Ways to repair bad credit!

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Barbiedoll123
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Subject: Credit

Mon Nov 16, 2009 4:59 am

How can I repair my credit my self

FreedomDM

Joined: 28 Oct 2009
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Posts: 71
Location: Florida

1569 Magic Points

Subject: follow up

Mon Nov 16, 2009 3:49 pm

Have you done any further research or read any of the articles Ive posted showing easy ways you can improve your credit w/out paying someone who may be fraudulent?
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Michael J Brazier
Non-Profit Budget Counseling

Margaret

Joined: 13 Nov 2009
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Posts: 56

6 Magic Points

Tue Nov 17, 2009 2:25 pm

i think credit card may provide you to improve credit history

carol

Joined: 27 Jun 2006
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Posts: 1362
Location: Los Angeles, California

29592 Magic Points

Wed Nov 18, 2009 12:20 pm

If you have past accounts that were due but the SOL on which has expired, you may dispute those debts and get them removed from your report. Such debts that remain on your report may harm your score. If your credit report reflects lat payments, you may request your creditor to get them removed. If you've had a good history of payment with the creditor, he may even oblige you.
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marcusandila

Joined: 27 Oct 2009
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Posts: 148

3025 Magic Points

Wed Nov 18, 2009 11:13 pm

everywhere i look on here, i keep seeing that paying bills on time will increase FICO credit scores. i do pay my bills on time, but i havent really seen any change. ive always paid them on time tho, so i suppose that has something to do with it. raising by 35% though....i've not seen that high of a jump..not for my boyfriend nor for myself.
hopefully it will increase our scores by 35% though! that sure would be nice!!! we'll see. we'll continue to pay on time and see if that DOES make a difference in the future. Smile

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