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J.D.
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Subject: Credit Card Summons
 
Posted on Wed May 06, 2009 2:48 pm  

What can I do if someone brings a court summons to ny house, and I wasn't home?
Mary

Mary

Joined: 06 Jul 2006
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Posts: 730



17417 Magic Points

 
Posted on Thu May 07, 2009 10:03 am  

Did anybody receive the summon on your behalf? If it is so, you should visit the clerk's office in the court from where you have received the summon and file an answer to it in order to avoid default judgment.
rachael
Guest






Subject: Credit Card Summons
 
Posted on Sat May 09, 2009 8:51 am  

Hi J.D,

Yes, i agree with Mary. And in case nobody has received the summons, you will have to contact your original creditor. He will the best person to tell you if he has actually filed a case to sue you for the debts you owe to him. Do not delay to answer to the summons, it may mean further trouble.
Ruthie



Joined: 15 Oct 2009
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Posts: 58



1201 Magic Points

Subject: Court case question?
 
Posted on Mon Nov 09, 2009 3:33 am  

I was served suit papers in Pa by the county sheriff by citibank that said I owed them a large sum of money by a Phila. Law firm. I took my papers to the court house and proved that this debt was paid by citibanks own ins. company several years ago. I was diagnosed with cancer in 2003 and the debt was paid in 2005. The court dismissed the judgement. They keep sending this to different collection agencys, but have not provided proof that I owe the debt. How can I stop all this nonsense. I already proved I don't owe them anything, can I legally sue them for bad collection practices? Thanks Ruthie One day at a time.
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points

 
Posted on Mon Nov 09, 2009 3:42 am  

Ruthie,

You need to send them copies of the debt being paid, better yet, here in Pennsylvania we have a very good attorney generals office, if this keeps happening then you must do what you have to do, hand it over to the attorney general and let them handle it. They will follow up and follow through. I have had some great luck with them.
debranewell2008



Joined: 10 Oct 2009
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Posts: 605



89 Magic Points

 
Posted on Mon Nov 09, 2009 10:09 am  

That is one reason it should not be allowed for a collection agency to sell to other collection agencies. The debt gets sold so many times they cannot keep up with what is going on with it. And they waste tax payers dollars taking people to court for no reason. I would like to see a few of them get sued for this maybe they would learn to keep up with the debt instead of us having to always having to send in proof that it was paid. If they did their job then they should have known this.But yes contact your attorney generals office and let them know whats going on. And I would also tell them how many times it has been sold.
goodnatured



Joined: 03 Nov 2007
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Posts: 4007



1224 Magic Points

 
Posted on Mon Nov 09, 2009 11:44 am  

I see your point, however all is not fair when it comes to war and debt collection, they will always try no matter what to suck another dime out o the debt. Actually the company that they sold it to should be pretty upset about them selling them a paid debt also, they should be contacting them and asking for their money back too.
Ruthie



Joined: 15 Oct 2009
Ruthie's page
Posts: 58



1201 Magic Points

Subject: court case question
 
Posted on Mon Nov 09, 2009 3:17 pm  

I have proved this several times, and I am now in the process of getting papers to pa atty generals office now, Thankyou so much. Ruthie
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 4007



1224 Magic Points

 
Posted on Mon Nov 09, 2009 4:32 pm  

They have been awesome in the past for me, seems like the collection agencies show a little more respect after they have spoken to them, I have had some be down right mean until they have spoken to them, they change their tune real quick.

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