Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook

Yes, you can never remove correct information from your credit report

Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb


Joined: 02 Dec 2008
Doc's page
Posts: 178
Location: McKinney, TX

1284 Magic Points

Posted on Mon Dec 29, 2008 10:40 pm  

I must ~politely~ disagree with at least part of this... PAYING OFF A DEBT DOES NOT REQUIRE DELETION, REGARDLESS OF WHETHER IT IS WITH A COLLECTION AGENCY, OR THE ORIGINAL CREDITOR. This is a huge misconception. In fact, furnishers of credit information are told VERY CLEARLY that they are NOT to remove paid items...

Now, you must also understand that, if you pay an original creditor, as a result of the collection activity from a third party (including reporting to the bureaus), the third party is not REQUIRED to remove their listing either. Most times, though, they can be convinced to do so.
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site...
You can also get tons of information here!
best buy credit repair .

Joined: 25 Jul 2008
bestbuycreditrepair's page
Posts: 8

1096 Magic Points

Subject: no no
Posted on Mon Mar 09, 2009 12:48 am  

check out first!!!!


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30061 Magic Points

Posted on Mon Mar 09, 2009 6:07 am  

Yes, you can never remove correct information from your credit report. But, if you can negotiate with the creditor for a pay for deletion agreement and the creditor agrees to it, the negative information can be removed once you pay off the debt in full. However, if the debt is sold by the OC to a CA, and you come to a PFD agreement with the collection agency, only the CA listing can be removed from your report, but the OC listing will stay there in your report for seven years.
Keep in touch


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit repair
Posted on Tue Jan 03, 2012 10:02 am  

If you are talking about Credit Repair companies, I think you need to be careful of alot of tem. I've tried a few myself and there is nothing that THEY aren't doing that the consumer can do for themselves. This forum has helped me ALOT in what to tackle on my credit. About SOL on debts, how CA's work, etc. ALOT of Credit Repair companies want alot of money for "fees", etc. and that would be shelling out more money than the consumer may be able to work with.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Mon Jan 07, 2013 1:24 am  

I've tried crecreditservices. They took my money and did nothing for me. A phone they provided to me is now disconnected. They are a scam.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Mon Jan 07, 2013 1:43 am  

I do want to add anyone can fix their own credit by paying attention to what the forum experts say on the forum. Slowly but surely anyone can repair their credit, obtain a higher credit score and you won't be paying someone else to do it.

Subject: skhVevCOkSxVmXVjI
Posted on Tue Aug 05, 2014 5:35 am  

Coqnm3 Fantastic blog post.Much thanks again. Much obliged.

Subject: iiVJLVauSulfqN
Posted on Tue Aug 05, 2014 5:42 pm  

jYV3ge Im obliged for the blog.Thanks Again. Great.

Subject: QPigrQQhjdcAB
Posted on Tue Aug 05, 2014 7:45 pm  

WILnSm I loved your blog post.Thanks Again. Will read on...
crorkz matz

Subject: bHVDZjRLocM
Posted on Tue Aug 05, 2014 10:12 pm  

IwWCIZ Great, thanks for sharing this article.Really looking forward to read more. Will read on...

Subject: yOrTxLxNTkyHfZLm
Posted on Wed Aug 06, 2014 6:27 am  

JwXVOw Appreciate you sharing, great blog article.Thanks Again. Awesome.

Subject: hacking services
Posted on Thu Mar 29, 2018 7:24 pm  

After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Cryptech…I want to publicly appreciate the effort for helping me to increase my credit score when i was suffering from low score 350 and was unable to meet up to my standard score suddenly shot up 820 plus excellent result within 24 to 36 hours using technique i found through public record about,( i was pleased after everything,you can also contact him via (917) 546-9788 for all sort of hacks.he would be wiling to help you.
Richard Benson

Subject: Good Review
Posted on Thu Oct 04, 2018 10:17 pm  

ADOMS CREDIT REPAIR is the best! Adoms have great customer service!! He really knows what he is doing. I have had excellent results and I’m so excited. I really recommend the services of Adoms Credit Repair. My life changed the day I contacted He was highly recommended by my brother-in-law some couple of months ago, but I didn’t take him seriously until I got scammed by some impostors who claimed to be hackers; and I must say that I made the best decision when I finally decided to give him a try. Prior to having a conversation with ADOMS, my credit score was below 500. He raised my score to an excellent score, cleared the debts I had from student loans, erased the evictions on my credit report and cleared other negative reports I can’t begin to outline here. I just want to say ‘thank you’ to ADOMS for saving my ailing credit and for keeping to the promise you made from the onset. To anyone who needs help with any credit-related fix, no one is better at this than Adoms. Feel free and safe to email them on the address above and state your problems to him. Cheers!
Christine Compton

Posted on Wed Dec 05, 2018 10:41 am  

I didn’t believe my report would get in good shape. I initially had a low score of 425, with 17 negative items on my report. Over 2 frustrating years of my unyielding search of a legit credit agent to help me fix my report, was really a waste of time, money and effort. 5 times, I got scammed by these so-called hack agents. My report even got in more bad shape as my score reduced to 398. At this point, I gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn't afford it. One day, I got a message from a former workmate who has relocated a year back, asking me to mail; HACKWEST@WRITEME.COM and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended it to me. Surprisingly, in just 10days, my report became better in good shape as my score increased to 751 and all my negative items removed. I'm actually typing from my dream home as I live comfortable right now. If you've been in similar dilemma with your report, you could contact Hack West through the above email or text (424) 307 2638 and get your problems solved.
Andrea Baron

Posted on Thu Dec 27, 2018 11:44 am  

Hack West Professional Credit Repair gave me the greatest Christmas gift. Words fail me to express how joyful I’m right now. I just received a mail from my bank that I’m now qualified for a loan. This is coming after several rejections from banks due to my poor credit score. After reading several reviews about Hack West I decided to give them a try, lo and behold it’s real. The charge was worth the service. My score jumped to 720 from low 400s. All I can say right now is “Thank You to the entire team of Hack West” you’re truly the best. I’m dancing into the new year with a good credit score and that has being my dream. You too can achieve this or even more. Kindly contact: (424) 307 2638 HACKWEST@WRITEME.COM.

Quick Reply
Your Name
Message body
 Previous  1, 2, 3, 4, 5, 6, 7, 8, 9, 10  Next  
Page 7 of 10

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.085 seconds.