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Ways to repair bad credit!

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Barbiedoll123
Guest

Subject: Credit

Mon Nov 16, 2009 4:59 am

How can I repair my credit my self

FreedomDM

Joined: 28 Oct 2009
FreedomDM's page
Posts: 106
Location: Florida

2201 Magic Points

Subject: follow up

Mon Nov 16, 2009 3:49 pm

Have you done any further research or read any of the articles Ive posted showing easy ways you can improve your credit w/out paying someone who may be fraudulent?
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Michael J Brazier
Non-Profit Budget Counseling

Margaret

Joined: 13 Nov 2009
Margaret's page
Posts: 78

-146 Magic Points

Tue Nov 17, 2009 2:25 pm

i think credit card may provide you to improve credit history

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Wed Nov 18, 2009 12:20 pm

If you have past accounts that were due but the SOL on which has expired, you may dispute those debts and get them removed from your report. Such debts that remain on your report may harm your score. If your credit report reflects lat payments, you may request your creditor to get them removed. If you've had a good history of payment with the creditor, he may even oblige you.
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Carol

marcusandila

Joined: 27 Oct 2009
marcusandila's page
Posts: 142

3034 Magic Points

Wed Nov 18, 2009 11:13 pm

everywhere i look on here, i keep seeing that paying bills on time will increase FICO credit scores. i do pay my bills on time, but i havent really seen any change. ive always paid them on time tho, so i suppose that has something to do with it. raising by 35% though....i've not seen that high of a jump..not for my boyfriend nor for myself.
hopefully it will increase our scores by 35% though! that sure would be nice!!! we'll see. we'll continue to pay on time and see if that DOES make a difference in the future. Smile

pjkzjfv
Guest

Subject: pjkzjfv

Fri Nov 11, 2011 7:01 am

axngme

MartinaStewart28
Guest

Subject: respond

Mon Dec 26, 2011 4:58 am

Have no enough cash to buy a car? Worry not, because that is available to take the loan to work out such kind of problems. Hence get a bank loan to buy all you need.

JonasNeil
Guest

Subject: Legal Credit Repair

Sat Dec 31, 2011 9:15 am

If your looking for real legal credit repair then you have to get this book I got from a real legal credit repair company. The company name is H & I Credit Solutions.

They have a bad @ss book that is super cheap! I blew away all my medical collections super quick and I even deleted a charge off.

Here's the site, I highly recommend this book, this is a no BS book that has the real tactics.

h-icreditsolutions dot com/our-book

Jonas Neil

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sun Jan 01, 2012 7:14 pm

I tried to deal with an agency called 'Credit Solution' in the past. According to them, they are a credit repair company. I did try their services for a while. They asked for a very little "downpayment" to start my case. They had no trouble having me fill out a Money Order for them (I refuse to give CC's and debit card info to anyone). After that..they sent me regular bills with CA's I owed debt to and claimed the CA's and other creditors agreed with their program. When I called my crediots, etc,..I found out that 'Credit Solutions' made no such calls to them and (to make a long story short) were giving me te run around on ALOT of things. I think I would be extremely hesitant about buying a book from an agency I had bad experiences with.

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.