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They just got my case report together at the end of week before last

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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1915 Magic Points

Subject: credit card
 
Posted on Tue Aug 05, 2008 2:10 am  

I had an Imagine card. VERY HIGH % on it. I din't think it was as high as some people said. I would say more than half the payment I made, each month, was for the % only. That's crazy!! I think it did me NO favor, to my credit. It just got to the point that they were tacking on fee after fee, after fee.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Fri Aug 08, 2008 12:55 am  

Know the feeling. Seems like an endleaa cycle. I wish my atty would get off their rich butts and settle my case so I can pay these people before I have a stress attack.
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 547



-100 Magic Points

 
Posted on Mon Aug 25, 2008 12:13 pm  

How long has it been fireyone? Have they even started the negotiations? Have they given you any indication of how much or when it will all happen? I hope it is soon for you, but don't leave us, stay please. We would miss you if you got a big chunk of change and then deserted us! Wink
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Mon Aug 25, 2008 12:20 pm  

It has been by my figurement toooo lllooonngg. They just got my case report together at the end of week before last. Now the atty has to go over it, assign a value and put it in the mail. I know that makes it seem close but I no better than to wish. I think if I didn't call and keep on thier but they would leave me with nothing leftover after med.
It was just accumulating at an extremely fast rate and they still were not moving. Remember I have all the co pays and 20% to pay out of MY pocket until this settles. Do you know how many med bills I pay on each Fn month??????And if they would just settle our ins. com. will then cover at 100% ...No idea how much because they haven't assigned a value and do you know they had the nerve top say they would mail me a letter when they got that all figured out...What happened to the telephone???
Also they have no way of kn owing what coverage she had so I love waiting. Just my lsot wages are over $3000. how annoying all this is when you can barely make ends meet and lose sleep over it.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



436 Magic Points

 
Posted on Sat Sep 06, 2008 9:28 pm  

Hopefully you will know something in a month or two or sooner. I am hoping you get it before your intrest is tacked onto your card. goodluck hope it gets here soon.
_________________
Goodnatured,
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sun Sep 07, 2008 1:10 am  

I know this is making me really sick in my stomach. It is November that the interest is tacked on and we haven't got much paid down. It will probaly be at least a thousand in back interest which will put it over the credit limit....I keep thinking here we go again. I am going to give it until mid October and go to the bank. I just can not see how we are going to make another payment, especially one on $5700...I can only imagine what it will be a month.
jtrenton



Joined: 12 Sep 2008
jtrenton's page
Posts: 14



232 Magic Points

 
Posted on Mon Sep 15, 2008 7:34 pm  

You can rebuild your credit by gettinga secured credit card.
_________________
Banks
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 246



251 Magic Points

 
Posted on Tue Sep 16, 2008 1:58 am  

Yes, that's true. But right now, I just want to get rid of all of them and not have to think about credit cards or loans.
_________________
"Never give up on someone you can't go a day without thinking about".
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 684



17422 Magic Points

 
Posted on Tue Sep 16, 2008 11:31 am  

Hi Lorri
If your credit cards are old and if you have a good repayment history with these cards, then I think that you should not close these cards since 35% of your credit score depends upon your payment history. However, you can close them if you think that the annual fees are high and you are not in a position to pay it. But if the cards come with zero annual fees, I would suggest you not to close them. All that you can do is not to use these cards for making payments.
_________________
Where there's a will, there's a way !!
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 246



251 Magic Points

 
Posted on Wed Sep 17, 2008 4:31 am  

Thats true----right now, I am just trying to keep up witht the payments.
_________________
"Never give up on someone you can't go a day without thinking about".
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sun Sep 21, 2008 1:08 am  

hat is about where I am too Lorri. I can not even get anything paid down, just making payments barely over the min. It has been an awful past couple years. The accident, then moving , job loss due to arm and economy...wow I think I just got 5 more gray hairs talking about it.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1915 Magic Points

Subject: cc
 
Posted on Tue Jun 21, 2011 10:39 am  

(Just a comment here)..I have a CC with a $250.00 credit limit. It helps my credit and, of course, as I make payments on time (or pay the balance of each month), it gives me a 'ggod' credit history. Alot of people think if they have several CC's, this would give them alot of credit. Actually....what's the use of having several CC's if you can't make the payments on them? I would have 1, maybe 2 and make timely payments to help your credit.
cccfree



Joined: 14 Apr 2011
cccfree's page
Posts: 16



177 Magic Points

 
Posted on Tue Aug 30, 2011 5:33 pm  

I work with a non-profit credit counseling agency and from my experience Capital One is less that lackluster when it comes to customer service and rewards offers.

Just my experience with dealing with consumers with credit cards.
_________________
Speak to our Credit Counselors today and be free of your debt now!
creditcard1



Joined: 29 Mar 2013
creditcard1's page
Posts: 22



178 Magic Points

 
Posted on Mon Oct 28, 2013 11:45 am  

If I want new credit card with extra credit limit, is it possible??
matzcrorkz
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Subject: cAhVdpeueRRmP
 
Posted on Tue Aug 05, 2014 9:19 am  

c8Gju5 wow, awesome blog article.Much thanks again. Will read on...

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