credit points

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truevegas1

Joined: 29 Mar 2009
truevegas1's page
Posts: 1

30 Magic Points

Subject: credit points

Sun Mar 29, 2009 3:55 am

Where do I go to find out how many points negative or positive you get for certain things on your credit?

scott

Joined: 28 Jun 2006
scott's page
Posts: 446

10878 Magic Points

Mon Mar 30, 2009 9:00 am

It is not possible to find out the exact points you get under FICO score for a particular positive or negative entry in your credit report. This is because the algorithm based on which FICO calculates your score is not available. However, certain factors like credit history and amounts owed contributes much in your credit score.
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SCOTT

Use your credit account responsibly and enjoy a debt free life.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Mon Mar 30, 2009 10:09 am

You do have to admit, however...........it WOULD be alot easier if you COULD find out these "positive and negative points." ..just so you know where you have to 'improve' on your credit. I know this isn't possible though.

nucknfutsim

Joined: 21 Mar 2009
nucknfutsim's page
Posts: 23

753 Magic Points

Mon Mar 30, 2009 2:06 pm

if what you are looking for is a credit simulator ,to tell you what pay down debt or opening up a credit card could do to your score then they have one on credit karma but that is up to you becouse it is very hard to cancel an account with them even if the service is free

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