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Is there any way to prove that and get them to get it off my credit?

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Joined: 21 Jun 2007
Laura's page
Posts: 1327

36459 Magic Points

Posted on Fri Feb 01, 2008 7:10 am  

Hi Tiffster,

Great to hear that our community has been of some help to you. Hope to see you here more often. It will be great to interact with you Tiffster. Do keep us posted regarding your problem and whether it is getting solved or no.

Subject: I returned those books!!
Posted on Fri Feb 22, 2008 10:24 pm  

I dont understand why the library referred me to this collection agency, Im 100% positive that I returned those books. Is there any way to prove that and get them to get it off my credit?

Thank you!!

Posted on Fri Feb 29, 2008 8:56 pm  

is UNC just for collecting library debts?

Posted on Tue Mar 04, 2008 6:22 pm  

I needed that number as well for "so called library book" and that helped. I also learned that they like to send you to voicemail.

Subject: phone number and info
Posted on Wed Mar 12, 2008 5:48 pm  

Just wanted to say that I too put in UNC in the google search and found this site, which was very, very useful. Networking is the best. If I find any useful info when I call them I will pass it on.

Joined: 27 Jun 2006
Richard's page
Posts: 120

26414 Magic Points

Posted on Thu Mar 13, 2008 6:28 am  

Thanks a lot Sharon for your efforts. We would really love to have you on the forums as a regular.
The more you learn the more you earn. Join our community and enhance your knowledge.

Subject: i need the number to call them
Posted on Wed Mar 26, 2008 5:27 am  

I need the number to call UNIQUE NATIONAL

Posted on Wed Apr 02, 2008 9:52 pm  

This is what I found on the website of the collection company.

Under what conditions can we expunge an account from a patron's credit record?

According to our agreements with the credit bureaus, we can only expunge patron accounts in cases of bonafide error. For instance, we can expunge an account if the patron's materials were returned and not credited properly or if a patron's account has been incorrectly listed on another person's report. We can not expunge a patron's account as a condition of payment, nor can we expunge a patron's account because he or she moved without leaving a forwarding address.

Additional Note: It may take as long as 6-8 weeks for a patron's credit bureau report to be updated following an expunge or any other change to the patron's account. In the meantime, if a patron needs help securing a loan, UMS will do everything we can to help the patron. We can mail a letter to the patron or, with the patron's approval signature, we can provide updated information to the patron's creditors via telephone or fax.

It look like they don't clean up your cardit report even after you pay. has anyone able to make them clean up your cradit report? Shocked

Subject: thanks a lot stephanie
Posted on Fri Jun 27, 2008 2:09 pm  

I have been searching for the number to this agency for over 2 years, thank you stephanie

Subject: RE San Leandro Library Problem
Posted on Thu Jul 03, 2008 7:50 pm  

I had checked out a library book but shortly therafter I had a serious medical injury that required medical care in a hopsital. After that I was hopsitalized over a half dozen times and when at home was forced into bedrest. Even though this went on for a few years, and I RETURNED THE ACTUAL BOOK TO THE LIBRARY, they continue to refuse to eliminate the fine.

To date, I am still disabled and living on a very small social security income. For most people the $37 dollars doesn't seem like much. But for me it is. I live on less than $200 per month, after housing costs, for all of my food, gas, medical costs, etc. Is there someone else besides the San Leandro Librarian, that I can plead my case to, to get this off my record?

Please help!

Michele Cardona

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

538 Magic Points

Posted on Fri Jul 25, 2008 11:01 pm  

what is up with the libraries now, I never heard of libraries going to this end to collect late fees.
for all the ways I make $$ online


Joined: 08 May 2008
CMBV22's page
Posts: 364

5490 Magic Points

Posted on Sat Jul 26, 2008 12:44 am  

I know! Who would give their SSN to a libary?
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

Subject: Great Forum
Posted on Thu Sep 25, 2008 3:02 pm  

I wanted to say thank you as well. I just called them with the information Stephanie gave and they were really great about providing information to pay them.

Apparently, the record will state that the collection is paid off and will be removed a year after that.

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

130 Magic Points

Posted on Fri Sep 26, 2008 5:23 pm  

I know my library has never asked for my SS number but I quit going a few years ago. Is this something new they started?

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

538 Magic Points

Posted on Sat Sep 27, 2008 12:50 am  

Great to hear Tania, glad to see that you got help here, and thank you for coming here and giving us an update. It is always good to hear great news like this.

I hope you will consider registering and staying with us, your positive out come will help others.
for all the ways I make $$ online

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