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HomeRichard's Page

Moderator
About Richard
JOINED:  27 June 2006
TOTAL POSTS:  120
Find all posts by Richard
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OCCUPATION:  Marketing
INTERESTS:  Blogging, Swimming, Reading Harry Potter ;)
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Posts by Richard
Posting date Subject
Posted: Mon Aug 24 12:06:32 2009 No idea. ..
Posted: Wed Aug 12 2:46:01 2009 Hi nyr2008 To get charge-offs removed, you ..
Posted: Fri Jul 31 3:38:54 2009 Hey shelleyrubic Welcome to our community. We ..
Posted: Mon Apr 13 12:01:42 2009 Hi Daniel Can you tell me why do you require the ..
Posted: Fri Apr 10 3:55:45 2009 Hi Sweet As far as I know, the Fair Debt ..
Posted: Fri Apr 10 3:44:27 2009 Since you have already received a collection ..
Posted: Fri Apr 10 3:02:25 2009 Yes, I agree with Carol. Each hard inquiry may ..
Posted: Wed Apr 8 4:59:28 2009 No, social security benefit cannot be garnished ..
Posted: Tue Apr 7 12:17:08 2009 Yes, Carol is right. However, before paying off ..
Posted: Mon Mar 30 3:54:27 2009 You should not send any money to GC services, ..
Posted: Sat Mar 28 2:29:51 2009 You can send them a certified letter asking them ..
Posted: Sat Mar 28 2:11:43 2009 Actually the FDCPA does not clearly mention as ..
Posted: Fri Mar 27 11:55:16 2009 According to FCRA only valid entries can stay in ..
Posted: Fri Mar 27 11:39:18 2009 Hi Nuck The FDCPA does not prescribe any time ..
Posted: Wed Jan 14 6:00:23 2009 Hi Fireyone Your posts have been deleted because ..
Posted: Thu Dec 11 4:52:49 2008 Hi Fireyone Your posts have been deleted from ..
Posted: Mon Sep 15 11:05:05 2008 Hi Proslaviy You can send PMs only if you are a ..
Posted: Wed Sep 10 1:06:03 2008 Hi Gary First of all welcome to the forum. ..
Posted: Tue Aug 19 12:13:10 2008 I hope these sample letters will be useful ..
Posted: Mon Aug 4 11:56:26 2008 Hi JOLARRY1962 Your email address is not ..
Posted: Sat Aug 2 12:33:09 2008 Hi reeder46 Welcome to this forum. If you have ..
Posted: Tue Jul 29 10:39:29 2008 Hi forum members It has been noticed that some ..
Posted: Mon Jul 21 11:06:03 2008 Hi Lorri To get the cash out, all you need to do ..
Posted: Mon Jun 23 11:25:27 2008 Hi CMBV22 We have received your cash out request ..
Posted: Tue Jun 10 5:29:55 2008 Hi Kenneth Cool This is a credit forum where we ..
Posted: Thu May 15 2:57:39 2008 Hello Sevengrace Where have you put your ..
Posted: Wed May 14 9:10:48 2008 Hi fewdluvrnfat It is a credit forum where we ..
Posted: Tue May 13 5:04:20 2008 Hi llamafruit You are welcome to this forum. ..
Posted: Mon May 12 11:46:06 2008 Hi Shiemetut You can always send compliments ..
Posted: Mon May 12 10:21:41 2008 Hi Amir Rubin The website masteringmydebt.com ..
Posted: Sat May 10 2:04:52 2008 Hi Djfrenkios We appreciate your participation ..
Posted: Thu May 8 10:34:34 2008 I think one should have a complete knowledge of ..
Posted: Tue May 6 11:25:39 2008 I agree with Seth on this issue. However if you ..
Posted: Thu May 1 10:52:19 2008 This is a credit forum where we discuss credit ..
Posted: Fri Apr 4 3:49:33 2008 This letter should only be used after the proper ..
Posted: Fri Apr 4 3:48:15 2008 You can send a Cease and Desist letter to the ..
Posted: Fri Apr 4 3:46:44 2008 Mails or online buying of credit reports are ..
Posted: Fri Apr 4 3:41:34 2008 Many a times people get confused regarding ..
Posted: Fri Apr 4 3:40:27 2008 Your full Name: Your permanent address: Present ..
Posted: Thu Mar 13 1:43:23 2008 Will need more information ..
Posted: Thu Mar 13 1:41:59 2008 Two negatives on the same account is quite ..
Posted: Thu Mar 13 12:53:12 2008 When the investigation goes on, the item is ..
Posted: Thu Mar 13 12:45:19 2008 They are supposed to be working together. Like ..
Posted: Thu Mar 13 12:38:57 2008 Get in touch with the lot you bought your car ..
Posted: Thu Mar 13 12:28:07 2008 Piggybacking was initiated to help the younger ..
Posted: Thu Mar 13 12:24:20 2008 Your knowledge will not let them take advantage ..
Posted: Thu Mar 13 12:19:36 2008 Fireyone, even it is given as the same date, ..
Posted: Wed Mar 12 11:41:46 2008 Well, it seems that the CA has bought the debt ..
Posted: Wed Mar 12 11:33:01 2008 Hi Liberty, This is a good piece of ..
Posted: Wed Mar 12 11:28:02 2008 Thanks a lot Sharon for your efforts. We would ..
Posted: Fri Mar 7 2:43:12 2008 Hey Tamra, Why not post the link It wont be ..
Posted: Fri Mar 7 2:40:47 2008 With the price that gas is selling for it is not ..
Posted: Wed Feb 27 2:11:55 2008 Shawpiro we really appreciate your intention of ..
Posted: Mon Feb 4 2:54:40 2008 Well, Its been worked upon. We will let you ..
Posted: Tue Jan 22 4:11:06 2008 Hello everyone, I just need a suggestion from ..
Posted: Tue Jan 22 4:06:45 2008 Good natured has already cashed out whenever he ..
Posted: Mon Dec 31 3:24:43 2007 Hey Good, As I am a moderator here. I made ..
Posted: Wed Dec 19 9:47:18 2007 Hi Marleen, This is a forum for discussing ..
Posted: Wed Dec 19 3:36:54 2007 Hi Guest, If it is reflecting in your report ..
Posted: Tue Dec 11 10:27:03 2007 Welcome LCW, I am a moderator here on the ..
Posted: Sun Dec 9 9:57:46 2007 Hi guest, Volunteering is always fun. What ..
Posted: Sun Dec 9 9:33:05 2007 Any financial decision depends on your financial ..
Posted: Wed Nov 21 10:54:17 2007 Hi Turnns, They have been operating illegally ..
Posted: Wed Nov 21 10:45:07 2007 Hello Ruth, Just another scam. Be on alert ..
Posted: Tue Nov 6 10:27:40 2007 My son is the naughtiest and I will for sure come ..
Posted: Fri Aug 3 9:50:55 2007 Hello Vilyamly These colors were very ..
Posted: Fri Apr 27 5:07:08 2007 Hi, I think you should simply state why you ..
Posted: Thu Apr 26 1:41:21 2007 Hi jarrettquinn , You will find you answer in ..
Posted: Sat Apr 14 5:04:19 2007 Hi texlzrdldy, I really feel for you. Spring ..
Posted: Mon Mar 26 6:37:28 2007 Hi Jessica_Guerrero_98, It seems like Southern ..
Posted: Sun Mar 25 11:48:58 2007 Great, I think now i can clear all my debts. ..
Posted: Fri Jan 19 6:16:47 2007 Hi Timg, Ask the collection agency (Palisades ..
Posted: Tue Nov 28 10:15:07 2006 hi ..
Posted: Tue Nov 14 4:55:27 2006 Yup opening for me too ..
Posted: Mon Nov 13 2:48:32 2006 Hi Guest Welcome to the forums. If you are ..
Posted: Tue Nov 7 11:32:36 2006 You can definitely remove inaccurate information ..
Posted: Mon Nov 6 11:22:04 2006 If you have added those items in bankruptcy, I ..
Posted: Mon Nov 6 11:19:33 2006 Paying off payday loans is a growing concern ..
Posted: Mon Nov 6 11:11:30 2006 A judgment is basically a decision taken by the ..
Posted: Mon Nov 6 10:53:02 2006 I have heard that CashCall is a finance lending ..
Posted: Thu Oct 26 2:58:55 2006 how will it be usefull for ..
Posted: Mon Oct 23 12:01:15 2006 what your system does . What is the url of your ..
Posted: Thu Oct 19 9:53:52 2006 I believe that during the bankruptcy, you are not ..
Posted: Mon Oct 16 10:23:24 2006 Hii Joseph Bennett You should manage your ..
Posted: Sun Oct 8 10:56:25 2006 Welcome to CreditMagic forum For more ..
Posted: Wed Oct 4 9:49:13 2006 welcome to CreditMagic fo If you're looknig ..
Posted: Mon Sep 18 12:01:20 2006 welcome to CreditMagic forum plz see ..
Posted: Fri Sep 15 11:42:44 2006 welcome to creditMagic forum You will have to ..
Posted: Wed Sep 13 12:29:44 2006 hi dandyandy welcome to CreditMagic ..
Posted: Mon Sep 11 10:23:43 2006 welcome to CreditMagic forum One thing that ..
Posted: Mon Sep 11 9:37:33 2006 hii mikke Wecome onboard. Creditmagic is ..
Posted: Wed Sep 6 10:37:55 2006 welcome james These are some points to apply ..
Posted: Wed Sep 6 12:40:05 2006 I can understand your frustration. However, no ..
Posted: Mon Sep 4 1:11:35 2006 welcome to the forum If your score is low, ..
Posted: Sun Sep 3 11:10:25 2006 hii welcome to the forum. Please consult an ..
Posted: Sun Aug 20 8:17:17 2006 Hi Maria, Welcome to the creditmagic ..
Posted: Sat Aug 12 1:23:15 2006 Hi erz365, Wecome onboard. Creditmagic is ..
Posted: Tue Aug 8 3:17:18 2006 Hi, Thanks for participating in the poll and ..
Posted: Thu Aug 3 12:37:51 2006 Hi, Thanks for your valuable feedbacks. I am ..
Posted: Wed Aug 2 3:28:49 2006 Hi all, Very recently we have given the to ..
Posted: Tue Aug 1 12:44:45 2006 Hi anthony, Welcome to the creditmagic ..
Posted: Mon Jul 31 9:52:28 2006 Hi Wright, Welcome to the forums. Yes we do ..
Posted: Sat Jul 22 2:03:48 2006 Hi, I have prepared this sample letter that ..
Posted: Fri Jul 21 11:02:30 2006 Hi, We often notice unauthorized hard ..
Posted: Fri Jul 21 4:39:20 2006 Hi gregory, Welcome to the Creditmagic ..
Posted: Fri Jul 21 4:22:04 2006 Hi Lisa, Welcome onboard. I agree to Carol. ..
Posted: Thu Jul 20 12:38:58 2006 Hi TexasGuy, Welcome to our community. We are ..
Posted: Thu Jul 20 10:19:09 2006 Hi Almeida, Welcome onboard the Creditmagic ..
Posted: Thu Jul 20 4:12:03 2006 Hi phantom, Welcome onboard the Creditmagic ..
Posted: Thu Jul 20 2:37:17 2006 Hi holy69, Welcome to the Creditmagic ..
Posted: Wed Jul 19 11:59:24 2006 Hi Max, Welcome to Creditmagic forums. It ..
Posted: Wed Jul 19 10:36:13 2006 Hi TexasGuy, Welcome onboard. There are no ..
Posted: Wed Jul 19 8:25:25 2006 Hi, Welcome to the Creditmagic forum. You ..
Posted: Mon Jul 17 9:54:32 2006 Hi scastro, Welcome to the Creditmagic ..
Posted: Mon Jul 17 10:38:21 2006 Hi dan, Welcome to the Creditmagic ..
Posted: Mon Jul 17 2:07:43 2006 Hi Harry, Welcome onboard. I agree to carol ..
Posted: Mon Jul 10 12:24:45 2006 Hi George, Its great to see you as a ..
Posted: Wed Jul 5 10:09:48 2006 Hi Mary, Welcome to the Credit Magic ..
Posted: Mon Jul 3 12:20:55 2006 Hi George, Welcome to Credit Magic community. ..
Posted: Sun Jul 2 10:58:03 2006 Hi Polly, Welcome to Credit Magic community. ..
Posted: Tue Jun 27 5:43:02 2006 Hi Carol, Welcome to Credit Magic community. ..


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* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
  • Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
  • Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
  • Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
  • The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.
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