With the ever rising gas price, you’ll feel rewarded to fill up the tank at the gas station while saving some money. If you drive your car on a regular basis, then a gas credit card will be the best choice. Because, you can earn points on buying gas and other purchases as well. Gas credit cards are beneficial mainly for its offers such as : rewards points, cash back, gas price discounts, or even special promotional deals. You can get 1% - 5% reward on your gas purchases anywhere. Some gas credit cards also offer discounted rates on your purchase at the gas station.
What are the benefits of a gas credit card?
1. The gas credit cards are just like any other credit cards which can be doubled for your gas purchases.
2. Having gas credit cards is very beneficial for the consumers to save money on gas. Because it serves various type of rebates and rewards for the card holder.
3. You will be able to get rewards whenever you use the card in order to purchase gasoline.
4. Though you need to use these cards strategically at the pump stations so that you are able to save more money on gasoline. For example, if you use these credit cards on a regular basis, it can help you in dealing much easily with the gas prices as you’ll be able to earn different types of cashback offers.
What if you have bad credit ?
If you’ve bad credit, then you need to research well to find a company who will provide gas credit card to the customer who have bad credit score. Generally, opting gas credit card is easy amongst all the other credit card. But you need to follow some tips while applying for the card in order to get the best reward card.
1. You need to have some credit at least to get the approval of.
2. Bad credit cardholder should contact the gas providers directly.
3. Contact ExxonMobil, if you’ve bad credit or may be no credit at all. They are one of the most easiest of the gas companies with whom you can get some credit.
4. If you want to rebuild or it’s your first card to start out the relationship with credit life, then this card will be best option for you.
5. You can also try out some other well known gas providers like Conoco Philips.
Which are the best gas credit cards for bad credit holder?
Even if you’ve bad credit you need a gas credit card. Because, it will save your hard earned money on fuel. Secondly, most of gas credit card don’t charge annual fees. And most importantly, you can easily qualify for a gas credit card instead of a regular credit card. There are many gas credit cards are available which are suitable for a bad credit holder such as : clark credit card, shell “drive for five” card, regular marathon card, Meijer credit card.
Final words
Try to avoid the third parties to get help in getting gas credit cards in spite of the fact that you have bad credit. Read the fine print to know all the terms and conditions applied there. Make sure you’ve the idea about the interest rates, if the rewards are only available at certain gas stations and if you’re allowed to earn credit card rewards points on other non-gas purchases. Moreover, bad credit holder can go for gas store card at initial stage and if you’re a college student, then it apply for student credit card. This one of the best strategy to start with a credit card with low or no credit.