sdchargers_63's Page :: Credit Magic

sdchargers_63's Page

About sdchargers_63

JOINED:	12 August 2007
TOTAL POSTS:	891 Find all posts by sdchargers_63
LOCATION:
WEBSITE:
BLOG:
OCCUPATION:
INTERESTS:
PRIVATE MESSAGE:

sdchargers_63's Music

Add more music to your playlist

sdchargers_63's Photos

Add more photo to your Album

Posts by sdchargers_63
Posting date	Subject
Posted: Sat Nov 15 11:00:17 2008	TOO many people try to 'keep up with the Jones'. ..
Posted: Sat Nov 15 10:27:52 2008	That's what I do, from my earnings. I just ..
Posted: Sat Nov 15 10:25:10 2008	Well..........I DO wanna say this. Even though ..
Posted: Sat Nov 15 10:22:36 2008	Yep......dealing with 'bad credit' loans can ..
Posted: Sat Nov 15 10:16:53 2008	GN did some a link to me, FIREYONE........really ..
Posted: Sat Nov 15 10:11:29 2008	What in the world is this (above post)!!!! I ..
Posted: Fri Nov 14 7:19:37 2008	Even if you CAN make a fake paystub, and give it ..
Posted: Fri Nov 14 7:14:24 2008	Well...........that's true, FIREYONE. I do see ..
Posted: Fri Nov 14 7:10:55 2008	Credit Boost Mmmmm.....don't think I've ever ..
Posted: Fri Nov 14 7:04:58 2008	I believe in just THAT, FIREYONE. You CAN do ..
Posted: Fri Nov 14 7:00:21 2008	AROG........you may not HAVE a choice but to ..
Posted: Wed Nov 12 5:47:23 2008	Hi PENNYBLOSSOM. I'm low-income, too. I'm a ..
Posted: Wed Nov 12 5:34:20 2008	Gee, thanks. I'll see what I can do about THIS ..
Posted: Tue Nov 11 6:46:09 2008	I think alot of the 'rebate' CC's you have to ..
Posted: Tue Nov 11 6:40:26 2008	GOODNATURED......is it Helium (dot) com Is it a ..
Posted: Tue Nov 11 6:38:00 2008	Thanks for the advice, JUSTIN. I've had a few ..
Posted: Tue Nov 11 6:34:22 2008	I was looking at that Finanaceglobe (dot) com. ..
Posted: Mon Nov 10 3:01:22 2008	If a lender denies you credit, don't they ahve to ..
Posted: Mon Nov 10 2:57:54 2008	Are 'we' taling about the CC here I thought ..
Posted: Mon Nov 10 2:54:21 2008	Can anyone tell me their experiences with this ..
Posted: Mon Nov 10 2:47:12 2008	This site gives you the tools to help you. The ..
Posted: Mon Nov 10 2:43:23 2008	I'm not saying the E-books wouldn't work...just ..
Posted: Mon Nov 10 2:32:23 2008	I have some un-paid hospital bills ( emeregency ..
Posted: Thu Nov 6 7:25:57 2008	Also...i wanted to add.....................the ..
Posted: Thu Nov 6 7:21:28 2008	OHH yea,......CAROL is right. It would be the ..
Posted: Thu Nov 6 7:13:42 2008	I deal with Citifinancial, concerning my Jeep. If ..
Posted: Thu Nov 6 7:10:46 2008	Basically, I suppose you would have to just 'wait ..
Posted: Wed Nov 5 7:21:22 2008	Thanks..I appriciate all the replies from ya'll. ..
Posted: Wed Nov 5 7:10:49 2008	That WOULD be expensive. And, if you DID start ..
Posted: Wed Nov 5 7:08:12 2008	If you had a BK, or something like that, I DO ..
Posted: Wed Nov 5 7:04:09 2008	I've put myself on 'Do Not Call' lists, all over ..
Posted: Sun Nov 2 18:06:40 2008	Yep...I agree with CINNAMNGRL......I would ask ..
Posted: Sun Nov 2 17:53:39 2008	How can the Government understand about those who ..
Posted: Sun Nov 2 9:52:31 2008	I never filed for BK. Just wanted to know what my ..
Posted: Sun Nov 2 8:25:22 2008	The FIRST 'Package' that people received (I'm ..
Posted: Sun Nov 2 8:17:39 2008	GOODNATURED.....I'm gonna go back to your ..
Posted: Sun Nov 2 8:13:41 2008	In my opionion, that's a HORRIBLE idea. You ..
Posted: Sun Nov 2 8:10:40 2008	Can you type in English, please, so we can read ..
Posted: Sun Nov 2 8:09:29 2008	Did you have 2 different accounts with them That ..
Posted: Sun Nov 2 8:05:12 2008	On a Secured CC, would it be the 'High % rate', ..
Posted: Wed Oct 29 23:06:34 2008	Chargers will always be 'my' team. I'm from San ..
Posted: Wed Oct 29 23:04:31 2008	GUEST........I think I made my point pretty ..
Posted: Wed Oct 29 23:00:39 2008	Forgot to ask this before. How did they get a ..
Posted: Wed Oct 29 11:00:31 2008	Ok...I NOW know you can send PFD letter to the ..
Posted: Wed Oct 29 10:57:07 2008	CREDITPRO..I know you've put that same post, on a ..
Posted: Wed Oct 29 10:04:46 2008	If I don't have to put my personal info 'out ..
Posted: Wed Oct 29 10:02:57 2008	Yea..i see, MARY. Can you take an 'advance' on a ..
Posted: Wed Oct 29 10:00:15 2008	I have a student loan, myself. Even if you DO put ..
Posted: Wed Oct 29 7:44:40 2008	Hello, CREDITPRO...Publishing USA They are ..
Posted: Wed Oct 29 7:41:56 2008	CREDITPRO......you're from San Digo I am ..
Posted: Wed Oct 29 0:04:02 2008	I appricaite it. I know you 'got my back.' ..
Posted: Tue Oct 28 13:13:46 2008	i really don't want ANYONE to disclose my prsonal ..
Posted: Tue Oct 28 13:10:56 2008	LOL................I wouldn't put it THAT way, ..
Posted: Tue Oct 28 13:07:37 2008	FIRE......things WILL 'pan out'. You may not ..
Posted: Tue Oct 28 12:54:24 2008	alot of people are losing their homes...just no ..
Posted: Tue Oct 28 12:49:57 2008	FIREYONE..I do 'Home Health Car'...go into their ..
Posted: Tue Oct 28 12:44:46 2008	No..right now I can't afford the 'offer' and they ..
Posted: Tue Oct 28 12:42:09 2008	Have a question about this. I'm divorced now. My ..
Posted: Tue Oct 28 12:32:21 2008	Yea..I can 'see that'. True.............I agree. ..
Posted: Tue Oct 28 12:28:12 2008	No, I haven't asked for a Pay for Delete letter. ..
Posted: Tue Oct 28 12:25:05 2008	Gosh!! How frustrating!! I use to search ALOT on ..
Posted: Tue Oct 28 12:19:23 2008	Would the % rate be 'decent' on a Secured CC ..
Posted: Tue Oct 28 12:14:10 2008	Well.................true. That was 'my bad'. I ..
Posted: Tue Oct 28 12:10:51 2008	Do you have a 'PC Repair' on your PC I don't mean ..
Posted: Tue Oct 28 12:03:18 2008	I understand more about PDL's now. However....I'm ..
Posted: Tue Oct 28 11:42:50 2008	If you need credit THAT bad, I'm sure people will ..
Posted: Tue Oct 28 11:38:13 2008	Thanks. I'll try that when it's the 'right time.' ..
Posted: Mon Oct 27 17:15:24 2008	Good,JT...that's the BEST way to do it, if you ..
Posted: Mon Oct 27 17:03:56 2008	BTW...ANTHONY, I have seen your responses, to ..
Posted: Mon Oct 27 17:02:24 2008	Ok..I think I read the thread a FEW times, now. i ..
Posted: Mon Oct 27 16:54:44 2008	My Anti-Virus lets me know, right away, whether ..
Posted: Mon Oct 27 16:49:45 2008	'Buy one, get one free' stuff is pretty good, ..
Posted: Mon Oct 27 16:08:56 2008	I forgot to ask.can someone tell me about ..
Posted: Mon Oct 27 16:06:13 2008	CREDITPRO....can I ask you something please Do ..
Posted: Mon Oct 27 15:41:33 2008	To be on the 'safe side', i would send letters. ..
Posted: Mon Oct 27 15:27:53 2008	You're welcome and I hope we can help you with ..
Posted: Mon Oct 27 15:24:56 2008	Hi..I just want to welcome you to this forum. I'm ..
Posted: Mon Oct 27 12:37:48 2008	I never heard of Vital Recovery. Are they a CA ..
Posted: Mon Oct 27 12:33:54 2008	True.....that WILL help. Will a Secured card ..
Posted: Mon Oct 27 12:31:01 2008	Well.....good. Seems like they are working with ..
Posted: Mon Oct 27 12:27:47 2008	What does it matter what country someone lives in ..
Posted: Mon Oct 27 12:25:38 2008	What about those who have bills that equal MORE ..
Posted: Mon Oct 27 12:23:33 2008	I agree...too many people try to live 'out of ..
Posted: Mon Oct 27 11:26:09 2008	you can go to AnnualCredit Report ( dot) com to ..
Posted: Mon Oct 27 11:22:49 2008	Maybe I'm reading the thread wrong, but, it ..
Posted: Mon Oct 27 11:16:45 2008	Parents 'mishandle' their kid's money alot. It ..
Posted: Mon Oct 27 11:13:06 2008	I think right now, with the economy as bad as it ..
Posted: Mon Oct 27 11:08:23 2008	How WOULD you use this..I mean, do you write a ..
Posted: Mon Oct 27 11:03:49 2008	yep.....I bet they are hping that you would call ..
Posted: Mon Oct 27 10:59:36 2008	Would be nice if hey DO the'package' again. ..
Posted: Mon Oct 27 10:55:36 2008	So..again, would be a waste of money trying to ..
Posted: Mon Oct 27 10:48:07 2008	I really thinkm it's scary that your Credit Score ..
Posted: Mon Oct 27 10:43:24 2008	Good question.....cuz I'm wondering that myself. ..
Posted: Mon Oct 27 10:39:52 2008	Also..here's a question. If you have an 'un-paid' ..
Posted: Mon Oct 27 10:35:48 2008	Feeling ALOT better, now. Been a 'reegualr' on ..
Posted: Mon Oct 27 10:34:09 2008	A "retail" card You mean like a Cc for ..
Posted: Sun Oct 26 21:59:29 2008	I nevre knew about SOL's, Re-Aging,etc., until I ..
Posted: Sun Oct 26 21:56:04 2008	Hubby died OMG!! I'm sorry. I din't know ..
Posted: Sun Oct 26 21:52:12 2008	I don't think i can be 'accepted' from 'bad ..
Posted: Sun Oct 26 21:49:15 2008	Then the 'surveys' send you a TON more things. ..
Posted: Sun Oct 26 21:46:10 2008	I guess it's a great idea to CYA ( Cover Your ..
Posted: Sun Oct 26 21:42:16 2008	Sometimes just 'letting it out' can greatly help. ..
Posted: Sun Oct 26 21:35:28 2008	I don't see that happening for anyone. Why would ..
Posted: Sun Oct 26 21:27:54 2008	That's what I started to do, too. When you ..
Posted: Sun Oct 26 21:14:32 2008	Same here, FIREYONE. I ouldn't understand anyone ..
Posted: Sun Oct 26 21:09:21 2008	If I already know how to do something, why would ..
Posted: Sun Oct 26 20:58:44 2008	ALL of us make mistakes. We're only human. We ..
Posted: Sun Oct 26 20:56:23 2008	No one should ever give up....about doing ..
Posted: Sun Oct 26 20:51:35 2008	I know someone is has 'ok' credit. They had a CC ..
Posted: Sun Oct 26 20:46:10 2008	It DOES get tough, at times. Seems like there's ..
Posted: Sun Oct 26 20:42:25 2008	I agree. I woulod want to 'gt it right' the FIRST ..
Posted: Sun Oct 26 9:18:17 2008	Thanks for the posting. I DON"T have the ..
Posted: Sun Oct 26 9:13:24 2008	Well...I figure there is no reason to talk to ..
Posted: Sun Oct 26 9:11:26 2008	I've been seeing alot of 'deleted' posts, from ..
Posted: Sun Oct 26 9:08:43 2008	Ya know, that's what Imagine Credit Card did with ..
Posted: Sun Oct 26 9:06:18 2008	If you have to do that a SECOND time, I suppose ..
Posted: Sun Oct 26 9:02:49 2008	yea..I know what you mean, FIREYONE. The ..
Posted: Sat Oct 25 23:44:58 2008	NCO is difficult to 'handle'. I;ve gotten ..
Posted: Sat Oct 25 23:38:55 2008	Some time ago, I had to take some 'days off' from ..
Posted: Sat Oct 25 23:33:40 2008	I know this thread is a bit old, however...I ..
Posted: Sat Oct 25 23:25:44 2008	If you send a copy of the Pay for Delete letter, ..
Posted: Sat Oct 25 23:23:31 2008	How horrible!! That's not legal at all! I guess ..
Posted: Sat Oct 25 23:19:39 2008	FIREYONE, thanks for the advice. I've tried ..
Posted: Sat Oct 25 23:12:11 2008	Sometimes we ALL feel there is no where else to ..
Posted: Sat Oct 25 23:08:40 2008	Yep.......and if you get it from Annual Credit, ..
Posted: Sat Oct 25 23:06:07 2008	Ok.....now I'm seeing (almost) a contradictory of ..
Posted: Sat Oct 25 23:01:11 2008	I've called Imagine Customer Service several ..
Posted: Sat Oct 25 20:02:58 2008	GOODNATURED,.........I see your point. I ALREADY ..
Posted: Sat Oct 25 19:55:36 2008	Yep.....I would go to AnnualCredit Report ( ..
Posted: Sat Oct 25 19:50:57 2008	Maybe it's a 'good' thing you don't get approved. ..
Posted: Sat Oct 25 19:49:11 2008	What in God's name was that 'ad'. I don't think ..
Posted: Sat Oct 25 19:46:52 2008	My 'experience' with Imagine did START out good. ..
Posted: Sat Oct 25 19:38:15 2008	I was trying to find out what different Credit ..
Posted: Fri Oct 24 12:32:56 2008	Well.....I'm FAR from an expert, but, I'll tell ..
Posted: Fri Oct 24 9:35:56 2008	What if the debt goes to a CA Is it better to try ..
Posted: Fri Oct 24 9:32:16 2008	ANTHONY...ok ( I'm confused again..) you said if ..
Posted: Fri Oct 24 9:28:03 2008	MARY..you said it can be 're-newed. for another ..
Posted: Fri Oct 24 9:24:19 2008	Sounds alittle like an advertisment to me. Thanks ..
Posted: Fri Oct 24 9:21:04 2008	Can someone please explain to me the 're-aging' ..
Posted: Fri Oct 24 9:18:00 2008	How many times have been gotten on this fourm, to ..
Posted: Fri Oct 24 5:51:29 2008	I haven't 'gone that far' yet. But....Im 'just ..
Posted: Fri Oct 24 5:47:20 2008	Lexington Law 'TALKS' professionally, but, the ..
Posted: Fri Oct 24 5:41:56 2008	Yea..I pretty lucky, when it comes to that. ..
Posted: Thu Oct 23 22:15:57 2008	At least I got SOMETHING right...LOL If I got ..
Posted: Thu Oct 23 22:13:13 2008	Yep.....I've read on this forum of people who had ..
Posted: Thu Oct 23 22:11:06 2008	So many ways your score can drop. That's pretty ..
Posted: Thu Oct 23 22:05:52 2008	I was looking into Lexington Law, myself. They ..
Posted: Thu Oct 23 21:59:29 2008	I have my vehicle financed through Citifinancial. ..
Posted: Thu Oct 23 21:54:44 2008	If you send a letter to CA's, they have 30 ..
Posted: Thu Oct 23 21:46:53 2008	I live in PA. I think the SOL is 4 years, but, ..
Posted: Thu Oct 23 13:30:29 2008	If I start paying on these debts again. I would ..
Posted: Thu Oct 23 13:10:47 2008	I agree, JUSTIN. It may be overwhelming to have ..
Posted: Thu Oct 23 13:06:25 2008	I agree. I'm a single mom and would like to go ..
Posted: Wed Oct 22 13:30:53 2008	Maybe they are NOT all scams. Maybe I just ..
Posted: Wed Oct 22 13:26:21 2008	NCO sent me letters on an account that is years ..
Posted: Wed Oct 22 13:21:35 2008	Just make sure that the Student Loan companies ..
Posted: Wed Oct 22 13:18:41 2008	I had a credit card, in the past...one that ..
Posted: Wed Oct 22 13:11:03 2008	So...if you start paying back a debt, the SOL ..
Posted: Wed Oct 22 10:50:17 2008	I would gt a student loan ( I believe I made that ..
Posted: Sun Sep 21 8:23:00 2008	The SOL thing can be confusing. I had a CA call ..
Posted: Sun Sep 21 8:15:51 2008	I wanna add, too that I'm SOOOOOO glad that in ..
Posted: Sun Sep 21 8:12:31 2008	Well, GOODNATURED.......to tell you the truth, ..
Posted: Sun Sep 21 8:05:50 2008	I need to start keeping up my Blog again. Just ..
Posted: Sun Sep 21 7:55:06 2008	I did have a CC at one time. It was just a limit ..
Posted: Wed Sep 17 11:31:02 2008	Someone said something about a payday loan. ..
Posted: Wed Sep 17 10:17:11 2008	So....since the SOL is 4 years, does the debt ..
Posted: Wed Sep 17 9:56:02 2008	Well.....I'm not an 'expert', but..I CAN tell ya ..
Posted: Wed Sep 17 9:51:09 2008	Hey, ATHONY...I REALLY like your ..
Posted: Wed Sep 17 9:46:59 2008	Yep...being a single mom can be hard. Not that ..
Posted: Tue Sep 16 7:30:37 2008	I know SOL's are different in every state. ..
Posted: Tue Sep 16 7:24:23 2008	Hey, JENICKKI..........I live in PA, too. I ..
Posted: Tue Sep 16 7:19:08 2008	Anywhere on the West coast.........it doesn't ..
Posted: Tue Sep 16 7:16:38 2008	I think taking a cash advance wouldn't be a good ..
Posted: Tue Sep 16 6:59:48 2008	Sometimes it's hard to budget your money. We all ..
Posted: Tue Sep 16 6:53:01 2008	Wow!! Sounds like a delimma to me.that's for ..
Posted: Tue Sep 16 6:45:14 2008	I agree, FIREYONE..it's sometimes ( alomost ) ..
Posted: Wed Sep 10 7:00:13 2008	Hello ya'll. Sorry I've been 'away' for so long. ..
Posted: Thu Aug 14 6:29:17 2008	Of course, school will be starting soon. My son ..
Posted: Thu Aug 14 6:24:21 2008	Some landlords, in my area, are getting tougher ..
Posted: Tue Aug 12 7:34:14 2008	That's why I don't use my Debit card in the gas ..
Posted: Wed Aug 6 7:48:59 2008	Cody the Credit Cowboy I think I had him on my ..
Posted: Wed Aug 6 7:44:38 2008	I live in PA, too. Some of the PDL's, I had ..
Posted: Wed Aug 6 7:40:35 2008	Good point, GOODNATURED. Maks sense to me. It ..
Posted: Wed Aug 6 7:37:19 2008	I never heard of them, either. However.....I just ..
Posted: Mon Aug 4 23:13:58 2008	Yep........I sure could use some good credit ..
Posted: Mon Aug 4 23:11:15 2008	About 2 years ago, I financed a good, used Jeep ..
Posted: Mon Aug 4 23:06:47 2008	Same thought here...........all I know, FOR SURE, ..
Posted: Mon Aug 4 22:59:07 2008	Well......I plan to. So far, so good. The finance ..
Posted: Mon Aug 4 22:54:24 2008	Boy...FIREYONE, you're ALL OVER the forum ..
Posted: Mon Aug 4 22:49:42 2008	I think all of the CRA's should work together. I ..
Posted: Mon Aug 4 22:42:07 2008	So........these people can post their websites, ..
Posted: Mon Aug 4 22:36:32 2008	Alot of ads for "repairing your credit ..
Posted: Mon Aug 4 22:30:00 2008	yep...I wanna know that, too. That means someone ..
Posted: Mon Aug 4 22:24:49 2008	Gosh...that IS alot of points. Seems like when ..
Posted: Mon Aug 4 22:20:14 2008	Ok...have a question. I live in PA. I think the ..
Posted: Mon Aug 4 22:14:34 2008	Cash Call is a HORRIBLE company. Another very ..
Posted: Mon Aug 4 22:10:04 2008	I had an Imagine card. VERY HIGH % on it. I din't ..
Posted: Mon Aug 4 22:05:59 2008	If SOL, in PA, is only 4 years,..then ALOT of my ..
Posted: Mon Aug 4 17:14:57 2008	Recently I've gotten ALOT of Pre-Approval offers, ..
Posted: Mon Aug 4 17:11:06 2008	Just curious, if anyone knows. If you have a ..
Posted: Mon Aug 4 17:09:00 2008	Gosh.............Credit Scores seem to run ..
Posted: Mon Aug 4 17:04:04 2008	I live in PA. So,...............the SOL is 4 ..
Posted: Mon Aug 4 16:58:57 2008	I have the 'double-posting' thing, with 2 ..
Posted: Mon Aug 4 5:40:56 2008	If PDL's are illegal, for certain states..I mean, ..
Posted: Mon Aug 4 5:35:41 2008	It's ALSO 'amazing' ( lack of a better word, I ..
Posted: Mon Aug 4 5:30:54 2008	Also........alot of people ( me, for example..) ..
Posted: Wed Jul 30 5:58:04 2008	About PDL's. Even if you can't pay the PDL back, ..
Posted: Wed Jul 30 5:46:33 2008	MARJORIE..you had a credit card for that long and ..
Posted: Wed Jul 30 5:36:46 2008	When you attempt to dispute itmes, that the SOL ..
Posted: Wed Jul 30 5:32:25 2008	I agree. Fixing your OWN credit is the best ..
Posted: Wed Jul 30 5:26:54 2008	Please correct if I'm wrong........if you have ..
Posted: Wed Jul 30 5:17:13 2008	Hello...........I want to welcome you to 'our' ..
Posted: Wed Jul 30 5:10:41 2008	My mom did all she could to but things on sales, ..
Posted: Tue Jul 29 22:50:11 2008	It seems, at times, when I have have bills 'under ..
Posted: Tue Jul 29 22:45:52 2008	There is a store near me called Sharp Shpper. I ..
Posted: Tue Jul 29 22:41:59 2008	yep...that's what I mean. I've seen alot of ..
Posted: Tue Jul 29 22:01:02 2008	OIC..I think I get it now. Sounds interesting. ..
Posted: Sun Jul 27 5:44:19 2008	I haven't looked at my credit lately. I'm tring ..
Posted: Sun Jul 27 5:40:25 2008	Did I misunderstand or did the above post say you ..
Posted: Sun Jul 27 5:35:07 2008	I'll tell ya.....in this 'day and age' seems like ..
Posted: Sun Jul 27 5:29:24 2008	Ok...maybe this is 'stupidity moment' on my part. ..
Posted: Sun Jul 27 5:26:27 2008	I thought the PDL's, THEMSELVES, could not report ..
Posted: Sun Jul 27 5:21:58 2008	There are 'REAL' people, on this forum, who are ..
Posted: Sun Jul 27 5:17:05 2008	No...it wasn't written. ALL 'agreements' were ..
Posted: Sat Jul 26 22:01:29 2008	Hopefully this will not become an long ..
Posted: Sat Jul 26 21:55:42 2008	They called me, again, a few days ago. " Are ..
Posted: Sat Jul 26 5:33:21 2008	I was making payments to a CA, from an account ..
Posted: Sat Jul 26 5:27:00 2008	As I'm reading posts this AM, I'm noticing a few ..
Posted: Sat Jul 26 5:22:07 2008	Not EVERYONE on this forum has bad credit. There ..
Posted: Sat Jul 26 5:13:46 2008	When this 'company' took money out of my account, ..
Posted: Tue Jul 22 6:00:30 2008	My advice, on PDL's is....stay away from them!! ..
Posted: Tue Jul 22 5:54:32 2008	You're right..your Credit Score DOES drop, a bit, ..
Posted: Tue Jul 22 5:50:57 2008	I had an Electronic Check debited from my account ..
Posted: Mon Jul 21 7:33:55 2008	Hello. The link is admin@creditmagic.org to cash ..
Posted: Mon Jul 21 7:23:46 2008	Yep...that IS true. Sometimes I guess you don't ..
Posted: Thu Jul 17 7:37:41 2008	I haven't looked at it yet, but, right now, ..
Posted: Thu Jul 17 7:33:44 2008	I was hearing the same thing. But...what would ..
Posted: Thu Jul 17 7:28:11 2008	I think the outstanding utility bills, other ..
Posted: Thu Jul 17 7:20:46 2008	Well...........I guess, sometimes, 'you' don't ..
Posted: Tue Jul 15 0:43:02 2008	But.........................when somoene DOES do ..
Posted: Tue Jul 15 0:39:05 2008	If they are the same, "or similiar", ..
Posted: Tue Jul 15 0:32:51 2008	I don't know if forclosure would be a negative ..
Posted: Tue Jul 15 0:29:01 2008	The one in Texas describes themselves as a " ..
Posted: Tue Jul 15 0:25:56 2008	First of all.............what happened that you ..
Posted: Tue Jul 15 0:20:20 2008	True..i do have to say. Every little bit of ..
Posted: Tue Jul 15 0:17:07 2008	I agree, GOODNATURED. All of that " mumbo ..
Posted: Tue Jul 15 0:13:43 2008	I DO still have the card, but, I closed the ..
Posted: Tue Jul 15 0:10:04 2008	About 3 years ago, they DID put it back on my CR. ..
Posted: Mon Jul 14 7:19:41 2008	I'm in the middle of the 'Medical Bill' thing, ..
Posted: Mon Jul 14 7:16:03 2008	NCO Financial is NOT one of the best. They tried ..
Posted: Mon Jul 14 7:13:15 2008	Even if your credit is 'not perfect', you'll be ..
Posted: Mon Jul 14 7:06:51 2008	Yep..I agree. I can't start the 401 (K), through ..
Posted: Mon Jul 14 7:01:26 2008	There is a Global Acceptance Company in Dallas, ..
Posted: Mon Jul 14 6:57:43 2008	I had a CC, that was one of those 'bad credit CC' ..
Posted: Mon Jul 14 6:50:26 2008	Good advice, CMB. However.......please be really ..
Posted: Mon Jul 14 6:46:37 2008	Hello.....welcome to the forum. I just want to ..
Posted: Mon Jul 14 6:41:12 2008	Anyway..trying manage money, when you don't have ..
Posted: Sat Jul 12 0:48:43 2008	I DO think credit is a 'major player' in ..
Posted: Sat Jul 12 0:42:08 2008	RCA has called and e-mailed me with this ..
Posted: Sat Jul 12 0:36:20 2008	I wanna add my '2 cents' to this conversasion ( ..
Posted: Sat Jul 12 0:31:57 2008	I probably know a few people that are crazy ..
Posted: Sat Jul 12 0:28:39 2008	I know some VERY wealthy people........they ..
Posted: Sat Jul 12 0:24:15 2008	Mmm......interesting post. I, too, would like to ..
Posted: Thu Jul 10 7:24:44 2008	Yeah..things are alittle hectic, but, I'm getting ..
Posted: Wed Jul 9 0:33:32 2008	It's $10.00 you can cash out now.......1000 ..
Posted: Sat Jul 5 5:25:22 2008	OMG!!...no. I wouldn't use them. Gosh......if I ..
Posted: Thu Jul 3 8:25:48 2008	As you 'go through life' you sure learn about ..
Posted: Thu Jun 19 7:10:44 2008	Thank you. I appriciate it!! Thanks to ..
Posted: Wed Jun 18 6:51:50 2008	This forum IS a pleasant place to be. I get alot ..
Posted: Wed Jun 18 6:47:35 2008	My employment does the same thing, GOODNATURED. ..
Posted: Wed Jun 18 6:43:31 2008	Credit Heaven Never heard of them. Are they a ..
Posted: Wed Jun 18 6:39:25 2008	I REALLY don't know which PDL's are legal in my ..
Posted: Wed Jun 18 6:34:32 2008	So, CMBV........it seems ALMOST like a 'catch ..
Posted: Mon Jun 16 6:17:38 2008	Well........I guess I need to put my 'money where ..
Posted: Mon Jun 16 6:08:58 2008	I DO have documents. Bank debits, etc. I tried ..
Posted: Mon Jun 16 5:42:56 2008	I've never use it, but, I've seen ads on TV about ..
Posted: Mon Jun 16 5:38:38 2008	If a CA doesn't respond to a Validation letter, ..
Posted: Mon Jun 16 5:35:31 2008	Did the dealer clearly explain what the monthly ..
Posted: Sun Jun 15 21:57:23 2008	WOW!! I have to say that was no 'sugar coating' ..
Posted: Sun Jun 15 19:58:16 2008	Does the lawyer know all she is getting is SS Of ..
Posted: Sun Jun 15 11:29:59 2008	Why is your mom's account being 'frozen' I don't ..
Posted: Sun Jun 15 10:56:44 2008	Multiple posts with this ..
Posted: Sun Jun 15 10:54:03 2008	MMmmmm...........if you DO get this loan, ..
Posted: Sun Jun 15 10:46:06 2008	Even if you may have accounts that may 'fall off' ..
Posted: Sun Jun 15 10:33:58 2008	When my ex and I were together, we had the same ..
Posted: Sun Jun 15 10:24:37 2008	...the BBB MAY have Lexington Law at a 'good ..
Posted: Sun Jun 15 10:23:21 2008	Someone had mentioned Lexington Law. Well, since ..
Posted: Sun Jun 15 10:10:29 2008	..wanted to add to my earlier post. Yep..I DO ..
Posted: Sun Jun 15 10:04:05 2008	Good advice. I've had other people, on this ..
Posted: Sun Jun 15 9:59:23 2008	I recently started a new job..which I love!! ..
Posted: Sun Jun 15 9:53:18 2008	I rent an apt now. Lived here for 8 years. The ..
Posted: Sun Jun 15 9:47:37 2008	I JUST got a chance to look at this letter. WOW!! ..
Posted: Sun Jun 15 9:45:47 2008	If I send Validation Letters to my CA's, and they ..
Posted: Sun Jun 15 9:37:17 2008	I recieved an 'offer', on a PDL. Of course, the ..
Posted: Sat Jun 14 10:03:16 2008	In some cases, people CAN'T pay the balance off ..
Posted: Sat Jun 14 10:01:17 2008	I din't think 'they' could take ANY money out ..
Posted: Fri Jun 13 21:28:12 2008	Did you call the number on the letter If you did, ..
Posted: Mon Jun 9 20:13:43 2008	Hi everyone. I was gone for 2 weeks, for Military ..
Posted: Fri May 23 2:58:17 2008	People can only do what they can do. A CA should ..
Posted: Fri May 23 2:53:14 2008	Seems like the 'medical system says, " if ..
Posted: Wed May 21 23:19:45 2008	Ya know.....this entire 'hospital looking at CR' ..
Posted: Wed May 21 23:11:05 2008	When you send DV letters to CA's, should you ALSO ..
Posted: Wed May 21 23:03:49 2008	Ok...did they validate it with you AND the CB's ..
Posted: Wed May 21 22:57:19 2008	Yep..I get it. Doing all of that, and then NOT ..
Posted: Wed May 21 22:51:37 2008	I don't know. Doesn't that make you mad! I looked ..
Posted: Wed May 21 22:43:47 2008	WHAT!! REALLY Your car insurance went up because ..
Posted: Wed May 21 22:37:15 2008	I see what you mean. If you have something in ..
Posted: Wed May 21 22:30:06 2008	Fixing your credit is NEVER an 'overnite' thing. ..
Posted: Wed May 21 22:24:50 2008	WHERE did you file for BK I'm assuming through a ..
Posted: Wed May 21 22:21:00 2008	Can you re-finance your car loan Where do you ..
Posted: Wed May 21 22:15:43 2008	If you DID try and use the card, the 'owner' ..
Posted: Wed May 21 22:13:25 2008	Thanks FIREYONE!! I would like to know, like ..
Posted: Sun May 18 20:07:01 2008	I agree with CMB.............if you try to go ..
Posted: Sun May 18 19:55:00 2008	This 9 the thread) remeinds me of a saying. ..
Posted: Sun May 18 19:50:44 2008	YEP......kids should ALWAYS come first. I love my ..
Posted: Sun May 18 19:43:44 2008	Thank you for everyone's 'input'. MORNINGSTAR..i ..
Posted: Sun May 18 19:37:27 2008	AIN'T IT THE TRUTH!!!!!!!!!!!Lots of stress ..
Posted: Sun May 18 19:33:50 2008	Can someone answer this please As 'hard ..
Posted: Sun May 18 19:31:32 2008	Isure the heck din't wanna fall behind in ..
Posted: Sun May 18 19:28:29 2008	BOY!! If you have alot of 'hard inquiries' your ..
Posted: Sun May 18 19:25:40 2008	I can ACTUALLY sue a CA for not validating a ..
Posted: Sat May 17 19:51:40 2008	When you have 'hard inquiries', does this drop ..
Posted: Sat May 17 19:46:59 2008	I appriciate the honesty. Sometimes, when people ..
Posted: Sat May 17 19:35:28 2008	If you have children, they are the FIRST ..
Posted: Sat May 17 19:30:25 2008	Yea............this is understandable. Banks and ..
Posted: Sat May 17 19:21:37 2008	Good point!! With DV..if a DV is sent to a CA and ..
Posted: Sat May 17 19:17:15 2008	Well.......I DID call them back and asked a few ..
Posted: Fri May 16 7:18:30 2008	..also, ALOT of times a 'Debt ..
Posted: Fri May 16 7:11:42 2008	LAURA..I remember having a similiar discussion, ..
Posted: Fri May 16 7:07:36 2008	Aren't 'secured' cards a LESS % rate than ..
Posted: Fri May 16 7:03:34 2008	Thanks, JUSTIN. Have you used them for any reason ..
Posted: Thu May 15 7:03:13 2008	Can someone 'help me out/' What experiences have ..
Posted: Thu May 15 7:00:32 2008	What if it's something you DID authorize Does it ..
Posted: Thu May 15 6:56:14 2008	Where I live is a 'college' town. Right in the ..
Posted: Thu May 15 6:43:40 2008	I din't know that..either. Since you would be ..
Posted: Thu May 15 6:40:48 2008	Ya know...that doesn't seem 'fair' ( and I know ..
Posted: Thu May 15 6:36:24 2008	Can you give me an 'update', DEBTFREE Did you get ..
Posted: Thu May 15 6:31:23 2008	RICHARDS right. No mail is ent to you, from this ..
Posted: Sun May 11 23:00:46 2008	So a Short sale would be better than Foreclosure ..
Posted: Fri May 9 21:06:34 2008	FIREYONE...what do you mean " what did I ..
Posted: Fri May 9 20:55:51 2008	Hi..OAKLANDCA. I'm originally from San Diego, CA. ..
Posted: Fri May 9 20:48:37 2008	Yes..it IS possible for a Debt Management company ..
Posted: Fri May 9 10:20:44 2008	Ok...I've known CA's to inquiry about my CR. They ..
Posted: Fri May 9 10:16:32 2008	It's almost like a 'Catch 22'. All of the ..
Posted: Thu May 8 22:58:49 2008	If you have a 'negative' account and you pay it ..
Posted: Thu May 8 22:53:11 2008	Alot of the Inquiries I have are Pre-Screened ..
Posted: Thu May 8 10:00:25 2008	I'd like to know, too. If it's possible to remove ..
Posted: Thu May 8 9:36:08 2008	Yep...know what you mean. If you check your ..
Posted: Thu May 8 9:31:16 2008	.......or, it WILL be on your credit, in a ..
Posted: Wed May 7 21:00:21 2008	NCO CONTINUES to contact about a few debts, i had ..
Posted: Wed May 7 20:55:54 2008	Sometimes it's difficult to deal with CA's, etc. ..
Posted: Wed May 7 20:48:59 2008	i don't think it would hurt it ( but, I don't ..
Posted: Wed May 7 20:41:09 2008	Good advice from 'above'. ALSO...try NOT to get ..
Posted: Wed May 7 16:30:38 2008	Yea..that makes sense. If everything is approved, ..
Posted: Tue May 6 7:44:39 2008	GOODNATURED...please feel free to share. 'Inquiry ..
Posted: Tue May 6 7:40:48 2008	ALASKADES...................I've 'seen' you on a ..
Posted: Tue May 6 7:37:04 2008	Yeah..i would say you probably could. It's ..
Posted: Tue May 6 7:33:45 2008	ALASKADES....'we' don't charge ANYTHING for being ..
Posted: Tue May 6 7:28:33 2008	Reguarding the school loan........are you saying ..
Posted: Tue May 6 7:23:25 2008	Yep..I live in low-income apartments. They are ..
Posted: Thu May 1 16:59:19 2008	Why are you asking for phone ..
Posted: Thu May 1 16:58:25 2008	Do "Pay for Deletion' letters REALISTICALLY ..
Posted: Thu May 1 16:53:01 2008	OKEY DOKEY, 'SMOKEY'!! LOL Yeah, LAURA.. I know ..
Posted: Wed Apr 30 23:16:01 2008	I'm not saying I DON'T want to pay off my debt. ..
Posted: Wed Apr 30 23:08:12 2008	That does make sense...I never thought of that, ..
Posted: Wed Apr 30 23:03:54 2008	I read somewhere that Lexington Law helps get NCO ..
Posted: Wed Apr 30 22:57:39 2008	Hi, LAURA. NOPE..the CC's were Secured CC's and ..
Posted: Wed Apr 30 22:49:11 2008	Hi. Welcome to the Credit forum. On this forum, ..
Posted: Wed Apr 30 22:45:39 2008	Good advice!! There are alot of Secured cards ( ..
Posted: Wed Apr 30 22:39:56 2008	CAT..when you get an 'update', i would like to ..
Posted: Wed Apr 30 22:36:01 2008	If you can get your Credit Report, it should give ..
Posted: Wed Apr 30 22:31:39 2008	What kind of account is this Welcome to the ..
Posted: Wed Apr 30 13:25:15 2008	FIREYONE...thank you!1 That's 'comforting' ..
Posted: Wed Apr 30 13:19:48 2008	The Revolution Card Never heard of it. Unsecured ..
Posted: Wed Apr 30 13:17:47 2008	I live in a small town. If hospitals ARE going to ..
Posted: Wed Apr 30 13:14:34 2008	LAURA..on HSBC card the balance is $430.00. My ..
Posted: Wed Apr 30 13:08:41 2008	Hi, LAURA. remember when I said my Cash Call ..
Posted: Wed Apr 30 13:00:01 2008	Well...........I live in an apt, too. I've lived ..
Posted: Tue Apr 29 13:44:59 2008	EDDIE, can you please explain your situation with ..
Posted: Tue Apr 29 13:32:13 2008	yep...good advice from above. Some OTHER good ..
Posted: Tue Apr 29 13:22:41 2008	I'm glad to hear that Lexington Law helped you. I ..
Posted: Tue Apr 29 13:18:10 2008	This same thing happened to me!! I had my wallet ..
Posted: Tue Apr 29 13:13:45 2008	You stole it, ASI! How could you! LOL Not ..
Posted: Tue Apr 29 13:09:43 2008	I know I have a few items that will 'fall off' ..
Posted: Tue Apr 29 8:24:51 2008	Sometimes it's really frustrating when you're ..
Posted: Tue Apr 29 8:21:56 2008	Yep.......i think LAURA's right. You can't get ..
Posted: Tue Apr 29 8:18:57 2008	I think I did make a post about this one. Why ..
Posted: Tue Apr 29 8:15:40 2008	Why WOULD you want to put yourself at risk like ..
Posted: Tue Apr 29 8:13:34 2008	GOODNATURED..my CC's were from Orchard Bank and ..
Posted: Sun Apr 20 15:33:36 2008	..also, what you may have to do is send a letter ..
Posted: Sun Apr 20 15:31:28 2008	I had a few CC's that were for 'bad credit'. BOTH ..
Posted: Sun Apr 20 15:27:01 2008	I agree with you, GOODNATURED. We 'save up' to ..
Posted: Wed Apr 16 6:53:09 2008	Thanks for the advice. Going from 'smaller' to ..
Posted: Tue Apr 15 9:18:38 2008	I think it shows the total that you have earned, ..
Posted: Tue Apr 15 9:13:59 2008	Thanks for the advice. I appriciate ..
Posted: Tue Apr 15 7:52:17 2008	I have an Imagine CC. The payments were coming ..
Posted: Tue Apr 15 7:44:57 2008	I have a few thibgs that will 'fall-off' this ..
Posted: Thu Apr 10 23:34:53 2008	I suppose it depends on the person's situation. ..
Posted: Thu Apr 10 23:30:05 2008	Yes, ANTHONY..I think you 'got it.' I thought I ..
Posted: Thu Apr 10 23:26:39 2008	I have put my cell phone on several 'do not call ..
Posted: Tue Apr 8 21:27:46 2008	Admin DID e-mail me. They said they were having ..
Posted: Mon Apr 7 22:20:54 2008	I requested a 'cash out' on points, last week. I ..
Posted: Mon Apr 7 6:40:53 2008	Well......at least you would have SOMETHING on ..
Posted: Mon Apr 7 6:37:11 2008	Paypal seems like the it's one of the ONLY cards ..
Posted: Mon Apr 7 0:12:36 2008	Thanks for the response. It may seem like a lot ..
Posted: Mon Apr 7 0:08:14 2008	I know how difficult it can be. I'm a single ..
Posted: Sun Apr 6 23:56:47 2008	I guess it's better to 'have it in writing' than ..
Posted: Sun Apr 6 23:51:11 2008	Sometimes I have CA's calling me, even AFTER the ..
Posted: Sun Apr 6 23:45:15 2008	If anyone is interested, an individual, on this ..
Posted: Sun Apr 6 23:39:17 2008	OIC..yep..makes sense to me. Just..I know there ..
Posted: Sun Apr 6 23:35:46 2008	I have a Paypal debit card, too. It IS a very ..
Posted: Sun Apr 6 23:29:54 2008	How can you use AnnualCredit Report.com more than ..
Posted: Sun Apr 6 23:27:55 2008	I probably would have 'improved' a few things, if ..
Posted: Sun Apr 6 9:08:11 2008	I like this letter. Can you, 'LEGALLY, do ..
Posted: Sun Apr 6 9:05:14 2008	If anyone would happen to know, would it be a ..
Posted: Sun Apr 6 9:02:07 2008	'Annual Report' is good. first time I used them ..
Posted: Sun Apr 6 8:52:02 2008	I've never heard of one. 'Revolution card'..is it ..
Posted: Fri Apr 4 18:53:00 2008	ISM..i wanna know the progress, too. Anything ..
Posted: Fri Apr 4 18:51:28 2008	As I had mencjaned, 'disoute' the item, with the ..
Posted: Fri Apr 4 18:48:24 2008	Yea..THIS way your inforamtion doesn't go out via ..
Posted: Fri Apr 4 18:44:39 2008	Thanks, Laura. I haven't heard anything ..
Posted: Thu Apr 3 6:13:57 2008	I am trying to 'cash out' points. I've sent an ..
Posted: Thu Apr 3 5:30:32 2008	That doesn't seem right..SOMEONE should have ..
Posted: Thu Apr 3 5:27:21 2008	If the 'older accounts' are in 'good' standing, ..
Posted: Thu Apr 3 5:25:04 2008	Usually if it's the SAME account, I believe the ..
Posted: Thu Apr 3 5:23:12 2008	Well, ZSTER..if you talked to someone in ..
Posted: Wed Apr 2 22:53:10 2008	When I got my vehicle financed, the Finance ..
Posted: Wed Apr 2 22:49:11 2008	So...you had a Credit Card, THROUGH Dell......you ..
Posted: Wed Apr 2 22:47:24 2008	If you know you have 'negative' accounts on your ..
Posted: Wed Apr 2 22:45:26 2008	Sorry to gear that. I know...it DOES seem, ..
Posted: Wed Apr 2 22:39:08 2008	You CAN try to 'dispute' the 2 accounts, that are ..
Posted: Wed Apr 2 22:35:26 2008	Sometimes it IS difficult to deal with the ..
Posted: Wed Apr 2 9:52:02 2008

*Email:
*Password:
*Display Name:

	* denotes required field

*E-mail: