Subject: payday max just called they said i owed 400.00 do
Fri Mar 26, 2010 9:34 pm
they said i owed 400.00 dollors back in july 2009 now i just heard about it now what should i do i looked at my bank statements and did not fine where they deposited the money .so here it is 2010 of march now whats up with this
I would call them up and tell them that they never deposited any money in your account. You can get a statement from your bank to prove it.
Tell them that you want a copy of the contract and tell them that you need to know what account that they deposited the account in.
If they deposited it into an account that does not belong to you then dispute it, but you have to get the bank account number from them and a copy of the contract before you can start any kind of dispute.
Once you have all this information you can get your attorney general involved and let them fight it out with payday max.
You can ask them to provide you with a copy of their contract, and a proof that they deposited money into your account. Also try to get the account number of the account, into which they are claiming to have deposited the money. Send them the letters through certified mail, requesting a return receipt.
If you find any discrepancies, you can file a dispute with the credit bureaus. You can also check the details of the company with the Better Business Bureau.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.