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Theresa
Joined: 11 Nov 2008
Theresa's page
Posts: 7
401 Magic Points
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Subject: The original creditor agreed to correct negative report
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Thu Nov 27, 2008 7:47 pm
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Hi guys, I was able to dispute a collection account through the original creditor. They sent me a statement that they removed my account from collection. They sent me a bill charging me for removing my account from collection. It was stated as "bad credit write off". Assuming that they removed my account from the collection, how can I make sure that they did.
I was also able to get a letter from the hospital that said that I should not owe the radiologist anything because they billed the wrong insurance company. Now, do I need to send this letter to all the CRAs so it can come off my report. I need help on how to do this right. CMRRR is a little pricy you know. Thanks in advance. Happy thanksgiving to all. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3733
3 Magic Points
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Fri Nov 28, 2008 11:21 pm
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I would send them all a copy to make sure that it removed, I would not depend on any one else to do it for me. make sure you keep a copy of everything for your records, never know when they may come back to haunt you, I just had it happen to me, from two years ago, had to fax the paper work to collection agency to get them off my back.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1343
162 Magic Points
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Subject: credit
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Sat Nov 29, 2008 1:31 am
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| Obviously, THERESA..it sounds like NONE of this is your fault. If you have letters to prove the bill was sent to the wrong insurance company, then it should be 'cased closed.' SHOULD be that way...anyway. OH...did i read your post correctly?...they charged you to have the MISTAKE taken off????? gosh.....not good. |
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cinnamngrl
Joined: 01 Nov 2008
cinnamngrl's page
Posts: 17
801 Magic Points
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Subject: charging you to remove from collection?
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Sun Nov 30, 2008 7:06 pm
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| What is that? I have never heard of such a thing. I can't tell if you have paid this off. I would send this letter to the CRA's by certified mail with out return receipt. This is slightly cheaper. Repairing your credit does cost a lot of postage. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1093
25288 Magic Points
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Mon Dec 01, 2008 9:00 am
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HI Theresa
You can pull out your credit report to find out whether they have listed the debt in your credit report or not. If they have listed it on your report, you can send a dispute letter to the bureaus telling them that you do not agree with the listing and ask them to remove it from the report. Moreover, a creditor can never charge for removing the listing from your credit report if they have made any wrong entry in your report. You can find a dispute letter by visiting the link letters of credit
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All the Best 
Justin |
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