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HomeCredit ForumCredit repair

summons served to me on 10/4/2008

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shellcat123



Joined: 09 Oct 2008
shellcat123's page
Posts: 1



19 Magic Points
Subject: summons served to me on 10/4/2008
 
 Posted on Thu Oct 09, 2008 1:11 am  
got a summons now what do i do next
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Thu Oct 09, 2008 4:07 pm  
Not real handy in thbis dept but I know if you do not reply within so many days I think 20 you will automatically lose cause the judgemnet will go against you. Someone will be able to better answer this question for you but they will mkoe than likely need to know if this is the original creditor or a debt collector. Try to post that info.
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 417



10874 Magic Points
 
 Posted on Sat Oct 11, 2008 9:11 am  
Hi Shellcat
You should first file a response to the summon within 30 days of receipt of the summon at the court from where the suit has been filed against you and send copy by certified mail to the company which has filed the suit against you. However if you do not file a response to the summon, the company that has filed a lawsuit against you may get a default judgment against you and you may need to pay the entire debt outstanding in addition to the court fees and other costs.
_________________
Best Wishes
Justin
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 493



12319 Magic Points
 
 Posted on Sat Oct 11, 2008 9:25 am  
Hi Shellcat
You said that you have received a summon on 10th April 08. This means that one month has already expired from the date you have received the summon and so the time period for filing a response to the summon has already expired. Now, you should immediately contact the creditor or the collection agency and come to a repayment agreement to pay off the debt because now the creditor can bring a default judgment against you to recover the debt.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Mon Oct 13, 2008 12:50 am  
Anthiny I believe he posted that he recieved a summons on Oct. $ 2008 so he can still file a response.
Just follow what Justin tells you to do. You have to get a response in and soon.
 
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