Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Home

Credit Forum

Credit repair

How to update balances,with my creditors on the report

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

sunebaby26

Joined: 06 Apr 2009
sunebaby26's page
Posts: 1

31 Magic Points

Subject: How to update balances,with my creditors on the report

Mon Apr 06, 2009 7:14 pm

How do I update the balances with my creditors so they show current on my credit report? I tried calling a creditor and asking them to update the balance and they said they do that every month, but the balance they are showing is still incorrect.

shekhar

shekhar

Joined: 30 Mar 2009
shekhar's page
Posts: 35

545 Magic Points

Tue Apr 07, 2009 10:52 am

I will give you better suggestion for that,
You will visit website of creditors to get updates of your balance . There you can find out your balance.
Thanks.

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Wed Apr 08, 2009 12:07 pm

If the creditor has not updated the information in your credit report, you can dispute it with the bureaus. The bureaus will get it verified from the creditor and get it updated and mark your account as current. You can also file a complain with the Federal Trade Commission against your creditor if the report does not get updated.

GarySnober

Joined: 08 Apr 2009
GarySnober's page
Posts: 67

6 Magic Points

Wed Apr 08, 2009 3:05 pm

Yes justin is correct, The balances you owe each Credit should update monthly to the correct balace and up to date one.

dulcia
Guest

Subject: credit reports

Thu Sep 10, 2009 6:23 pm

I HAVE PD ALL THE THINGS ON MY CREDIT REPORT AND WHEN I CALL THEM OR GO ONLINE TO VIEW IT THEY READ THAT THEY ARE PD BUT WHEN THE BANK PULLS MY REPORT THEY ARE STILL MARKED UNPAID. SO WHAT DO I DO

Aspen
Guest

Subject: UAGJLEVbSUl

Mon May 23, 2011 12:59 am

Hey, subtle must be your mildde name. Great post!

Sally Nachelle
Guest

Subject: How to update balances,with my creditors on the report

Tue May 31, 2011 6:31 am

You can contact with the credit-reporting agency and explain them what you want. You can send them a dispute letter via certified mail with a return receipt request. The following link may help you to write a dispute letter:
creditmagic.org/repair/dispute-letter.html

Antonio Ramos
Guest

Subject: How to update balances,with my creditors on the rep

Mon Dec 19, 2011 9:53 pm

The person at the bank needs to request a rapid re-score, with the credit vendor that they are using, they will need a letter form each creditor you want corrected, there is a fee for this, (not normal part of a credit report) it takes a bout 72 hours to have it all updated and reflected on your credit report and credit score.

Thank You

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.