credit score

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debranewell2008



Joined: 10 Oct 2009
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Posts: 421



7253 Magic Points

Subject: credit score
 
Posted on Mon Oct 19, 2009 12:56 pm  

Is there a site that lets you buy all three of your scores at the same time so you can monitor them. The only thing I have found is that you have to buy from each of them in order to do that. I Know you can do your credit report like that. But what about your score.
peacockrancher



Joined: 07 Sep 2008
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Posts: 45



162 Magic Points

 
Posted on Mon Oct 19, 2009 4:23 pm  

You can purchase credit monitoring through different companies, but are you sure you want to give them that access. Make sure it is a trusted company before you allow this access because they could cause some real damage.
debranewell2008



Joined: 10 Oct 2009
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Posts: 421



7253 Magic Points

 
Posted on Mon Oct 19, 2009 5:24 pm  

If I decide to do it I will purchase from the CPA I just thought it may be a site they have to where you could get all three at the same time. But it also being the real FICO score.
turbosb2
Guest






Subject: scores
 
Posted on Mon Oct 19, 2009 10:39 pm  

I know experian dont use fico any more they have there own scoreing system,they are scammers a 740 score only gets you a c rating with these clowns,On top of that their customer service is rude and they are a bunch of smart as#4& . their scoreing starts at 500 and goes to 990 and anything under an 850 isnt no good with these clowns ,experian needs to go out of business ,If im appling for credit anywhere i ask them what cra they use .If they use experian I cancell my application .
debranewell2008



Joined: 10 Oct 2009
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Posts: 421



7253 Magic Points

 
Posted on Mon Oct 19, 2009 11:00 pm  

Wow thanks for info do you know who they use. Experian and Trans union on mine are pretty close as far as score goes. Exquifax is the one I need to fix but I have figured out how. I hope So you telling me this I may never have a decent score.
turbosb2

turbosb2

Joined: 19 Oct 2009
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72 Magic Points

Subject: cras
 
Posted on Tue Oct 20, 2009 1:54 am  

They use something called truevantige.I believe it consist of a group of nose picking rip off artist that in coalition with the banks and lending instatutions made up this whole new scoreing system to rip off the people.If you are trying to by something via credit make sure you ask what cra they use .If they use experian tell them to take a hike ,you need a 800plus score to even be on experians map.
debranewell2008



Joined: 10 Oct 2009
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Posts: 421



7253 Magic Points

 
Posted on Tue Oct 20, 2009 2:12 am  

Most of the one's I have applied for have used Equifax that's another thing hurting my score. But I will keep what you told me in mind it will save on a big headache of applying when you know it's a waste of time and points lost on your credit report for nothing. And I know I will never see having a 800 in my life time being a single parent with a house payment and one income has my debt ratio a little high.
Justin

Justin

Joined: 17 Jul 2006
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25288 Magic Points

 
Posted on Tue Oct 20, 2009 9:56 am  

Hi Debra,

For the purpose of pulling a consolidated credit report, you can visit, annualcreditreport.com and for getting the scores, I think credit.com is a good service provider.
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Justin
debranewell2008



Joined: 10 Oct 2009
debranewell2008's page
Posts: 421



7253 Magic Points

 
Posted on Tue Oct 20, 2009 10:56 am  

Ok Thinks I have some inquiry's coming off in the next couple months along with some other things being reported I want to keep my eye one to see how much my score improves.

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