It is not possible to find out the exact points you get under FICO score for a particular positive or negative entry in your credit report. This is because the algorithm based on which FICO calculates your score is not available. However, certain factors like credit history and amounts owed contributes much in your credit score.
You do have to admit, however...........it WOULD be alot easier if you COULD find out these "positive and negative points." ..just so you know where you have to 'improve' on your credit. I know this isn't possible though.
if what you are looking for is a credit simulator ,to tell you what pay down debt or opening up a credit card could do to your score then they have one on credit karma but that is up to you becouse it is very hard to cancel an account with them even if the service is free
It is not possible to find out the exact points you get under FICO score for a particular positive or negative entry in your credit report. This is because the algorithm based on which FICO calculates your score is not available. However, certain factors like credit history and amounts owed contributes much in your credit score.
credit
You do have to admit, however...........it WOULD be alot easier if you COULD find out these "positive and negative points." ..just so you know where you have to 'improve' on your credit. I know this isn't possible though.
if what you are looking for is a credit simulator ,to tell you what pay down debt or opening up a credit card could do to your score then they have one on credit karma but that is up to you becouse it is very hard to cancel an account with them even if the service is free