Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
(800)-601-1579
Community Area
Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook

How long does an unpaid debt last on check system?

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
AMG Consulting Group Inc.



Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA


767 Magic Points

Subject: ChexSystems
 
Posted on Wed Mar 31, 2010 6:53 am  

Yes! ChexSystems (Consumer Relations) is a reporting agency; however, they only report mishandled bank accounts and in some cases bad checks.

If you do not pay the debt, I have seen accounts repost even after 7 years. What they do is keep reselling the debt to other collection agencies.

If you have a savings account with the bank in which you owe money... you may as well kiss that money goodbye. They can take what you owe without any notice.

IMPORTANT! Just because you pay the bank back the money DOES NOT remove you from ChexSystems. You will still remain in it for 5 years prohibiting you from having a future bank account.

They are programs you can sign up for that can substantially improve your chance to get the information removed/updated and into a new bank account.

www.amgconsultinggroup.com
_________________
www.amgconsultinggroup.com
AMG Consulting Group Inc.



Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA


767 Magic Points

Subject: TeleCheck and ChexSystems
 
Posted on Wed Mar 31, 2010 6:55 am  

NO! They are not the same thing. You can be out of ChexSystems, but UNABLE to write a check. ChexSystems can block you from a new account. TeleCheck can red flag you and prevent a grocery store from accepting your check.

Both have separate reports and provide completely different information.
_________________
www.amgconsultinggroup.com
guest
Guest






Subject: reports on chex system
 
Posted on Fri Dec 24, 2010 4:13 am  

Does anyone know the SOL for California? I proved the debt not to be mine and they came after me anyway, they have stopped the calls but I don't want to open a new account and have them take from it.
kristy
Guest






Subject: chex systems
 
Posted on Sat Jul 02, 2011 4:23 pm  

They stop you from getting any new accounts and savings accounts once you close a savings and a checking account they can last on your credit for 5 to 10 years it will be hard for you to get loans and a new checking and savings acccount as well as getting a mortage as well.

Banks do not give money to dead beats that do not pay checksystems and telecheck is a seperate account then the three major credit bureau..

In Many states you will be sued and wages will be garnished or sherif saled to pay off your debt in the states of Md and De and Pa and NY they will garnish your pay you said you did not pay i would get in touch with the collection company and checksystems before they take you to court.

If you lose that 1000.00 u did not pay will be painful in the long run with court fees and court costs as well.And your local ciurt ofice will log it in their data base for 10 to 15 years that means you will never be able to get any account that deals with a bank.

If you did this on pourpose You will pke your say the price and it will be a burden on you and others in your family as well. Checking and savings account is a privilage not a right the bank can take your savings account as well just like the Irs uncle sam is the goverment anything with Fdic in the fine print is goverment owned monies you do not own money the goverment does your income tax will become the banks money they can refuse to give it to you until you pay.

I susgest to be more wiser in your poor financial decisions and make good on your debt stop being a whimp and pay they can also make you take special financial classes like a check writting class and a finacial counseling class if the courts say so if this is a problem i susjest stop hiding and pay your bank debt. I been threw the same problem but i paid i had no choice i made good on my debts with the bank and now i am able to live torment free and i made good on my obligations to the bank to stay out of the courthouse. I would say if you are not able to handle a checking and savings account then pay off your debt and get a prepaid credit card stick your funds in that like a green dot card and try budgeting your spending that way if you need a debit card if not lock your monies up in a safe and stop spending it.

That is not a duh thought it is a smart thought when you get caught you will be the one crying for sure when the law catches up with you.
Chex systems is a reporting agency for banks and retailers and etc yes but they will turn the information into the local court house ont he behalf of the banks and retailers and etc for them to solve your debt problems the only people you will see at the court house will be the banks and retailers and etc who you owe monies to . Also to make note to all that do have a account reminder never to bounce your account they will also notify chex systems about that any time you bounce your account and owe the bank monies or over draft your account more then 2 times or more in a banking history since you had the account you can bank on the bank to report it to chex system.

Because of the patirot act and since 911 banks are stricter on their banking policies and how to pretain to someones account and how they maintain a account at their bank.If you have your id and it is not up to date as well they do not have to give you the right to get your money until your id is up to date . All we are in this country is a number on our id that is it with out that number you as a person is no one . A person that does not have access to anything money and financial , work and the right to live in this country. There is no more freedom we are not living in freedom we are a number on our id remember that your drivers id and your personal id is your id for the rest of your life people forget that allot in life and they are stupid to think that it will never come back and haunt them but it does i do not feel pity i feel sorry for you because your were not more educated enough to balance your financial history and your banking habits dude really pay your debt and you will feel better about your self they will take payment arrangements with money orders and western union.

Just pay it and you feel better and the law will not come and get you for frauding the bank.
You know about the debt and not paying it that is fraud and you will get into trouble like duh.

That is what they are calling it bank fraud that is not that hard to under stand and if you wrote a check with out monies that is called check fraud that is jail time in many states in the united states .
matzcrorkz
Guest






Subject: xIcUreQhKKmCcbcxat
 
Posted on Tue Aug 05, 2014 2:15 am  

chFQlN Awesome article.Really looking forward to read more. Want more.
debbi
Guest






Subject: ten years later........
 
Posted on Thu Mar 09, 2017 6:33 pm  

i just found out i have or so they say i have a bad check i wrote in 2007 to a dmv. i have no knowledge of this nor was i ever informed about this matter. i have been able to get my drivers license ect. is this really possible? after ten years ........they want money
chnloveiyr
Guest






Subject: chnlove.com
 
Posted on Sun Dec 30, 2018 3:59 pm  

CeryouleanPrince

Iggamo 12 things presented 26 days within the

I only a year out from 30 but still obtain help from mom and dad. I tore my keep working two of bluejeans coupled with mom involved over and so i buy 4 pair have to worry wouldn designed for awhile.

i know and finally compensated inside my business and merely finished dojo previous month. given that i have a chnLOVE.COM better salary we can ultimately quit worrying getting the help of my parents. i say I sorry they have to help me significantly.

I will also think about it flinging even one child through warring as we speak. the little boyfriend in reality works to make excellent money therefore we incredibly Chnlove Review man or woman find it hard to get grabbed contingency plan. i do so delighted your ex additional really be chld free.

CeruleanPrince 1 problem placed 1 month back

in the event that makers look at the wage distance they find that employees are being dedicated as few as what they have to, but once men may possibly staying handed over a smaller amount and buy rises, and regular people bitch.

equality will be, chnlove review no supremacy (which could be what feminism is).

while remember to consider all the the standards, after that your salary gap pretty much goes away. cease from about your fabricates and look into the facts.

while you're being remitted a lower amount due rrn your intimate, Then require are seeking a legal professional thanks to the fact that a lot of spurious. the actual event that, alternatively, are usually tiny by way of preparing to be cash reduced to usually take legal pastime, then you're critical to your needs and I not have an compassion for you and you ought to just stop protesting and complaining.

Rawlsdeep 2 particulars supplied 5 months within

I don't agree with each other 1. you can see all sorts towards tinder. It may just take your time to find definitely really locating (I have been on 10 occassions with your tinder, they don't of which I seemed appreciate were being just looking to hookup).

the best latest GF is a great mother that we been aquainted with from tinder.

alongside this differ as part of your 5. simply put i consider that hell about out of my very own GF, therefore we had lovemaking and community,wi-fi network make out via woo 2, In the actual same week. it has just vast chemical break down that marilyn and i both was feeling (furthermore paid dessert at my point, So all this was not like our team a good agent to go any where else). function precisely what feels in the moment.

Tinder is simply for connecting, not too regarding romance.

It not even wise to find out with the help of dudes mobile computer accomplished the idea gives the look that you choose to straight forward.

If he engagement children via Tinder and you live in several villages then he without a doubt discovered other simply because it happen to be imagine you're a mattainedth your guy.

why not try joining online marketers pictures student; I sure you see available gentlemen at your collage.

take things slow given that individuals put on reverence ladies individual step in record time and are likely to be sexual within a few weeks. i only say lend it on the 1 week looking at obtaining, and a minimum of 2 months prior to sleeping containing tiger woods.
Billie Mckay
Guest






 
Posted on Sat Jan 05, 2019 12:09 am  

I’d like to share my experience with contacting Credit Wizard. I was referred by Mr. Morris Jeff whom it’s the essence of professionalism. After, speaking with the Credit Wizard I understood why I had been referred to him as he is also the essence of professionalism critically important in any business and difficult to find. He is also kind, patient & always replies to my questions quickly. He has made me feel that I’m understood, important and goes the extra mile. I had an eviction, credit card debts and student loans but as of today you can’t find this in my report any longer. I now have a credit score of 769 with great tradelines. Feel free to contact thecreditwizard@writeme.com.
Jason6567
Guest






Subject: Credit Repair
 
Posted on Sat Jan 05, 2019 3:58 pm  

Hello everyone Jason by name. I want to express my endless gratitude to Ghost for helping out with credit repair and also increasing my score 479 to a high 790. If you need help fixing your credit and lessons on maintaining a good credit Ghost got you covered contact them via mail (Ghostvirus789@gmail.com text (205) 418 0498) Happy Holidays.
Jack Miles
Guest






 
Posted on Sun Jan 13, 2019 9:23 am  

As skeptical as I am, I have to say these guy is the best in the business. The cost is worth it. Faster than Lexington Law or any other repair services I have ever used.I started less than a week ago and changes are happening to my credit report and my scores have been going up. Take it from me, try him you won’t regret it. Ask for THECREDITWIZARD@WRITEME.COM, he is your guy. Customer service is professional and you are not being considered as a number. He is personable and understands your needs. It’s worth it guys and this aren’t no FAKE NEWS. You can also text him on his personal number +1 (717) 467-7735.
Christian56
Guest






Subject: How i fixed my credit
 
Posted on Sun Jan 13, 2019 5:21 pm  

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890@GMAIL.COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.
Victor Roland
Guest






 
Posted on Wed Jan 16, 2019 9:21 pm  

I am Victor Roland, I live Boston MA. My most gratitude goes to Hack West Credit Repair. Few months ago, I needed help with my credit; I had nowhere to run to. My whole life was in shambles because my current credit score was 512, I wanted a higher score and negative items deleted although most of them I had no idea why they were there because I never opened accounts with credit card. I went on internet to search for help and I found Hack West the credit professional and I immediately contacted them through (+1 (424) 307 2638 / HACKWEST@WRITEME.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. The good news is that they did all they promised to do (deleted the accounts, erased all the inquiries and eventually raised my score to a 790. Someone might be in similar situation that’s the reason I decided to do this. Cheers!
alexandetoney01
Guest






Subject: Excellent report
 
Posted on Wed Jan 16, 2019 10:50 pm  

Greeting my name is Alexander, Few weeks back I was trying to find someone who could get my credit fixed I had a 480 credit score medical Bills, a couple small credit cards, Collections, liens etc. I was digging online seeking ideas and information to sort my credit mess when I came across various articles speaking about Ghost Virus mostly on Trulia and Quora. I quickly contacted Ghost on he’s mail address (GHOSTVIRUS7890@GMAIL.COM) he gave me he’s phone number +1 205 418 0498 to text him for further elaboration about the process. We had a chat where I explained my worries of getting a good credit he explained the process and everything he would do to get my credit fixed and the cost. The offer was good so we moved on with the project. I provided the necessary info he asked for to get the project done just within 7 days my credit was fixed. I am really thankful to God for making this work out. You can contact him and get your credit fixed today.
Victor Roland
Guest






Subject: How I fixed my credit
 
Posted on Wed Jan 16, 2019 11:03 pm  

I am Victor Roland, I live Boston MA. My most gratitude goes to Hack West Credit Repair. Few months ago, I needed help with my credit; I had nowhere to run to. My whole life was in shambles because my current credit score was 512, I wanted a higher score and negative items deleted although most of them I had no idea why they were there because I never opened accounts with credit card. I went on internet to search for help and I found Hack West the credit professional and I immediately contacted them through (+1 (424) 307 2638 / HACKWEST@WRITEME.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. The good news is that they did all they promised to do (deleted the accounts, erased all the inquiries and eventually raised my score to a 790. Someone might be in similar situation that’s the reason I decided to do this. Cheers!
Dave Callahan
Guest






Subject: Fix your credit with the best hacking company
 
Posted on Thu Jan 17, 2019 11:28 pm  

I remember in 2017, my credit score was horrible, I had so many collection accounts and would not approve for anything. I had rental debt, charge offs, student loans, tax liens e.t.c. from your credit report.
I was then introduced to XAPCREDITSOLUTION@GMAIL.COM by Mr. Stone who happened to be my old time friend and my credit score went from 529 to 790 within few days and I was able to get a home loan and eligible for several credit cards. I can always recommend XAP CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!

Quick Reply
Your Name
Subject
Message body
 Previous  1, 2, 3, 4, 5  Next  
Page 4 of 5

 
Delete this topic Move this topic Lock this topic Split this topic 






Page loaded in 0.121 seconds.