Free Credit Report & Repair Kit?

Submitted by Anonymous (not verified) on Tue, 12/01/2009 - 03:40
Forums

Hello
I am wonder if I can get my credit score my self and repair it

Please let me know if you have the free Credit Report & Repair Kit.

Thanks in advance,

Hi Axiognonicror,

You can draw your free credit report from annualcreditreport.com and your credit score from myFICO.com. Yes, obviously you can repair your own credit report. First, pull out your credit report and check if all the information listed is correct. If not, then dispute it with the credit bureau through a dispute letter. Next, check your outstanding balance and proceed towards paying the debts. Check if any of the debts have past the statute of limitations, and then ask the bureau to remove it. You can also use a pay for delete letter to get the negative items off your credit report.

Once you have done this, you can apply for a secured credit card, or become member of a credit union. You need to use the card responsibly to give your credit score a boost.

Tue, 12/01/2009 - 06:02 Permalink

Hello and welcome. You can also ask questions here at this forum and we can help lead you in the direction of repairing your credit. For instance if a debt is past the SOL (staute of limitations) we can inform you on how to go about gettingthe collection calls to stop.We would need informaiton on what debts you were trying to resolve. Things like the date of last payment, if the original creditor still owns the account. Let us know if we can help.

Tue, 12/01/2009 - 16:12 Permalink
Karen Peterson (not verified)

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Fri, 09/15/2017 - 21:36 Permalink
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Thu, 11/02/2017 - 06:07 Permalink
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Tue, 01/08/2019 - 22:11 Permalink
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Wed, 01/16/2019 - 14:39 Permalink
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Thu, 01/17/2019 - 23:50 Permalink
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Sat, 01/19/2019 - 01:11 Permalink
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Sat, 01/19/2019 - 21:59 Permalink
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Sun, 01/20/2019 - 16:28 Permalink
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Fri, 01/25/2019 - 12:13 Permalink
Fredrick Murray (not verified)

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Sat, 01/26/2019 - 22:27 Permalink
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Sun, 01/27/2019 - 22:04 Permalink
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Wed, 01/30/2019 - 20:02 Permalink
BRAIN WEBB (not verified)

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Thu, 01/31/2019 - 01:37 Permalink
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Tue, 10/15/2019 - 02:12 Permalink
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Tue, 10/15/2019 - 21:15 Permalink
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Tue, 01/07/2020 - 02:48 Permalink
MichCorner (not verified)

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Tue, 01/07/2020 - 02:48 Permalink
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Fri, 01/24/2020 - 23:35 Permalink
Jack Wilson (not verified)

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Sun, 01/26/2020 - 22:10 Permalink
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Tue, 02/18/2020 - 07:16 Permalink
Derrick Richard (not verified)

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Wed, 02/19/2020 - 00:19 Permalink
Robert Kurkjian (not verified)

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Sat, 02/22/2020 - 19:21 Permalink