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Judgment remove from Credit Report(s)

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JT



Joined: 17 Oct 2008
JT's page
Posts: 3



145 Magic Points

Subject: Judgment remove from Credit Report(s)
 
Posted on Mon Oct 20, 2008 4:50 pm  

I had a judgment given to me since 2005, for $1,400 dls.

The collectors advise me if I paid everything on full, they will remove the judgment from the court.

Till, this day I still show the Judgment on my Credit Reports.

Can someone Help me or provide any advise.
Credit Solution



Joined: 15 Oct 2008
CreditSolution's page
Posts: 16



323 Magic Points

Subject: Judgment remove from Credit Report(s)
 
Posted on Mon Oct 20, 2008 10:12 pm  

If you have anything in wrinting of the agrenment that will help you a lot because you can send that information to the different credt bereu.

Good luck
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 684



17418 Magic Points

 
Posted on Tue Oct 21, 2008 11:51 am  

Hi JT
Public records like bankruptcies, judgment and tax liens can never be removed from your credit report and will stay there for seven years or till the time the SOL in your states has expired. Now if you pay back the debt in full, the credit report will reflect as "paid judgment". Now, if the CA or the creditor has illegally sued you and brought judgment against you, then only the judgment can be vacated, i.e, you can file a motion to dismiss a judgment and if the judgment is dismissed, you can produce the evidence to the bureaus to get it removed from your credit report.
_________________
Where there's a will, there's a way !!
AMG Consulting Group Inc.



Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA


765 Magic Points

 
Posted on Tue Oct 21, 2008 7:05 pm  

When it comes to judgments it can be removed from your credit report, as long as you get it written that they will remove it. For our clients, we prepare a specific contract that they must sign that entails the removal of the negative account.

Tax Liens will report as paid and released. It's a lot better than not paid at all.

Collections we handle the same way. Paid by negotiation and removed from report.

There are ways around everything with persistence and contacting the right person, but before you agree and pay anything, you must always make sure that the written agreement you made fully satisfies what you want. Because after your sign it, you have no leverage to change it in the future.

I disagree with the "never". A lot of judgments can't be verified and get removed just by disputing the validity. Others can be removed through negotiation.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1899 Magic Points

Subject: debt
 
Posted on Fri Oct 24, 2008 1:24 pm  

Sounds alittle like an advertisment to me. Thanks for the comment, AMG, but..............just seems like you're trying to put your comoany 'out there.' What IS the difference between your company and others who have advertised on this forum?
AMG Consulting Group Inc.



Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA


765 Magic Points

 
Posted on Fri Oct 24, 2008 4:52 pm  

From our experience with researching other Credit Repair companies, they only do a small percentage of what we provide for our clients.

Most companies as you know charge you a set-up fee and a monthly charge to prepare dispute letters on items on your report. These companies keep reinvestigating those accounts every 60 Days until things hopefully fall off. That's just about all they do. Write letters.

At AMG, we waive no magic wand, we don't garuntee the world.

We evaluate all of the problems you have on your credit report, and we take them on one by one.

Most of the time you owe a percentage of the money they want.

We handle all of the paper work and stress involved with negotiating the debt down to an amount you can afford. We set it up in a plan that has you pay the debt off and also get it removed from your Credit Report.

In other words, after working with us in 5 months:

1) Credit Report is only posting accurate information
2) Personal detailed itemized budget.
3) No more harassing phone calls, they all go to us.
4) Collections, Charge Offs, Judgments Paid & Removed from CRA.

We also handle Tax Liens, Loan Modifications, Mortgage Modifications.

We also handle ChexSystems, we help our clients get new bank accounts.

We are a small company that actually cares about our clients.

If it sounds too good to be true, then feel free to call.

"www.amgconsultinggroup.com"
mathewfink



Joined: 25 Oct 2008
mathewfink's page
Posts: 1



46 Magic Points

 
Posted on Sat Oct 25, 2008 5:12 am  

Have you got it in writing from the collectors...If yes then they have to remove it and if not you can use the document as a proof.....An alternative ti this is to dispute the item with CRA...To make the disputing process fast and effective hire a repair firm. I knoew one firm [url]"http://www.creditboostdirect.com/"[/url] which provide CreditBuilder system, which is the only program that builds your credit while repairing credit.
fikile
Guest






Subject: admin
 
Posted on Wed Sep 30, 2009 4:39 pm  

hallo, ive got admin order frm 2007 nd now i was retrenched at work so i wnt to kno wat gona happen to all my creditors
odessey50
Guest






Subject: Judgments
 
Posted on Sat Jun 30, 2012 2:46 am  

I had a judgment filed in 2008 for a loan that was settled with the creditor and paid in full back in 2009. However, the creditor never informed their attorney to file a warrant of satisfaction at the court which left the judgment as "open " with the court. I had to write stern letters to the creditor and provide a copy of my settlement paid in full letter and basically threaten to obtain legal assistance in resolving the matter. Finally, they send me a letter stating that they are processing my request for a "satisfaction of judgment" to be sent to the court but it could take up to six weeks. Anyway, I wanted to know. Once the civil court receives it, what happens? Do they dismiss it? Is the dismissal the same thing as considering the judgment "paid" and "closed." If so, once that is complete and reflected in the court record, would I be able to ask the civil clerk to have the judgment deleted from my credit file? If so, does anyone have a sample letter. Please Help!

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