Palisades Collection in my credit report - what to do?

siovhan · Guest 0 Magic Points

I just recieved a notice from Palisades and found this site while reserching on the net. The letter was addressed with my maiden name. (I've been married for 13 years).
I have not a clue what the debt is about or even if it is mine. My question is should I send it back with 'no one at this address' on the envelope. Or, send a DV letter?

Joined: 10 Sep 2009 Posts: 148 954 Magic Points

I think you shoudl send a letter asking for debt validation

You do not want to somehign really small hurt your credit report

If you are sure that this is nothign to do with you, just ask for validation and dispute it after gettign the letter

Lisa · Guest 0 Magic Points

Is it probable that Palisades can collect a debt after 6 years with no contact during that time? I only found out about this after my bank alerted me to the note on my credit report. Palisades has never contacted me about collecting - which seems odd. This debt was paid by a third party which is why it may never have registered as paid under my name. I have sent a letter based on the samples in this forum - almost 30 days and no contact at all. What gives?

kayj · Guest 0 Magic Points

PALISADES HAVE MANY FACES. HARD TO CATCH THESE CRIMINALS. I AM GOING THROUGH THIS AS WE SPEAK. THEY VALIDATED NOTHING. WENT TO COURT AND THEY DID NOT HAVE A FILE FOR ME TO REVIEW. CALL THEM AND YOU WILL NEVER SPEAK TO THE ATTORNEY WHO IS THEM IN THE 1ST PLACE. SAME ADDRESS OR P.O. BOX TO THE LAWYER...NOT A COINCIDENCE. SHOWED UP IN COURT WITH SM1 ELSE WHO ANSWERED THE JUDGE AS BEING PRESENT YET, THEY DID NOT SHOW FOR ME....
HERE I AM HAVING TO PROVE ITS NOT MY ACCOUNT, YET THEY ARE SUING ME. AND NOT TO MENTION ITS ON ALL MY CREDIT REPORTS.
THEY WRONGLY FROZE MY UNEMPLOYMENT ACCOUNT IN NYS.
YES I AM LIVID.
YET I WILL APPEAR IN COURT AGAIN SOON FOR THIS...
I TELL YOU TO GET A PRO BONO ATTORNEY OR FIND ONE WITH FREE CONSULTATION TO GET THE BEST ADVICE

KAYJ · Guest 0 Magic Points

CERTAINLY GUYS AND GALS...THEY ARE KNOWN FOR NOT SENING YOU ANYTHING YOU REQUEST. THOUGH, THE DAMN ASSISTANT ASKED ME WHO DO I BANK WITH....WHAT THE HELL? WELL IF YOU HAVE MY VITAL SS#, YOU SHOULD KNOW. MY BOYFRIEND IS A US FED AGENT AND IS SOOOOOO UPSET ALSO. I HAVE USED MY MOM ADDRESS FOR OVER 7 YRS DEALING WITH ANY W2 FORMS AND BILL SO Y WOULD THEY HAVE AN OLD ADDRESS OF MINE.
THIS I WAS TOLD IS NOT LEGAL AT ALL. THEY BEEN SUED B4 AND DO NOT CARE. THEY MAKE MILLIONS COMPARED TP POOR, MID CLASS, AND ELDERLY. GOOGLE UP THE FDCPA ACT TP KNOW UR RIGHTS.

Luther · Guest 0 Magic Points

My credit was checked when i tried to get approved for a car loan and when they pulled up my credit i found palisades collection on my report for a 1900 dollar phone bill, the crazy thing is that it happend when i was like 13 years old it was my dad he used my social number and his birth date. what should be the first step i take?

tammie · Guest 0 Magic Points

I need proof of payment. I've been waiting on a fax for two days. I need this proof ASAP.

SANDRA · Guest 0 Magic Points

I HAVE DISCOVERED A JUDGEMENT ON MY REPORT FROM PALISADES WHO ARE NOT THE ORIGANAL DEBTORS HOW DO I DISPUTE THIS MATTER

Dayana · Guest 0 Magic Points

For the love of God, keep writing these atrclies.

Louisa · Guest 0 Magic Points

HHIS I should have tohguht of that!

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