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annette
Guest






Subject: .sons bad credit issues.
 
Posted on Fri Dec 04, 2009 3:33 am  

my sons is over 18 and their credit is preventing me from getting an apt. will i ever be able to find an apt.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



500 Magic Points

 
Posted on Tue Dec 08, 2009 3:45 pm  

What is the reason your sons credit is affecting your ability to get an apartment? Can you please elaborate and give more details so someone can help you.

Once you post the details someone will be along to help you.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Wed Dec 09, 2009 3:06 am  

Did you co-sign on your sons apartment or another loan? If so this could keep you from getting approved for an apartment. If this is the case your son or you would need to get the items that are effecting your report taken care of. It would then still take some time to get your score to come back up. You do not know any private renters do you? Some people will buy homes and rent them out with out credit checks but it would be more likely to be a private deal...maybe one listed in your local paper.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: credit check
 
Posted on Sat Dec 12, 2009 2:42 pm  

I'm wondering that myself......how is you SON'S credit affecting YOU? In the apt that I live in they do a Credit Check. The only reason why to see if I had any 'oustanding' utility bills (elec, gas, etc). However....I live in an apt complex that belongs to the Housing Authority.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



500 Magic Points

 
Posted on Sat Dec 12, 2009 3:05 pm  

Must be a co sign situation, that is the only way that his credit could affect hers.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Sun Dec 13, 2009 11:46 am  

I would look on your CR and see WHY this is a 'negative' thing for you. Or..if not a 'negative' thing, maybe you just CAN'T get an apt, right now, because TOO much credit would be 'extended' to you. Does this make sense?
Shydi
Guest






Subject: Rental credit check
 
Posted on Tue Aug 03, 2010 7:49 am  

Im wonder how far back is an apartment complex allowed to go back to check your rental history?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: rental credit check
 
Posted on Tue Aug 03, 2010 9:19 am  

Hi Shydi,

Yes, apartments and landlords do check your credit for letting you borrow services. If you have bad credit you may not get a home or apartment. However, different apartments have different requirements. Thus, you will have to check out the various options available.

Thanks,

Aaron
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my bad
Guest






Subject: just so u know
 
Posted on Tue Nov 30, 2010 2:02 am  

hi i just went to a place with my boyfriend to try to rent an appartment , anything that shows on your credit will be used against you so be prepared ,as its expected we didnt get it
Destin
Guest






Subject: Credit for apartments
 
Posted on Tue Apr 12, 2011 11:27 am  

I have been looking for apartments to rent from and they all do credit checks the ones that don't are run down places where i live up here in Idaho. But i may have one of my friends use their credit to get into a place. Its hard cause i have student loans and medical bills on my credit. Lucky my car is paid off and my utilities are not in collections
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Tue Dec 27, 2011 8:42 pm  

I think alot more landlords are doing credit checks..not just looking for specific items, but,,mainly looking to see if the person is being responsible and making payments on bills, etc. I believe, on one of the above posts, I said I had said I lived in an apt complex. I no longer do. However...the apt complex (owned by the county now) looks at everything on credit (past due bills, etc). They even look at your credit score. Just seems like the 'world' is 'labeling' people by a number now a days.
si
Guest






Subject: credit score in Mn
 
Posted on Fri Nov 16, 2012 6:06 pm  

I recently applied at this apartment complex, they said they have to do a credit check. So I paid my fee, she sent me an email stating that my credit is conditional and that its up to the owners to decide. So im still waiting for a response. What I want to know is doesn't hurt your credit score when they check it. And I asked her for a copy of my report since she checked my score but i haven't Hurd back from her its been two days.
lisa
Guest






 
Posted on Sun Jan 20, 2013 5:31 am  

i want to help my father i apply to go on the lease and thay want to do a cedit chack i owe with lots of credit cards do thay chack that or thay just look to see where else i lived.
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