Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook
Homesunnyca's Page

About sunnyca
JOINED:  9 September 2009
TOTAL POSTS:  148
Find all posts by sunnyca
LOCATION: 
WEBSITE: 
BLOG: 
OCCUPATION: 
INTERESTS: 
PRIVATE MESSAGE:  Send private message
sunnyca's Music
Add more music to your playlist
sunnyca's Photos
Add more photo to your Album


Posts by sunnyca
Posting date Subject
Posted: Sun Oct 18 8:24:03 2009 Rememebr all the credit unions are not offerign ..
Posted: Sun Oct 18 8:21:56 2009 The compny which denies your a lon or credit card ..
Posted: Sun Oct 18 6:29:17 2009 Thats bad. Insurance comapnies checkign credit ..
Posted: Sun Oct 18 6:25:25 2009 It becomes a secret accoutn where your depost the ..
Posted: Sun Oct 18 6:23:23 2009 If you are denied for any new credit, you have ..
Posted: Sat Oct 10 11:26:21 2009 Also look at your common expenses like 1. Gas ..
Posted: Sat Oct 10 11:24:28 2009 One of the first step in controlling your ..
Posted: Sat Oct 10 11:20:07 2009 I think what you need to do is set a seperate ..
Posted: Sat Oct 10 11:08:08 2009 I was surprised to see this, but it was nice. I ..
Posted: Sat Oct 10 11:02:55 2009 Mostly this is for buyign a house Car dealers ..
Posted: Sat Oct 10 11:00:38 2009 Just some corrections It is not just timely ..
Posted: Sat Oct 10 10:52:36 2009 fireyone you had really good points And your ..
Posted: Sat Oct 10 10:50:16 2009 Thats correct Nomally some one needs ..
Posted: Sat Oct 10 10:46:37 2009 It can hurt yoru credit score depnding on from ..
Posted: Sat Oct 10 10:41:00 2009 I think you shoudl send a letter asking for debt ..
Posted: Sat Oct 10 10:36:51 2009 Question Your posts seems to conflict each ..
Posted: Sat Oct 10 10:34:46 2009 To be on the safer side, You should ask for ..
Posted: Sat Oct 10 10:33:26 2009 You should contact the law firm and collection ..
Posted: Sat Oct 10 10:31:20 2009 If you paid off as agreed and did not defult, ..
Posted: Sat Oct 10 10:27:30 2009 Justin You nailed it to the point Really ..
Posted: Sat Oct 10 10:22:29 2009 If they will fax, that shoudl nto be a problem. ..
Posted: Fri Oct 9 8:47:57 2009 Thats correct the credit score range is from 300 ..
Posted: Fri Oct 9 8:43:26 2009 I just used credit quizzle to get my latest ..
Posted: Fri Oct 9 8:38:35 2009 Normally they shoudl ahve sent a copy of that ..
Posted: Fri Oct 9 8:36:36 2009 I think both the optiosn are ok. In the first ..
Posted: Fri Oct 9 8:28:20 2009 This is not the correct forum to discuss ..
Posted: Fri Oct 9 8:26:30 2009 Once they are report to credit agenecy and are ..
Posted: Fri Oct 9 8:24:39 2009 What you need to do is make sure this item which ..
Posted: Fri Oct 9 8:14:50 2009 Sara I do not say that it is not possible, but ..
Posted: Fri Oct 9 8:12:28 2009 Try calling them and see what response you ..
Posted: Tue Oct 6 12:18:55 2009 I ahev not seen any one wiht 850 That may be ..
Posted: Tue Oct 6 12:17:58 2009 Thats true. FHA requires aleast 620 with 3.5% ..
Posted: Sun Oct 4 11:34:58 2009 Option 1 - is good when you can get low interest ..
Posted: Sun Oct 4 11:31:20 2009 Please make sure tonotify the bank about the ..
Posted: Sun Oct 4 11:29:58 2009 I do nto think so. But make sure to clarify ..
Posted: Sun Oct 4 11:26:42 2009 Iknwo prople who are in 795 and also some oen who ..
Posted: Sun Oct 4 11:23:51 2009 some one else posted somewhere here creditkarma ..
Posted: Sun Oct 4 11:18:58 2009 Yes the more you utialize then the more it will ..
Posted: Sun Oct 4 11:16:00 2009 ..
Posted: Sun Oct 4 11:14:32 2009 See what impacts you how in yoru credit ..
Posted: Sun Oct 4 11:11:42 2009 I would nto suggest on cancelign any accoutns at ..
Posted: Sun Oct 4 11:09:00 2009 Sara Your credit score and report is based on ..
Posted: Sun Oct 4 11:07:14 2009 In genral you cna expect your score to be as low ..
Posted: Sun Oct 4 11:05:54 2009 Inthis moraket, best option is to try ..
Posted: Sun Oct 4 11:03:37 2009 Thats correct atleast 60 days for things to start ..
Posted: Sun Oct 4 11:02:32 2009 Very nice an simeple steps I disagree with the ..
Posted: Sat Oct 3 6:43:11 2009 Thats absoutley correct. If you defult on ..
Posted: Sat Oct 3 6:42:18 2009 Thats really lot of debt Probably bets option ..
Posted: Sat Oct 3 6:40:09 2009 If these cards are closed they will probably stay ..
Posted: Sat Oct 3 6:38:57 2009 Sara as you are sayign you just finished ..
Posted: Sat Oct 3 6:37:03 2009 1. If you pay off before the closign then it ..
Posted: Sat Oct 3 6:34:02 2009 This will have pretty bad impact on the credit ..
Posted: Sat Oct 3 6:31:58 2009 There is not way to refinance with bad ..
Posted: Fri Oct 2 10:30:43 2009 Thats correct any late payments will remian on ..
Posted: Fri Oct 2 10:28:50 2009 You cna alwsy negotiate with collection agency ..
Posted: Fri Oct 2 10:24:50 2009 send amail to the site ..
Posted: Fri Oct 2 10:24:05 2009 I think pocket money is a good idea Give them ..
Posted: Fri Oct 2 10:22:28 2009 There is a good possibilityt that some one else ..
Posted: Fri Oct 2 10:18:14 2009 Did the collection compnay call you before the ..
Posted: Fri Oct 2 10:16:12 2009 Have you check with your local ..
Posted: Fri Oct 2 10:13:38 2009 Aaron you need to have patience After you lear ..
Posted: Fri Oct 2 10:10:23 2009 Thanks great news Nita Keep the payments on ..
Posted: Fri Oct 2 10:09:23 2009 If the bill was in your name then you are ..
Posted: Fri Oct 2 10:07:34 2009 If it is FHA loan you will need ateleast 630 ..
Posted: Fri Oct 2 10:06:20 2009 Thats correct both are bad for yoru credit ..
Posted: Fri Oct 2 10:05:19 2009 Thats really good information and really helpful ..
Posted: Wed Sep 30 10:34:58 2009 If you defult on any loan and any bills with or ..
Posted: Wed Sep 30 10:31:27 2009 make sure that the hospital has chagred off this ..
Posted: Wed Sep 30 10:22:23 2009 Probab;ly what you can do is open another ..
Posted: Wed Sep 30 10:05:47 2009 They cannot do much, since you do nto have any ..
Posted: Wed Sep 30 9:38:53 2009 Nope if theose accoutn were removed by credit ..
Posted: Wed Sep 30 4:00:18 2009 Credit report tellt eh lenders and oterh how ..
Posted: Wed Sep 30 3:55:10 2009 it is always etter to pay it off wiht out lettign ..
Posted: Tue Sep 29 8:16:33 2009 Seth I have sent a request for my points ..
Posted: Sat Sep 26 1:55:57 2009 Yes they can probably You will need tonotigy ..
Posted: Sat Sep 26 1:49:26 2009 In fes situations you cna start thinking to file ..
Posted: Sat Sep 26 1:43:22 2009 Yep agree with carol You need really work on ..
Posted: Sat Sep 26 1:41:27 2009 Have heard anythgin from ..
Posted: Sat Sep 26 1:36:01 2009 Got it Lynn They may settlefor 30-405 but they ..
Posted: Sat Sep 26 1:32:19 2009 One it hits the Credit report you cannot remove ..
Posted: Sat Sep 26 1:23:33 2009 You can call you new lender and ask them why they ..
Posted: Sat Sep 26 1:19:07 2009 wendel With this kind of credit and so many ..
Posted: Sat Sep 26 1:14:00 2009 Well there are lot of comapnies whio does the ..
Posted: Sat Sep 26 1:11:02 2009 If both of your names are on the accoutn, remove ..
Posted: Sat Sep 26 1:07:03 2009 Contact the site ..
Posted: Sat Sep 26 1:05:39 2009 That was me and I was not logged ..
Posted: Thu Sep 24 11:44:13 2009 I am not sure if any lender is otu thre who can ..
Posted: Thu Sep 24 11:41:56 2009 cassie Thats really interesting Can you ..
Posted: Thu Sep 24 11:40:37 2009 This is not the right forum toe discuss these ..
Posted: Thu Sep 24 11:39:17 2009 no problem Every one here can ..
Posted: Thu Sep 24 11:37:45 2009 The reason for certified letter is, who ever ..
Posted: Thu Sep 24 11:34:09 2009 I dono think so The relator may nto be ..
Posted: Thu Sep 24 5:53:45 2009 if soem one has bad credit, then most of the time ..
Posted: Thu Sep 24 5:48:57 2009 Thats true. But if you want to borrow money in ..
Posted: Thu Sep 24 5:42:00 2009 This is really helping you sicne the credit card ..
Posted: Thu Sep 24 5:32:09 2009 If he/she has got the summons then it is from the ..
Posted: Thu Sep 24 5:30:14 2009 fireyone that may nto eb true in every ..
Posted: Thu Sep 24 5:25:35 2009 From your post looks like you disputed the ..
Posted: Thu Sep 24 5:22:12 2009 Even if you paid the judegment that does not mean ..
Posted: Thu Sep 24 5:16:34 2009 At this point you need to be hard with them as ..
Posted: Thu Sep 24 5:14:22 2009 Not heard of ..
Posted: Wed Sep 23 10:18:46 2009 freddie Retirment money cannot eb garnished. ..
Posted: Wed Sep 23 10:16:18 2009 Thats really funny Some oen cannto just call ..
Posted: Wed Sep 23 10:09:50 2009 Guest If you cannot make payment on yoru ..
Posted: Wed Sep 23 10:07:06 2009 Andybell I am glad toanswer your ..
Posted: Wed Sep 23 10:03:39 2009 If you have bank accoutn with bank of America you ..
Posted: Wed Sep 23 9:56:10 2009 You need to do the due deligence but some times ..
Posted: Wed Sep 23 9:50:34 2009 As Carol said not to cancel the credit card is ..
Posted: Wed Sep 23 9:43:31 2009 I think the option to look for online loan is a ..
Posted: Wed Sep 23 9:40:35 2009 Also they can also send this to a collection ..
Posted: Wed Sep 23 9:39:28 2009 In thia market you cna look at some of the ..
Posted: Wed Sep 23 9:34:02 2009 Is it good to get the agreememnt cleared and send ..
Posted: Wed Sep 23 9:31:09 2009 When you say they had a settlement offer, did you ..
Posted: Wed Sep 23 9:28:27 2009 Only way you can get rid of these calls is pay ..
Posted: Wed Sep 23 9:23:49 2009 If he does nto respons thatwill go on his credit ..
Posted: Wed Sep 23 9:21:16 2009 Thats was wrong Medical bills are like any ..
Posted: Wed Sep 23 9:17:48 2009 Gettign an attorney is the best thing, but as you ..
Posted: Wed Sep 23 9:11:13 2009 It is a best to send the agreement first and then ..
Posted: Wed Sep 23 9:09:08 2009 I think you need to negotiate with them to make ..
Posted: Tue Sep 22 10:46:41 2009 Thats correct It needs to decided by the ..
Posted: Tue Sep 22 10:40:51 2009 Any debt you owe if you clear it off it will have ..
Posted: Tue Sep 22 10:39:42 2009 Also have you called the bank which reported this ..
Posted: Tue Sep 22 10:38:05 2009 That woudl depnd on the agreemtn you have Some ..
Posted: Tue Sep 22 10:34:31 2009 There is now law which reuires you to notify ..
Posted: Tue Sep 22 10:33:06 2009 Start with your lowest penign payments and start ..
Posted: Tue Sep 22 10:31:15 2009 Thats correct If thee is money int eh bank ..
Posted: Tue Sep 22 10:29:51 2009 I thinks thats the best way to dela with this ..
Posted: Tue Sep 22 10:27:34 2009 You need to expalin it to the judge and probably ..
Posted: Tue Sep 22 10:18:55 2009 Well if the you owe the same bank and your ..
Posted: Tue Sep 22 10:16:56 2009 probably based on what they got paid, the rest ..
Posted: Tue Sep 22 10:15:18 2009 You can apply for secure credit card and build ..
Posted: Tue Sep 22 10:14:00 2009 Normally once you pay off it will have an effect ..
Posted: Sun Sep 20 10:38:01 2009 pay in full on most of yoru cards and only pay ..
Posted: Sun Sep 20 10:36:43 2009 see if you cna open somesecure credit cards and ..
Posted: Sun Sep 20 10:35:06 2009 I would say anythign above 740 but you need to be ..
Posted: Sun Sep 20 10:33:34 2009 First thign you need to do is stop openign anynew ..
Posted: Sun Sep 20 10:32:04 2009 You can ask the credit agencies to block any ..
Posted: Sun Sep 20 10:30:49 2009 When you make payment regularly it alwsy helps ..
Posted: Sun Sep 20 10:27:37 2009 You need to call your cedit card compnay and aks ..
Posted: Sun Sep 20 10:26:34 2009 AT this point if you have have paid off al your ..
Posted: Sun Sep 20 10:23:13 2009 Well no one lieks ..
Posted: Sun Sep 20 10:21:36 2009 have you disputed this amount and also does it ..
Posted: Wed Sep 9 8:28:58 2009 looks like your husband may be victim.Looks like ..
Posted: Wed Sep 9 8:25:49 2009 Probably its a good idea to call Macy's and find ..
Posted: Wed Sep 9 8:21:43 2009 Yes I think so. With Information technology ..
Posted: Wed Sep 9 7:59:39 2009 Probably you may want to try some of the free ..
Posted: Wed Sep 9 7:56:10 2009 Hey New to the ..
Posted: Wed Sep 9 7:53:32 2009 Probably they may send you a legaly notice if the ..



Page loaded in 0.013 seconds.