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Can I get approved for a small loan anywhere?

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brada7x



Joined: 06 Oct 2007
brada7x's page
Posts: 1



86 Magic Points

Subject: Can I get approved for a small loan anywhere?
 
Posted on Sat Oct 06, 2007 8:12 pm  

I'm 19yrs old, I have bad credit and I'm in some debt and I would like to know if there is anywhere I could get approved for a small loan of around $1000?
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Sun Oct 07, 2007 1:25 am  

Maybe a prosper loan if your credit score is above 520, or maybe a credit union.

Be sure to stay away from payday loans-they are designed to bleed you dry.
_________________
I don't dream since I quit sleeping
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: loan
 
Posted on Sun Oct 07, 2007 11:51 am  

I've HEARD of Prosper, but, never tried to use them. Are they 'designed' for low credit scores, etc? Are they legit?
brada7xx
Guest






Subject: loan
 
Posted on Sun Oct 07, 2007 2:11 pm  

Thanks for the tip about the payday loans I was actually looking into them. I'm just in desperate need of the money to pay a few things and get back on my feet and get another job. It just seems there is no help for a teenager in this kind of situation.
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 576



11 Magic Points

 
Posted on Mon Oct 08, 2007 4:32 am  

brada, you are welcome. If you are unable to get a loan from a credit union, are your parents an option?

sd, Prosper is legit; you just need to be able to put together a good proposal and have a minimum score of 520...better scores are easier to get approved for, and are subject to lower interest rates.
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I don't dream since I quit sleeping
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36461 Magic Points

 
Posted on Mon Oct 08, 2007 4:53 am  

Brada try a credit union. Payday loan can kill you thats for sure.
_________________
Regards,
Laura.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: loan
 
Posted on Mon Oct 08, 2007 2:11 pm  

Morningstar.......how does ' Prosper' work?? Do you fill an application on line? Is this a bank, etc?
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Mon Oct 08, 2007 11:01 pm  

People come together to fund loans (for example, 100 people each fund $50 to make a $5,000 loan)--It is not a bank.

You must put a proposal together; there are prosper forums you can seek advice from.
_________________
I don't dream since I quit sleeping
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: loan
 
Posted on Tue Oct 09, 2007 4:53 am  

Oh..I get it. Sometimes when things are a bit tight with me, I think to myself, " Should I get a small loan, to pay off 'small' debts?". Ya know, if I get a loan from someone, that would be just ANOTHER debt, i would have to pay back. Thanks for the info, Morningstar.
spiderwire29



Joined: 11 Oct 2007
spiderwire29's page
Posts: 1



62 Magic Points

Subject: Loan
 
Posted on Thu Oct 11, 2007 2:16 am  

Your gonna need descent credit and an income that shows you will be an acceptable risk for the fianancing company(bank). I wouldnt trust payday loans though they seem to be phishing sites and paydays in person charge an exuberated amount of interest.
TOS Vio...web addy deleted
CaniaLaulkLiT
Guest






 
Posted on Sun Oct 14, 2007 3:10 pm  

Spam deleted
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: loan
 
Posted on Sun Oct 28, 2007 1:54 pm  

hey..good idea to 'SPAM" this guy!! I've seen him make several posts recently.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36461 Magic Points

 
Posted on Mon Oct 29, 2007 6:07 am  

I think its really not okay to reply to spam posts. I had replied to some but seriously after Morningstar posting on spams I am not going to do anything like that Smile. Thanks a lot Morningstar.

http://www.creditmagic.org/pub/spam-message.html
_________________
Regards,
Laura.
MR BLAIR JAMES
Guest






Subject: EASY LOAN OFFER!!
 
Posted on Fri Dec 14, 2007 11:52 pm  

Gone-Morningstar

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