Helpful Resources


Community




Creditmagic Twitter





Credit on Facebook




How do I try to remove a 30 day late payment

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
redatcccc



Joined: 24 Mar 2009
redatcccc's page
Posts: 1



28 Magic Points

Subject: How do I try to remove a 30 day late payment
 
Posted on Tue Mar 24, 2009 12:05 pm  

I switched from a PO Box to a street address a little while back and have received some bills at a passed due date. It has come to my attention that a 30 day late payment is showing on my credit score. Is there anything I can do to try and remove this black mark on my credit rating. Thank You
LT



Joined: 30 Jan 2009
LT's page
Posts: 57



2242 Magic Points

 
Posted on Wed Mar 25, 2009 2:49 am  

You can write the company explaining you are aware you missed a payment and would they grant your request to remove that missed payment. This works if you havn't been late before.
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 516



13571 Magic Points

 
Posted on Wed Mar 25, 2009 5:05 am  

HI Redatt
Yes, a 30 day or a 60 day late payment can be easily removed from your credit report if you can negotiate with the creditor and pay off the outstanding amount along with the late fees. A late mark generally stays on your credit report for two years from the date you make your account current and may lower your credit score.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.

Quick Reply
Your Name
Subject
Message body
Page 1 of 1

 





Page loaded in 0.109 seconds.