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About carol
JOINED:  27 June 2006
TOTAL POSTS:  1299
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Posts by carol
Posting date Subject
Posted: Sat Jan 30 6:15:12 2010 Hi cinnamngrl If someone borrowed money from ..
Posted: Sat Jan 30 6:11:26 2010 Hi Justin, Not every creditor would agree to ..
Posted: Fri Jan 29 5:19:17 2010 Hi Cuchicuchi Yes, you can file chapter 7 ..
Posted: Thu Jan 28 2:28:39 2010 Hi Guest Paying off your car loan earlier than ..
Posted: Thu Jan 28 12:54:20 2010 Hi Nessie1 Paying off a debt can never ..
Posted: Thu Jan 28 12:35:00 2010 Hi Nessie1 Did you not send a debt validation ..
Posted: Fri Jan 22 6:35:35 2010 Hi carter4ever I am not sure about ..
Posted: Mon Jan 18 5:21:14 2010 Hi oscar8551 You need to contact the credit ..
Posted: Mon Jan 18 4:42:55 2010 Hi PaulRed I understand what you must be ..
Posted: Sat Jan 16 4:40:16 2010 Hi wilkersonsheriff Do you have the debtor's ..
Posted: Sat Jan 16 4:35:32 2010 Hi falknferno SSDI pays you based on the ..
Posted: Sat Jan 16 4:24:54 2010 Hi carter4ever I would suggest begin with ..
Posted: Fri Jan 15 6:11:18 2010 Hi godd2 I found a sample response for you. ..
Posted: Thu Jan 14 3:05:58 2010 Hi kristy Whether you qualify for bankruptcy ..
Posted: Thu Jan 14 2:59:33 2010 Hi jjcjct I don't think you need to worry ..
Posted: Thu Jan 14 2:15:44 2010 Hi mar_len1 I am sorry to hear of your ..
Posted: Tue Jan 12 3:11:49 2010 Hi 8nothingk On what The account is ..
Posted: Tue Jan 12 2:54:13 2010 Hi Rhon When did you get served If you are ..
Posted: Tue Jan 12 2:16:35 2010 Hi seonyard Bankruptcy is never a good idea ..
Posted: Tue Jan 12 2:11:59 2010 Hi dragon.carol I understand it is difficult ..
Posted: Sat Jan 9 2:53:34 2010 Hi wilma I feel sorry for the situation you ..
Posted: Sat Jan 9 2:34:52 2010 Hi docjmartin A pay-for-delete for a debt of ..
Posted: Fri Jan 8 4:00:15 2010 Hi Donkc_29 Unfortunately for you if you owe ..
Posted: Fri Jan 8 3:26:13 2010 Hi Markk If you have judgments you must be ..
Posted: Fri Jan 8 3:04:20 2010 Your wage can get garnished even if you have not ..
Posted: Wed Jan 6 10:49:20 2010 oh and goodnatured when you said what did you ..
Posted: Wed Jan 6 10:46:54 2010 Hi Goodnatured Once SS benefits get directly ..
Posted: Wed Jan 6 10:17:17 2010 Hi Guest Yes of course you can ask for debt ..
Posted: Wed Jan 6 9:58:30 2010 Hi judgement Yes, you can sue the collection ..
Posted: Wed Jan 6 9:32:03 2010 Hi daliscarlod4 Thanks for the tips that you ..
Posted: Mon Jan 4 11:08:41 2010 Hi John Normally your social security benefits ..
Posted: Mon Jan 4 11:03:54 2010 Hi Trisscity You could do as your attorney ..
Posted: Thu Dec 31 4:21:47 2009 Well I' sorry guest but creditors take a long ..
Posted: Thu Dec 31 3:06:58 2009 Hi stressed You may go to the clerk's office ..
Posted: Wed Dec 30 2:20:58 2009 Hi minou10-1984 You have been summoned to ..
Posted: Wed Dec 30 2:14:03 2009 Hi Boxinabag Despite what reflects in your ..
Posted: Mon Dec 28 11:12:48 2009 Hi expispercages Welcome to the forum. I find ..
Posted: Mon Dec 28 11:09:34 2009 Hi butterflyemail09 However annoying it may ..
Posted: Mon Dec 14 3:21:57 2009 Sometimes CAs don't have information about a debt ..
Posted: Mon Dec 14 3:07:22 2009 I agree with sd here. Although I don't want to ..
Posted: Mon Dec 14 2:56:41 2009 A soft inquiry is one where either an existing ..
Posted: Mon Dec 14 2:48:07 2009 Hey debra This is good Actually, things like ..
Posted: Mon Dec 14 2:38:44 2009 Hi As far as I found out First Bank of ..
Posted: Mon Dec 14 2:28:54 2009 Hey sd well that happens with most ..
Posted: Tue Dec 8 3:18:45 2009 Hi guillermo calvillo You can call 1 (800) ..
Posted: Tue Dec 8 3:08:36 2009 Hi atxgirl Bankruptcy today has got a lot ..
Posted: Tue Dec 8 2:17:36 2009 Hi socorp1 Your credit report is supposed to ..
Posted: Tue Dec 8 2:05:05 2009 Hi anamariagrayson Did you go through your ..
Posted: Wed Nov 18 6:18:30 2009 Ok grico777 a creditor can garnish rental income ..
Posted: Wed Nov 18 5:20:55 2009 If you have past accounts that were due but the ..
Posted: Wed Nov 18 5:07:21 2009 I'm sorry grico777, but your question isn't clear ..
Posted: Wed Nov 18 4:19:17 2009 Hi Margaret What do you mean by debt free ..
Posted: Wed Nov 18 4:07:26 2009 Hi J Stevens, Your joint a/c with your wife ..
Posted: Wed Nov 18 3:52:23 2009 Beats me! Maybe there is some problem with the ..
Posted: Tue Nov 17 1:31:54 2009 Hi Margaret, I agree with debranewell2008. ..
Posted: Mon Nov 16 11:58:13 2009 Filing bankruptcy must stop any attempts to ..
Posted: Thu Nov 12 2:48:36 2009 Hi abigorbot The debt collector may not be ..
Posted: Thu Nov 12 2:33:29 2009 Hi itsadirtyjobbutsomeonehas, While this ..
Posted: Wed Nov 11 11:39:24 2009 Hi Brenda I'm really sorry to hear about the ..
Posted: Wed Nov 11 6:07:48 2009 Hi Guest Are you talking about Century Capital ..
Posted: Wed Nov 11 5:54:21 2009 Hi abigorbot It really depends on the ..
Posted: Tue Nov 10 2:56:26 2009 Hi Andyth Have you asked your debt settlement ..
Posted: Tue Nov 10 2:42:10 2009 Like what If it is a debt you don't owe and is ..
Posted: Tue Nov 10 2:36:50 2009 Hi krzyvern Usually creditors charge off a ..
Posted: Tue Nov 10 1:53:43 2009 Hi Allan Good that you like this site. This ..
Posted: Tue Nov 10 1:51:18 2009 Hi Ruth Did you pay the full amount that your ..
Posted: Fri Nov 6 6:35:23 2009 Hi BlackDragon Find out who among the ..
Posted: Fri Nov 6 6:13:48 2009 Hi charles cross I didn't understand your ..
Posted: Fri Nov 6 6:05:59 2009 Hi kimrobinson How long these will stay on ..
Posted: Fri Nov 6 5:37:44 2009 Hi noligun76 Unemployment benefits are ..
Posted: Fri Nov 6 5:16:48 2009 Hi earnitjr As far as I know (I'm not sure ..
Posted: Wed Nov 4 11:57:10 2009 Hi elsa What kind of help are you looking ..
Posted: Wed Nov 4 11:15:49 2009 Hi jayben Have you tried the Federal Student ..
Posted: Wed Nov 4 11:01:59 2009 Hi guest If you have a tax lien it is likely ..
Posted: Wed Nov 4 10:06:59 2009 Hi debranewell2008 I'm glad your score went ..
Posted: Thu Oct 22 10:25:58 2009 Hi rowenaenchurin Welcome to the Creditmagic ..
Posted: Wed Oct 21 11:48:53 2009 Hi Thomas7 When you go for secured credit ..
Posted: Wed Oct 21 11:24:29 2009 Hi collectingdebts You can definitely pull ..
Posted: Wed Oct 21 11:17:07 2009 Hi debra Yes, the CA can still pull your ..
Posted: Mon Oct 19 12:58:15 2009 Well Suzie, removing this may be a little ..
Posted: Wed Oct 7 3:31:44 2009 Yes Sara Check if these are only introductory ..
Posted: Wed Oct 7 3:23:29 2009 Hi agilbert, You can also use retailer ..
Posted: Thu Oct 1 12:18:53 2009 Hi Tucker SS benefits cannot be garnished ..
Posted: Thu Oct 1 12:13:41 2009 Hi mrryanspace If the debt is being reported ..
Posted: Wed Sep 30 11:49:06 2009 Hi Nita Did you get a validation from the CA ..
Posted: Wed Sep 30 11:31:56 2009 Hi worried mom Let me tell you how ..
Posted: Wed Sep 30 10:53:56 2009 Hi Wednesday I can understand your ..
Posted: Wed Sep 30 10:34:24 2009 Hi cindy, This seems to be a complicated ..
Posted: Tue Sep 29 11:27:59 2009 Hi ace Yes, ideally a Chapter 7 should stop ..
Posted: Tue Sep 29 10:33:34 2009 Hi Michelleleo, Is there any way that you can ..
Posted: Tue Sep 29 10:14:50 2009 That's ok Phil I found you a few links in this ..
Posted: Tue Sep 29 10:06:16 2009 Hi simpletruth, This must reflect on your ..
Posted: Tue Sep 29 2:27:58 2009 Yes the proceeds from the sale will first go to ..
Posted: Mon Sep 28 11:38:39 2009 Hi tbyars How is your credit score Can you ..
Posted: Mon Sep 28 11:33:55 2009 Hi Angela Yes, a drop in your limit will hurt ..
Posted: Mon Sep 28 11:27:33 2009 Hi intogtrog Usually a lender will require you ..
Posted: Mon Sep 28 10:55:02 2009 Hi phil, Have you asked the CA to validate the ..
Posted: Mon Sep 28 10:27:01 2009 Hi James, As far as I know they usually take ..
Posted: Wed Sep 23 5:58:03 2009 Hi mabkccjc The best way to start cleaning ..
Posted: Wed Sep 23 5:45:50 2009 Hi Guest This is a truly difficult situation ..
Posted: Wed Sep 23 5:23:13 2009 Hi question Get the CA to withdraw the case ..
Posted: Wed Sep 23 5:19:27 2009 Hi kaykay, Some banks do offer loans to ..
Posted: Wed Sep 23 5:00:26 2009 Hi feelfelt It is nice to know of your plans ..
Posted: Mon Sep 21 11:44:02 2009 You're welcome Shala Do let us know if there is ..
Posted: Mon Sep 21 11:40:03 2009 Hi hopptx While it is a fact that you ..
Posted: Mon Sep 21 10:43:46 2009 Hi question So, question, this would mean ..
Posted: Mon Sep 21 10:18:55 2009 Hi jamielynnbonifant, Yes of course it ..
Posted: Mon Sep 21 10:07:51 2009 Hi wendel34 Yes definitely paying this off ..
Posted: Mon Sep 21 9:57:40 2009 Hi aboroth A debt collector will contact you ..
Posted: Mon Sep 21 9:29:34 2009 Hi imjustwondering, If this is a checking ..
Posted: Mon Sep 21 9:20:42 2009 Hi question It is not required to do so ..
Posted: Sun Sep 20 11:24:30 2009 Hi seandobgondo I am afraid this will stay ..
Posted: Sun Sep 20 11:10:31 2009 Hi andybell Ideally a score above 700 is ..
Posted: Sun Sep 20 10:59:15 2009 Hi TExaschick_jb I know how you must be ..
Posted: Sun Sep 20 10:45:42 2009 Hi Maddy Equifax, Transunion and Experian have ..
Posted: Sun Sep 20 10:18:41 2009 Hi shirlj218 Which state do you live in Have ..
Posted: Sun Sep 20 10:06:22 2009 Hi slim820 here that you can use. If they ..
Posted: Sun Sep 20 9:59:02 2009 Hi Zettallly I would suggest you to ..
Posted: Sun Sep 20 9:54:05 2009 Hey welcome ussattelite Is there any credit ..
Posted: Sun Sep 20 9:50:31 2009 Hi shala Well, IMO, if you are signing any ..
Posted: Thu Sep 17 5:48:40 2009 Hi Shaquil Sending a dispute letter too ..
Posted: Thu Sep 17 5:20:28 2009 Hi inekie.collier I found you a thread from ..
Posted: Thu Sep 17 4:41:44 2009 Hi Ruth Don't dispute the debt right now. ..
Posted: Wed Sep 16 6:13:44 2009 Not all creditors update records. This might ..
Posted: Wed Sep 16 3:53:22 2009 Hi pinche822 Did you not receive any notice ..
Posted: Mon Sep 14 5:57:14 2009 Hi Franko Of course it should reflect on ..
Posted: Mon Sep 14 5:23:52 2009 Hi michelle, I would suggest that you send ..
Posted: Mon Sep 14 3:26:42 2009 Hi Debt Consolidation Yes. Although both ..
Posted: Mon Sep 14 3:07:16 2009 Hi Hanna I would suggest that you reply to the ..
Posted: Sat Sep 12 12:18:18 2009 Hi Guest, Are you a co signor in any of his ..
Posted: Fri Sep 11 3:01:20 2009 You're welcome Debt Hope to see more ..
Posted: Fri Sep 11 2:58:09 2009 Hi Ruth, Well, did you use up the loan ..
Posted: Fri Sep 11 2:21:46 2009 Hi Page The FTC (federal Trade Commission) ..
Posted: Thu Sep 10 4:44:18 2009 Hi Slow Eddie Good that you didn't hand over ..
Posted: Thu Sep 10 3:40:49 2009 Hi question I don't think the CAs have any ..
Posted: Thu Sep 10 3:14:21 2009 Hi Ruth Send CA a request for details of the ..
Posted: Thu Sep 10 3:00:22 2009 Sarah the SOL on credit card debts in IL is 10 ..
Posted: Thu Sep 10 2:23:56 2009 Hi goodnatured I can understand how you must ..
Posted: Wed Sep 9 5:51:51 2009 True Doc, that's what happens generally. It would ..
Posted: Wed Sep 9 5:39:05 2009 Hi MeanSecurity, Send them a cease and desist ..
Posted: Wed Sep 9 5:25:53 2009 Hi Marie Normally they stay on your report ..
Posted: Wed Sep 9 4:34:31 2009 Hi amymorris Have you checked your credit ..
Posted: Wed Sep 9 4:28:55 2009 I agree with goodnatured. Welcome back and it is ..
Posted: Wed Sep 9 4:01:28 2009 Hi patyann If the loan is against your ..
Posted: Wed Sep 9 3:48:23 2009 Hi April Your query has been answered in this ..
Posted: Wed Sep 9 3:44:26 2009 You mean Illinois I think it is 4 years. Your ..
Posted: Tue Sep 8 5:59:55 2009 Hi Sara I can understand your situation but is ..
Posted: Tue Sep 8 5:49:39 2009 Hi joannetai, I don't think CAs have a time ..
Posted: Tue Sep 8 5:27:23 2009 Hi Maxie Your alias summons must contain ..
Posted: Tue Sep 8 5:11:16 2009 Hi Paige In such a case you can send a motion ..
Posted: Tue Sep 8 4:52:45 2009 Hi Streemly A Chapter 13 should ..
Posted: Tue Sep 8 4:40:50 2009 Hey Krystalblue87 You can make a payment ..
Posted: Tue Sep 8 4:28:01 2009 Hi Krystalblue Being regular with your ..
Posted: Tue Sep 8 4:23:47 2009 Hi garyfk Technically speaking SS benefits and ..
Posted: Mon Sep 7 3:19:17 2009 Hey SD, hope you are not having any more ..
Posted: Mon Sep 7 3:17:29 2009 Hi Stock If you have borrowed money you are ..
Posted: Mon Sep 7 3:06:58 2009 Yes, file a complaint. If you do not own this ..
Posted: Mon Sep 7 3:04:02 2009 Hi Dexi Ask the collection agency for proof ..
Posted: Mon Sep 7 2:56:42 2009 If a creditor chooses to close your account he ..
Posted: Mon Sep 7 2:47:55 2009 Well John, I would not sign the agreement. Have ..
Posted: Mon Sep 7 2:09:22 2009 Hi Aaron, Can you give us a little more ..
Posted: Mon Sep 7 2:06:57 2009 Hi steveo I would suggest you speak with ..
Posted: Mon Sep 7 1:48:48 2009 Hi Debt Consolidation IMO the best way would ..
Posted: Fri Sep 4 5:36:07 2009 Thanks firey You may dispute this debt on the ..
Posted: Fri Sep 4 5:32:05 2009 Hi Art Sending a DV letter is absolutely ..
Posted: Fri Sep 4 5:13:21 2009 Hi Sherrel I am sorry to hear of your ..
Posted: Fri Sep 4 5:00:09 2009 Hi brock Once someone has successfully filed ..
Posted: Fri Sep 4 4:29:20 2009 Getting off note as co signer may be difficult. ..
Posted: Fri Sep 4 4:08:23 2009 Hi brooksd1982 Well, frankly I don't see any ..
Posted: Fri Sep 4 4:04:31 2009 What kind of debt is this Dawn You may send the ..
Posted: Thu Sep 3 4:50:24 2009 Hi Firey This is what I could gather. Hope it ..
Posted: Thu Sep 3 3:50:21 2009 Hi Mike As you can see we are a credit related ..
Posted: Thu Sep 3 3:47:30 2009 Hi Debt Settlement If you have a question ..
Posted: Thu Sep 3 3:41:40 2009 Hi Franko Frankly speaking a lot of us are ..
Posted: Thu Sep 3 12:35:18 2009 Hi question If you are sending a DV letter ..
Posted: Thu Sep 3 12:31:45 2009 Hi question I would suggest first answer the ..
Posted: Wed Sep 2 5:23:57 2009 You mean you do not have any paper works I am not ..
Posted: Wed Sep 2 5:10:18 2009 Hi The above post is mine. I got signed out for ..
Posted: Wed Sep 2 3:46:32 2009 Hi fout3 Yes disputing the debts is what you ..
Posted: Wed Sep 2 3:42:03 2009 From what I understand from your post you mean to ..
Posted: Wed Sep 2 3:18:13 2009 Well heywoodwalker closing an account surely ..
Posted: Wed Sep 2 2:07:40 2009 Hi question Your report must also mention ..
Posted: Wed Sep 2 1:55:20 2009 Well, Franko a satisfaction of judgment may not ..
Posted: Tue Sep 1 6:08:50 2009 Hi abigorbot They need to show you proof ..
Posted: Tue Sep 1 5:49:30 2009 Hey Arya Maybe this thread can help ..
Posted: Tue Sep 1 5:46:54 2009 Hi Syborg44 Ask the for a validation for the ..
Posted: Tue Sep 1 5:44:35 2009 Yes teah they are very much allowed to but yes, ..
Posted: Tue Sep 1 5:18:14 2009 Hi timothycarl Usually judgments, unless ..
Posted: Tue Sep 1 4:37:01 2009 Hi birdfan83 Even if your OC hired a law ..
Posted: Tue Sep 1 4:18:11 2009 Hi bigmike96 If you have not requested the ..
Posted: Tue Sep 1 4:14:28 2009 Hi If you still have 30 days to attend the ..
Posted: Tue Sep 1 3:32:39 2009 Hi Mefisto04 You could ask them for a copy of ..
Posted: Tue Sep 1 3:21:02 2009 Hi cbbroo Did this new CA pursue you for the ..
Posted: Tue Sep 1 2:47:47 2009 Hi famponce08 I am sorry but we don't ..
Posted: Tue Sep 1 2:41:28 2009 Hi debbie Have you notified the Credit Bureaus ..
Posted: Sat Aug 29 5:38:22 2009 Yes true OP. This is not proper validation. You ..
Posted: Sat Aug 29 5:32:00 2009 Hi EFRAIN What sort of collection notice is ..
Posted: Sat Aug 29 5:16:12 2009 Hi Guest Well, you could ask the ..
Posted: Sat Aug 29 5:09:52 2009 Well RoseMarie SS benefits and retirement ..
Posted: Sat Aug 29 5:02:21 2009 Hi beverly Were you planning to sell your ..
Posted: Sat Aug 29 4:56:07 2009 Hi Lyn Usually credit card companies ..
Posted: Sat Aug 29 4:33:07 2009 Hi Gullat G If these are your debts and you ..
Posted: Sat Aug 29 4:28:50 2009 Hi l. poff Is this your first notice from your ..
Posted: Sat Aug 29 4:18:36 2009 Hi jools You could dispute the record and this ..
Posted: Sat Aug 29 3:56:25 2009 Hi Solluna I can understand the anxiety you ..
Posted: Sat Aug 29 3:39:03 2009 Hi cpudoc64 You may dispute any incorrect ..
Posted: Fri Aug 28 3:50:16 2009 Go through your documents back home. I'm sure ..
Posted: Fri Aug 28 3:48:14 2009 Hi da1 There is a satisfaction of judgment ..
Posted: Fri Aug 28 2:59:38 2009 Credit bureaus have their won way of reporting. ..
Posted: Fri Aug 28 2:11:39 2009 Hi frumosa11 First tell us whether you ..
Posted: Thu Aug 27 6:04:05 2009 Hi sammy jones I don't think your family ..
Posted: Thu Aug 27 5:46:54 2009 Hi Juli If you want to see your credit score ..
Posted: Thu Aug 27 5:39:47 2009 Hi dantheman1099 I hope you have all the ..
Posted: Thu Aug 27 5:34:39 2009 Hi rnathmishra There are ways to improve your ..
Posted: Thu Aug 27 4:49:34 2009 4jerry Usually a score of 700 and above ..
Posted: Thu Aug 27 4:43:14 2009 Hi jpjose32 Hard inquiries like these remain ..
Posted: Thu Aug 27 4:33:46 2009 Hi advisoryline Although a debt management ..
Posted: Thu Aug 27 3:41:02 2009 Hi Arya An owner finance cannot be reported ..
Posted: Thu Aug 27 3:22:49 2009 Hi lisamariegerss Welcome to the community ..
Posted: Thu Aug 27 3:17:34 2009 Hi maxsun2204 I would suggest call up your ..
Posted: Thu Aug 27 3:08:21 2009 Hi devildoge9 There are many legitimate ..
Posted: Wed Aug 26 12:24:24 2009 Hi tfudger As long as they don't get you ..
Posted: Wed Aug 26 12:10:26 2009 Hi raquelbarrera78 I am afraid they can. ..
Posted: Wed Aug 26 12:06:40 2009 Hi dee Yes, they do contain these ..
Posted: Tue Aug 25 11:45:47 2009 Hi pisces27 Although it is not illegal for a ..
Posted: Tue Aug 25 10:52:43 2009 Hi johnny I am afraid there is no ..
Posted: Tue Aug 25 10:18:46 2009 Hicowboys_fan Maybe you could give us more ..
Posted: Tue Aug 25 10:02:00 2009 Hi reallystuckhere I understand what you are ..
Posted: Tue Aug 25 9:15:06 2009 Hi dantheman1099 IMO you may get in touch ..
Posted: Tue Aug 25 4:57:34 2009 Yes Kat, What firey has pointed out is also ..
Posted: Tue Aug 25 4:53:16 2009 Hi advisoryline If you enroll in to a debt ..
Posted: Tue Aug 25 4:15:12 2009 Good going miamge ..
Posted: Tue Aug 25 4:10:56 2009 hi yellowrose pull up your credit report. It ..
Posted: Tue Aug 25 4:01:32 2009 Pat I am sorry to hear of the trouble you ..
Posted: Tue Aug 25 3:38:16 2009 Hi Yaneisi Credit reporting agencies have ..
Posted: Tue Aug 25 3:36:12 2009 Hi jriosjr1980 As of now deal with Verizon. ..
Posted: Tue Aug 25 3:23:23 2009 Yes dedime they can still show these accounts as ..
Posted: Tue Aug 25 2:45:04 2009 Hi Pepermint I presume you have not made any ..
Posted: Tue Aug 25 2:19:41 2009 Hi jriosjr1980 Write them a firm letter that ..
Posted: Tue Aug 25 2:15:57 2009 Hi insifer Did your husband owe the debt How ..
Posted: Tue Aug 25 2:12:30 2009 Well there are several red flag signals that you ..
Posted: Mon Aug 24 12:44:45 2009 This was left in my inbox. Anybody wants to ..
Posted: Mon Aug 24 12:28:00 2009 Hi Sven I haven't heard anything like that ..
Posted: Mon Aug 24 12:16:52 2009 Hi endeallhege Good to see you around. I ..
Posted: Mon Aug 24 12:12:28 2009 I think this date that they are projecting is ..
Posted: Sun Aug 23 11:37:04 2009 Hi goodnatured Have you applied for a loan A ..
Posted: Sun Aug 23 11:28:16 2009 Check your reports here annualcreditreport.com. ..
Posted: Sun Aug 23 11:22:18 2009 Hi Kat You seriously do have a situation I ..
Posted: Sun Aug 23 10:35:29 2009 Hi Optimist Send DV to the collection agency ..
Posted: Sun Aug 23 10:20:59 2009 Hi bdp ..
Posted: Sun Aug 23 9:59:44 2009 Hi locassssss Lets clarify a few things. You ..
Posted: Fri Aug 21 4:39:48 2009 Hi Billy SSDI benefits can be garnished only ..
Posted: Fri Aug 21 3:49:56 2009 Hi Guest If they agree to remove your ..
Posted: Fri Aug 21 3:30:45 2009 jriosjr1980, you owe money either to the ..
Posted: Fri Aug 21 3:18:16 2009 Hi miamga Even if a debt is past the SOL, ..
Posted: Fri Aug 21 3:09:54 2009 Hi klowe I hope you had them validate the ..
Posted: Fri Aug 21 3:03:10 2009 it seems, there is no point in asking for a debt ..
Posted: Fri Aug 21 2:54:50 2009 Hi jfrasier What sort of 'things' are you ..
Posted: Thu Aug 20 3:30:16 2009 Hi klowe Deal with them patiently. This ..
Posted: Thu Aug 20 3:12:28 2009 Hi impressmesilly You don't have to worry ..
Posted: Thu Aug 20 2:58:54 2009 Florida is 5 years I think. Well if you want to ..
Posted: Thu Aug 20 2:46:25 2009 He Arya Welcome to our community. We would ..
Posted: Thu Aug 20 2:41:08 2009 Hi coreyj Maybe you could try and talk to ..
Posted: Thu Aug 20 2:10:34 2009 Hi acya_ya You can only request your CA for ..
Posted: Thu Aug 20 12:18:35 2009 No, not to my knowledge. But if you have any ..
Posted: Wed Aug 19 3:40:54 2009 Hi Wilmanita If you have received a summon ..
Posted: Wed Aug 19 3:24:15 2009 When asking for a pay for delete, send ..
Posted: Wed Aug 19 3:04:06 2009 Hi gfulton1967 Have you responded to the ..
Posted: Wed Aug 19 2:55:31 2009 Hi marianoBad credit means that you are not ..
Posted: Wed Aug 19 2:49:21 2009 If the document says that there needs to be a ..
Posted: Wed Aug 19 2:43:29 2009 Hi jriosjr1980 Even if a debt has been ..
Posted: Wed Aug 19 2:35:08 2009 Hi ms.agbayani I clearly didn't understand ..
Posted: Wed Aug 19 2:30:52 2009 Hi ms.agbayani If your debt has been charged ..
Posted: Tue Aug 18 4:54:00 2009 I received this as a private message so I ..
Posted: Tue Aug 18 3:53:01 2009 hi sunil Who has purchased the loan and who ..
Posted: Tue Aug 18 3:30:32 2009 Hi sunil Have you been repaying your loans ..
Posted: Tue Aug 18 3:20:46 2009 Hi gfulton If you have been served a summon ..
Posted: Tue Aug 18 3:18:12 2009 Hi sunil Your best option could be to enroll ..
Posted: Tue Aug 18 3:10:06 2009 Hi florida82 You could keep a check on ..
Posted: Tue Aug 18 2:59:54 2009 Hi insking Dispute the debt reported in ..
Posted: Tue Aug 18 2:34:21 2009 Hi Henry Have you enrolled in to a debt ..
Posted: Fri Aug 14 5:20:04 2009 You could send a request for debt validation as ..
Posted: Fri Aug 14 5:04:25 2009 No river They don't need to contact you to ..
Posted: Fri Aug 14 4:38:59 2009 Hi keystoneassad It is good that these debts ..
Posted: Fri Aug 14 4:20:02 2009 Hi Grouse Dispute the debt on your report. ..
Posted: Thu Aug 13 5:57:26 2009 Hi Firey It is true. If you register in ..
Posted: Thu Aug 13 5:49:25 2009 don First consider answering the summon. Don't ..
Posted: Thu Aug 13 5:45:54 2009 Hi Tony Well it can affect your security ..
Posted: Thu Aug 13 5:30:28 2009 Hi sbaron55 You may cancel a debt ..
Posted: Thu Aug 13 5:17:16 2009 Hi Ant Did you approach Asset Acceptance ..
Posted: Thu Aug 13 5:01:18 2009 Hi cherryfavor You can seek an FHA insured ..
Posted: Thu Aug 13 4:37:14 2009 Well Luna I am afraid this isn't an insurance ..
Posted: Thu Aug 13 4:29:14 2009 Hi kathy First I think you should send in a ..
Posted: Thu Aug 13 3:58:07 2009 Hi Nessie1 It is nice to see that you are ..
Posted: Thu Aug 13 3:22:34 2009 Hi churmana This might be complicated. The ..
Posted: Thu Aug 13 2:19:05 2009 Hi buggyhawk So it seems. The SOL gets ..
Posted: Wed Aug 12 5:30:01 2009 Hey Drake Thanks ..
Posted: Wed Aug 12 5:17:55 2009 Credit scores take time to build. However, this ..
Posted: Wed Aug 12 5:01:01 2009 Hi Sue You may ask the credit reporting ..
Posted: Wed Aug 12 4:29:04 2009 You're welcome budgetplanners If there is more ..
Posted: Wed Aug 12 4:26:02 2009 Hi donedeal I am afraid refinance is the ..
Posted: Wed Aug 12 3:11:17 2009 750 is a decent score and you should be able to ..
Posted: Wed Aug 12 2:54:25 2009 Hi Impress You could straightaway dispute the ..
Posted: Tue Aug 11 6:04:17 2009 Hi Blair Most creditors who agree on a PFD ..
Posted: Tue Aug 11 5:53:16 2009 I'll give you the ..
Posted: Tue Aug 11 5:48:58 2009 Hi cassie From what I can understand your ..
Posted: Tue Aug 11 5:35:36 2009 Are you looking for debt consolidation You may ..
Posted: Tue Aug 11 5:30:29 2009 Eva if you have not been paying your dues for a ..
Posted: Tue Aug 11 5:14:02 2009 Hi vincent If you want a creditor to stop ..
Posted: Tue Aug 11 4:05:50 2009 Hi Lois I found out a few . Take a ..
Posted: Tue Aug 11 3:47:47 2009 Hi missmcnugget I am not sure about ..
Posted: Tue Aug 11 3:41:23 2009 Hi fred 1st of all, don't opt for online ..
Posted: Tue Aug 11 3:16:57 2009 Hi Mefisto04 Since both the CA and the OC ha ..
Posted: Tue Aug 11 3:09:10 2009 Hi impressmesilly This is not uncommon. You ..
Posted: Tue Aug 11 3:03:41 2009 Hi brokenmotion1 Closing a credit account ..
Posted: Mon Aug 10 2:12:42 2009 Ruth Dispute the debt with the bureaus. Wait ..
Posted: Mon Aug 10 2:02:59 2009 Hi blair Is the SOL on all of your debts ..
Posted: Mon Aug 10 1:54:31 2009 Pay up your debts Pageflora, those that are ..
Posted: Mon Aug 10 1:47:52 2009 Hi jmassey Well paying off a charge-off ..
Posted: Mon Aug 10 1:45:20 2009 Do you have any receipts for the payment that you ..
Posted: Mon Aug 10 12:36:44 2009 Hi Sven Why don't you sign up for the Opt Out ..
Posted: Mon Aug 10 12:12:50 2009 Hi TMKish Pay your bills on time and request ..
Posted: Sun Aug 9 11:48:24 2009 If the Sol on your debt is over then don't worry ..
Posted: Sun Aug 9 11:40:55 2009 Hi annewaynesboro From what you say I can ..
Posted: Sun Aug 9 11:20:44 2009 Hi MikieB Dispute the debts and the credit ..
Posted: Fri Aug 7 5:40:04 2009 Hi maggie No, the bank cannot freeze any money ..
Posted: Fri Aug 7 5:24:54 2009 Well it is nice to know that you were able to get ..
Posted: Fri Aug 7 5:15:48 2009 Hi Banks do charge an additional fee for ..
Posted: Fri Aug 7 4:25:17 2009 Did you dispute the debt You could seek to ..
Posted: Fri Aug 7 4:14:12 2009 Hi budgetplanners Your credit score depicts ..
Posted: Fri Aug 7 4:00:08 2009 Hi fennellrichard No your disability cannot ..
Posted: Thu Aug 6 4:24:02 2009 Hi allawright Your debit card must be ..
Posted: Thu Aug 6 4:11:28 2009 Hi Adil A summon should never be ignored. If ..
Posted: Thu Aug 6 3:58:58 2009 Hi Richard Fennell If you receive a summon you ..
Posted: Thu Aug 6 3:37:12 2009 dcwandia There must be some temporary ..
Posted: Wed Aug 5 5:32:19 2009 Hey congratulations Sven This is great! All your ..
Posted: Wed Aug 5 5:07:12 2009 C J A cease and desist letter is your ..
Posted: Wed Aug 5 4:41:27 2009 Hi lilpad07 If the SOL on your debt has ..
Posted: Wed Aug 5 4:33:53 2009 Well if you are sure you owe the debts then you ..
Posted: Wed Aug 5 4:10:50 2009 Hi Jesica I think you have made a similar ..
Posted: Wed Aug 5 4:01:36 2009 Hi JK In California the SOL on written ..
Posted: Wed Aug 5 3:40:33 2009 So did your mom volunteer to pay any of it ..
Posted: Wed Aug 5 3:34:29 2009 So, when did you get to know about it iamnikki28 ..
Posted: Wed Aug 5 3:28:30 2009 Hi can you give us more details What is this in ..
Posted: Wed Aug 5 3:19:22 2009 Did you file bankruptcy If not then your wage ..
Posted: Wed Aug 5 2:35:44 2009 Hi lilgal07 What state are you in What is ..
Posted: Wed Aug 5 2:24:31 2009 Hi txmexjo The SOL in Texas is 4 years. If ..
Posted: Wed Aug 5 2:13:20 2009 Hi thecuddles Since there is a mortgage on ..
Posted: Tue Aug 4 5:20:42 2009 Hi Mikerotter Are you not aware of this debt ..
Posted: Tue Aug 4 4:33:30 2009 Hi Taylmar I found you a thread we have in our ..
Posted: Tue Aug 4 4:15:35 2009 You need to act fast. Quickly call your credit ..
Posted: Tue Aug 4 4:00:37 2009 Hi Ready First tell me who is pursuing you for ..
Posted: Tue Aug 4 3:52:45 2009 Hi jcmaedl Was this violation not ..
Posted: Tue Aug 4 3:10:26 2009 Hi moe As far as I know there is no SOL that ..
Posted: Mon Aug 3 2:53:31 2009 Hi mdiaz You could take a look at the sample ..
Posted: Mon Aug 3 2:41:09 2009 Hi Sven I don't think so. You have ..
Posted: Mon Aug 3 2:26:42 2009 Hi dorothy Where did you find an address ..
Posted: Mon Aug 3 2:08:29 2009 This means that the court has mandated you to pay ..
Posted: Mon Aug 3 1:47:42 2009 Hi Debt Consolidation If you have too much ..
Posted: Sat Aug 1 3:41:20 2009 Hi 24681012 Watch out for any high profile ..
Posted: Sat Aug 1 2:27:39 2009 Hi Maria I have just made an answer to your ..
Posted: Sat Aug 1 2:10:32 2009 Hi sheri You are welcome I would suggest ..
Posted: Sat Aug 1 1:44:28 2009 Sven I am afraid you will have to hold your ..
Posted: Sat Aug 1 12:00:42 2009 Hi Mommea03 As far as I know SOL in PA for ..
Posted: Fri Jul 31 11:28:14 2009 Hi Diamondgurl Did you request for a pay for ..
Posted: Fri Jul 31 11:20:20 2009 Hi evictor5 If you don't own the debt ..
Posted: Fri Jul 31 4:45:27 2009 Hi firey Try to dispute the debt with the ..
Posted: Fri Jul 31 4:40:24 2009 Do you mean to say this is a misrepresentation If ..
Posted: Fri Jul 31 4:24:15 2009 Did you send your request by certified mail and ..
Posted: Fri Jul 31 3:36:32 2009 If the SOL is not over you could pay off the ..
Posted: Fri Jul 31 3:31:58 2009 Hi Dan The SOL on medical bills in Florida is ..
Posted: Fri Jul 31 3:05:45 2009 Hi sherip1966 The negative items from your ..
Posted: Fri Jul 31 2:40:59 2009 Hi Sven When your creditor agreed for the ..
Posted: Fri Jul 31 2:10:18 2009 Hi tokyondiamonds It takes a while to get ..
Posted: Fri Jul 31 2:04:38 2009 Hi alcoupel It is not clear from your post ..
Posted: Thu Jul 30 5:01:34 2009 Hi Phillip Well, I believe your credit score ..
Posted: Thu Jul 30 4:41:04 2009 Hi sherri Payday loans are a pain truly. I ..
Posted: Thu Jul 30 4:21:26 2009 Hi Rita Profit and loss charge-offs are debts ..
Posted: Thu Jul 30 3:20:50 2009 Hi guest IS this post and the one written in ..
Posted: Thu Jul 30 3:17:00 2009 Hi Jorden Normally when you are in a debt ..
Posted: Thu Jul 30 3:01:14 2009 Hi Heather The SOL in your current state of ..
Posted: Thu Jul 30 2:12:27 2009 Hi mmtp777 You are doing everything right to ..
Posted: Thu Jul 30 2:07:11 2009 Hi iflex2fitness This credit card company ..
Posted: Wed Jul 29 6:17:06 2009 Yes you can. You have a charge-off because ..
Posted: Wed Jul 29 5:26:58 2009 Unemployment benefits cannot be garnished under ..
Posted: Wed Jul 29 4:43:15 2009 Hi philliphampton1966 Have you checked your ..
Posted: Wed Jul 29 4:26:53 2009 Well Firey If the SOL has expired, you are the ..
Posted: Wed Jul 29 4:13:15 2009 Hi GoassyUnask Welcome to our community We ..
Posted: Wed Jul 29 4:05:32 2009 Hi Sonia I agree these kinds of phone calls ..
Posted: Wed Jul 29 3:45:24 2009 Hi rzguti How much is your score now Keep ..
Posted: Tue Jul 28 6:33:07 2009 To stop lenders from pulling your credit report ..
Posted: Tue Jul 28 6:10:08 2009 I don't understand your question sipaquirenaz_col ..
Posted: Tue Jul 28 6:06:42 2009 Dispute the debt with the Credit Bureaus. They ..
Posted: Tue Jul 28 5:57:57 2009 Hi iflex2fitness First of all let me ask you ..
Posted: Tue Jul 28 5:22:03 2009 Hi DesparateForAdvice It is likely that the ..
Posted: Tue Jul 28 4:55:27 2009 Hi ms. vikki You may get in touch with your ..
Posted: Tue Jul 28 2:48:31 2009 Unfortunately army193 there is nothing you can do ..
Posted: Tue Jul 28 2:05:00 2009 What does your divorce decree mention about the ..
Posted: Mon Jul 27 4:01:32 2009 Straightaway go for a "Cease and ..
Posted: Mon Jul 27 3:34:40 2009 Try annualcreditreport.com Check out your credit ..
Posted: Mon Jul 27 3:30:47 2009 Debi What documents do you have to prove ..
Posted: Mon Jul 27 3:26:02 2009 Debt consolidation is no doubt a good idea. It is ..
Posted: Mon Jul 27 3:11:10 2009 The best way to do this would be going to the ..
Posted: Mon Jul 27 3:07:31 2009 Hi sipaquirenaz Please give us a clear picture ..
Posted: Mon Jul 27 2:56:46 2009 hi openyourize This is a great mistake ..
Posted: Mon Jul 27 2:38:38 2009 Is the debt really bad If not then you could do ..
Posted: Mon Jul 27 2:22:08 2009 Hi mauroon You may try and FHA loan if you ..
Posted: Fri Jul 24 5:14:37 2009 Welcome marcydarcys Yes you can learn a lot ..
Posted: Fri Jul 24 5:09:30 2009 At 710 and very few debts you could still have ..
Posted: Fri Jul 24 4:32:57 2009 Hi heatherflis Welcome to our creditmagic ..
Posted: Fri Jul 24 4:28:36 2009 childtax You could dispute the claim and as ..
Posted: Fri Jul 24 3:46:55 2009 Hi Mike You may start off with buying a ..
Posted: Thu Jul 23 12:18:13 2009 Well, while most debts can be pursued for a ..
Posted: Wed Jul 22 11:45:59 2009 A chapter 13 bankruptcy stays on your report for ..
Posted: Wed Jul 22 11:08:30 2009 Hi earl Social Security benefits cannot be ..
Posted: Wed Jul 22 10:05:14 2009 Hi rodriguezMP2 Can you provide more ..
Posted: Wed Jul 22 9:58:13 2009 I got this in my inbox and thought if anybody ..
Posted: Wed Jul 22 6:25:41 2009 Hi ..
Posted: Wed Jul 22 5:49:35 2009 True Firey. But Jorden also remember to be ..
Posted: Wed Jul 22 5:19:43 2009 Well OP The IRS places a tax lien when past ..
Posted: Wed Jul 22 4:31:40 2009 Hi Langeveld Make sure there is no wrong ..
Posted: Tue Jul 21 5:50:05 2009 Well gmoney If you can get a loan with a ..
Posted: Tue Jul 21 5:46:28 2009 Az You can get these deleted with a pay for ..
Posted: Tue Jul 21 5:25:30 2009 Yes do it since it seems you have no plans to ..
Posted: Tue Jul 21 5:18:19 2009 Hi roger Make sure you have the documents ..
Posted: Tue Jul 21 3:53:05 2009 Well Bostonboi, If it completes 7 years next ..
Posted: Tue Jul 21 3:46:32 2009 Hi blessed Absolutely! Unless the SOL on ..
Posted: Tue Jul 21 3:22:02 2009 Hey MichaellaS Welcome to our creditmagic ..
Posted: Mon Jul 20 4:53:52 2009 Hi TotaDutsteede Welcome to our creditmagic ..
Posted: Mon Jul 20 4:45:50 2009 Hi jessicai What is the SOL in your state If ..
Posted: Mon Jul 20 4:28:37 2009 Well doodles, I am afraid you have nothing to do ..
Posted: Mon Jul 20 3:55:51 2009 Hi Bostonboy You cannot just get rid of a ..
Posted: Mon Jul 20 2:46:23 2009 Hi Jorden Participating in debt management ..
Posted: Mon Jul 20 2:19:33 2009 Hi blueyedgrl I would suggest that you go to ..
Posted: Sat Jul 18 4:23:14 2009 Hi brokesville Check out this link given ..
Posted: Sat Jul 18 4:10:45 2009 Sven By some companies I meant to say Experian ..
Posted: Sat Jul 18 4:02:58 2009 nika Technically, your credit score should ..
Posted: Sat Jul 18 2:54:37 2009 hI roger85 Do you not have any bills where ..
Posted: Sat Jul 18 2:40:24 2009 p5fuelcellengine A foreclosure stays on your ..
Posted: Sat Jul 18 2:26:28 2009 Hi brokesville This means that you do not ..
Posted: Fri Jul 17 4:25:27 2009 Jamie To stop credit companies from making ..
Posted: Fri Jul 17 3:54:08 2009 Do you now remember it If not then first ask ..
Posted: Fri Jul 17 3:49:05 2009 Well metalhead212 I am then afraid that you ..
Posted: Fri Jul 17 3:40:19 2009 Lenders are not too keen on removing foreclosure ..
Posted: Fri Jul 17 2:52:59 2009 A very important point. I've seen so many ..
Posted: Fri Jul 17 2:47:42 2009 Hi juliehunts Welcome to our creditmagic ..
Posted: Fri Jul 17 2:44:16 2009 Sean Maybe you could check this page ..
Posted: Fri Jul 17 2:43:38 2009 Hi SeanChuck You could ask for a debt ..
Posted: Fri Jul 17 2:28:57 2009 Hi Sven Some companies might refuse to work ..
Posted: Thu Jul 16 5:49:21 2009 Hi Sven Hey Firey thanks for the compliment ..
Posted: Thu Jul 16 5:33:08 2009 Hi metalhead212 Ask for a debt validation. ..
Posted: Thu Jul 16 4:53:17 2009 Hi I am afraid lauren, if you owe the ..
Posted: Thu Jul 16 3:51:31 2009 You're welcome Jorden I am glad I could help. If ..
Posted: Thu Jul 16 3:44:05 2009 Hi Sumit09 Welcome to the creditmagic ..
Posted: Wed Jul 15 4:51:16 2009 Hi Mae Hutchins Have you tried to log in to ..
Posted: Wed Jul 15 3:42:59 2009 Well, I just congratulated you on another thread ..
Posted: Wed Jul 15 3:36:57 2009 It is simple. Pay off the debts and get a ..
Posted: Wed Jul 15 3:09:06 2009 Hi Kenny g If you have any doubts with the ..
Posted: Wed Jul 15 2:43:50 2009 Well congratulations Sven This is good news. ..
Posted: Wed Jul 15 1:42:04 2009 Hi metalhead212 Let me just get it ..
Posted: Wed Jul 15 12:22:34 2009 Keep a check on your credit report on a ..
Posted: Tue Jul 14 1:55:09 2009 Usually not. However, they may try to garnish ..
Posted: Mon Jul 13 6:27:29 2009 Hi Freddie A chapter 7 bankruptcy stays on ..
Posted: Mon Jul 13 6:11:44 2009 IMO, bankruptcy should be the last option ..
Posted: Mon Jul 13 5:24:02 2009 Hi svoss4 You may first want to check if ..
Posted: Mon Jul 13 5:12:34 2009 duped Referring to credit card debt, your ..
Posted: Mon Jul 13 2:59:20 2009 Hi Sunshine I'm afraid the only ..
Posted: Mon Jul 13 2:30:00 2009 Hi PaulinePArtyGirl Welcome to our community ..
Posted: Mon Jul 13 2:21:45 2009 Hey Jorden! If you choose to put forth a ..
Posted: Fri Jul 10 4:46:19 2009 Hi Jorden Are you from the United ..
Posted: Fri Jul 10 4:27:58 2009 What is the letter regarding If it is about ..
Posted: Fri Jul 10 4:21:38 2009 There are sample of dispute letter in ..
Posted: Fri Jul 10 4:15:53 2009 Well Lawyer, Identity theft would mean fraud ..
Posted: Fri Jul 10 3:52:13 2009 The main thing is: You need to save - married or ..
Posted: Fri Jul 10 3:45:43 2009 Hi kronos1962 Do you not owe the money If ..
Posted: Fri Jul 10 3:09:12 2009 Hi jo Was the loan in your name If so, then I ..
Posted: Fri Jul 10 3:00:24 2009 Hi Sha According to the Fair Debt Collection ..
Posted: Fri Jul 10 2:49:17 2009 Hi Marek773 Maybe you could provide us with ..
Posted: Thu Jul 9 6:39:06 2009 Yes right SeanChuck It is clear they do not ..
Posted: Thu Jul 9 1:59:20 2009 Thanks Flemon We would like to see more of your ..
Posted: Thu Jul 9 1:56:09 2009 Hi Sven It would be helpful if you could ..
Posted: Wed Jul 8 3:39:00 2009 Have you tried calling the CA to ask if they have ..
Posted: Wed Jul 8 3:14:51 2009 Hi elarrabee_az There is no easy or ..
Posted: Wed Jul 8 2:41:56 2009 Hi polyglot717 I am not totally ..
Posted: Tue Jul 7 6:04:59 2009 other interesting ..
Posted: Tue Jul 7 5:23:52 2009 Hari It has already been 6 months since you ..
Posted: Tue Jul 7 4:49:41 2009 Ask your creditor to delete the records after you ..
Posted: Tue Jul 7 4:03:48 2009 True debtserv Choosing a debt consolidation ..
Posted: Tue Jul 7 3:39:41 2009 Another thing Karen, Have you tried to lodge a ..
Posted: Tue Jul 7 3:30:22 2009 Hi karen2268 I am sorry to hear all this. ..
Posted: Tue Jul 7 1:52:14 2009 Hi Tammy A charge-off does not mean that you ..
Posted: Tue Jul 7 12:39:30 2009 Amber Usually for a 100 points it takes ..
Posted: Tue Jul 7 12:38:55 2009 Amber Usually for a 100 points it takes ..
Posted: Mon Jul 6 11:51:50 2009 Hi hari A child tax credit is a credit ..
Posted: Mon Jul 6 2:26:06 2009 Hi Debt Consolidation Usually any type of ..
Posted: Sun Jul 5 11:48:18 2009 Hi lisainvineland Maybe we can help if you ..
Posted: Sat Jul 4 3:05:35 2009 Hey fortunate777.7 You may be summoned to ..
Posted: Sat Jul 4 1:59:15 2009 Hi Priincesskiea How old is your cell phone ..
Posted: Wed May 13 4:38:17 2009 Before paying off the debt, you should have ..
Posted: Wed May 13 4:10:29 2009 CCS is credit collection services. In order to ..
Posted: Mon May 11 3:12:36 2009 Hi Aneekalam Debit cards are backed by your own ..
Posted: Mon May 11 2:53:34 2009 The credit bureaus are responsible to correct any ..
Posted: Mon May 11 2:45:08 2009 Paid tax lien stays in your credit report for ..
Posted: Mon May 11 1:16:54 2009 Lucas Once you pay off the charged off account, ..
Posted: Mon May 11 1:03:32 2009 Credit is the money you borrow from somebody. It ..
Posted: Mon May 11 12:26:34 2009 Credit score repair is a time taking process and ..
Posted: Sun May 10 11:51:59 2009 Statute of limitation on Judgment in New Mexico ..
Posted: Thu May 7 2:55:56 2009 As far as I know, the creditor can never sell ..
Posted: Thu May 7 2:44:11 2009 Yes, the bill has protected customers from sudden ..
Posted: Thu May 7 12:56:28 2009 Hi Eric If you cannot make further payments ..
Posted: Tue May 5 12:26:01 2009 Charge off is a negative listing in your credit ..
Posted: Tue May 5 12:16:46 2009 The Fair Debt Collection Practices Act does not ..
Posted: Fri May 1 1:21:39 2009 The creditor asks for your social security number ..
Posted: Thu Apr 30 12:59:40 2009 No, as far as I know, when you file a complaint ..
Posted: Tue Apr 28 12:10:10 2009 Hi Paschal If you are sure that the debts do not ..
Posted: Mon Apr 27 4:02:23 2009 Hi Shekhar I think that you should wait for your ..
Posted: Mon Apr 27 3:30:15 2009 Hi John Yes, you can definitely pay off the ..
Posted: Mon Apr 27 3:07:09 2009 Hi Maggie I think that if they harass you again ..
Posted: Mon Apr 27 2:45:33 2009 As far as I know, there is an acceptance charge ..
Posted: Mon Apr 27 12:45:58 2009 Yes, raising your score by 100 points within a ..
Posted: Mon Apr 27 12:17:05 2009 Hi Kristy Even if you owe them the money, the ..
Posted: Sun Apr 26 11:58:38 2009 Hi Sven Can you tell me the reason why your ..
Posted: Sat Apr 25 2:42:42 2009 Yes, you can get a new credit with such a score ..
Posted: Sat Apr 25 12:57:18 2009 Hi Sandra I think that you should go for credit ..
Posted: Fri Apr 24 1:46:22 2009 Yes, I agree with Justin. But you should first ..
Posted: Thu Apr 23 11:03:39 2009 If you have a telephone bill due from March 1997, ..
Posted: Wed Apr 22 11:41:56 2009 I agree Cbass. Your grandmother should call up ..
Posted: Wed Apr 22 2:06:49 2009 Did the credit card company debit money at least ..
Posted: Wed Apr 22 1:20:22 2009 You can have a new line of credit only if you ..
Posted: Wed Apr 22 1:12:21 2009 Before going for payday loans I think that you ..
Posted: Wed Apr 22 12:49:11 2009 Hi Joshposey If you have a hard inquiry in your ..
Posted: Tue Apr 21 10:35:50 2009 Hi Ron If you have linked your credit card with ..
Posted: Mon Apr 20 10:29:19 2009 Yes, It is NCO financial Systems. If you find ..
Posted: Mon Apr 20 10:06:30 2009 Yes, I think that you can go with the offer, but ..
Posted: Mon Apr 20 9:54:14 2009 Yes, it is true that payday loans are mostly used ..
Posted: Mon Apr 20 12:56:26 2009 If the affidavit has details of the outstanding ..
Posted: Mon Apr 20 12:40:50 2009 Hi Jesus Actually the interest rates offered in ..
Posted: Mon Apr 20 12:32:19 2009 You can file Chapter 7 bankruptcy only if you do ..
Posted: Mon Apr 20 12:23:32 2009 As far as I know, even if you do not work, the ..
Posted: Sun Apr 19 11:59:25 2009 I don't think that there is any need to send them ..
Posted: Sun Apr 19 11:09:19 2009 Hi Hollie Debt validation letters should be send ..
Posted: Sun Apr 19 10:57:26 2009 Hi Gemini You should send a dispute letter to ..
Posted: Sun Apr 19 10:41:58 2009 You should pull out your credit report and find ..
Posted: Sun Apr 19 10:21:12 2009 You can get a debt consolidation loan only if you ..
Posted: Sun Apr 19 10:08:33 2009 Yes, in Pennsylvania, the creditor can bring ..
Posted: Fri Apr 17 12:11:52 2009 If you do not ask for debt validation within the ..
Posted: Fri Apr 17 12:08:22 2009 You can always negotiate with the creditor for ..
Posted: Thu Apr 16 11:59:00 2009 If you have made any payments to the debt ..
Posted: Thu Apr 16 11:54:33 2009 If your daughter applies as an independent ..
Posted: Thu Apr 16 11:09:52 2009 Paying off bills will neither improve nor reduce ..
Posted: Thu Apr 16 11:03:56 2009 Cleaning up your credit report of any negative ..
Posted: Thu Apr 16 10:39:38 2009 You are most welcome. I'm sure that they will not ..
Posted: Thu Apr 16 10:05:06 2009 Since the account has already been sent to ..
Posted: Thu Apr 16 1:17:25 2009 Hi Kone If you have always been current on your ..
Posted: Thu Apr 16 12:54:24 2009 The Statute of Limitation for Washington is ..
Posted: Thu Apr 16 12:32:51 2009 If you receive a summon, you need to file an ..
Posted: Thu Apr 16 12:11:53 2009 Hi nuck Gary is right. Your credit score gets ..
Posted: Wed Apr 15 11:48:11 2009 Hi Firefly Can you tell me how much is your ..
Posted: Wed Apr 15 11:19:54 2009 As far as I know, the costs of judgment is ..
Posted: Wed Apr 15 10:57:50 2009 As far as I know, the court only gives judgment ..
Posted: Wed Apr 15 2:03:32 2009 THD/CBSD is the home depot credit card from BofA. ..
Posted: Wed Apr 15 1:50:13 2009 It may take even two to three months to get a ..
Posted: Wed Apr 15 12:36:17 2009 I think that the creditor has brought a default ..
Posted: Wed Apr 15 12:29:29 2009 Since defaulting on your payments is not a ..
Posted: Wed Apr 15 12:26:15 2009 As far as I know charged off listing in your ..
Posted: Wed Apr 15 12:13:47 2009 Hi Firefly Since you have already received the ..
Posted: Tue Apr 14 11:57:12 2009 Yes, it is true that sometimes landlords check ..
Posted: Tue Apr 14 11:22:27 2009 Hi Spike The court only issues judgment if the ..
Posted: Tue Apr 14 11:02:17 2009 Yes, you can send debt validation letter at any ..
Posted: Tue Apr 14 10:07:40 2009 I have not heard anything like that. If your ..
Posted: Tue Apr 14 2:15:44 2009 There are several factors that affect your credit ..
Posted: Tue Apr 14 2:09:34 2009 Social security is exempted from garnishment for ..
Posted: Tue Apr 14 2:00:40 2009 Hi Redstone Can you tell me whether the judgment ..
Posted: Tue Apr 14 1:00:26 2009 The original creditor may either sell off the ..
Posted: Tue Apr 14 12:48:48 2009 As far as I know, Cavalry Portfolio Service is a ..
Posted: Tue Apr 14 12:35:30 2009 The credit card company can definitely sue you ..
Posted: Tue Apr 14 12:18:18 2009 Your debt to credit ratio is very high and so you ..
Posted: Tue Apr 14 12:08:24 2009 Hi Firefly No, unless they validate your debt, ..
Posted: Mon Apr 13 2:12:56 2009 Do you have the bank statements to prove that you ..
Posted: Mon Apr 13 2:01:31 2009 Hi Oldguy The two most important factors that ..
Posted: Mon Apr 13 1:26:11 2009 Hi Curious Yes, it is true that you can remove ..
Posted: Sun Apr 12 11:48:48 2009 Hi Pam You can contact your creditor and request ..
Posted: Sun Apr 12 11:26:36 2009 It means that the company has changed its name to ..
Posted: Sun Apr 12 11:14:00 2009 As far as I know, a collection agency or a junk ..
Posted: Sun Apr 12 11:07:02 2009 You should send the debt validation letter to the ..
Posted: Sun Apr 12 10:55:47 2009 It is not possible to improve your credit score ..
Posted: Sat Apr 11 3:12:31 2009 Since you are only 30 days late, it is not ..
Posted: Sat Apr 11 3:07:02 2009 Normally you will not find the date of your last ..
Posted: Sat Apr 11 3:02:09 2009 Yes, if you have money in your checking account, ..
Posted: Sat Apr 11 2:21:44 2009 Since you have already send letters to the ..
Posted: Sat Apr 11 2:16:01 2009 In order to improve your credit score, you need ..
Posted: Sat Apr 11 12:23:10 2009 No, if the debt has been paid in full, the ..
Posted: Fri Apr 10 2:35:14 2009 Hi Kevzona You can send dispute letters to the ..
Posted: Fri Apr 10 2:22:24 2009 Hi Ray You are liable to pay the amount you ..
Posted: Thu Apr 9 11:39:50 2009 If you pull out your credit report yourself and ..
Posted: Thu Apr 9 11:21:28 2009 Statute of limitation prescribes the time period ..
Posted: Wed Apr 8 11:50:44 2009 Do you mean that you have got collection letters ..
Posted: Wed Apr 8 11:43:54 2009 I think that it will be removed automatically ..
Posted: Wed Apr 8 11:36:54 2009 Since you have already paid off the debt, there ..
Posted: Wed Apr 8 12:30:38 2009 In such case, I think that you should consult ..
Posted: Wed Apr 8 12:28:02 2009 You can only remove unauthorized hard inquiries ..
Posted: Wed Apr 8 12:11:43 2009 If the creditor has already brought judgment ..
Posted: Wed Apr 8 12:04:01 2009 In New Jersey the Statute of Limitation is 6 ..
Posted: Tue Apr 7 11:50:52 2009 Statute of Limitation starts after 6 months ..
Posted: Tue Apr 7 11:26:51 2009 As far as I know, you need to pay the impoundment ..
Posted: Tue Apr 7 10:51:53 2009 You can get in touch with the Department of ..
Posted: Tue Apr 7 12:21:16 2009 You can contact Vital Recovery Services at the ..
Posted: Tue Apr 7 12:05:43 2009 I think that it is a proper debt validation. You ..
Posted: Mon Apr 6 11:53:59 2009 I think you should try to repair your credit by ..
Posted: Mon Apr 6 11:45:56 2009 Yes, you should always get the debt validated to ..
Posted: Fri Apr 3 3:40:34 2009 You can dispute the item directly with the ..
Posted: Wed Apr 1 10:17:04 2009 I think that you should not provide them with ..
Posted: Wed Apr 1 9:38:59 2009 Whenever you open a new line of credit, it gets ..
Posted: Wed Apr 1 9:19:08 2009 If you have send the DV letter by certified mail, ..
Posted: Wed Apr 1 9:04:49 2009 As far as I know, since the secured credit cards ..
Posted: Wed Apr 1 7:57:39 2009 Yes, a credit card company or an auto loan ..
Posted: Wed Apr 1 7:14:40 2009 I agree with Justin. If the judgment is already ..
Posted: Wed Apr 1 6:58:25 2009 Hi Victoria If the creditors have already ..
Posted: Wed Apr 1 6:55:19 2009 Yes, as far as I know, there is a trial period of ..
Posted: Tue Mar 31 11:30:52 2009 I think that you can find out the names of all ..
Posted: Tue Mar 31 11:01:49 2009 If you have already settled the debt with the ..
Posted: Tue Mar 31 10:47:03 2009 I think that you should immediately file an ..
Posted: Tue Mar 31 2:39:17 2009 If the creditor or the collection agency has your ..
Posted: Tue Mar 31 2:25:44 2009 It may happen that AMEX at some point of time or ..
Posted: Tue Mar 31 2:22:59 2009 FICO score ranges between 350 to 850 and so if ..
Posted: Tue Mar 31 2:10:28 2009 No, social security payments cannot be garnished ..
Posted: Tue Mar 31 12:58:00 2009 What I think is that, even if your son stayed ..
Posted: Mon Mar 30 11:47:47 2009 Yes, you should visit the court with the letter ..
Posted: Mon Mar 30 11:24:13 2009 Yes, the collection agency needs to have a ..
Posted: Mon Mar 30 11:07:48 2009 As far as I know, paid medical collection can be ..
Posted: Mon Mar 30 10:50:00 2009 The two most important factors that contribute in ..
Posted: Mon Mar 30 10:40:55 2009 You can just dispute the item with the credit ..
Posted: Mon Mar 30 12:20:49 2009 Hi andee If the credit card was opened 9 years ..
Posted: Sun Mar 29 11:32:21 2009 Yes, even if you pay off the debts it will still ..
Posted: Sat Mar 28 1:20:57 2009 You need to register with a debt consolidation ..
Posted: Sat Mar 28 12:32:47 2009 As far as I know, since the law suit was filed ..
Posted: Fri Mar 27 11:14:36 2009 As far as I know, pink slip loan is an emergency ..
Posted: Fri Mar 27 10:56:01 2009 If you have the collection listing in your credit ..
Posted: Fri Mar 27 2:50:48 2009 As far as I know, unpaid child support stays in ..
Posted: Fri Mar 27 2:28:39 2009 You can dispute the listing with the credit ..
Posted: Thu Mar 26 11:17:30 2009 If a debt is not paid for a continuous period of ..
Posted: Thu Mar 26 10:49:42 2009 Hi Cpachak Paying off a debt already reported as ..
Posted: Thu Mar 26 2:37:31 2009 Yes, you should first check the Statute of ..
Posted: Thu Mar 26 2:29:56 2009 If your son has not signed the loan agreement, he ..
Posted: Thu Mar 26 2:22:47 2009 Since self employed person do not have a ..
Posted: Thu Mar 26 12:29:14 2009 Any negative listing like outstanding debts (even ..
Posted: Thu Mar 26 12:23:17 2009 Since the name of the collection agency is ..
Posted: Thu Mar 26 12:14:51 2009 Yes, if you pay off the debt, the credit report ..
Posted: Thu Mar 26 12:09:09 2009 Since you are a cosigner to the credit card ..
Posted: Wed Mar 25 11:48:45 2009 First of all can you tell me whether you have ..
Posted: Wed Mar 25 11:41:43 2009 Hi Lena The statute of limitation in North ..
Posted: Wed Mar 25 11:29:58 2009 Hi Mostly when a borrower does not make any ..
Posted: Wed Mar 25 11:19:23 2009 Can you tell us whether the medical bill has been ..
Posted: Wed Mar 25 11:09:45 2009 Since FICO score ranges between 300 to 850, if ..
Posted: Wed Mar 25 12:24:52 2009 Since they have made the payment towards the debt ..
Posted: Wed Mar 25 12:13:53 2009 What I think is that, if you cannot afford to pay ..
Posted: Tue Mar 24 11:53:38 2009 Since you have made the last payment in 2002, the ..
Posted: Tue Mar 24 11:49:22 2009 If you do not have a excellent credit score, it ..
Posted: Tue Mar 24 11:41:44 2009 In order to file a response to summon, you need ..
Posted: Tue Mar 24 11:23:05 2009 First of all before making any payment to settle ..
Posted: Tue Mar 24 11:13:55 2009 If you think that you have been a victim of ..
Posted: Tue Mar 24 10:55:47 2009 If your debt has been sold off by the OC to a ..
Posted: Tue Mar 24 10:32:30 2009 You can get a debt consolidation loan only if you ..
Posted: Tue Mar 24 10:11:30 2009 Yes, the creditor must validate the date within ..
Posted: Tue Mar 24 9:56:12 2009 A creditor or a collection agency can do nothing ..
Posted: Tue Mar 24 12:08:03 2009 Can you tell me how much is your credit card debt ..
Posted: Mon Mar 23 11:51:23 2009 As far as I know, 1099 C form is sent only if the ..
Posted: Mon Mar 23 11:30:30 2009 If you pay off the debts, the "amounts ..
Posted: Mon Mar 23 10:55:10 2009 I think that there may be some hard inquiry in ..
Posted: Mon Mar 23 10:45:42 2009 To get a loan to purchase a house, you need to ..
Posted: Mon Mar 23 10:11:29 2009 As far as I know, it is not a proper debt ..
Posted: Mon Mar 23 9:01:04 2009 Yes, you can send debt validation letters to both ..
Posted: Mon Mar 23 8:52:39 2009 Statute of Limitation for written contracts, oral ..
Posted: Mon Mar 23 8:43:22 2009 I think that the collection agency has brought a ..
Posted: Mon Mar 23 8:36:13 2009 If the creditor do not properly validate the debt ..
Posted: Mon Mar 23 4:04:53 2009 Since you have already made payments on the debt, ..
Posted: Mon Mar 23 3:13:52 2009 Since you have a discharged bankruptcy in 2002, ..
Posted: Mon Mar 23 2:49:54 2009 The collection agency may or may not call you to ..
Posted: Mon Mar 16 11:19:18 2009 If your account is charged off by the original ..
Posted: Mon Mar 16 10:52:35 2009 As far as I know, you need to either agree or ..
Posted: Mon Mar 16 10:41:37 2009 If you are unable to pay off the debt, there is ..
Posted: Mon Mar 16 10:24:57 2009 Yes, the creditor can put a lien on your property ..
Posted: Mon Mar 16 9:05:09 2009 Statute of limitation starts after six months ..
Posted: Mon Mar 16 8:50:11 2009 Yes, since the debt is nearly seven years, I ..
Posted: Mon Mar 16 8:43:58 2009 It is very difficult to tell you by how much your ..
Posted: Mon Mar 16 1:39:16 2009 You need to pay the creditor only if the Statute ..
Posted: Mon Mar 16 1:25:40 2009 To know the names of the creditors to whom you ..
Posted: Mon Mar 16 12:05:45 2009 Since your credit cards have been closed, your ..
Posted: Sun Mar 15 11:46:22 2009 You should first pull out your credit report and ..
Posted: Sun Mar 15 11:37:58 2009 Yes, you can always dispute online with Experian. ..
Posted: Sun Mar 15 11:31:32 2009 Can you tell me where did you find this ..
Posted: Sun Mar 15 11:15:57 2009 Hi Iflex It is always good if a charged-off ..
Posted: Sun Mar 15 10:42:56 2009 Hi Xena Can you tell me whether the furniture ..
Posted: Sun Mar 15 10:35:05 2009 I agree with Anthony. You can easily get a ..
Posted: Sat Mar 14 12:08:14 2009 Yes, normally once your debt is charged off by ..
Posted: Sat Mar 14 12:00:30 2009 Yes, you can also ask for debt validation for the ..
Posted: Fri Mar 13 11:31:28 2009 Yes, a credit card company can garnish your wages ..
Posted: Fri Mar 13 11:13:16 2009 First he should ask for debt validation from the ..
Posted: Thu Mar 12 11:49:42 2009 No, debt validation is only an instrument against ..
Posted: Thu Mar 12 11:46:02 2009 Yes, you should always file a response to the ..
Posted: Thu Mar 12 11:26:26 2009 I agree with Fireyone. Bankruptcy is a public ..
Posted: Thu Mar 12 11:13:25 2009 You should keep the bank statement which shows ..
Posted: Thu Mar 12 11:09:49 2009 Generally FICO score gets updated automatically ..
Posted: Thu Mar 12 11:07:18 2009 You can send a debt validation letter to the ..
Posted: Thu Mar 12 10:39:30 2009 Till date the credit card companies used to offer ..
Posted: Thu Mar 12 10:32:06 2009 No, paying off a debt would not improve your ..
Posted: Thu Mar 12 12:33:32 2009 Yes, Statute of Limitation starts from the date ..
Posted: Wed Mar 11 11:38:03 2009 t is not possible to remove hard inquiries from ..
Posted: Wed Mar 11 11:29:18 2009 Under Section 809 of the FDCP Act if send a debt ..
Posted: Wed Mar 11 11:17:02 2009 As per the Federal Trade Commission, the credit ..
Posted: Wed Mar 11 10:56:29 2009 If you have 30 to 60 days late payments, it can ..
Posted: Wed Mar 11 10:44:01 2009 Whenever you dispute a debt with the credit ..
Posted: Tue Mar 10 12:57:33 2009 Yes, as far as I know, the late mark will stay in ..
Posted: Tue Mar 10 12:42:24 2009 Bankruptcy stays in your credit report for seven ..
Posted: Tue Mar 10 12:10:15 2009 If the high interest credit cards have a good ..
Posted: Mon Mar 9 11:59:38 2009 You should send a debt validation letter to the ..
Posted: Mon Mar 9 11:47:53 2009 If you have not taken any payday loan, you need ..
Posted: Mon Mar 9 11:41:08 2009 If the creditor has brought judgment against you ..
Posted: Mon Mar 9 11:28:50 2009 Hi Kellysaves The FICO 08 scoring model has put ..
Posted: Mon Mar 9 11:14:43 2009 Yes, you can definitely pull out a credit report ..
Posted: Mon Mar 9 10:56:43 2009 Just file a complaint with the FTC either by ..
Posted: Mon Mar 9 10:34:51 2009 Hi Anatoliipsi We have a forum welcome section ..
Posted: Mon Mar 9 10:25:22 2009 Hi Kara Can you tell me the State where you have ..
Posted: Mon Mar 9 10:03:08 2009 Since you have lost your job and you are unable ..
Posted: Mon Mar 9 9:55:18 2009 A creditor or a collection agency can call you ..
Posted: Mon Mar 9 1:50:07 2009 Since your accounts have already been charged ..
Posted: Mon Mar 9 1:44:20 2009 I agree with Fireyone. If you have the settlement ..
Posted: Mon Mar 9 1:28:09 2009 Hi Wannabdebtfree Mostly the creditors agree to ..
Posted: Mon Mar 9 12:17:29 2009 I think that repairing your own credit is much ..
Posted: Mon Mar 9 12:12:33 2009 Hi LT Credit history and amounts owed are the ..
Posted: Mon Mar 9 12:08:55 2009 CRA stands for Credit Reporting Acences. They are ..
Posted: Mon Mar 9 12:05:19 2009 Changing of your last name after marriage does ..
Posted: Mon Mar 9 12:02:31 2009 You need to send a debt validation letter and not ..
Posted: Sun Mar 8 11:58:36 2009 Hi Misty If it is a wage garnishment order, then ..
Posted: Sun Mar 8 11:49:33 2009 Since the name of your creditor Capital One ..
Posted: Sun Mar 8 11:42:41 2009 Public records like bankruptcy can never be ..
Posted: Sun Mar 8 11:40:07 2009 All the creditors taken together can garnish a ..
Posted: Sun Mar 8 11:29:15 2009 Hi MC Statute of Limitation is 10 years for ..
Posted: Sun Mar 8 11:26:39 2009 If you send a PFD letter to the creditor now, ..
Posted: Sun Mar 8 11:14:45 2009 Hi Laurenjaiden You first need to send a ..
Posted: Sun Mar 8 11:07:21 2009 Yes, you can never remove correct information ..
Posted: Sun Mar 8 11:02:00 2009 The creditor can list the negative item on your ..
Posted: Fri Mar 6 1:53:24 2009 When you are about to start a small business, the ..
Posted: Fri Mar 6 12:27:00 2009 Since the debt is still with the original ..
Posted: Thu Mar 5 11:48:26 2009 As far as I know, if they have reported the debt ..
Posted: Thu Mar 5 12:02:03 2009 Yes, your credit score is sufficient to get ..
Posted: Wed Mar 4 11:57:49 2009 If the collection agency properly validates the ..
Posted: Wed Mar 4 11:33:14 2009 Whether the summon is legitimate or not can be ..
Posted: Wed Mar 4 11:21:02 2009 Hi Ensurepune Banks have so long been liberal in ..
Posted: Wed Mar 4 10:47:54 2009 I will also suggest you to use your credit cards ..
Posted: Wed Mar 4 10:25:24 2009 I agree with you Ensurepune, but I think that the ..
Posted: Wed Mar 4 12:36:46 2009 A creditor generally writes off a debt if they ..
Posted: Tue Mar 3 11:56:02 2009 If you pay the minimum amount within the due date ..
Posted: Tue Mar 3 1:57:05 2009 I think that you should visit ..
Posted: Tue Mar 3 12:46:36 2009 The collection agency can never remove an ..
Posted: Tue Mar 3 12:27:48 2009 Hi Dperez There is no such letter to file a ..
Posted: Tue Mar 3 12:17:40 2009 No, you cannot legally sell off your car because ..
Posted: Mon Mar 2 11:40:51 2009 If the debt of $5000 has not been reported in ..
Posted: Mon Mar 2 11:07:50 2009 They may verify your current employment to be ..
Posted: Mon Mar 2 10:56:58 2009 Hi Question As far as I know, the employers pull ..
Posted: Mon Mar 2 12:46:03 2009 Hi Taffy Whether the SOL has expired or not ..
Posted: Mon Mar 2 12:37:08 2009 First send debt validation letters to the ..
Posted: Mon Mar 2 12:01:20 2009 The FICO score differs among the three credit ..
Posted: Sun Mar 1 11:47:06 2009 Pay for deletion agreement is not illegal and it ..
Posted: Sun Mar 1 11:37:02 2009 If the debt is past SOL, you need not send any ..
Posted: Sun Mar 1 11:30:48 2009 You should immediately dispute the personal ..
Posted: Sun Mar 1 11:14:13 2009 Hi Anitra You should make the pay for deletion ..
Posted: Fri Feb 27 12:27:39 2009 There are two different types of credit scores. ..
Posted: Thu Feb 26 11:54:05 2009 Yes, you can ignore the collection letter because ..
Posted: Thu Feb 26 10:01:01 2009 Hi Black Sunshine It is very difficult to get ..
Posted: Thu Feb 26 9:17:35 2009 Hi Poika Since the interest rates on your ..
Posted: Thu Feb 26 9:00:33 2009 If you do not file a response to the summon, the ..
Posted: Thu Feb 26 8:46:27 2009 Hi Smiling & Christine Social Security and ..
Posted: Thu Feb 26 8:42:01 2009 No, you cannot take out his name from the joint ..
Posted: Thu Feb 26 8:29:19 2009 Yes, even if the creditor sells off the debt to ..
Posted: Thu Feb 26 8:17:50 2009 Your credit score was not affected till 2003 ..
Posted: Wed Feb 25 2:06:40 2009 Hi Karla Validating the debt means that the ..
Posted: Wed Feb 25 1:54:45 2009 Your score can go up only if your debt is still ..
Posted: Wed Feb 25 12:31:58 2009 Hi Shaquil To be sure whether the collection ..
Posted: Wed Feb 25 12:11:52 2009 Hi Enriquecpr You can ask for debt validation, ..
Posted: Tue Feb 24 11:57:02 2009 Yes, debt consolidation loans are taken to avoid ..
Posted: Tue Feb 24 11:36:28 2009 Hi Jes SOL for written contract and promissory ..
Posted: Tue Feb 24 11:07:53 2009 Scott is right. If you close down your old credit ..
Posted: Tue Feb 17 2:16:28 2009 Yes, I agree with Jason. You can do whatever the ..
Posted: Tue Feb 17 1:54:14 2009 Yes, credit card is the best way to improve your ..
Posted: Tue Feb 17 12:17:24 2009 If you find Capital Assistance Group in you ..
Posted: Mon Feb 16 11:55:41 2009 Hi dan Why don't you sign up with this forum and ..
Posted: Mon Feb 16 11:49:46 2009 Yes, Mary is right because there cannot be ..
Posted: Sun Feb 15 10:56:54 2009 Social security benefits can only be garnished ..
Posted: Thu Feb 12 3:06:40 2009 Since your credit score is 683, it is not at all ..
Posted: Thu Feb 12 2:32:16 2009 Just fill up an online complaint form with the ..
Posted: Tue Feb 10 2:48:32 2009 Yes, any late payments including late payments on ..
Posted: Tue Feb 10 1:58:41 2009 Hi Deb Can you tell me the name of the state ..
Posted: Tue Feb 10 12:35:44 2009 Yes, I too feel that instead of purchasing a 3 in ..
Posted: Mon Feb 9 11:56:03 2009 Credit score depends on many factors. The two ..
Posted: Mon Feb 9 11:47:39 2009 In Arizona, the Statute of Limitation is 3 years ..
Posted: Mon Feb 9 4:16:38 2009 Yes, even the FTC prefer you to repair your ..
Posted: Mon Feb 9 3:40:56 2009 The SOL on the debt starts from the date of your ..
Posted: Wed Feb 4 12:01:21 2009 Most of the banks and credit card companies offer ..
Posted: Tue Feb 3 11:56:24 2009 You need not send a copy of the credit report ..
Posted: Tue Feb 3 11:35:54 2009 Hi Kara If they claim to have purchased your ..
Posted: Tue Feb 3 11:02:53 2009 Hi al The creditor has send you the 1099C as he ..
Posted: Tue Feb 3 12:22:12 2009 Yes, some credit card companies offer free credit ..
Posted: Tue Feb 3 12:11:43 2009 Hi Kaska In Missouri, your wage can be garnished ..
Posted: Mon Feb 2 11:52:04 2009 Hi Vky If you have signed the loan agreement ..
Posted: Mon Feb 2 11:40:00 2009 Yes, Banks and other credit card companies can ..
Posted: Mon Feb 2 11:04:53 2009 Hi Luvnet The first thing that comes to mind ..
Posted: Fri Jan 30 12:33:54 2009 Yes, you can definitely send a debt validation ..
Posted: Fri Jan 30 12:22:46 2009 Hi Fireyone "Settled for less" means ..
Posted: Fri Jan 30 12:09:32 2009 You can contact the Chex Systems, Inc. at any of ..
Posted: Thu Jan 29 11:56:59 2009 If the original credit sell of the debt to a ..
Posted: Thu Jan 29 11:48:16 2009 Yes you can surely file a bankruptcy after you ..
Posted: Thu Jan 29 12:34:57 2009 Hi Antonio There is no easy way to build up a ..
Posted: Thu Jan 29 12:24:23 2009 You should do everything in writing just to keep ..
Posted: Wed Jan 28 11:51:16 2009 Even if you have paid off the debt, it will stay ..
Posted: Wed Jan 28 11:35:10 2009 First of all can you tell us the kind of debt for ..
Posted: Wed Jan 28 11:27:41 2009 Since you have already pulled out your credit ..
Posted: Wed Jan 28 4:35:07 2009 Hi Laura Since you have received the letter from ..
Posted: Tue Jan 27 12:25:56 2009 It is very difficult to find a legitimate credit ..
Posted: Tue Jan 27 12:11:31 2009 Hi TKE Have you send the debt validation letter ..
Posted: Mon Jan 26 11:52:25 2009 If you cannot make the collection agency stop ..
Posted: Mon Jan 26 11:48:04 2009 The negative mark shows on your credit report for ..
Posted: Mon Jan 26 11:43:57 2009 Yes, if you are making payments still now, stop ..
Posted: Mon Jan 26 11:14:44 2009 It does not matter whether your credit account is ..
Posted: Mon Jan 26 11:02:57 2009 Hi katrinabland This is neither a loan company ..
Posted: Mon Jan 26 10:52:46 2009 Even if you get a debt consolidation loan to pay ..
Posted: Mon Jan 26 1:57:51 2009 Hi I have a question - Is both the original ..
Posted: Mon Jan 26 12:00:59 2009 If you have a financial problem and are unable to ..
Posted: Sun Jan 25 11:20:18 2009 Hi Hitesh First of all why do you require such ..
Posted: Fri Jan 23 11:58:20 2009 Hi Mad For buying a home, you need a credit ..
Posted: Fri Jan 23 11:50:20 2009 Hi Key The amounts in the credit report and the ..
Posted: Fri Jan 23 11:37:03 2009 If the last payment was made in 1995, your ..
Posted: Fri Jan 23 2:30:15 2009 This means that if a judgment for garnishing ..
Posted: Fri Jan 23 12:27:24 2009 Yes, the creditor can attach your bank account to ..
Posted: Fri Jan 23 12:14:45 2009 Hi Linda The court does not take away anything ..
Posted: Thu Jan 22 11:36:12 2009 If the original creditor has sold off the debt to ..
Posted: Thu Jan 22 11:12:45 2009 Hi Being the party at fault you had paid half ..
Posted: Thu Jan 22 10:17:01 2009 Hi Erika If you want your creditor to provide ..
Posted: Thu Jan 22 2:24:02 2009 Once you file bankruptcy, the creditors must stop ..
Posted: Thu Jan 22 12:29:37 2009 You will receive a court date where you will get ..
Posted: Thu Jan 22 12:24:45 2009 Yes, if the creditor or the collection agency do ..
Posted: Thu Jan 22 12:05:28 2009 The Statute of Limitation depends on the state ..
Posted: Wed Jan 21 11:30:10 2009 Hi Learningfast If the credit bureaus did not ..
Posted: Wed Jan 21 11:00:57 2009 No, the credit card company cannot garnish your ..
Posted: Wed Jan 21 10:45:22 2009 Yes, if a credit card company can bring a ..
Posted: Wed Jan 21 10:13:03 2009 If your business credit card is linked with your ..
Posted: Wed Jan 21 12:05:18 2009 If any of the Katrina victims files a bankruptcy, ..
Posted: Fri Jan 16 11:26:12 2009 Since you have already send a debt validation ..
Posted: Fri Jan 16 10:41:55 2009 You can send a copy of the credit report along ..
Posted: Thu Jan 15 12:22:21 2009 No, you cannot get the debt removed and this debt ..
Posted: Thu Jan 15 12:14:17 2009 Your credit score can improve only if negative ..
Posted: Wed Jan 14 11:41:41 2009 Yes, payday lenders can even sue you to the court ..
Posted: Wed Jan 14 10:38:15 2009 Hi guest If the creditor or the collection ..
Posted: Tue Jan 13 12:13:45 2009 If you close down your newer credit cards, it ..
Posted: Mon Jan 12 11:50:23 2009 Yes, the credit repair companies has to work with ..
Posted: Mon Jan 12 11:40:35 2009 Yes Jenny you are right, the statute of ..
Posted: Mon Jan 12 12:41:32 2009 Letter of Verification and letter of validation ..
Posted: Mon Jan 12 12:15:43 2009 Hi sharon The statute of Limitation for open ..
Posted: Mon Jan 12 12:01:04 2009 When a creditor brings judgment against you to ..
Posted: Sun Jan 11 11:21:04 2009 Hi Mr.Jones The creditors generally do not ..
Posted: Thu Jan 8 12:36:35 2009 Hi Hanford I too think that you need not pay off ..
Posted: Thu Jan 8 12:26:38 2009 Fraud alert services are offered by each of the ..
Posted: Wed Jan 7 11:27:47 2009 Hi Lindsay A debt is sold by the original ..
Posted: Wed Jan 7 2:00:47 2009 Hi LearningFast Since they have not validated ..
Posted: Wed Jan 7 12:46:13 2009 My first question is that do you have the ..
Posted: Wed Jan 7 12:09:36 2009 Hi Singlemomof3 Since you are sure that you ..
Posted: Tue Jan 6 11:25:24 2009 The Statute of Limitation in MI is 6 years and so ..
Posted: Tue Jan 6 12:49:29 2009 When people take pay day loans they never think ..
Posted: Mon Jan 5 10:48:53 2009 Hi Chargers As far as I know, CCCS has a debt ..
Posted: Mon Jan 5 10:15:22 2009 Hi Teresa Yes, even if you pay back the debt in ..
Posted: Mon Jan 5 9:48:40 2009 Hi Debbies If you have a judgment on an existing ..
Posted: Mon Jan 5 2:20:02 2009 It is true that $16 is a petty amount and so ..
Posted: Mon Jan 5 12:13:44 2009 Hi Sorie It is always good for you if you repair ..
Posted: Sun Jan 4 11:15:09 2009 Hi Sgthoofer Your credit score has gone down so ..
Posted: Sun Jan 4 11:01:58 2009 It is true that payday loans are illegal in some ..
Posted: Sat Jan 3 12:32:24 2009 Hi sorie Pay for deletion agreement is normally ..
Posted: Fri Jan 2 11:59:39 2009 Both debt management and debt settlement programs ..
Posted: Fri Jan 2 12:29:05 2009 Hi Desiree Credit Vision is a collection agency ..
Posted: Thu Jan 1 11:53:23 2009 The negative listing stay in your credit report ..
Posted: Thu Jan 1 11:08:54 2009 If you like to remove your old debts, just send ..
Posted: Thu Jan 1 10:29:10 2009 Yes, duplicates can easily be removed from your ..
Posted: Thu Jan 1 10:16:13 2009 You can use credit cards during emergencies as ..
Posted: Thu Jan 1 10:03:05 2009 You have only the collection agency listing in ..
Posted: Mon Dec 29 2:09:22 2008 Hi Creditcruncher Even if you cannot afford to ..
Posted: Mon Dec 29 1:34:13 2008 As far as I know, home deport is neither a credit ..
Posted: Mon Dec 29 1:04:48 2008 After the creditor has brought judgment against ..
Posted: Sun Dec 28 11:19:44 2008 Hi Pantherfan Even if they have not validated ..
Posted: Mon Dec 22 11:21:50 2008 If you file bankruptcy, then the entire $20000 ..
Posted: Sun Dec 21 11:40:12 2008 To answer your query, I need two answers - ..
Posted: Fri Dec 19 11:32:56 2008 Hi tressa_burns Is your property under ..
Posted: Fri Dec 19 11:16:05 2008 Hi fengyii Yes, since credit cards are ..
Posted: Fri Dec 19 11:03:20 2008 Whenever you apply for a new line of credit such ..
Posted: Fri Dec 19 9:37:16 2008 There is no question of wage or bank account ..
Posted: Fri Dec 19 9:27:56 2008 This forum has a lot of sample letter for our ..
Posted: Fri Dec 19 9:03:14 2008 AGFC is a collection agency. If you have find ..
Posted: Fri Dec 19 8:46:40 2008 Hi Lola First of all how did you realize that ..
Posted: Fri Dec 19 8:41:02 2008 Hi masteringmycredit - You should first send a ..
Posted: Thu Dec 18 2:17:40 2008 Hi guest It is not possible to purchase a home ..
Posted: Thu Dec 18 1:40:47 2008 Credit score is a general concept of measuring ..
Posted: Thu Dec 18 1:24:31 2008 Reaging your credit account means that if you ..
Posted: Wed Dec 17 11:54:59 2008 Hi Idee Whenever you apply for a new credit card ..
Posted: Wed Dec 17 11:17:35 2008 There is no major difference between a secured ..
Posted: Wed Dec 17 11:07:16 2008 Bankruptcy law has changed and you need to ..
Posted: Tue Dec 16 12:30:03 2008 Hi Harris If you find Palisades in your credit ..
Posted: Tue Dec 16 12:05:05 2008 Even if you file a motion to change venue, it ..
Posted: Mon Dec 15 11:47:06 2008 The court does not check whether the SOL has ..
Posted: Mon Dec 15 11:32:27 2008 Secured credit card is essential to built up a ..
Posted: Mon Dec 15 11:20:36 2008 Hi kmurphy15 It is always wise to pay off your ..
Posted: Wed Dec 10 12:53:13 2008 Hi arlington Since it is a Chapter 13 ..
Posted: Wed Dec 10 12:26:56 2008 Hi Paramjit To get a credit report you need to ..
Posted: Wed Dec 10 12:00:02 2008 Yes Chargers, the credit bureaus delete the ..
Posted: Tue Dec 9 11:09:11 2008 Hi Chargers Doc is right in the sense that ..
Posted: Tue Dec 9 12:16:57 2008 Hi Theresa Repossession will stay in your ..
Posted: Wed Dec 3 12:26:14 2008 There are also other addresses of Credit ..
Posted: Wed Dec 3 12:05:17 2008 Yes, cease and desist letter will immediately ..
Posted: Tue Dec 2 11:08:41 2008 Credit score depends heavily on the length of the ..
Posted: Mon Dec 1 11:00:55 2008 Hi Mike I have found that you have made several ..
Posted: Mon Dec 1 10:53:24 2008 Reaging of your credit account means that the ..
Posted: Mon Dec 1 9:34:58 2008 Hi Barbara The charge $11.95 may be the annual ..
Posted: Mon Dec 1 9:01:00 2008 Hi Tanganyikaj Your wage is being garnished, ..
Posted: Mon Dec 1 3:02:06 2008 HI fireyone You can always find the listing in ..
Posted: Mon Dec 1 2:06:01 2008 Hi maxandangie You cannot avoid the payday loan ..
Posted: Mon Dec 1 12:23:30 2008 Hi Greentomato If you have discontinued paying ..
Posted: Sun Nov 30 11:30:20 2008 Hi Hi the Zip code for CCS in Needham is 09424. ..
Posted: Sun Nov 30 10:12:07 2008 The SOL starts from the date you have made the ..
Posted: Sun Nov 30 9:37:17 2008 Yes, if you do not in a position to repay off the ..
Posted: Sun Nov 30 8:43:48 2008 Hi ChrisCredit There is a period of time known ..
Posted: Mon Nov 24 12:26:33 2008 Hi zzapair If you want to be sure about the ..
Posted: Mon Nov 24 12:04:01 2008 Hi Jackie Yes, if your credit card is closed for ..
Posted: Sun Nov 23 11:38:33 2008 Hi Angry Since the court has not shown any ..
Posted: Sun Nov 23 10:46:59 2008 Yes, Anthony is right. If the creditor brings ..
Posted: Sun Nov 23 10:12:59 2008 Hi Angry1 Fireyone is correct. The creditors ..
Posted: Fri Nov 21 11:21:21 2008 Even if you pay off the debt in full, your credit ..
Posted: Fri Nov 21 11:05:44 2008 Hi Elizabeth You need not go to any credit ..
Posted: Fri Nov 21 10:32:27 2008 Hi outraged Since you are sure that you do not ..
Posted: Fri Nov 21 10:04:03 2008 Hi Learningfast You need not call up the ..
Posted: Fri Nov 21 9:41:42 2008 Hi Tam Just start with a secured credit card. ..
Posted: Fri Nov 21 9:14:43 2008 If the CA is not in your credit report and in ..
Posted: Fri Nov 21 8:40:23 2008 Hi fireyone Since you are sure you do not owe ..
Posted: Fri Nov 21 12:06:58 2008 Yes, you can definitely go for debt consolidation ..
Posted: Thu Nov 20 11:15:49 2008 From your credit report, it is seen that you made ..
Posted: Thu Nov 20 10:17:40 2008 Hi Xonlyyours You can repay cash loan by means ..
Posted: Thu Nov 20 12:25:58 2008 Most of the employers pull out your credit report ..
Posted: Wed Nov 19 11:57:38 2008 Hi Mama Statute of Limitation varies from 3 ..
Posted: Wed Nov 19 11:31:51 2008 Hi Bonvogel Since they have already send you a ..
Posted: Wed Nov 19 10:17:35 2008 Going for debt consolidation loans does not ..
Posted: Wed Nov 19 12:44:19 2008 Hi Theresa Yes, your financial background may be ..
Posted: Tue Nov 18 12:19:34 2008 Hi Chargers Whenever you ask a collection agency ..
Posted: Mon Nov 17 11:45:38 2008 Hi Jeanne LVNV is itself a collection agency who ..
Posted: Mon Nov 17 10:12:21 2008 Hi Chargers Sometimes it is seen that a number ..
Posted: Mon Nov 17 8:54:51 2008 Hi Guest There is a format in the court itself ..
Posted: Mon Nov 17 1:53:06 2008 Hi Haplo Since you have already send the debt ..
Posted: Mon Nov 17 1:20:05 2008 Hi arog Since you have seven payday loans ..
Posted: Mon Nov 17 12:11:58 2008 Hi Theresa As far as I know, the Federal ..
Posted: Sun Nov 16 11:29:20 2008 Hi greenj Have you pulled out your credit ..
Posted: Sun Nov 16 10:41:22 2008 Hi Gchesterton Since you have already send a ..
Posted: Tue Nov 11 11:12:13 2008 Yes, Goodnatured is right. Before you start ..
Posted: Tue Nov 11 9:49:18 2008 Hi Deborah Only the primary borrower and the ..
Posted: Tue Nov 11 9:09:51 2008 Hi Carrie Credit repair does work in improving ..
Posted: Tue Nov 11 8:37:37 2008 Hi Chargers You need to pay back the entire ..
Posted: Tue Nov 11 8:10:36 2008 Hi Theresa You can find a sample debt validation ..
Posted: Tue Nov 11 7:59:08 2008 Hi Chargers Instead of going for normal or store ..
Posted: Sun Nov 9 11:38:01 2008 Hi tam Justin is right, but since your credit is ..
Posted: Sun Nov 9 10:33:43 2008 Hi Baby Yes, you should start repaying these ..
Posted: Sun Nov 9 9:37:14 2008 Hi Theresa Fireyone is right. You should send ..
Posted: Sun Nov 9 9:03:28 2008 Hi Inthebiz Normally, they report the debt to ..
Posted: Sun Nov 9 8:52:33 2008 Yes, your credit can be best repaired if you try ..
Posted: Sun Nov 9 8:37:33 2008 Hi Skyler Outstanding debts will remain in your ..
Posted: Sun Nov 9 7:22:46 2008 Hi jvalenti Pennsylvania does not allow wage ..
Posted: Sat Nov 8 4:08:07 2008 Can you tell me the amount for which the account ..
Posted: Sat Nov 8 3:04:35 2008 Yes, you should ask them by certified mail to ..
Posted: Sat Nov 8 2:05:20 2008 Hi Paul Can you tell us your credit score This ..
Posted: Sat Nov 8 1:41:37 2008 Most credit repair companies are scams. They ..
Posted: Sat Nov 8 12:06:35 2008 Hi Sharon The negative listing will stay there ..
Posted: Fri Nov 7 10:52:42 2008 Even a missed payment would be reflected in your ..
Posted: Fri Nov 7 5:01:14 2008 yes, the creditors report it to the credit ..
Posted: Thu Nov 6 11:57:34 2008 Hi Eastgonewest If the payment to the debt was ..
Posted: Thu Nov 6 11:41:16 2008 Hi johnk You need not send a debt validation ..
Posted: Thu Nov 6 1:01:32 2008 hi Michael I am not able to get which debt are ..
Posted: Thu Nov 6 12:45:29 2008 hi guest Can you a bit specific of the car ..
Posted: Thu Nov 6 12:16:02 2008 Hi walnutcreek Can you be specific about which ..
Posted: Wed Nov 5 3:07:36 2008 Yes, if you are sure that you have not make any ..
Posted: Wed Nov 5 2:30:58 2008 It is the toll free number of Birds and Blooms, ..
Posted: Wed Nov 5 12:28:04 2008 Hi simplycindy Both Mary and Justin are right. ..
Posted: Tue Nov 4 11:45:37 2008 Reaging is a process by which you can clean up ..
Posted: Tue Nov 4 12:24:17 2008 If they have not validated the date within 30 ..
Posted: Mon Nov 3 11:46:36 2008 Hi Chargers Secured credit cards do have a cash ..
Posted: Mon Nov 3 10:56:55 2008 Hi Chargers Pay for deletion can remove the ..
Posted: Mon Nov 3 12:22:33 2008 Yes, since you have already filed a response to ..
Posted: Mon Nov 3 12:04:11 2008 Hi Hallmark you should first pull out your ..
Posted: Sun Nov 2 11:37:39 2008 If you have not signed in the loan application ..
Posted: Sun Nov 2 11:14:52 2008 If you can make the creditor agree to pay for ..
Posted: Sun Nov 2 10:37:01 2008 Hi johnk If the collection agency do not ..
Posted: Sat Nov 1 12:30:16 2008 Yes, before giving you an increase in credit ..
Posted: Fri Oct 31 11:19:20 2008 Only if they send you a debt validation notice by ..
Posted: Fri Oct 31 10:50:20 2008 Hi alma It depends on the type of bankruptcy you ..
Posted: Fri Oct 31 10:30:35 2008 Hi jtrenton I agree with you. One should always ..
Posted: Tue Oct 28 12:23:02 2008 Hi Sheesh All you need to do is to pull out your ..
Posted: Mon Oct 27 11:58:50 2008 Yes, one should always check the SOL in the state ..
Posted: Mon Oct 27 11:16:20 2008 Hi goodnatured Yes, Heritage collection agency ..
Posted: Mon Oct 27 12:09:17 2008 Yes, a debt which has already been sold off to ..
Posted: Sun Oct 26 11:53:51 2008 I think that the second fiscal stimulus which is ..
Posted: Sun Oct 26 10:59:21 2008 Hi stiles_laura I think that there is a judgment ..
Posted: Thu Oct 23 12:15:03 2008 It is in fact very difficult to get a high credit ..
Posted: Wed Oct 22 11:49:39 2008 Hi Creditcard If the creditor has not validated ..
Posted: Wed Oct 22 11:17:20 2008 I think that Anthony is correct. If you are only ..
Posted: Wed Oct 22 12:16:40 2008 You should always pay off a charge off account, ..
Posted: Tue Oct 21 11:18:53 2008 Hi WestSeattleWebs If you have applied for any ..
Posted: Tue Oct 21 10:50:54 2008 Yes, I agree with you Mary. After you send the ..
Posted: Sun Oct 19 11:25:06 2008 You can cash out your magic points only after you ..
Posted: Sun Oct 19 11:22:00 2008 Hi jtinc8 PFD is pay for deletion agreement. ..
Posted: Sun Oct 19 10:12:04 2008 Hi hondatrent If you are sure that the ..
Posted: Sun Oct 19 9:33:44 2008 I don't think that you need to pay any money to ..
Posted: Wed Oct 15 11:50:08 2008 Hi Mark I too agree with you. Debt consolidation ..
Posted: Wed Oct 15 11:24:23 2008 Debt validation would mean that the creditor or ..
Posted: Wed Oct 15 10:46:38 2008 Hi Mortgagevictim If the debts that are included ..
Posted: Wed Oct 15 12:09:07 2008 Hi ajjmandy Before you dispute any listing ..
Posted: Tue Oct 14 10:26:49 2008 Hi Cwugal Clear credit solution is a PA based ..
Posted: Mon Oct 13 12:21:28 2008 Charge off listing cannot be generally removed ..
Posted: Sun Oct 12 10:39:21 2008 A score which will help you to get credit at the ..
Posted: Sun Oct 12 8:18:03 2008 Hi chillnmellow C adn D letter is basically a ..
Posted: Sun Oct 12 8:05:07 2008 Yes, I agree with Justin. This means that even if ..
Posted: Sat Oct 11 12:56:09 2008 If the debts are not listed as "included in ..
Posted: Fri Oct 10 11:46:04 2008 Even if you are sure that the you owe the money, ..
Posted: Fri Oct 10 10:11:43 2008 Hi Angela1981 If the debt has already been ..
Posted: Tue Sep 30 4:16:10 2008 The objective of the junk debt collectors is to ..
Posted: Mon Sep 29 4:47:33 2008 In this one year period, you can make regular ..
Posted: Mon Sep 29 4:35:41 2008 Hi H1148 If the credit card issuer closes your ..
Posted: Thu Sep 25 5:04:43 2008 Since the debt is 15 years old, you are no longer ..
Posted: Thu Sep 25 4:37:32 2008 Hi John Although the negative listing stays on ..
Posted: Thu Sep 25 3:03:00 2008 Yes, I agree with Anthony. However, you should ..
Posted: Wed Sep 24 5:41:34 2008 Hi Celina Canty Since you have already called ..
Posted: Wed Sep 24 5:26:47 2008 You should not have closed the credit cards, ..
Posted: Wed Sep 24 4:30:20 2008 Yes, Mary is right. Even if the collection agency ..
Posted: Thu Sep 18 5:07:17 2008 Statute of Limitation varies across states in US ..
Posted: Wed Sep 17 4:03:46 2008 Yes, there are some listing such as hard inquiry ..
Posted: Sat Sep 13 3:14:43 2008 Hi Markdeviz Taking cash advance always affects ..
Posted: Fri Sep 12 5:44:52 2008 You can send a debt validation letter to the ..
Posted: Fri Sep 12 5:43:45 2008 What I think is that, most of the credit card ..
Posted: Fri Sep 12 5:00:43 2008 Hi Tamera Once the Statute of Limitation of the ..
Posted: Fri Sep 12 4:02:53 2008 You are right Youngthibbs . As far as I know, ..
Posted: Thu Sep 11 4:02:53 2008 I agree with Mary and I don't think that there is ..
Posted: Thu Aug 21 12:41:04 2008 Yes, normally a judgment can stay in your for ..
Posted: Wed Aug 20 4:50:17 2008 Yes fraud alert is the best way to prevent ..
Posted: Mon Aug 18 2:22:18 2008 What I think is that money budgeting is essential ..
Posted: Sat Aug 16 12:22:15 2008 For increasing your credit limit you need to talk ..
Posted: Fri Aug 15 2:16:16 2008 But sometimes it may the case that you need to ..
Posted: Tue Aug 5 5:20:37 2008 CMBV is right. If you have all written documents ..
Posted: Tue Aug 5 3:20:39 2008 You should invest in stocks only if you have a ..
Posted: Sun Aug 3 11:59:21 2008 What I think is that using multiple credit cards ..
Posted: Sun Aug 3 11:35:04 2008 If you want, you may go for a credit counseling ..
Posted: Wed Jul 30 11:59:48 2008 As Mary said, you can send a debt validation ..
Posted: Tue Jul 29 3:58:48 2008 Yes, since you have a split credit report on ..
Posted: Tue Jul 29 3:08:00 2008 Yes goodnatured, I too agree with the fact that ..
Posted: Tue Jul 29 2:20:10 2008 I too agree with you CMBV. But I would also ..
Posted: Mon Jul 28 11:58:15 2008 Hi fireyone These hard inquiries do stay in ..
Posted: Mon Jul 28 5:02:38 2008 Hi sdchargers Bumpage is a process of removing ..
Posted: Mon Jul 28 4:23:11 2008 You are right goodnatured. There are many ..
Posted: Mon Jul 28 12:17:33 2008 Hi Smanith If you are a risk lover, I think that ..
Posted: Thu Jul 24 5:05:49 2008 That why it is always necessary to sent a debt ..
Posted: Thu Jul 24 4:55:40 2008 Clearone debt relief is not a BBB Accredited ..
Posted: Thu Jul 24 3:58:06 2008 But hard inquiries can be removed from the credit ..
Posted: Wed Jul 23 3:49:03 2008 Hi violetroberts I would always advice you not ..
Posted: Wed Jul 23 2:10:56 2008 I will always appreciate the idea of not taking ..
Posted: Wed Jul 23 1:27:22 2008 Hi goodnatured Since you have already paid the ..
Posted: Tue Jul 22 11:17:05 2008 You can find a FOAD letter in this forum itself. ..
Posted: Tue Jul 22 10:39:56 2008 You are right fireyone. You can pull your credit ..
Posted: Tue Jul 22 4:48:57 2008 Yes, the CA purchases these debt at even less ..
Posted: Thu Jul 3 5:07:30 2008 If the listing has been removed by your original ..
Posted: Thu Jul 3 4:31:24 2008 I would also advice you not to close down the ..
Posted: Tue Jun 24 1:04:35 2008 Hi pocrabtree Can you be a little clear ..
Posted: Mon Jun 23 3:21:21 2008 Hi Dory The address and the phone numbers of the ..
Posted: Mon Jun 23 2:01:27 2008 Renting a part of your home is no doubt a good ..
Posted: Sat Jun 14 4:02:40 2008 Hi donna Social security account can never by ..
Posted: Fri Jun 13 2:15:17 2008 Hi In such a situation I would have sent a ..
Posted: Fri Jun 13 12:12:25 2008 Hi Omega Since you have an adjustable rate of ..
Posted: Thu Jun 12 2:20:47 2008 Hi guest I cannot understand what you are ..
Posted: Wed Jun 11 12:25:10 2008 Actually if you have already used up 6K, i.e , ..
Posted: Tue Jun 10 4:14:32 2008 Yeah, I think you can start rebuilding your ..
Posted: Mon Jun 9 11:57:40 2008 Hi Herbolaryo If you want to increase credit ..
Posted: Mon Jun 9 1:39:20 2008 Yeah I too have learnt about credit repair from ..
Posted: Sat Jun 7 12:17:01 2008 yes, a zero balance does not put you in a good ..
Posted: Fri Jun 6 11:52:09 2008 Yeah, I agree with Scott, as if you do not have ..
Posted: Thu Jun 5 11:58:45 2008 I think that you should send a DV letter to the ..
Posted: Wed Jun 4 12:26:08 2008 To raise your credit score you can try out the ..
Posted: Tue Jun 3 10:58:45 2008 I too agree with cbaass. Going for a debt ..
Posted: Mon Jun 2 1:15:05 2008 As per the guidelines of the Federal Trade ..
Posted: Mon Jun 2 12:22:42 2008 Hi kdlopez01 First of all, welcome to the forum. ..
Posted: Sat May 31 12:09:33 2008 I too think there is no need to pay any amount ..
Posted: Fri May 30 2:53:46 2008 As far as I know, whenever a creditor gets a ..
Posted: Fri May 30 12:22:06 2008 Hi Mario You did not say when you have sent your ..
Posted: Thu May 29 2:56:34 2008 Actually no insurance company turns down a ..
Posted: Wed May 28 11:44:54 2008 I think it is wise to ask for the free report ..
Posted: Wed May 28 5:16:35 2008 I too think that if the CA harass you, you can ..
Posted: Wed May 28 4:54:07 2008 Hi smokeyr If you have not sent a debt ..
Posted: Wed May 28 3:57:33 2008 The most interesting feature of creditmagic is ..
Posted: Tue May 27 5:46:54 2008 I think that the hospitals can be sued if they ..
Posted: Tue May 27 3:38:11 2008 Hi Goodnatured Actually the Collection agency ..
Posted: Thu May 22 5:33:28 2008 As far as I know, any dismissed Chapter 13 ..
Posted: Thu May 22 3:17:39 2008 It is really sad if the insurance companies pull ..
Posted: Mon May 19 10:44:44 2008 I think that the landlords perform credit checks ..
Posted: Mon May 19 12:21:10 2008 Hi TomF Online pay day loan agreements are ..
Posted: Sun May 18 9:06:46 2008 CMBV22 is correct as there are several hidden ..
Posted: Thu May 15 11:20:25 2008 Yes, I too agree with Laura. If you want to ..
Posted: Wed May 14 11:56:47 2008 Hi msburton-welch Vantage Score is new credit ..
Posted: Wed May 14 10:26:52 2008 Thanks ..
Posted: Wed May 14 2:26:44 2008 Hi sdchargers_63 Can you explain me what do ..
Posted: Tue May 13 1:01:47 2008 SSDI benefits can be garnished to enforce child ..
Posted: Mon May 12 12:31:23 2008 Hi CMBV22 I think you should first resend a ..
Posted: Sun May 11 11:19:58 2008 Hi Fasfeed I think you can go by the guidance ..
Posted: Wed Apr 9 12:37:19 2008 Hi elle, I am not sure whether this is a valid ..
Posted: Wed Apr 9 12:02:18 2008 Hi sd, I guess I saw your payment on the other ..
Posted: Tue Apr 8 11:58:20 2008 Hi cbass, Sending a DV letter to the ..
Posted: Tue Apr 8 11:54:13 2008 Hi jellybean, Welcome to the forum. You can ..
Posted: Tue Apr 8 11:49:13 2008 Hi dstudent Welcome to the forum . Thanks ..
Posted: Thu Apr 3 2:09:27 2008 Thanks a lot for the information Sherry. We will ..
Posted: Mon Mar 17 4:19:38 2008 The creditor gets a consolidated report I think. ..
Posted: Mon Mar 17 3:17:26 2008 Hi Jmacus Welcome on board!! Its great to see ..
Posted: Mon Mar 17 2:16:07 2008 Whenever you send a letter of deletion for ..
Posted: Thu Mar 13 9:51:34 2008 I have a prior auto insurance policy. Can anyone ..
Posted: Thu Mar 13 9:44:46 2008 Make sure all the CB's record good score for you. ..
Posted: Thu Mar 13 9:34:08 2008 Well Fireyone, If your debt with Capital one ..
Posted: Thu Mar 13 9:22:04 2008 Hi melody, In your case a pay for delete ..
Posted: Fri Mar 7 3:31:36 2008 So basically it is your credit health that is at ..
Posted: Thu Mar 6 2:18:43 2008 SD_chargers has an Imagine card. She might be ..
Posted: Thu Mar 6 2:03:27 2008 I think the new will be considered. What does ..
Posted: Thu Mar 6 1:54:22 2008 You can try a settlement. Beyond the SOL your ..
Posted: Thu Mar 6 12:37:29 2008 Never dodge a summon. That will let them pass a ..
Posted: Wed Mar 5 11:54:40 2008 You need not be scared about vacating a judgment. ..
Posted: Wed Mar 5 10:51:39 2008 Credit Cards are tricky. I am assuming that these ..
Posted: Wed Mar 5 10:33:12 2008 Sorry i missed out the ..
Posted: Wed Mar 5 10:10:06 2008 Hello Hindsight, Welcome to the forums. ..
Posted: Wed Feb 6 2:52:08 2008 Leaving the country will not help you in the long ..
Posted: Mon Jan 21 10:14:07 2008 "Douglas R. Burgess Law Offices, LLC" ..
Posted: Thu Jan 10 2:44:34 2008 hello Rex, You have to first join us as a ..
Posted: Fri Jan 4 11:40:18 2008 I agree to the fact that family background ..
Posted: Fri Jan 4 11:33:01 2008 I completely agree with you guys. If our parents ..
Posted: Fri Jan 4 11:15:26 2008 Yes Santa from the desert zone. Hey Santa where ..
Posted: Fri Jan 4 11:03:17 2008 I have got a Blue cash from American Express One ..
Posted: Fri Dec 28 12:30:42 2007 Nice to see you here Roy... Do share your ..
Posted: Sat Dec 22 12:40:52 2007 Hey Nacirema, Its so good that you are giving ..
Posted: Fri Dec 21 11:55:03 2007 Hi China Doll, Your credit union will help you ..
Posted: Fri Dec 21 11:49:39 2007 This is a debt collection company as mentioned by ..
Posted: Fri Dec 21 11:29:53 2007 Thats spam crackerjack. ..
Posted: Fri Dec 21 11:28:12 2007 So if you cannot afford education yourself...let ..
Posted: Fri Dec 21 2:45:30 2007 Yes Laura they can be legally rude as Morningstar ..
Posted: Fri Dec 21 2:41:04 2007 Hi Brandon, YOU are welcome to the boards. It ..
Posted: Thu Dec 20 12:12:13 2007 Hello there Great to see you ..
Posted: Tue Dec 11 4:25:28 2007 Dispute it with all the CRA's. That might help. ..
Posted: Tue Dec 11 3:51:49 2007 Santa checks twice I dint know that. ..
Posted: Tue Dec 11 3:32:47 2007 Hey cracker dont you worry. I told you those. You ..
Posted: Tue Dec 11 3:04:51 2007 Teenagers are difficult to handle. Dont get mad ..
Posted: Tue Dec 11 2:37:32 2007 Well that for sure is a mistake from their side ..
Posted: Tue Dec 11 2:16:16 2007 I just hope that nobody but your children has to ..
Posted: Tue Dec 11 2:07:30 2007 It is great to know that you are liking your stay ..
Posted: Tue Dec 11 12:41:35 2007 But does it earn a lot Only a few bucks may be ..
Posted: Sun Dec 9 11:26:12 2007 Hi Karley, If the charges are bothering you i ..
Posted: Thu Dec 6 4:27:47 2007 Hi Niwrad, Check this site ..
Posted: Wed Dec 5 9:11:40 2007 No idea why the forums are thronged with so many ..
Posted: Wed Dec 5 9:06:08 2007 We would really love to have the photos online. ..
Posted: Wed Dec 5 9:02:16 2007 Do send in a dispute letter but you can also call ..
Posted: Thu Nov 29 2:29:02 2007 Superb Candiceann. You have some luck it seems ..
Posted: Thu Nov 29 2:24:17 2007 Whatever you do securing the future is a ..
Posted: Wed Nov 21 11:40:20 2007 Phew thats a huge number morningstar. Its going ..
Posted: Wed Nov 21 11:38:15 2007 ok ..
Posted: Wed Nov 21 11:36:24 2007 This is great. People having a lot of fun. ..
Posted: Mon Nov 19 4:41:52 2007 Good taking a new loan will only do harm * if ..
Posted: Mon Nov 19 4:39:06 2007 Fine prints are really important. I had seen my ..
Posted: Mon Nov 19 4:36:30 2007 Could you just explain why you are scared with a ..
Posted: Sat Nov 17 12:12:11 2007 What information Mr. ..
Posted: Thu Nov 15 9:25:23 2007 Hi Dadummy, Welcome here. You are already an ..
Posted: Wed Nov 14 10:21:56 2007 Are you still depending on the lawyer Its pretty ..
Posted: Fri Nov 9 12:51:43 2007 Oh Good I meant that arbitration happens out of ..
Posted: Thu Nov 8 12:27:20 2007 You are welcome good. Great going with mortgage ..
Posted: Wed Nov 7 11:34:59 2007 Try to keep up as much as possible. Once payments ..
Posted: Wed Nov 7 11:29:20 2007 Hi Good, Keep us posted with the ongoings. ..
Posted: Wed Nov 7 10:22:28 2007 PDLs are dangerous. They have your check as well. ..
Posted: Wed Nov 7 10:20:59 2007 Hello Finns, We love to see new members here. ..
Posted: Wed Nov 7 8:56:34 2007 I agree Laura. We do use the cycles in our gym so ..
Posted: Tue Nov 6 10:15:47 2007 Hey everyone out there come and share your ..
Posted: Mon Nov 5 10:07:26 2007 This conversation is really funny debtstinker and ..
Posted: Mon Nov 5 9:53:31 2007 Well the full form is "Employee Retirement ..
Posted: Mon Nov 5 9:50:02 2007 Try to maintain positive accounts. Use them ..
Posted: Mon Nov 5 9:37:56 2007 I cannot compare the capability of a father to a ..
Posted: Mon Nov 5 9:27:11 2007 I agree one hundred percent that no age is too ..
Posted: Thu Oct 25 11:10:39 2007 43 is a cool age... you are still young enough ..
Posted: Wed Oct 10 10:04:53 2007 Kindly stay away from the Payday Loans. They will ..
Posted: Wed Oct 10 9:14:06 2007 Always remember the FDCPA. I think they help a ..
Posted: Tue Oct 2 12:55:15 2007 Wow now thats ..
Posted: Tue Oct 2 12:47:55 2007 could anyone please explain 401(k) to ..
Posted: Tue Oct 2 12:46:28 2007 Beverly call your bank. See if they can do a ..
Posted: Tue Oct 2 12:45:36 2007 Hi Guest, Could you tell me more about ..
Posted: Mon Oct 1 10:16:09 2007 Hi Ronald...I think you have already applied for ..
Posted: Mon Oct 1 10:09:17 2007 You are always welcome. Do keep us posted as to ..
Posted: Mon Oct 1 10:06:55 2007 A lot of things have happened already Spams in ..
Posted: Mon Oct 1 10:02:50 2007 Talk to your bank and do a reverse pay. I hope ..
Posted: Mon Oct 1 9:53:01 2007 Well I would say not to close old revolving ..
Posted: Wed Sep 26 10:27:39 2007 Its important to do a fact and background check ..
Posted: Wed Sep 26 10:23:28 2007 Simple....no beverages for me. Smoking is ..
Posted: Tue Sep 25 1:23:44 2007 Thats okay. Sometimes we do bump into things that ..
Posted: Tue Sep 25 1:17:15 2007 If you have any contact number of this agency do ..
Posted: Tue Sep 25 1:13:07 2007 Skype is good ..
Posted: Tue Sep 25 1:04:36 2007 These are the contact for the three credit ..
Posted: Tue Sep 25 12:57:49 2007 Please go ahead and report to the AG of your ..
Posted: Tue Sep 25 12:48:52 2007 I believe in frugal living. I do keep track of ..
Posted: Tue Sep 25 12:44:22 2007 CBCS is a collection ..
Posted: Tue Sep 25 12:39:23 2007 I am faaaaaaaaaar away from caffeine. ..
Posted: Tue Sep 25 12:17:38 2007 Cool post. ..
Posted: Mon Sep 24 11:57:42 2007 They are a scam. Do a lot of research before ..
Posted: Mon Sep 24 11:48:20 2007 What do these letters mean? FIA CSNA or MCYDSNB? ..
Posted: Mon Sep 24 11:46:03 2007 Please go through this ..
Posted: Mon Sep 24 11:43:05 2007 You can report fraud at RECOL. Or else go ahead ..
Posted: Mon Sep 24 11:26:32 2007 FTC is Federal Trade Commision. You can ..
Posted: Wed Sep 12 9:17:34 2007 Hi Jane, Which state are you ..
Posted: Mon Sep 10 9:26:02 2007 You can wait till they get in touch. They will im ..
Posted: Mon Sep 10 9:25:36 2007 Its news if a CA is behaving good with you and is ..
Posted: Thu Sep 6 10:28:37 2007 Piggybacking was usually done by a member of the ..
Posted: Thu Sep 6 10:04:33 2007 Wow I am back after a long time. ..
Posted: Tue Sep 4 9:01:34 2007 You can send debt validation letter at any of the ..
Posted: Mon Aug 27 9:27:20 2007 Hi, This might be of some help. You can use ..
Posted: Wed Aug 22 2:00:46 2007 Sure but that a legal step ahead. You can take ..
Posted: Wed Aug 22 1:59:23 2007 Is cash call ..
Posted: Sun Aug 19 11:53:24 2007 Payment to Magic Points ..
Posted: Sun Aug 19 10:36:26 2007 Yes I do keep savings from my checks. That helps. ..
Posted: Sun Aug 19 9:20:32 2007 Hi, When you can do things yourself, you ..
Posted: Wed Aug 15 11:46:00 2007 Tax liens can be there up to 15 years. Anyways it ..
Posted: Mon Aug 13 2:05:00 2007 You have to buck up okay. Keep your credits ..
Posted: Mon Aug 13 1:58:19 2007 Thanks Derrick ..
Posted: Mon Aug 13 1:57:03 2007 HI, If you need to repair credit do it ..
Posted: Wed Aug 8 10:49:26 2007 It helps a lot. But I find this practice ..
Posted: Tue Aug 7 9:43:52 2007 Guest, You will not sound bad if you are ..
Posted: Fri Aug 3 9:02:13 2007 Hi Lee, Talk to your bank and try to do a ..
Posted: Fri Aug 3 8:54:51 2007 Sting, If you pay the bills to the hospital ..
Posted: Fri Aug 3 8:34:48 2007 Chris is right. That might have been the case. ..
Posted: Fri Aug 3 12:05:56 2007 Hi, File a complaint with the FTC. First ..
Posted: Thu Aug 2 10:27:46 2007 Hi Rick, It is not illegal to report to the ..
Posted: Tue Jul 24 8:24:08 2007 Hello Mavaccie, A debt collection agency has ..
Posted: Wed Jul 18 10:01:52 2007 Hi Mellisa and Jo, Do keep us updated ..
Posted: Sun Jul 15 10:28:33 2007 Hi, It sometimes seems that you are standing ..
Posted: Thu Jul 12 10:35:56 2007 Hi jdub Dispute the item if you find it ..
Posted: Thu Jul 12 8:49:07 2007 Hi Denon, Great to hear from you. It is good ..
Posted: Tue Jul 10 11:04:56 2007 Hi Are you having any problem with the company ..
Posted: Tue Jul 10 10:43:52 2007 It feels great to know that we could help you to ..
Posted: Tue Jul 10 10:26:03 2007 Hi Denon, I agree with Laura. This can be a ..
Posted: Tue Jul 10 4:11:32 2007 Hi Padawan, You can always carry on with ..
Posted: Sun Jul 8 11:05:39 2007 I completely agree with Park Avenue and Laura. ..
Posted: Fri Jul 6 4:30:00 2007 Hi Dean, Do keep copies of all interactions ..
Posted: Thu Jul 5 11:16:50 2007 Hi Betty, If you are saying that its a valid ..
Posted: Tue Jul 3 1:20:45 2007 There are certain ways which can help you to ..
Posted: Sun Jul 1 10:11:27 2007 HI Frozen, Always put your request for the ..
Posted: Wed Jun 27 2:42:33 2007 Hi, It is definitely possible for you to do a ..
Posted: Sun Jun 24 11:21:55 2007 Hi Is it true that more of the payment goes to ..
Posted: Thu Jun 21 9:19:53 2007 Hi skr Why don't you join our community:). You ..
Posted: Thu Jun 21 8:34:25 2007 Hi Pam, There has been a lot of controversies ..
Posted: Thu Jun 21 2:02:38 2007 Hello Maw, This is forum where we discuss ..
Posted: Wed Jun 20 9:58:23 2007 Hi, Welcome to the community . You will have a ..
Posted: Wed Jun 20 8:57:21 2007 Hi Kassie, Welcome to the community ...hope ..
Posted: Wed Jun 20 2:23:04 2007 Hi Jennings, Welcome to the community. ..
Posted: Wed Jun 20 1:45:55 2007 Hi Eveland, You have to be strong now. They ..
Posted: Tue Jun 19 11:12:15 2007 Hey Zoey The simplest way out is talk to your ..
Posted: Mon Feb 5 4:30:34 2007 Essenae, as you have said it is always better to ..
Posted: Thu Jan 11 5:52:47 2007 Hi Bfreeride, You can check with the ..
Posted: Wed Jan 3 1:24:41 2007 Hi Landrycarr, As per new laws on garnishment ..
Posted: Thu Dec 21 6:17:20 2006 Hi Lapax, in MN is four years. Do an online ..
Posted: Wed Dec 20 6:35:51 2006 Hi Lapax, SOL in credit card debts is not the ..
Posted: Mon Dec 4 4:42:16 2006 Hi Bwall, As it seems Sherman Acq was hired ..
Posted: Mon Dec 4 1:37:50 2006 Hi Bwall, As per the details you have ..
Posted: Mon Nov 27 2:42:17 2006 Off cousrce it is a good tool .But what i think ..
Posted: Tue Nov 14 4:48:56 2006 Hi Kitcattaylor, There must have been some ..
Posted: Mon Nov 13 10:20:37 2006 hi jayandcherri5 You are on number 2 when i ..
Posted: Fri Nov 10 11:38:49 2006 This might be harder for CC companies to do, ..
Posted: Wed Nov 1 10:58:09 2006 hi Businesses are required to protect ..
Posted: Tue Oct 24 9:25:09 2006 ya it will be deleted from other agencies . But ..
Posted: Tue Oct 10 3:49:55 2006 FICO score from 500 to 580 is where the real ..
Posted: Wed Sep 20 12:34:19 2006 $2000 should be plenty for four nights on the ..
Posted: Mon Sep 4 1:32:28 2006 hii As richard told you about some company ..
Posted: Sun Aug 20 9:37:08 2006 Hi and welcome to the creditmagic ..
Posted: Sun Aug 20 8:47:21 2006 I will also suggest you to please go through this ..
Posted: Sun Aug 20 8:41:56 2006 Hi, I totally agree with this. It should ..
Posted: Mon Aug 7 3:58:41 2006 Hi erz365, Welcome to the credit magic ..
Posted: Wed Aug 2 11:51:06 2006 Hi Richard, Nice to see the changes taking ..
Posted: Tue Aug 1 2:38:25 2006 I too have similar opinion since I have seen ..
Posted: Wed Jul 26 4:57:07 2006 Hi Wright, Welcome to creditmagic forums. I ..
Posted: Wed Jul 26 4:49:56 2006 Hi Richard, Thanks so much for this sample ..
Posted: Sun Jul 23 11:22:53 2006 Welcome to the credit magic forum. I guess ..
Posted: Fri Jul 21 2:20:19 2006 Hi Lisa, Welcome to the forum. This is a ..
Posted: Mon Jul 17 1:56:22 2006 I do not check my credit score frequently except ..
Posted: Mon Jul 17 1:21:16 2006 Welcome to the credit magic community Justin ..
Posted: Thu Jul 13 3:13:58 2006 Hi Harry, Welcome to the forum. When was ..
Posted: Wed Jul 12 11:15:39 2006 Welcome to the forum. A good way to find the ..
Posted: Wed Jul 12 10:37:42 2006 Yes dave. The charge-off is likely to show up in ..
Posted: Tue Jul 11 10:46:18 2006 Hi CreditQuest, Disputing online is an option ..
Posted: Mon Jul 10 12:05:54 2006 I do that on a regualr basis. Just give it a ..
Posted: Mon Jul 10 12:00:48 2006 Hi George, Welcome to the credit magic ..
Posted: Sun Jul 9 11:57:31 2006 Sometimes I also face similar problem and wonder ..
Posted: Sun Jul 9 11:55:50 2006 Hey Polly, Welcome to the community !! ..
Posted: Sun Jul 2 10:54:44 2006 I was also worried about a similar problem a ..
Posted: Tue Jun 27 5:31:14 2006 I am Carol and am a new member of this newly born ..



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