take off old accout

Submitted by Anonymous (not verified) on Fri, 09/10/2010 - 21:42
Forums

i need to get a old account off of my credit report that was paid off in 2005.it shows account in dispute charged off

do you have all your credit reports?
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment

Fri, 09/10/2010 - 21:45 Permalink

Hi Guest,

You can try to remove this item by sending Goodwill letter to your creditor or collection agency (whoever you paid). Goodwill letter is a request to remove the negative from your credit report on the basis of goodwill. However, the collection agency won't be able to remove the charge off.

Thanks,

Aaron

Sat, 09/11/2010 - 07:15 Permalink