| Posts by scott |
| Posting date
| Subject
|
| Posted: Thu Jul 2 3:06:30 2009 |
Hi Ralph,
A charge-off will remain on your .. |
| Posted: Thu Jul 2 0:07:45 2009 |
Hi chris,
Welcome to the Forum
You can .. |
| Posted: Wed Jul 1 23:52:59 2009 |
Hi Sven,
Did Experian give you written proof .. |
| Posted: Wed Jul 1 3:15:25 2009 |
Hi Duncan,
Any law firm trying to collect debt .. |
| Posted: Wed Jul 1 3:06:21 2009 |
Hi beanball,
Closing your old accounts will .. |
| Posted: Wed Jul 1 2:56:37 2009 |
Hi linda,
To know the actual date when your .. |
| Posted: Wed Jul 1 2:34:36 2009 |
Hi Davis,
I don't think a collection agency .. |
| Posted: Wed Jul 1 2:26:11 2009 |
Hi Amanda,
As far as I know, it is legal to .. |
| Posted: Wed Jul 1 1:40:47 2009 |
Hi Fred,
It is necessary to review your credit .. |
| Posted: Tue Jun 30 6:15:39 2009 |
Hi Joe,
If you get the debt accounts removed .. |
| Posted: Tue Jun 30 6:02:40 2009 |
Hi Wigfield,
You should send the collection .. |
| Posted: Tue Jun 30 5:34:51 2009 |
Hi Oscar,
You can use the tips given below, to .. |
| Posted: Mon Jun 29 7:16:06 2009 |
Hi ebne,
Generally, a hard inquiry remains on .. |
| Posted: Mon Jun 29 6:32:19 2009 |
Hi leopold,
You can write a letter to the .. |
| Posted: Mon Jun 29 6:18:58 2009 |
Hi Andy,
I would suggest that you redispute .. |
| Posted: Fri Jun 26 2:28:54 2009 |
Hi McCall,
Does your original creditor still .. |
| Posted: Fri Jun 26 1:10:09 2009 |
Hi sunil,
You will have to write to all the 3 .. |
| Posted: Fri Jun 26 0:49:36 2009 |
Hi yiyangliu,
I agree with rachael. Credit .. |
| Posted: Thu Jun 25 2:22:30 2009 |
Hi insifer,
Does the debt account in question .. |
| Posted: Wed Jun 24 5:47:58 2009 |
Hi kadaniels,
You can also use gas cards or .. |
| Posted: Wed Jun 24 5:39:20 2009 |
Hi mabgh,
You can request the credit card .. |
| Posted: Wed Jun 24 0:43:36 2009 |
Hi bigtime,
If you are able to dig up some .. |
| Posted: Tue Jun 23 6:56:55 2009 |
Hi hjok,
I do not think talking to a .. |
| Posted: Tue Jun 23 1:24:31 2009 |
Hi Jorden,
Individual Voluntary Arrangement .. |
| Posted: Tue Jun 23 0:51:57 2009 |
Hi Sven,
This is a good one. I really .. |
| Posted: Mon Jun 22 5:35:59 2009 |
Hi Gia,
The only way to help your grandfather .. |
| Posted: Mon Jun 22 2:12:58 2009 |
Hi Emily,
I think it is too early to consider .. |
| Posted: Mon Jun 22 1:34:32 2009 |
Hi Bjnm,
Since you have not made payments for .. |
| Posted: Fri Jun 19 4:21:17 2009 |
Hi Swift,
To remove the tax liens that are .. |
| Posted: Thu Jun 18 6:46:52 2009 |
Hi Sallie,
Do you have the loan account (for .. |
| Posted: Thu Jun 18 4:09:49 2009 |
Hi bobby,
I don't think a "consent for .. |
| Posted: Thu Jun 18 2:28:56 2009 |
Hi Andrew,
I agree with you that life is .. |
| Posted: Thu Jun 18 0:26:04 2009 |
Hi Upper Westsider,
It will be better if you .. |
| Posted: Thu Jun 18 0:11:44 2009 |
Hi jeremyjelder,
Is the name of any collection .. |
| Posted: Wed Jun 17 8:10:00 2009 |
Hi peter,
Even if you feel that the delinquent .. |
| Posted: Wed Jun 17 5:13:36 2009 |
Hi gibs,
Did you notify the credit card .. |
| Posted: Tue Jun 16 6:55:32 2009 |
Hi gr,
Thank you for your appreciation. .. |
| Posted: Tue Jun 16 1:44:28 2009 |
Hi sunil,
The default auto loan will be .. |
| Posted: Tue Jun 16 1:00:51 2009 |
Hi Upper Westsider,
Have you sent a "Debt .. |
| Posted: Mon Jun 15 8:07:32 2009 |
Hi Sunil,
I think debt consolidation will be a .. |
| Posted: Mon Jun 15 7:37:47 2009 |
Hi Andrew,
I think you should contact the .. |
| Posted: Mon Jun 15 4:30:27 2009 |
Hi eormonroy,
The collection attorneys can .. |
| Posted: Mon Jun 15 3:04:17 2009 |
Hi eormonroy,
I think you mean that the .. |
| Posted: Mon Jun 15 2:33:49 2009 |
Hi OldMajor,
A "Paid Charge-off" .. |
| Posted: Fri Jun 12 6:19:37 2009 |
Hi Matthews,
Your reports from all the 3 .. |
| Posted: Fri Jun 12 5:41:18 2009 |
Hi Douglas,
Welcome to the Forum
Firstly .. |
| Posted: Thu Jun 11 5:56:27 2009 |
Hi Fred,
File a response to the summons as .. |
| Posted: Thu Jun 11 3:05:32 2009 |
Hi scoobswife,
Garnishment laws vary from .. |
| Posted: Thu Jun 11 2:45:55 2009 |
Hi Guest,
If a collection agency has an .. |
| Posted: Wed Jun 10 5:10:30 2009 |
Hi abbey,
While you are trying to settle .. |
| Posted: Wed Jun 10 4:43:44 2009 |
Hi Paul,
Nothing can be better than having a .. |
| Posted: Wed Jun 10 0:19:45 2009 |
Hi stephanie,
It is possible that you have .. |
| Posted: Tue Jun 9 23:56:18 2009 |
Hi boobooski,
Your credit report contains all .. |
| Posted: Tue Jun 9 6:31:09 2009 |
Hi Jorden Andrew,
If you can mention the .. |
| Posted: Tue Jun 9 2:55:07 2009 |
Hi all,
You may sometimes find some .. |
| Posted: Mon Jun 8 1:00:29 2009 |
Hi sarahwelford,
Recently because of the .. |
| Posted: Sat Jun 6 3:00:28 2009 |
Hi rachael,
The new credit card reform bill .. |
| Posted: Sat Jun 6 0:35:59 2009 |
Hi Sven,
I agree with rachael. If you are .. |
| Posted: Fri Jun 5 7:16:42 2009 |
Hi Nam
You will find below the addresses of .. |
| Posted: Thu Jun 4 2:23:23 2009 |
Hi Rockwood,
I think you should also look for .. |
| Posted: Wed Jun 3 5:13:43 2009 |
Hi justin.oscar,
Whether your car will be .. |
| Posted: Wed Jun 3 2:24:35 2009 |
Hi roberto,
I think by "credit .. |
| Posted: Mon Jun 1 6:00:09 2009 |
I understand your situation. But now there are .. |
| Posted: Mon Jun 1 2:01:43 2009 |
Hi 6sigma,
I agree with rachael. Pay for .. |
| Posted: Fri May 29 1:06:22 2009 |
Hi Ann
To raise your score which has gone down .. |
| Posted: Thu May 28 1:10:53 2009 |
Hi jessica verona,
Now that you have tried to .. |
| Posted: Thu May 28 0:44:14 2009 |
Hi bttb,
If the collection agency is able to .. |
| Posted: Wed May 27 6:50:39 2009 |
Hi Jason,
The FDCPA prevents collection .. |
| Posted: Wed May 27 6:27:32 2009 |
Hi Dacey,
If you are thinking of settling .. |
| Posted: Wed May 27 4:44:07 2009 |
Hi fireyone,
In a double billing cycle the .. |
| Posted: Wed May 27 4:17:15 2009 |
Hi Larry,
You should send the Dispute letter .. |
| Posted: Tue May 26 3:33:12 2009 |
Hi cmloomis,
Is it possible to extend the loan .. |
| Posted: Mon May 25 2:54:30 2009 |
Hi Ross,
I agree with rachael that opening new .. |
| Posted: Sat May 23 3:23:36 2009 |
Hi cobra,
I think you have an installment .. |
| Posted: Thu May 21 7:17:06 2009 |
Hi Sven
Whether the collection agency .. |
| Posted: Thu May 14 7:39:32 2009 |
Hi TBova,
In your second query are you .. |
| Posted: Thu May 14 7:11:24 2009 |
Hi Aneekalam,
Once you reach the 1000 mark, .. |
| Posted: Tue May 12 7:28:30 2009 |
Hi Ben,
Though with multiple credit cards .. |
| Posted: Tue May 12 6:11:24 2009 |
Hi Aneekalam
Once the magic points that you .. |
| Posted: Mon May 11 3:11:20 2009 |
Hi cbass,
It is definite that by removal of a .. |
| Posted: Mon May 11 2:28:33 2009 |
Hi megan snow
Did you get any prove in writing .. |
| Posted: Mon May 4 6:50:27 2009 |
Hi Helpwithcleanup
If the original creditor .. |
| Posted: Fri May 1 7:23:20 2009 |
If your account has already been listed in your .. |
| Posted: Fri May 1 7:11:34 2009 |
Hi Rekall
So far the banks and the credit card .. |
| Posted: Fri May 1 6:58:12 2009 |
Judgment cannot be removed from your credit .. |
| Posted: Fri May 1 6:13:51 2009 |
As far as I know, you can postpone your court .. |
| Posted: Thu Apr 30 2:58:23 2009 |
If the creditor does not collect the debt within .. |
| Posted: Wed Apr 29 6:11:41 2009 |
If you do not make any payment towards the debt .. |
| Posted: Fri Apr 24 4:52:02 2009 |
Yes, the IRS considers the forgiven debt as part .. |
| Posted: Fri Apr 24 4:00:06 2009 |
It is true that if you have two or more credit .. |
| Posted: Thu Apr 23 6:35:59 2009 |
Hi dperez
There are no sample letters to help .. |
| Posted: Thu Apr 23 6:01:00 2009 |
Hi Rosawilis
Can you tell the reason why you .. |
| Posted: Thu Apr 23 5:16:30 2009 |
Do you mean that you have made a payment .. |
| Posted: Thu Apr 23 4:10:33 2009 |
If the creditor sends you a collection notice, .. |
| Posted: Thu Apr 23 2:57:12 2009 |
Hi cbass
I have a question Since you are working .. |
| Posted: Wed Apr 22 7:26:45 2009 |
Hi Trixter
All credit cards have cash advance .. |
| Posted: Mon Apr 20 6:59:04 2009 |
Hi Maria
I would suggest you to first file an .. |
| Posted: Tue Apr 14 6:02:30 2009 |
Yes, you can find sample letters in the forum .. |
| Posted: Tue Apr 14 3:39:33 2009 |
Hi
Since you have already received the summon, .. |
| Posted: Wed Apr 8 9:41:14 2009 |
Mary is right. However, there are certain laws .. |
| Posted: Wed Apr 8 8:54:03 2009 |
If the co-signer has made any payment towards the .. |
| Posted: Fri Apr 3 10:34:55 2009 |
If you were sued by Palisades, you would have .. |
| Posted: Fri Apr 3 10:04:39 2009 |
Hi Sean
If they agree to pay for deletion .. |
| Posted: Fri Apr 3 8:58:38 2009 |
You cannot get the judgment removed from your .. |
| Posted: Fri Apr 3 8:42:37 2009 |
Yes, you should present yourself on the court .. |
| Posted: Fri Apr 3 6:45:12 2009 |
As far as I know, your husband cannot represent .. |
| Posted: Tue Mar 31 6:14:19 2009 |
Although it is very uncommon that the second .. |
| Posted: Tue Mar 31 6:01:37 2009 |
I agree with Carol. Even if you have settled off .. |
| Posted: Mon Mar 30 5:35:17 2009 |
If it the debts have been reported as delinquent .. |
| Posted: Mon Mar 30 5:07:02 2009 |
A discharged Chapter 7 bankruptcy stays on your .. |
| Posted: Mon Mar 30 5:00:10 2009 |
It is not possible to find out the exact points .. |
| Posted: Mon Mar 30 4:54:33 2009 |
You can try to get the hard inquiry removed from .. |
| Posted: Mon Mar 30 4:39:46 2009 |
Can you tell me how much is your credit score and .. |
| Posted: Mon Mar 30 4:33:27 2009 |
Yes, if debt is sold by the original creditor to .. |
| Posted: Mon Mar 30 3:36:21 2009 |
Yes, I agree with Carol. You can pull out your .. |
| Posted: Sat Mar 28 2:27:20 2009 |
SOL in Florida is 4 years on open ended accounts .. |
| Posted: Fri Mar 27 2:11:30 2009 |
Since you have received a collection letter, you .. |
| Posted: Fri Mar 27 2:08:28 2009 |
If an account is charged off, it does not mean .. |
| Posted: Thu Mar 26 6:10:43 2009 |
If a debt has been reported as delinquent in your .. |
| Posted: Thu Mar 26 6:05:20 2009 |
I agree with Carol. You should always get the .. |
| Posted: Tue Mar 24 7:35:01 2009 |
Before paying off the debt, you should first .. |
| Posted: Tue Mar 24 6:59:33 2009 |
A judgment is a public record and it can never be .. |
| Posted: Tue Mar 24 6:46:32 2009 |
Even if the debt is small and you can afford to .. |
| Posted: Tue Mar 24 6:29:53 2009 |
The most important factor that affects your .. |
| Posted: Tue Mar 24 6:24:44 2009 |
Your wage or bank account can be garnished only .. |
| Posted: Tue Mar 24 6:18:49 2009 |
Yes, the Fair credit reporting Act only requires .. |
| Posted: Wed Mar 18 8:00:54 2009 |
Debt validation is made on an outstanding debt .. |
| Posted: Wed Mar 18 7:57:28 2009 |
You can pull out your credit report and check .. |
| Posted: Wed Mar 18 7:04:49 2009 |
I agree with Mary. But if the medical bill was .. |
| Posted: Tue Mar 17 3:04:45 2009 |
Yes, Mary is right. You should not send any DV .. |
| Posted: Sat Mar 14 4:37:28 2009 |
Yes, if it was a delinquent utility bill which .. |
| Posted: Sat Mar 14 4:25:22 2009 |
Yes, if the collection agency brings judgment .. |
| Posted: Sat Mar 14 2:52:12 2009 |
Hi Dena
It is always better to repair your own .. |
| Posted: Sat Mar 14 2:37:20 2009 |
When a creditor brings a judgment against you, it .. |
| Posted: Thu Mar 12 4:36:51 2009 |
Correct and accurate information can never be .. |
| Posted: Thu Feb 26 7:47:43 2009 |
If you make monthly payments of $100 each, your .. |
| Posted: Thu Feb 26 7:34:00 2009 |
If the statute of limitation on the debt has not .. |
| Posted: Wed Feb 25 8:56:09 2009 |
Since you have made the last payment towards the .. |
| Posted: Wed Feb 25 6:55:06 2009 |
I think that before paying off the debt if you .. |
| Posted: Wed Feb 25 6:21:57 2009 |
630 is a good credit score but not an excellent .. |
| Posted: Wed Feb 25 5:40:05 2009 |
Hi Joebass
There is a separate Statute of .. |
| Posted: Wed Feb 25 5:15:13 2009 |
Whether you qualify for a Chapter 7 or a Chapter .. |
| Posted: Tue Feb 24 7:45:46 2009 |
Hi Nalai
You should not close down your old .. |
| Posted: Tue Feb 24 7:09:25 2009 |
Hi LT
Under debt settlement plan, you need not .. |
| Posted: Tue Feb 24 7:04:17 2009 |
Hi LynHeider
This is a credit forum where we .. |
| Posted: Tue Feb 24 7:00:00 2009 |
Hi Golfman
A proper debt validation includes a .. |
| Posted: Tue Feb 24 6:48:19 2009 |
In order to answer a summon, you need to visit .. |
| Posted: Tue Feb 24 6:40:31 2009 |
Since you have made a payment, your account has .. |
| Posted: Tue Feb 24 6:14:00 2009 |
Bankruptcy stays in your credit report for seven .. |
| Posted: Tue Feb 24 6:10:16 2009 |
Hi Sarah
If you plan to return to UK again, you .. |
| Posted: Tue Feb 24 6:01:02 2009 |
Hi Max
There is no specific time when the credit .. |
| Posted: Tue Feb 24 5:55:56 2009 |
You can have a debt consolidation loan only if .. |
| Posted: Tue Feb 24 5:43:17 2009 |
If you have delayed the fine for a period of six .. |
| Posted: Tue Feb 24 5:29:31 2009 |
If the CA has sold off the debt along with the .. |
| Posted: Tue Feb 24 4:33:08 2009 |
According to the Fair Credit Reporting Act, a .. |
| Posted: Thu Feb 19 5:59:28 2009 |
Hi Lt
Just sending a letter saying that they .. |
| Posted: Thu Feb 19 5:40:10 2009 |
If the new collection agency did not validate the .. |
| Posted: Thu Feb 19 4:44:16 2009 |
Hi Skot
You should keep credit cards only with a .. |
| Posted: Thu Feb 19 4:38:57 2009 |
You should immediately send a DV letter and check .. |
| Posted: Thu Feb 19 4:17:10 2009 |
Hi Texas
Since the collection agency have asked .. |
| Posted: Thu Feb 19 4:09:08 2009 |
Yes, after the negative item gets removed from .. |
| Posted: Thu Feb 19 4:02:36 2009 |
You can call Federal Trade Commission at their .. |
| Posted: Wed Feb 18 8:24:17 2009 |
No, you cannot ask for debt validation in your .. |
| Posted: Wed Feb 18 8:01:05 2009 |
Yes, I agree with Mary. Wage Garnishment can .. |
| Posted: Wed Feb 18 7:39:07 2009 |
Paying off a debt never reduces your credit .. |
| Posted: Wed Feb 18 7:35:20 2009 |
Hi Bart
Most of the credit card companies are .. |
| Posted: Wed Feb 18 7:30:59 2009 |
Since Arrow Financial sold off the debt to .. |
| Posted: Tue Feb 17 6:54:01 2009 |
You have validated the debt with the hospital but .. |
| Posted: Tue Feb 17 6:49:59 2009 |
What i think is that, your must have closed any .. |
| Posted: Tue Feb 17 2:08:12 2009 |
If you pay off the debt in full, the creditor .. |
| Posted: Mon Feb 16 7:43:56 2009 |
First of all have you send the debt validation .. |
| Posted: Mon Feb 16 7:35:27 2009 |
Hi guest
Can you tell me the state where the .. |
| Posted: Mon Feb 16 7:27:41 2009 |
If the debt is with the collection agency, and .. |
| Posted: Mon Feb 16 6:39:01 2009 |
Hi Dez
If your debt is charged off by the .. |
| Posted: Mon Feb 16 5:53:02 2009 |
Have you closed down any of your existing credit .. |
| Posted: Sat Feb 14 8:21:56 2009 |
Yes, it means that the woman represents a debt .. |
| Posted: Fri Feb 13 7:55:40 2009 |
It is not obligatory for the collection agency to .. |
| Posted: Fri Feb 13 7:48:21 2009 |
No, there can be two hard inquiries in your .. |
| Posted: Fri Feb 13 7:42:58 2009 |
Hi Guest
You should never close existing VISA or .. |
| Posted: Fri Feb 13 7:38:31 2009 |
I went through their website and found out that .. |
| Posted: Fri Feb 13 7:34:50 2009 |
They cannot take you to the court until they have .. |
| Posted: Fri Feb 13 7:29:52 2009 |
First try to bring down the debt to 35% on both .. |
| Posted: Fri Feb 13 7:19:48 2009 |
Even if your account is charged off, you need to .. |
| Posted: Thu Feb 12 7:53:35 2009 |
Yes, Mary is right. SOL starts from the date of .. |
| Posted: Wed Feb 11 6:49:29 2009 |
Statute of Limitation for all types of debt in .. |
| Posted: Wed Feb 11 6:35:51 2009 |
You can get a credit card only if you have a good .. |
| Posted: Wed Feb 11 6:28:26 2009 |
Negative items can be completely removed from .. |
| Posted: Wed Feb 11 5:40:00 2009 |
Yes, the creditor can report to the bureaus till .. |
| Posted: Wed Feb 11 5:35:36 2009 |
If they can validate your debt in the court and .. |
| Posted: Tue Feb 10 5:54:08 2009 |
Yes, you can definitely leave a letter .. |
| Posted: Tue Feb 10 5:10:03 2009 |
If the hard inquiries were not authorized by you, .. |
| Posted: Mon Feb 9 6:23:35 2009 |
Charge off does not mean that you are no more .. |
| Posted: Thu Feb 5 8:03:04 2009 |
Before paying off the debt, you should first .. |
| Posted: Thu Feb 5 7:55:31 2009 |
I too think that paying off the debt early will .. |
| Posted: Wed Feb 4 7:37:26 2009 |
For filing bankruptcy, it is not necessary that .. |
| Posted: Wed Feb 4 7:32:58 2009 |
If you are not able to repay off the debt, the .. |
| Posted: Wed Feb 4 6:57:25 2009 |
A hard inquiry remains in your credit report for .. |
| Posted: Wed Feb 4 6:34:14 2009 |
If you stay in the community property states, .. |
| Posted: Wed Feb 4 5:48:25 2009 |
Hi Chase
Since you have made the last payment in .. |
| Posted: Wed Feb 4 5:43:14 2009 |
Hi Madlduke
I agree with Mary. You should .. |
| Posted: Tue Feb 3 7:26:04 2009 |
Yes, Mary is right. You cannot get an unsecured .. |
| Posted: Tue Feb 3 7:07:25 2009 |
According to the Fair credit reporting Act, you .. |
| Posted: Tue Feb 3 6:54:58 2009 |
Bankruptcy stays in your credit report for seven .. |
| Posted: Tue Feb 3 6:43:23 2009 |
If you cannot make the minimum payments within .. |
| Posted: Tue Feb 3 6:26:12 2009 |
Hard inquiries can stay in your credit report .. |
| Posted: Mon Feb 2 7:21:18 2009 |
Yes, if you have the returned letter showing that .. |
| Posted: Mon Feb 2 7:18:26 2009 |
Hi Gelnoyen
FIA is FIA card service, the credit .. |
| Posted: Mon Feb 2 6:44:21 2009 |
Debt validation shall only include a copy of the .. |
| Posted: Mon Feb 2 6:38:49 2009 |
Just send a letter asking them to verify your .. |
| Posted: Mon Feb 2 6:20:21 2009 |
Hi Joshua
Yes, you can either ask the credit .. |
| Posted: Mon Feb 2 5:49:44 2009 |
Yes, if the creditor or the CA neither validates .. |
| Posted: Mon Feb 2 5:20:15 2009 |
Hi Tracy
You can file bankruptcy only if you do .. |
| Posted: Mon Feb 2 5:08:30 2009 |
Hi Iceman
I agree with Mary. Such instances are .. |
| Posted: Sat Jan 31 8:23:49 2009 |
If you wish to buy your single report you can .. |
| Posted: Sat Jan 31 7:04:45 2009 |
You need to visit the court on the date mentioned .. |
| Posted: Sat Jan 31 6:45:17 2009 |
The Fair Credit Reporting Act allows a negative .. |
| Posted: Sat Jan 31 6:24:03 2009 |
Even if the collection agency sue you to the .. |
| Posted: Sat Jan 31 6:09:25 2009 |
Hi Elizabeth
If you do not file a response to .. |
| Posted: Sat Jan 31 5:21:22 2009 |
Even if you make payments on a charged off .. |
| Posted: Thu Jan 29 8:11:12 2009 |
Hi Shabbi
Instead of going through credit repair .. |
| Posted: Thu Jan 29 8:02:54 2009 |
You can get a loan for purchasing a home only if .. |
| Posted: Thu Jan 29 7:40:03 2009 |
No, it is not possible to remove "paid" .. |
| Posted: Thu Jan 29 7:37:39 2009 |
Hi Sheila
Since you are a co-signer of the .. |
| Posted: Thu Jan 29 7:33:25 2009 |
You can obtain the three reports from any of .. |
| Posted: Wed Jan 28 8:17:53 2009 |
It does not matter where you stay, you need to .. |
| Posted: Wed Jan 28 8:03:00 2009 |
Yes, if they can validate the debt and agree to .. |
| Posted: Wed Jan 28 7:53:40 2009 |
Actually the charged off listing cannot be .. |
| Posted: Tue Jan 27 6:40:07 2009 |
Hi shabbi
If you want to remove the collections .. |
| Posted: Tue Jan 27 6:12:09 2009 |
Hi Jason
You should first check whether the SOL .. |
| Posted: Tue Jan 27 5:58:50 2009 |
Hi Renny
Can you tell us the date of your last .. |
| Posted: Tue Jan 27 5:48:12 2009 |
Yes, till the time they validate the debt, you .. |
| Posted: Mon Jan 26 6:45:43 2009 |
Firstly, If you had paid off the debts which has .. |
| Posted: Mon Jan 26 6:11:09 2009 |
Hi Adele
Budgeting is important if you want to .. |
| Posted: Mon Jan 26 6:02:57 2009 |
Hi Jazimmer
You can either remove any .. |
| Posted: Mon Jan 26 5:26:32 2009 |
If your account has already been charged off by .. |
| Posted: Mon Jan 26 5:17:38 2009 |
As per the fair credit reporting act, you cannot .. |
| Posted: Sat Jan 24 5:06:43 2009 |
Most of the times the creditors do not agree to .. |
| Posted: Fri Jan 23 6:42:25 2009 |
First pull out your credit report from the three .. |
| Posted: Thu Jan 22 6:07:35 2009 |
You should file an answer within 21 days to avoid .. |
| Posted: Wed Jan 21 6:15:01 2009 |
Have you send debt validation letter to the .. |
| Posted: Wed Jan 21 5:11:07 2009 |
Hi Pumpkin
Since the collection agency have .. |
| Posted: Wed Jan 21 5:05:56 2009 |
Hi Pumpkin
Soft inquiries never affect your .. |
| Posted: Wed Jan 21 5:03:20 2009 |
Yes, just leave it as they are. If you had owed .. |
| Posted: Tue Jan 20 5:33:19 2009 |
My first question is that are you sure that you .. |
| Posted: Tue Jan 20 5:16:01 2009 |
Hi Yvonne
If you have gone for a debt .. |
| Posted: Mon Jan 19 8:22:42 2009 |
Hi Sugacoted
Statute of Limitation in New York .. |
| Posted: Mon Jan 19 7:33:56 2009 |
Since you have already received a summon from the .. |
| Posted: Sat Jan 17 6:06:57 2009 |
Yes, this is the main reason why one should think .. |
| Posted: Fri Jan 16 8:47:18 2009 |
Hi annie
If you have a discharged Chapter 13 .. |
| Posted: Thu Jan 15 6:04:57 2009 |
As far as I know, Capital assistance group is a .. |
| Posted: Thu Jan 15 5:46:42 2009 |
Hi Jimson
Can you tell me your credit score If .. |
| Posted: Wed Jan 14 8:20:53 2009 |
I think that Mary is right. If you have opened a .. |
| Posted: Wed Jan 14 7:27:43 2009 |
You should first send another letter by certified .. |
| Posted: Wed Jan 14 5:50:15 2009 |
The four states which does not allow wage .. |
| Posted: Wed Jan 14 5:39:40 2009 |
Charge off does not mean that you need not repay .. |
| Posted: Tue Jan 13 6:18:59 2009 |
The law firm can either garnish your bank account .. |
| Posted: Tue Jan 13 4:38:03 2009 |
NAFS is National Action financial service. It is .. |
| Posted: Tue Jan 13 4:04:30 2009 |
If you consider the negative listing in your .. |
| Posted: Mon Jan 12 6:48:22 2009 |
Whether you file a Chapter 13 or a Chapter 7 .. |
| Posted: Fri Jan 9 7:45:46 2009 |
Even if you have paid off an old debt in full, it .. |
| Posted: Fri Jan 9 7:12:56 2009 |
Yes, the courts can only decide which bankruptcy .. |
| Posted: Fri Jan 9 6:43:50 2009 |
Firstly, since it is already five years you have .. |
| Posted: Fri Jan 9 5:50:34 2009 |
Judgment is a public record which cannot be .. |
| Posted: Thu Jan 8 7:16:24 2009 |
Firstly I would like you get answers to a few .. |
| Posted: Wed Jan 7 7:09:39 2009 |
Yes, the first step is filing an answer to the .. |
| Posted: Wed Jan 7 6:48:32 2009 |
A creditor charges off an account if he considers .. |
| Posted: Sat Jan 3 8:08:56 2009 |
Since the creditor cannot provide you with .. |
| Posted: Fri Jan 2 7:00:23 2009 |
Charge off listings stay in your credit report .. |
| Posted: Fri Jan 2 6:39:36 2009 |
I think Anthony is right. As far as I know, under .. |
| Posted: Fri Jan 2 4:59:14 2009 |
Cease and desist letter should not be sent first. .. |
| Posted: Mon Dec 29 7:36:27 2008 |
You need to send a debt validation letter only .. |
| Posted: Wed Dec 10 7:19:20 2008 |
Yes, I too think that you should go for debt .. |
| Posted: Wed Dec 10 6:03:22 2008 |
Yes, the creditors usually reports an outstanding .. |
| Posted: Tue Dec 9 7:25:56 2008 |
I agree with Anthony. But to remove the name of .. |
| Posted: Tue Dec 9 6:26:55 2008 |
A creditor can never take money out of your .. |
| Posted: Fri Dec 5 6:08:11 2008 |
Yes, I agree with Mary. If you have a bad score .. |
| Posted: Thu Dec 4 6:34:04 2008 |
Hi C2
You can visit the court from where you .. |
| Posted: Mon Dec 1 5:48:41 2008 |
I agree with Mary. However, if you come to pay .. |
| Posted: Wed Nov 26 7:42:27 2008 |
Most people look for credit cards with no annual .. |
| Posted: Mon Nov 24 5:43:24 2008 |
Hi Fireyone
I think that Mary is right. Since .. |
| Posted: Fri Nov 21 7:34:51 2008 |
To build up a good credit score, you need to .. |
| Posted: Fri Nov 21 6:58:30 2008 |
Student's loan agreement is a promissory note and .. |
| Posted: Wed Nov 19 5:41:44 2008 |
Hi guest
Once a default judgment has been passed .. |
| Posted: Wed Nov 19 4:44:13 2008 |
Hi yourmom7
You need to visit the court and .. |
| Posted: Wed Nov 19 4:35:43 2008 |
Yes, justin is right. But the employer has to get .. |
| Posted: Tue Nov 18 6:42:33 2008 |
Hi yourmom
You are right. The SOL in CT is 6 .. |
| Posted: Tue Nov 18 6:34:35 2008 |
Mary is right.Validating the debt would mean that .. |
| Posted: Fri Nov 14 7:23:31 2008 |
Hi Onzua
Can you tell us exactly what is your .. |
| Posted: Fri Nov 14 7:14:25 2008 |
Yes, I agree with Mary. Even if they do not agree .. |
| Posted: Fri Nov 14 6:40:25 2008 |
Yes, Mary is right. You should at the same time .. |
| Posted: Tue Nov 11 7:21:54 2008 |
You can definitely send a C and D letter if they .. |
| Posted: Tue Nov 11 6:17:11 2008 |
Hi Theresa
You can remove this late mark if you .. |
| Posted: Fri Nov 7 8:25:49 2008 |
Hi sharon
If you want to remove the negative .. |
| Posted: Fri Nov 7 7:30:55 2008 |
Yes, Anthony is right. Once the negative listings .. |
| Posted: Sat Nov 1 8:27:16 2008 |
Yes, Mary is right. Secured credit card card can .. |
| Posted: Fri Oct 31 9:31:50 2008 |
Debt validation would mean that the CA must prove .. |
| Posted: Fri Oct 31 7:21:23 2008 |
Mary is right, but sometimes based on your .. |
| Posted: Wed Oct 29 8:26:39 2008 |
Since you have already started paying off the .. |
| Posted: Wed Oct 29 7:10:40 2008 |
Charge off listing can be removed from your .. |
| Posted: Thu Jul 17 7:36:09 2008 |
Yes, identity theft can also occur when your .. |
| Posted: Thu Jul 17 3:05:22 2008 |
Hi goodnatured
Even if you pay off the charge .. |
| Posted: Wed Jul 16 6:49:49 2008 |
Yes, charge off listing is not good for the .. |
| Posted: Wed Jul 16 5:08:13 2008 |
Hi Amy
You are right. The credit repair .. |
| Posted: Sat Jul 12 7:41:39 2008 |
Actually, FICO score is a type of credit score. .. |
| Posted: Sat Jul 12 7:04:41 2008 |
I agree with Anthony. Actually what happens is .. |
| Posted: Fri Jul 11 6:03:06 2008 |
Yes goodnatured. These credit repair companies .. |
| Posted: Fri Jul 11 5:27:07 2008 |
As per section 207 of the SS Act, social security .. |
| Posted: Fri Jul 11 4:56:54 2008 |
Yes, actually what happens is that since payday .. |
| Posted: Fri Jul 11 4:33:49 2008 |
What I think is that only if you have missed .. |
| Posted: Tue Jul 8 6:22:42 2008 |
Your original credit amount was 300$ has .. |
| Posted: Tue Jul 8 5:46:56 2008 |
If you have already a charged off debt, and it .. |
| Posted: Mon Jul 7 1:45:55 2008 |
Hi angela
It is always essential that you pay .. |
| Posted: Mon Jul 7 0:54:47 2008 |
I agree with you goodnatured. Credit related .. |
| Posted: Wed Jul 2 5:54:50 2008 |
hi donna
Actually your credit card account is .. |
| Posted: Wed Jul 2 3:56:00 2008 |
I agree with Mary. Since you do not want to go .. |
| Posted: Tue Jul 1 7:19:02 2008 |
Hi goodnatured
Since you have already paid off .. |
| Posted: Mon Jun 30 6:55:35 2008 |
Under certain cases like if you perform volunteer .. |
| Posted: Mon Jun 30 3:40:45 2008 |
Hi Wendy
You can always send a DV letter to the .. |
| Posted: Fri Jun 27 7:00:15 2008 |
hi Byron
You first get a credit report and check .. |
| Posted: Fri Jun 27 6:28:17 2008 |
Hi Wendy
Under the FCRA, Collection Agencies are .. |
| Posted: Thu Jun 26 5:55:34 2008 |
Hi wendyrenaud
Since you have already send a .. |
| Posted: Thu Jun 26 4:42:37 2008 |
I agree with Laura. You should immediately .. |
| Posted: Thu Jun 26 1:53:33 2008 |
I am also sure of the fact that we can get only .. |
| Posted: Wed Jun 25 7:53:37 2008 |
Hi goodnatured
You are correct. I too think that .. |
| Posted: Wed Jun 25 3:14:06 2008 |
Hi Erica
Since the collection amount is not .. |
| Posted: Wed Jun 25 1:14:37 2008 |
Hi Keith
Any person without a credit history .. |
| Posted: Tue Jun 24 5:16:23 2008 |
Hi Sukhipatiala
Even if they took your insurance .. |
| Posted: Tue Jun 24 2:03:39 2008 |
Hi bonesninja
I realize that you are in a very .. |
| Posted: Mon Jun 23 3:14:46 2008 |
Hi linkitty
You can call at their business .. |
| Posted: Mon Jun 23 2:55:45 2008 |
Whenever you apply for a new line of credit, a .. |
| Posted: Mon Jun 23 1:17:26 2008 |
If you have even one missed mortgage payment, it .. |
| Posted: Fri Jun 20 5:32:03 2008 |
I don't think that your credit score has lowered .. |
| Posted: Fri Jun 20 2:35:33 2008 |
I agree with Anthony. The other two CRAs must be .. |
| Posted: Thu Jun 19 4:18:53 2008 |
I think it is Macy's VISA credit card which is .. |
| Posted: Thu Jun 19 2:59:26 2008 |
I also found out the information given by Justin .. |
| Posted: Tue Jun 17 6:43:22 2008 |
Hi tryingtomak
Even if you have paid out your .. |
| Posted: Mon Jun 16 7:05:32 2008 |
Hi fireyone
Goodnatured is right. You will not .. |
| Posted: Mon Jun 16 2:41:14 2008 |
I too find a large number of spam links posted in .. |
| Posted: Mon Jun 16 2:20:34 2008 |
Hi sdchargers_63
I think that if you have all .. |
| Posted: Mon Jun 16 2:00:16 2008 |
Lifelock provides identity theft protection .. |
| Posted: Sat Jun 14 6:34:18 2008 |
Vantage score is actually a new model which has .. |
| Posted: Sat Jun 14 2:55:22 2008 |
Send them a debt validation letter through .. |
| Posted: Sat Jun 14 2:16:13 2008 |
Social security benefits, pension payments, and .. |
| Posted: Fri Jun 13 3:31:21 2008 |
Yes, actually people have high credit score and a .. |
| Posted: Thu Jun 12 3:31:05 2008 |
As far as i know, hospitals ask for credit .. |
| Posted: Thu Jun 12 2:23:27 2008 |
Hi Tanyarmaddox
I have found this customer .. |
| Posted: Wed Jun 11 3:13:36 2008 |
Hi Bubba
The most important instrument for you .. |
| Posted: Wed Jun 11 2:38:16 2008 |
Hi dfritz001
Since you have no signatures on the .. |
| Posted: Tue Jun 10 8:47:18 2008 |
Hi Chargers
Welcome back to the forum. Hope you .. |
| Posted: Tue Jun 10 6:35:27 2008 |
I am not sure whether you will get a auto loan .. |
| Posted: Tue Jun 10 4:59:03 2008 |
Hi Noelle
You need to repair your bad credit and .. |
| Posted: Tue Jun 10 3:14:28 2008 |
The fact that you need to have a balance before .. |
| Posted: Mon Jun 9 3:07:53 2008 |
If your credit score is above 680, you can be .. |
| Posted: Mon Jun 9 2:53:17 2008 |
Yes, you can include Navy Federalcredit card and .. |
| Posted: Mon Jun 9 2:37:53 2008 |
I think there is no need to worry about if you .. |
| Posted: Sat Jun 7 8:15:14 2008 |
I too think it is difficult to get a home loan .. |
| Posted: Sat Jun 7 2:34:19 2008 |
Pay for deletion letter is used generally to .. |
| Posted: Sat Jun 7 2:11:09 2008 |
There are two types of loan consolidation .. |
| Posted: Fri Jun 6 1:39:07 2008 |
Debt validation letter is what I think is one of .. |
| Posted: Wed Jun 4 8:58:46 2008 |
Hi Fireyone
I think they ask for the credit .. |
| Posted: Wed Jun 4 7:55:21 2008 |
I too think that going for credit repair .. |
| Posted: Wed Jun 4 2:51:09 2008 |
For getting a free credit report all that is .. |
| Posted: Wed Jun 4 0:38:02 2008 |
I too think it is a wonderful idea. This would .. |
| Posted: Mon Jun 2 5:24:07 2008 |
Hi CMBV22
Thanks for posting this wonderful .. |
| Posted: Mon Jun 2 4:57:54 2008 |
If you lose your credit card, the maximum .. |
| Posted: Mon Jun 2 1:17:43 2008 |
It seems that you have never been delinquent. The .. |
| Posted: Sat May 31 2:01:21 2008 |
Hi Randal
I think that you will be at risk if .. |
| Posted: Fri May 30 6:03:43 2008 |
I agree with carol on this point. Say for .. |
| Posted: Fri May 30 1:44:24 2008 |
Yes I agree with you. The status will change to .. |
| Posted: Fri May 30 1:31:05 2008 |
The negative mark of delinquency stays on your .. |
| Posted: Thu May 29 9:18:18 2008 |
about 35% of your credit score depends upon your .. |
| Posted: Thu May 29 8:36:57 2008 |
Hi one jt
You need to visit the court and file .. |
| Posted: Thu May 29 5:13:02 2008 |
I agree with Laura on the point that unlike .. |
| Posted: Thu May 29 1:53:10 2008 |
Yes, one credit report is free in a financial .. |
| Posted: Wed May 28 6:22:34 2008 |
I too think that you should return the card to .. |
| Posted: Wed May 28 3:22:51 2008 |
Credit score are used by insurance companies to .. |
| Posted: Wed May 28 2:01:46 2008 |
I suggest you to notify Bank of America about it. .. |
| Posted: Wed May 28 0:57:30 2008 |
Laura is correct. For every 1000 magic points, .. |
| Posted: Tue May 27 6:52:56 2008 |
I think that carol is correct. However to remove .. |
| Posted: Tue May 27 4:05:12 2008 |
Actually the sample letters helped me a lot in .. |
| Posted: Tue May 27 2:28:54 2008 |
I think you could have sent a certified copy of .. |
| Posted: Tue May 27 1:30:57 2008 |
Hi Mas
Since you have a 2 1/2 months left, I .. |
| Posted: Mon May 26 8:50:39 2008 |
I too think that Justin is correct. You should .. |
| Posted: Mon May 26 7:50:17 2008 |
I think cbass is correct. Your credit report .. |
| Posted: Mon May 26 1:36:23 2008 |
Credit monitoring services actually notifies the .. |
| Posted: Sat May 24 3:03:51 2008 |
I too agree with CMBV on the point that we should .. |
| Posted: Sat May 24 1:43:58 2008 |
I think that you can ask for a repayment plan .. |
| Posted: Fri May 23 6:44:14 2008 |
Hi CMBV
I think you are correct. We can in .. |
| Posted: Fri May 23 2:46:00 2008 |
Hi sdchargers
It is not the question of what the .. |
| Posted: Fri May 23 2:30:00 2008 |
I too think that you should send Debt validation .. |
| Posted: Fri May 23 0:31:18 2008 |
You can file an online complain with the AG as .. |
| Posted: Thu May 22 7:35:51 2008 |
I too think you should make the payment and get .. |
| Posted: Thu May 22 7:02:42 2008 |
Actually only one copy of the report is free in a .. |
| Posted: Thu May 22 5:58:03 2008 |
As per the extract given by morningstar, RMCN are .. |
| Posted: Thu May 22 4:58:37 2008 |
Firstly, I would like to thank CMBV for posting .. |
| Posted: Wed May 21 6:48:56 2008 |
Charge off remains on your credit report for 7 .. |
| Posted: Wed May 21 1:31:33 2008 |
Justin is correct that SCA is a collection .. |
| Posted: Tue May 20 4:40:47 2008 |
I too agree with Fireyone on this point that if .. |
| Posted: Mon May 19 2:36:01 2008 |
As hard inquiries fall off the credit report, .. |
| Posted: Mon May 19 0:55:38 2008 |
The quote "nothing until they get .. |
| Posted: Mon May 19 0:30:12 2008 |
It is good to see that the forum is becoming a .. |
| Posted: Fri May 16 2:45:45 2008 |
I think that bankruptcy can be filed in all types .. |
| Posted: Thu May 15 6:32:15 2008 |
Yes, I think goodnatured is correct. You can .. |
| Posted: Thu May 15 4:29:24 2008 |
Sample letters always provide a general idea of .. |
| Posted: Thu May 15 0:29:01 2008 |
Hi smokeyr008
If you have already paid the .. |
| Posted: Wed May 14 6:08:57 2008 |
Hi guest
Can you tell me which documents are .. |
| Posted: Tue May 13 9:16:29 2008 |
Hi CMBV22
You can ask the credit bureaus to .. |
| Posted: Tue May 13 5:43:43 2008 |
Hi Rey,
I think you should immediately contact .. |
| Posted: Thu May 8 7:40:03 2008 |
Dear
I dont think you need to pay them if you .. |
| Posted: Tue May 6 7:32:52 2008 |
Since you had medical insurance while opening .. |
| Posted: Tue May 6 7:09:01 2008 |
If your student loan is waived by the Government, .. |
| Posted: Thu Apr 3 3:35:58 2008 |
But from what he said I can see that the CA has .. |
| Posted: Thu Apr 3 3:30:08 2008 |
Dont you have any proof that you had paid the .. |
| Posted: Thu Apr 3 3:27:31 2008 |
Well Zster, the OC and the CA can report the same .. |
| Posted: Thu Apr 3 3:10:31 2008 |
Definitely not. I am not taking chances with my .. |
| Posted: Thu Apr 3 2:56:04 2008 |
If they are old accounts I would advise not to .. |
| Posted: Thu Apr 3 2:44:16 2008 |
Negatives do not turn into positives. However .. |
| Posted: Thu Apr 3 2:32:25 2008 |
This is a tough deal. I have never faced this .. |
| Posted: Thu Apr 3 0:21:41 2008 |
Payday loans definitely come last. Focus on .. |
| Posted: Thu Apr 3 0:04:10 2008 |
Hi Mandie_rapid,
Welcome to the forum. The .. |
| Posted: Thu Mar 27 0:16:58 2008 |
Kudos to you. We helped and you tried. We salute .. |
| Posted: Wed Mar 26 7:34:43 2008 |
Great that way. Did you check with all the three .. |
| Posted: Wed Mar 26 6:39:57 2008 |
Yes that feels irksome but you have to opt out .. |
| Posted: Wed Mar 26 6:03:49 2008 |
Learning being a part of life requires investment .. |
| Posted: Wed Mar 26 6:00:05 2008 |
Great to see appreciations here for the right .. |
| Posted: Wed Mar 26 5:58:00 2008 |
Sorry I got logged out.
That was me .. |
| Posted: Wed Mar 26 4:35:25 2008 |
As far as I know dispute happens with the bureaus .. |
| Posted: Wed Mar 26 3:25:16 2008 |
Hey good natured,
Dont you think you are .. |
| Posted: Wed Mar 26 3:14:47 2008 |
Hi Swapwap,
A warm welcome to the forum. cbass .. |
| Posted: Wed Mar 26 3:10:28 2008 |
Dispute it with the credit bureau requesting them .. |
| Posted: Wed Mar 26 3:06:39 2008 |
Do let us know in which country you had incurred .. |
| Posted: Wed Mar 19 1:57:52 2008 |
You can place a complaint with the Consumer .. |
| Posted: Wed Mar 19 1:25:58 2008 |
Doing it yourself is important because we come to .. |
| Posted: Wed Mar 19 1:15:22 2008 |
The best part would be that you will get views on .. |
| Posted: Tue Mar 11 7:42:55 2008 |
One has to stand his ground to convince the one .. |
| Posted: Tue Mar 11 7:38:07 2008 |
Dispute it .. |
| Posted: Tue Mar 11 1:32:15 2008 |
The idea of piggybacking is definitely a nasty .. |
| Posted: Tue Mar 11 0:59:12 2008 |
Its good to hear that you are catching up on .. |
| Posted: Wed Feb 6 0:03:19 2008 |
This a good decision. Pub is for general topic. I .. |
| Posted: Mon Jan 7 6:02:57 2008 |
erb you are doing a great job here. Someone in a .. |
| Posted: Mon Jan 7 5:56:26 2008 |
Yeah sure,
How did she expect God to recognize .. |
| Posted: Mon Jan 7 5:52:17 2008 |
Hi erb,
If you have spoken out your mind, do .. |
| Posted: Mon Jan 7 5:45:25 2008 |
That is a great approach. Similar to .. |
| Posted: Mon Jan 7 5:44:01 2008 |
hi Avengerki,
Great to see you here .. |
| Posted: Mon Jan 7 5:37:49 2008 |
I maintain corporate cards .. |
| Posted: Mon Jan 7 5:36:34 2008 |
Yes Carol,
I think its really nice. Nothing .. |
| Posted: Mon Jan 7 5:32:59 2008 |
I personally feel that you need to change the .. |
| Posted: Mon Jan 7 5:23:47 2008 |
I agree with LT and good. She is doing a .. |
| Posted: Mon Jan 7 2:01:10 2008 |
No need to go for any credit repair agencies. .. |
| Posted: Mon Jan 7 1:54:35 2008 |
Once you dismiss you will owe everything once .. |
| Posted: Sat Jan 5 4:55:59 2008 |
I check it twice in 6 .. |
| Posted: Wed Jun 20 5:11:12 2007 |
Hi Jennings,
DTC stands for Depository Trust .. |
| Posted: Fri Mar 30 3:34:04 2007 |
I suppose this is your original post
I .. |
| Posted: Fri Mar 30 3:31:12 2007 |
Hi Randy Nichols,
After googling about the .. |
| Posted: Thu Mar 22 2:25:47 2007 |
Hi ktrboston ,
There is no specific period in .. |
| Posted: Sat Jan 20 19:50:40 2007 |
It is a collection agency and has a very bad .. |
| Posted: Mon Dec 25 22:43:49 2006 |
There is a possibility that they may pop up as a .. |
| Posted: Mon Dec 4 15:20:11 2006 |
Hi Dian,
You have posted your question in a .. |
| Posted: Mon Dec 4 14:56:26 2006 |
Hi Jake,
You should ask for verification from .. |
| Posted: Fri Dec 1 19:46:39 2006 |
Hi Jake,
An expired SOL will not remove the .. |
| Posted: Fri Dec 1 15:30:12 2006 |
Hi Jake,
What happens is that the original .. |
| Posted: Tue Sep 5 3:28:56 2006 |
Guest, you should also show your participation .. |
scott's Page
