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Inent to sue sample letter

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Mon Aug 11, 2008 1:21 pm  
That is something I am really going to look into if I ever see any money from this lawsuit. We recently moved and had to do alot of clear cutting. We have enough wood that can provide free heating and my hubby works in the coal mine and they are entitled to some free coal a year. If I weren't already swarmed with debt I would do it this year. My bro wants to hook up a bioler system he has been saving for us but it doesn't look the best (could just be me). Plus it would costs quite a bit to get the heat into the house. I really don't have the funds but I wish I did.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Tue Aug 12, 2008 1:44 am  
You would be better off heating with it, especially if you have the access to the wood and the coal. You said that you moved out into the woods, if you don't like the way it looks, then build a building around it to cover it or just put up a wall, it would drop your heating costs drastically, we only had between 400 and 500 into heating for the entire year, that is heating all the hot water in our house too.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Tue Aug 12, 2008 4:27 pm  
I planned on covering it. The problem is it is estimeted that I would need close to a grand to hook this all up. I doubt it will happen this year. Really I don't spend anymore on my fuel furnace but 1 tank of kerosene. Last year it cost roughly $650 to heat. My bro was really surprised. He thought since it was a type of trailer it wouldn't have much insolation. He was surprised when he seen it was insulated better than his house. He He
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 12:56 am  
Wow that was good, I know a lot of people that spend three times that amount, I know I would not want to be paying these prices but your cost was not that high.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Sep 06, 2008 1:49 am  
Thats true and alot of people don't think these homes are that heat efficient. They tend to think of the older models. I really can't complain. I still would like to get the outdoor furnace since we cleared a lot of trees it would be free heat for a few years plus a load of coal my hubby could get at the mine.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 11:05 pm  
If your husband works in the mine then you should get an outdoor furnace. The hook up would depend on how far you put it a way from your house, you need to put water lines in to feed the furnace and a heat exchanger under your furnace. You will get your money back in a few years, you can burn anything in it.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Sep 07, 2008 12:48 am  
I am going to get one I just have to wait until the money magically appears. I refuse to make anymore bills until I have all the others aquired from moving here.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sun Sep 07, 2008 2:32 am  
That sounds like a good plan fireyone, especially since you are so stressed out about it, pay off what you have there is always next year right.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Sep 07, 2008 1:50 pm  
Yes. And the year after. I seriously want all these bills gone first. So even if it takes longer I figure it really isn't costing that much to heat compared to payments on another loan.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Mon Sep 29, 2008 3:13 am  
I have some that I can not wait till they fall of my report, 2011 is not that far away, I will have a celebration when that day comes.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Tue Sep 30, 2008 12:38 pm  
It really isn't that far away. All our accounts are up to datge but this economy thing scare the shit out of me and I am always afraid that soemthing is going to happen and we fall off the credit boat again. I like to believe my hubbys job is secure but with the way things are looking is anyone safe. I see they are expecting a credit freeze and all I can think is LOWES, LOWES LOWES. If they do that then how am I gonna transfer the debt?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Wed Nov 12, 2008 7:15 pm  
What do you mean by a credit freeze? Is it where they don't let anyone use the credit card that they have for that store? That would be dumb on their part. Alot of people use store cards to get what they need and want. I would think as long they are making their monthly payments on time let them do what the original contract states. Hope this does not start happening cause this is not good for the company or the economy at this point in time.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Wed Nov 12, 2008 11:10 pm  
No not freeze an actual card. They will not give out any new credit cards and not increse the limits on the ones who hold credit cards. In a sense the credit card companies goes into self-protect mode. I actually think this is what happened on your post "card closed by company". You had mentioned that someone was asked to pay their entire card balance upfront since they were making no charges for a peiod of time. Yes this is worse for the economy but you have to see their side of it a little. It would be like you knowing you were losing money in the stock market with not as much chance of gaining it all back.. POeople are really defaulting on credit card debts so why would they increase limits and extend new credit?
 
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