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JOINED:	20 July 2006
TOTAL POSTS:	24 Find all posts by TexasGuy
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Posts by TexasGuy
Posting date	Subject
Posted: Mon Feb 12 7:02:18 2007	Strejcekmdkn, I have heard about them. They ..
Posted: Sat Feb 3 6:15:42 2007	Angel, let me know if I understand this right. ..
Posted: Wed Jan 31 7:16:18 2007	SSI benefits, federal funds are not allowed to be ..
Posted: Thu Jan 25 5:12:28 2007	Hi Bilitc, Most financial institutions will ..
Posted: Sat Jan 20 4:14:41 2007	Hi Murphysm, As per section 806(5) of FDCPA ..
Posted: Fri Dec 22 12:59:35 2006	Sure, the lawyer is still acting as a collector ..
Posted: Mon Dec 18 2:21:45 2006	it depends how long and how many more credit ..
Posted: Sun Dec 17 10:24:40 2006	Offcourse ..
Posted: Thu Nov 23 3:44:51 2006	They don't have to contact you before putting it ..
Posted: Thu Nov 2 12:22:30 2006	Harder to tell who is legit on the net. I would ..
Posted: Wed Nov 1 11:25:04 2006	Hi As you are in serious problem.Only experts ..
Posted: Fri Oct 27 12:03:53 2006	Hi You should consult debt consolidation ..
Posted: Thu Oct 26 3:08:48 2006	Hello everybody I m ..
Posted: Thu Oct 12 9:59:18 2006	you can say so . But most of the time u have to ..
Posted: Thu Oct 12 12:28:24 2006	It won't report since it is over 10 years old and ..
Posted: Tue Oct 10 2:50:07 2006	contact your loan holder in ..
Posted: Mon Oct 2 9:51:29 2006	If I were you I would get a copy of your credit ..
Posted: Thu Sep 14 12:34:16 2006	How do you earn extra ..
Posted: Wed Sep 13 12:44:53 2006	hi Put together a spending plan with what you ..
Posted: Wed Sep 13 12:32:27 2006	thanks richard This information is very ..
Posted: Mon Sep 11 10:25:54 2006	do not go food shopping on an empty stomach (it ..
Posted: Tue Sep 5 12:26:55 2006	good one Guest why don't you join us You know ..
Posted: Tue Aug 8 2:56:53 2006	Hi Richard, Thanks to you and to the tech team ..
Posted: Mon Aug 7 3:39:25 2006	I try to keep my debt to income ratio under 25% ..
Posted: Tue Aug 1 2:05:59 2006	Hi Justin, The checklist you have compiled ..
Posted: Thu Jul 20 10:47:52 2006	Hey Mary, I am now a part of this community ..

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.