| Author |
Message |
|
Options 
Bookmark online
|
john
Joined: 01 Jun 2009
john's page
Posts: 1
84 Magic Points
|
|
Subject: Ways to repair bad credit!
|
|
|
Mon Jun 01, 2009 9:26 pm
|
|
|
| Hello everyone, I have been hearing about ways to repair bad credit and the services available online to help us make the right move in that direction. Though, I find that my credit score has been good enough, I would still like to know the services that help us in this regard. |
|
|
Chimbu
Joined: 02 Jun 2009
Chimbu's page
Posts: 1
24 Magic Points
|
|
|
|
|
Tue Jun 02, 2009 10:09 am
|
|
|
i have bad credit because of theft identity. this farm has a contract with sanderson farms. they would pay direct to the lender. i have 5 years experience in the poultry business.
_________________
high interest savings |
|
|
aby
Joined: 29 Jan 2009
aby's page
Posts: 34
114 Magic Points
|
|
|
|
|
Wed Jun 03, 2009 3:10 am
|
|
|
hey john
if you have any installment of loans then you should pay it off before the due dates. try to keep a gap between the amount of credit you're using and your available credit limits.Always try to use your oldest credit card so that your credit history is regularly updated.
check the limits of your credit card ,sometime lenders may give you lower limit then what you have,so ask them they ll update your information.
Regards
----------------
aby |
|
|
rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
|
|
|
|
|
Wed Jun 03, 2009 4:47 am
|
|
|
Hi john,
There are many credit repair companies that repair your credit online, for a fee. You will have to fill out the online forms, to get their services. But nobody can remove negative items from your report, within a short period of time, if they are accurately listed. So, you must verify the companies background, before you sign-up for any credit repair services.
I feel it is always best to repair your credit on your own. The bucks you save by fixing your credit on your own, can be used to pay off your debts. Here are a few easy tips to improve your score.
_________________
Looking forward to a debt-free life. |
|
|
guptil
Joined: 03 Jun 2009
guptil's page
Posts: 1
46 Magic Points
|
|
|
|
|
Wed Jun 03, 2009 8:06 pm
|
|
|
| There are many services available online that will help you in repairing bad credit and making a good credit score. I have had experience of such services for bad credit repair and would hope that they would help you too. Having a good credit score is really important in terms of financial gains and represents a healthy financial status. Check out [url]"http://www.scicreditsolutions.com/"[/url] for more details and repair you credit score. |
|
|
matha kavanaugh
Guest
|
|
Subject: repair-inprove credit score-report
|
|
|
Sat Jun 06, 2009 10:40 am
|
|
|
| need to inprove credit score-history |
|
|
sunil
Joined: 07 May 2009
sunil's page
Posts: 41
2 Magic Points
|
|
|
|
|
Sun Jun 14, 2009 11:44 am
|
|
|
Always be updated with your credit card limit.
check proper credit score history. |
|
|
moemi
Joined: 15 Jun 2009
moemi's page
Posts: 3
149 Magic Points
|
|
|
|
|
Mon Jun 15, 2009 4:15 am
|
|
|
I had so many collections in my credit report, and I thought I never would qualify for anything with my credit score stucked in the 500s...Then a friend of mind told me about this company, it took about 3 months before I noticed any change, but gradually I noticed that the collection reports were being deleted from my report. In the end there were only 2 collections left out of 20 ! although it cost $ 29/mo it was really worth it..
Centurion Law Firm http://affiliate.yourcreditattorney.com/478739.html |
|
|
jenna343
Joined: 07 Jan 2009
jenna343's page
Posts: 5
251 Magic Points
|
|
|
|
|
Fri Jun 19, 2009 8:08 am
|
|
|
All of us make mistakes...Its Never too late to improve your credit history!There are many ways:like paying your bills on time;Avoid late payments this can affect your credit score.
_____________________________________________________
Looking for payday loan and canadian payday loan? Get payday loans in Ontario. |
|
|
AMIT
Joined: 28 May 2009
AMIT's page
Posts: 9
371 Magic Points
|
|
|
|
|
Sun Jun 21, 2009 11:25 am
|
|
|
yes it is really true that one cannot build a credit score overnight. but I strongly believe that instead of outsourcing the credit repair to any credit repair company, one should do it on one's own.because credit repair is not a overnight process.so there is no magic involved in this.
One can ask some guys who have experienced what exactly these credit repair companies do and then after analyzing one can surely use all those processes on your own.
this is the perfect advice for the person who do not want to spend hefty money as well has knows that credit can't be built overnight. |
|
|
marcusandila
Joined: 27 Oct 2009
marcusandila's page
Posts: 148
3025 Magic Points
|
|
|
|
|
Tue Nov 03, 2009 11:08 pm
|
|
|
Interesting responses. I never heard of paying someone to repair your credit for you. Sheash, this website forum is fantastic. lol I'm learning all kinds of neat things.
I don't think I would pay for credit repair either. It's more cost effective to pay your debt or put the money into a savings account. Let your money MAKE you money.  Actually, I am so skeptical about any kind of company really involving debt. Debt is such a touchy subject in my life, I want only legitimate companies lol I can't afford a scam!!! |
|
|
andyth
Joined: 03 Oct 2009
andyth's page
Posts: 21
0 Magic Points
|
|
|
|
|
Mon Nov 09, 2009 2:37 pm
|
|
|
i will simply say one mantra for credit score improvement as
"pay bills on time"
That is affecting imensely . |
|
|
FreedomDM
Joined: 28 Oct 2009
FreedomDM's page
Posts: 71
Location: Florida
1569 Magic Points
|
|
Subject: Hey There
|
|
|
Wed Nov 11, 2009 12:26 am
|
|
|
You can pay someone sure, but PLEASE be sure to check them out on the BBB before sending any type of payment- with any business for that matter - its always good to do your homework.
Looking for some free ways to repair your credit without a service? I have 2 posts in here.
One called: Clean Credit: How to Improve Your Credit, 5 FICO Steps
-posted Nov 9th
The Second Called: Build Your Credit W/out Using Credit- New Tips!
- posted today, Nov 10th
These easy guidelines can help you not only improve your credit, but better understand your credit score and what does and does not affect your credit.
Our non-profit also provides free budget counseling and credit consolidation services and our fees are nominal to say the least. Check out those 2 articles, i think they'll help you a lot AND you wont have to pay anyone.
Have a great evening!
Michael J. Brazier
_________________
Michael J Brazier
Non-Profit Budget Counseling |
|
|
interstudy
Joined: 14 Nov 2009
interstudy's page
Posts: 6
112 Magic Points
|
|
|
|
|
Sat Nov 14, 2009 2:45 am
|
|
|
The Fact is that anyone that tells you they can fix your credit within a certain amount of time, is either lying or doing it illegally. And who will pay the price/ You will.
You will pay their fees and be left with the same credit, or paying the legal price for their actions.
The best advice, start slow. It takes years to repair bad credit.
Focus on today. Focus on the bills you have now. Whatever is negative on your report, it is already their, Focus on what isn't there yet and make sure that is paid. The longer you can stop anything from hitting your report as unpaid or late, the better. Also you have to start building credit. The key is to have more new positives and less and old negatives.
_________________
Learn How To Live With Your Bad Credit
http://badcreditanddebt.blogspot.com/ |
|
|
Margaret
Joined: 13 Nov 2009
Margaret's page
Posts: 56
6 Magic Points
|
|
|
|
|
Sun Nov 15, 2009 4:53 pm
|
|
|
| focus on credit card bills .pay ontime that will affect 35% of credit score improvement. |
|
|
