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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Fri Sep 19, 2008 12:15 am
 
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| It is so easy to be taken advantage of these days. People try to get help so they can get back on their feet so tehy put their trust into comanies like these only to end up in worse shape. |
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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Sun Sep 21, 2008 12:35 am
 
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| I just really think it makes getting help upsetting and confusine. You really don't know which way to turn or which door to open when all but a few have wolves behind them. |
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Lorri

Joined: 15 Jul 2008
Lorri's page
Posts: 297
196 Magic Points
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Sun Sep 21, 2008 7:37 am
 
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Cause you don't know who to trust. _________________ "Never give up on someone you can't go a day without thinking about". |
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Shannon
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Tue Jul 14, 2009 2:05 pm
 
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| if youre living beyond your means and you have to keep taking DDA's to survive...you need money management classes. the wells fargo DDA is a lifesaver in a pinch (like a vacation or car trouble) but not something to use all the time (like if youve overspent this pay period by buying 12 pairs of shoes you didnt need.) you will get stuck in a loop. on the brightside though, they only charge 150% interest instead of the 500% the payday loan places do. |
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Abi
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Subject: I think its cool
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Sat Aug 08, 2009 11:53 pm
 
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| Its cool, at least you can count on sone extra pay. |
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Zach T. Plenty
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Subject: DDA - 50/50 ITS THE BEST!
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Fri Oct 09, 2009 3:27 pm
 
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I split my direct deposit 50/50 between Wells Fargo and US Bank. This way, I have more than the $500 DDA limit available - at any given time.
By using both banks, I have more than 1 full paycheck of NET PAY in DDA available at any given time.
The DDA is less expensive than a PAYDAY LOAN and most banks are willing to provide a repayment term of over 30 days. Most PAYDAY loan companies provide terms of 14-18 days.
Even while experiencing difficult financial scenarios, most banks will let their customers work with the internal collections department. They can help you create easy payment options IN ORDER TO REPAY THE DDA and keep the account open and active.
***WARNING***CAUTION***
TAKE HEED AND LISTEN TO
THE TRUTH THAT LIES WITHIN!
***WARNING***CAUTION***
Before becoming eligible for a DDA,
US Bank FORCES all customers to wait 6 months after opening the checking account.
Wells Fargo is quite lenient in comparison; DDA is available after a MERE 2 months. |
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