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How to answer summons and request validation

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bigron452



Joined: 04 Aug 2010
bigron452's page
Posts: 2



43 Magic Points

Subject: How to answer summons and request validation
 
Posted on Wed Aug 04, 2010 4:26 pm  

Hello everyone, I'm new to the site but need some help! My wife has been served with a summons for credit card debt and needs to answer within 20 days. The debt was purchased from Chase Bank by LR Credit 21, LLC in New York. I'm putting together an answer, but I would also like to get validation. Do I ask for validation in her answer or at on the court date? Do I send the request for validation to the collection agency or to their attorney? When do I send the validation request? Any answers you can provide would be a big help!!
bigron452



Joined: 04 Aug 2010
bigron452's page
Posts: 2



43 Magic Points

Subject: Does anyone have Sample validation letter
 
Posted on Wed Aug 04, 2010 4:40 pm  

As mentioned above, we will neither say we owe or deny the debt, what we need is a sample letter of validation to send to the other party (once I find out who that is!)
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: Answering ummons
 
Posted on Thu Aug 05, 2010 5:50 am  

Hi bigron,

Welcome to this community Smile

Quote:
Do I send the request for validation to the collection agency or to their attorney? When do I send the validation request?
You need to send any debt validation letter to the collection agency, as the details on this debt will already be there in the court. As a case has already been filed, you will find the details from the court. Request the court clerk to provide you the paperwork on this case.

In addition, remember to answer to the summons within the stipulated time. However, before you file the answer find out the details on the debt from the court. If you still want to validate the debt, you can send debt validation letter to the attorney representing the collection agency through certified mail, requesting a return receipt.

You will get sample debt validation letter at http://www.creditmagic.org/repair/sampleletter-debtvalidation.html . Change the texting according to your situation.

Hope this helps.

Regards,

Aaron
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matzcrorkz
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