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The doctor bill I have my account is from a collection agency

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carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30054 Magic Points

 
Posted on Wed Jul 23, 2008 8:27 am  

Hi goodnatured
Since you have already paid the 14$, it should not appear on your credit report. Now since it has already in your report, send a DV letter along with the proof that you have already paid the amount. If the proof that you have paid the amount is no longer with you, then send a DV letter first. If they validate your debt, send them a PFD agreement letter.
_________________
Keep in touch
Carol
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Thu Jul 24, 2008 1:49 am  

I still get letters every now and then. I just pitch them now, I have called and called in the past and it has done no good.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Thu Jul 24, 2008 11:37 pm  

I know how that feels. It is really so annoying. Sometimes it is just better to file 13 something then to let it bother you. If your a working person I am sure you have better things to do then to spend the time redoing the same thing over and over.
Drake98



Joined: 25 Jul 2009
Drake98's page
Posts: 13



293 Magic Points

Subject: hi
 
Posted on Tue Aug 11, 2009 5:02 pm  

I have 527, 514, and 563. I've been using the average of 535 as my score
Clive



Joined: 25 Aug 2009
Clive's page
Posts: 13



252 Magic Points

 
Posted on Tue Aug 25, 2009 9:31 am  

fireone has rightly said that it really annoys one to redo the things which does takes one's all efforts.

It is the sole reason why people hand over their total worries to the credit repair agency.
keep in touch...
Optimist



Joined: 22 Aug 2009
Optimist's page
Posts: 20



1316 Magic Points

Subject: Found this....
 
Posted on Thu Aug 27, 2009 12:09 am  

Hi,





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ChuckHamrick



Joined: 19 Aug 2010
ChuckHamrick's page
Posts: 2



50 Magic Points

 
Posted on Fri Aug 20, 2010 12:10 pm  

It is first essential to know who listed this information on your credit report. What I prefer is that, since it is a matter of 40$ which is coming in the way of improving your credit score, You need not go into long proceedings and waste your time there. You can instead come to an agreement with the CA for pay for deletion. If they do not agree for pay for deletion, then I think you can follow the procedures as mentioned by CMBV.


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bankruptcyonly12



Joined: 17 Jan 2011
bankruptcyonly12's page
Posts: 7



97 Magic Points

Subject: Hii Friends
 
Posted on Mon Jan 24, 2011 8:14 am  

Keep them simple and please remember these simple rules:

1. In most cases, it's unnecessary to mention laws, procedures, court rulings, or threaten law suits, etc. The credit bureaus know the law. Keep the letter short, simple and concise.
2. All mail that requires a signature gets refused. Many credit repair beginners will tell you to send your dispute letters by certified mail. That information is outdated - all you need is a stamp.
3. You do not want your letter to look like a fill-in-the-blank form letter! Use your own words!
4. Letters that look confusing get returned back to the consumer as frivolous.
CRE_Credit
Guest






Subject: Credit disputes
 
Posted on Sun Jan 06, 2013 9:59 pm  

The credit repair process can be very complex from disputing items on your credit reports through the credit reporting agencies to going directly after the creditors for validation, and the most difficult thing of all keeping them accountable. If you want use credit repair services that work you should enlist the most trusted credit repair company in the country CRE Credit Services. Start by going crecreditservices.com and getting a free credit consultation.
creditcard1



Joined: 29 Mar 2013
creditcard1's page
Posts: 22



178 Magic Points

 
Posted on Mon Apr 01, 2013 6:17 am  

You may want to enclose a copy of your credit report with the items in question circled. Send your letter by certified mail, return receipt requested, so you can document that the credit bureau received your correspondence. Keep copies of your dispute letter and enclosures
creditcard1



Joined: 29 Mar 2013
creditcard1's page
Posts: 22



178 Magic Points

 
Posted on Thu Apr 11, 2013 4:54 am  

If you are looking for a credit repair letter, credit repair letters, or credit dispute letters, look no further. DisputeSuite comes packed with credit repair letters. In addition to being able to create an unlimited number of your own credit dispute letters, we also give you FREE access to our proven arsenal of credit repair letters at no extra cost. Our library has sample letter for credit repair, sample letter to credit bureau, sample letter to credit collector and debt validation letter.
crorkz
Guest






Subject: vKcgfpkWpamOvZ
 
Posted on Tue Aug 05, 2014 9:31 am  

jpYohM Very neat article post.Really looking forward to read more. Awesome.
Dickson Barley
Guest






Subject: Realest Alive
 
Posted on Thu Nov 02, 2017 5:42 am  

I also have issues because i have bad negative report on my credit report on my name. He helped me delete that particular negative items on my credit report and help me increase my credit score to 829 golden score. I will always advise you to hire the best. I've used him couple of times and i have him to my friends that can't stop thanking me. (Godeyeviewhacker@hotmail.com) or (443) 338-3730
Matt Bell
Guest






Subject: credit help!!
 
Posted on Tue Nov 28, 2017 8:47 am  

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Raychel Jack
Guest






Subject: Recommendation
 
Posted on Tue Oct 23, 2018 10:23 pm  

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