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may help the others in the community to have a little m ore info

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



127 Magic Points

 
Posted on Sat Nov 15, 2008 3:20 pm  

I think after the economy straightens itself around alot of people s going to find theirselves working to repair their credit. All you see anymore on the news is how people are falling behind in credit card debt. Most are having to use thier cards to just get by until the next payday or to put dinner on the table. I seen one guy complaining at the pharmacy about having to use his for prescriptions. We all know how much perscritions and groceries can add up to. You figure both arew monthly bills and it wouldn't take long to rack up a high credit card bill.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Sat Nov 15, 2008 3:25 pm  

Well..........I DO wanna say this. Even though the price of gas is falling, everything else is climbing, in cost, to 'make up' for the difference....it seems like it to me, anyway. Just really tough to live this way.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



127 Magic Points

 
Posted on Sat Nov 15, 2008 3:46 pm  

You got that right. save here spend extra there. I go to the store with a grocery list and a budget. I make sure I only buy what I will need for that week. I found that by doing this it has really helped out. I also seen theat they were going to start raising credit card rates or go over how much peoples debt to income ratio was and if it increases alot so would their rates.. so when I see people using their card to pay for groceries I always think "thats goona cost even more later." BUT some have no choice.
creditpro



Joined: 16 Oct 2008
creditpro's page
Posts: 21
Location: San Diego, CA


1255 Magic Points

 
Posted on Tue Nov 18, 2008 8:30 am  

You can apply for an unsecured line of credit with www.epublishingusa.com

Guaranteed approval!
_________________
www.AttractiveCredit.com "Professional Credit Repair Services" Or "Self Help eCourse"
www.AttractiveCreditCards.com "Apply for a unsecured line of credit"
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



127 Magic Points

 
Posted on Tue Nov 25, 2008 1:21 am  

This site is like a shopping network. You can buy books there and apply for credit. Is it for real? I have never seen something like this before. It leaves me feeling a little wary of the site. I do not need it myself but I would hate to see someone from the community go thee and end up with even more credit troubles. I would really investigate the site before applying or buying anything. Not saying it isn't valid but just foesn't seem real to me.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



127 Magic Points

 
Posted on Wed Dec 03, 2008 12:02 am  

Will have to see what this is about although I no longer need the card...may help the others in the community to have a little m ore info...gotta tell you guys there are listing there for some good cards. If tour in need of one you should stop in there.
Guest







 
Posted on Wed Dec 03, 2008 10:11 am  

Which credit cards have lower interest rates - secured credit cards or unsecured credit cards. What to do if I do not qualify for an unsecured credit card.
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 684



17426 Magic Points

 
Posted on Wed Dec 03, 2008 10:12 am  

Unsecured credit cards generally have a much lower interest rates as compare to secured credit cards. Moreover, most of the unsecured credit cards do not have an annual fee, but secured credit cards have such fees. If you do not have a credit history and you want to make one with an unsecured credit card, you can go for departmental store credit cards which also helps you to build up a good credit history.
_________________
Where there's a will, there's a way !!
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



127 Magic Points

 
Posted on Wed Dec 03, 2008 11:30 am  

Just keep in mind that most department store cards do have a higher rate of interest. Also be sure if they are running a zero percent interest offer they usually expire with in 6-12 months and you need to see what the rate will go to once that time frame passes.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Mon May 16, 2011 12:32 am  

(Why are the MODS, for these posts, not erasing all of this crud??) The sublect was 'need a decent CC'. Well.....it depends if you have good or bad credit. Just a few of the 'bad credit' credit cards are worth having (I have one myself and it's pretty decent). I have a $250.00 limit on mine and that's good enough for me!! I see so many people that have thousands of dollars in CC debt....my goodness!! When you DO get a credit card, keep paying on that card in a timely manner and your credit will improve.
Warrenetelt
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Andrew Harryson
Guest






Subject: punctual, and professional.
 
Posted on Tue Jul 09, 2019 2:37 am  

I contacted South Creditrebuild Advisory on a referral from a friend. My credit had suffered since the recession because I had to put my family before paying high interest rates back on credit cards - bottom line. I slowly paid the bills down on my wife's credit cards first while I continued to work hard. Eventually my wife's cards were paid off and then I started paying on my own. I made the mistake of settling cards at low payoff rates (thinking I was doing a great job) only to pay income taxes on the exaggerated differences the creditors had recorded on my report - this whole time never having called anyone such as South Creditrebuild Advisory for assistance. I was trying to handle it myself. Finally - after I had paid everything I thought I should pay and having the mindset that my credit should be great again - I was rewarded with very little improvement in my fico Score and was left with the scars of the recession history and late payments. I had known of Raymond Harleysville for over two years before I finally decided to hire him. I hadn't hired him because I just wasn't sure if my money was going to be well spent because and according to law they couldn't guarantee results and even though you only pay for results I couldn't make the call. Finally decide to write to Raymond Harleysville five times (on his personal E m a i l) I felt that is was the right choice and signed with him. My credit score when I signed with him was 615. They immediately jumped into action sending letters to the collection agency disputing erroneous remarks and data. As they had suggested that I sign up with FICO.com to monitor the progress I was able to see rapid incremental increases in all three bureaus as the new reports indicated the true nature of my now good great excellent credit! Within 48-72 hour my credit score went from 615 to a middle score of 796! I FELT ALIVE AGAIN! For too long I had let it go not believing that it could be that easy. Please don't let creditors leave scars on your Credit report like I did. Get them removed - its worth every penny. Real Customer - Zack P. West Palm Beach Florida. Raymond Harleysville is Absolutely Amazing. The owner knows his stuff and has a professional staff that is diligent, punctual, and professional. I have recommened them to anyone I know who needs those services. If you need him to work for you reach him at raycreditrebuild AT GMAIL DOT COM.
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Subject: prohack network is the best in credit fixing
 
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