Debt management

Need help....Westbury Ventures

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carol

Joined: 27 Jun 2006
carol's page
Posts: 375

10293 Magic Points

Thu Oct 11, 2007 5:04 am

Kindly stay away from the Payday Loans. They will just ruin you.
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Carol

Val
Guest

Thu Oct 11, 2007 4:49 pm

This is my experience with them, I had a payday loan back in 2005. Recently I got an email for what I thought was to apply for a regular loan not a payday loan, I filled it out, and the loan was denied. I didn't think twice until I received a debit from my checking account for $260. I called Westbury Ventures, and they said it was from 2005 from an old checking account I no longer have. I called my new bank, and they said that because I never gave them permission to withdraw from this account, they will reverse the charges. It'll take a few days, but it can be done. My bank is also putting a permanent stop payment against them so they can't do this again.

Laura

Joined: 21 Jun 2007
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Posts: 1407

34540 Magic Points

Fri Oct 12, 2007 6:36 am

You are lucky to have your bank on your side. Val it is true that you have been harassed but I would suggest that do not fill forms online without knowing all the pros and cons. I am a victim myself so stay on your guard. Smile

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Laura.

Guest

Sun Oct 21, 2007 7:18 pm

i HAD DEALT WITH THEM TO. i HAD TO OPEN A NEW ACCOUNT BECAUSE i WAS A VICTIM IN A SCAM. tHEY DID NOT HAVE MY NEW ACCOUNT BECAUSE i was trying to catch up. They just debit my account $325. I want to know how they got my new account. I didn't give it to them.

Laura

Joined: 21 Jun 2007
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Posts: 1407

34540 Magic Points

Tue Oct 23, 2007 8:34 am

Talk to your bank and try for a reverse pay
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Regards,
Laura.

Joan
Guest

Subject: Westbury Ventures

Tue Oct 23, 2007 4:55 pm

This company attempted to withdraw hundreds of dollars from my checking account without my authorization. This resulted in over $600 in over limit fees of which I was only able to collect $100 from my bank. I opened up a new checking account & absolutly refuse to give them my account number under any circumstances. I will only pay them back by money order.

Sherry
Guest

Tue Oct 23, 2007 11:03 pm

I have been receiving phone calls from these people just recently when i saw an item trying to pay on my account that i did not recognize and had my bank put a stop payment on them. Now they are calling saying things like "warrant fraud" and that my attorney or myself should contact them before further action is taken. I tried calling and i got a voicemail. What would be some advise in this situation.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Wed Oct 24, 2007 6:17 am

Check with them. Did you opt for any benefit under a warranty program? Any claims that you made recently? Check double check.
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Regards,
Laura.

rellim2533
Guest

Subject: payday loans

Sat Oct 27, 2007 4:31 pm

I am in payday loan hell I have 2 payday loans and one loan from Thinkcash the pymts add up to $600 a month so I went and borrowed more from local loan places in my town now Im paying over $900 a month in pymts Im now $650 overdrawn at bank ,cause I had to pay other bills I need help,my loans only add up to $4500 I cant get a loan any where to pay all these off cause I have a bankruptcy can any anyone give my some advice. John

Laura

Joined: 21 Jun 2007
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Posts: 1407

34540 Magic Points

Mon Oct 29, 2007 7:46 am

Hi John

Did you take this loan after the BK? What was the original sum of money that you had borrowed?
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Regards,
Laura.

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 417

10874 Magic Points

Mon Oct 29, 2007 9:13 am

Hey John

Think Cash is also provides payday loans. Do a cross check to find out whether this is true or not. In that case you have all three payday loans. What is the APR offered by think cash?

PATRICIA ROBINSON
Guest

Subject: LOAN

Mon Nov 05, 2007 1:18 am

THIS IS IN REGARDS TO A LOAN THAT WAS TAKEN OUT IN 2002, THE GENTLEMEN KIRK CONVERSE CALLED ME AND SAID THE LOAN WAS BACK THEN WAS FOR 200.00 AND KNOW THEY WANT BE TO PAY 400.00 SO I MENTIONED THAT CAN YOU GIVE ME A PAYMENT PLAN HE REPLIED NO, SEND HIM A PAYMENT OF 390.00 BY MONDAY OR HAVE A LAWYER READY, EVEN A REGULAR LOAN, YOU CAN HAVE PAYMENT ARRANGEMENTS, AND HE WANTS ME TO SEND IT BY MONEY GHRAM, WHY CAN'T YOU JUST MAKE PAYMENTS, I AGREED TO THAT INSTEAD HE'S JUST MAKING THREATS.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3137

5334 Magic Points

Mon Nov 05, 2007 1:46 am

These guys are jerks and some how dig up the old payday loans that you thought have gone away, I had a company similar to this withdraw funds and put a stop payment on the account. I did have an old payday loan some time ago and when I called them they did acknowledge is was from this company. I made an affordable payment arrangement with them and only have one payment left. What irritated me is they withdrew $500 from my checking account, which I had to pay $32 to stop payment on and then they gave me the arrangement. I wonder why they did not contact me with an arrangement the first time around, I would have cooperated to get rid of it, I don't want it hanging around anymore than they do.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Mon Nov 05, 2007 3:48 am

That is where they infuriate people. They feel that we wont be returning the money borrowed. In simple words if I am due then contact me and ask me to pay the balance. In case I am in financial trouble I would talk it out and try to pay off in parts.
They really dont want to give us the time. Thats where the hitch is.
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Regards,
Laura.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3137

5334 Magic Points

Mon Nov 12, 2007 8:59 pm

I know they are a pain in the back side, better off to contact them, see if the alledged debt is really yours, if it is, make a payment arrangement that is suitable and get rid of it, these people are worse than blood hounds.

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