Palisades Collection in my credit report - what to do?

erica23 · Guest 0 Magic Points

800-991-9367 Call them !

Joined: 21 Jun 2007 Posts: 1334 35466 Magic Points

Thanks a lot for the help Jeff, Erica.

palisadesisabigproblem · Guest 0 Magic Points

I am pretty sure I already know the answer to this... I let this summons go and did not show up in court because I was planning to go bankrupt... I am now having second thoughts because I think my credit may be salvagable without doing so... most on my report are medical.
What can I do now about this entry of default? I can not afford to pay this full chunk which is definately an exaggerated amount. This is not what is even showing at this amount on my credit report through the credit card company that charged off the debt.
I'm probably screwed... but if there is any action I can take at this point, I sure would love to know.

Thank you!

Joined: 08 May 2008 Posts: 364 4810 Magic Points

were you formally sued? IF you were not then once you do pay it you can dispte the listing with the courts for not following the proper protocol

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

Is that really an option?

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

Denzel that is really cool of you to ofer some assistance.

danmcgovern · Guest 0 Magic Points

I've been attempting to correction an old ATT Wireless bill that is in collection with Palisades Collection. I sent docmentation to tate & Kirlin attorneys in Philadelphia. The instructed Palisades that's the account was already paid four years ago. However, I can't locate a phone number for Palisades to have them correct my credit report. Does anyone have an address or phone number for Palisades. The attorneys of Tate & Kirlin told me that don't have a phone number either. It sounds like a ghost collection agency, doesn't it ?

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

No I have heard of them before so I don't think they are a ghost. It seems your atty should have had a clue to how to get a hold of them. If not google them. I am sure they have some info listed on the web somewhere. Did your atty charge you alot to take care of this matter?

Joined: 03 Nov 2007 Posts: 3927 10 Magic Points

I would try the debt forum, put it in their search engine at the top of their page.

You can access the debt forum from the top of this page.

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

Thats good advice. I sometimes forget to mention the debt forum. I don't go there much myself.mainly hre.

Joined: 03 Nov 2007 Posts: 3927 10 Magic Points

I think that you can find some of your debt related issues here also.

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

I need to go visit this forum. I am registered but find it hard to keep up with two forums at once.

Charles2 · Guest 0 Magic Points

i have palasades collecting a debt from 9 years ago that has just started garnishing a huge chunk of my pay how can i stop this i am a single parent of 2and head of household living on a annual salary of 20,000

Joined: 26 Feb 2008 Posts: 4285 127 Magic Points

Have you made any payments on this debt? Surely the SOL is up after 9 years. What state are you from? Did they take you to court to get this garnishment? Legally they have to do this. It should have went through a court hearing in front of a judge and you would have gotten papers in the mail or by sheriff that they were going to sue you, when the court date was and so on. Please explain a little more so we can help.

Joined: 31 Jul 2006 Posts: 516 13571 Magic Points

There are certain states where the Statute of Limitation for written contract is 10 years. Since the statute of limitation depends on the state where you have signed the loan agreement, you may be sued by the creditor if the SOL has not expired. Now your wage can be garnished by the creditor only if he has sued you to the court and brought judgment against you as Firyone said. We will be able to help you more in this matter if you can tell us the state in which you have signed in the loan agreement, your actual debt amount, the date of your last payment and the amount they have already garnished.

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