurate information in your credit report through dispute letter with the bureau and remember to attach the settlement proof. You can also call the creditor and inquire whether or not they have informed the credit bureau.
_________________
All the Best Smile

Justin

jassica

Joined: 13 Sep 2009
jassica's page
Posts: 68

6 Magic Points

Fri Oct 02, 2009 5:39 pm

Apparently the THD/CBSD or THD CBSD stands for The Home Depot.

jassica

Joined: 13 Sep 2009
jassica's page
Posts: 68

6 Magic Points

Fri Oct 02, 2009 5:39 pm

Alot of times Citibank will ask you to work out a payment plan with them before sending your account to a collection agency. That way once you settle with them, they will attempt to open your account with them again. Try to remove THD/CBSD from your CR through negotiation.

jassica

Joined: 13 Sep 2009
jassica's page
Posts: 68

6 Magic Points

Fri Oct 02, 2009 5:41 pm

THD/CBSD = The Home Depot/Citibank South Dakota. I am thinking it's The Home Depot Credit card made available by Citibank here is a phone number for thier customer service Call them
For Account Online Support call: 1-866-875-5488

Alfred Drake
Guest

Subject: Citbank Credit Bureau Disute

Wed Oct 21, 2009 1:06 am

I just found out my credit score took a dive because of this Shell Credit Card I have had since 1983 took a charge off of $24 dollars in June 2009 . The date of first delinquency is listed as 10/2008. I never heard from them, I didn't get any bill. I wouldn't have just gone off and not paid. How do I get off my credit report?

Alfred

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3993

1034 Magic Points

Wed Oct 21, 2009 1:54 am

You can file a dispute with the credit reporting agency and they will contact the creditor to figure out it out.

You can also contact the company directly and ask them what is going on, seems like such a small amount, doesn't seem to enough to ruin a good credit score over.

Contact the credit reporting agency and the company directly to see if you can get any results. If you don't get results then further action may be needed. Let us know how you make out.

Guest

Thu Dec 03, 2009 8:05 pm

THD/CBSD is a Home Depot card issued by Citibank, not BOA

Curious
Guest

Subject: What is BB&B/CBSD

Wed Dec 09, 2009 10:08 pm

I recently got a credit report with BB&B/CBSD. Can you tell me what this is?

Lindsay99508
Guest

Subject: ODPT/CBSD is a Government Travel Card

Sun Dec 27, 2009 10:35 am

I had this on my credit report also, I found out it was my Citi Bank Government Travel Card

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3993

1034 Magic Points

Sun Dec 27, 2009 3:31 pm

Have you reported this to your employer if it is on your government travel card? I think they would have to step in and do something about it because they have the administrative rights to the card..

peacockrancher

Joined: 07 Sep 2008
peacockrancher's page
Posts: 51

62 Magic Points

Sun Dec 27, 2009 7:20 pm

Oh no, hope this does not mess with your employment, if it does you will have one heck of a lawsuit against them huh

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3993

1034 Magic Points

Sun Dec 27, 2009 8:11 pm

That is a very valid concern peacockrancher, hopefully it don't mess the employment it up. I think if Lindsay brings it up to her employer then she should have nothing to worry about and they should be able to put some type of block on this activity.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4493

8662 Magic Points

Sun Dec 27, 2009 10:33 pm

I would bring it up. Now a days they use your credit score and report for everything. Do you ever remember having this type of card?

Stacey
Guest

Subject: CHLD/CBSD

Fri Jan 15, 2010 3:24 pm

I checked my credite report today and I am showing an account titled CHLD/CBSD with no phone number. I think this is my Philips 66 card that I no longer have open. Anyone experience this specific title on their credit report.

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