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Real Slick settlement company with deliberately deceptive practices

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Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Mon Jul 16, 2007 4:55 am  

Hi,

It is always wise to read any contract and understand it. Companies have their policies and it does not change for anyone. You have to know what you want and expect from a company when you work with it only then take a plunge.

Good Luck.
_________________
Regards,
Laura.
orgastic
Guest






 
Posted on Thu Sep 06, 2007 7:24 pm  

You are not welcome here, and we will not hesitate to delete your posts--Morningstar
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: debt
 
Posted on Tue Sep 11, 2007 10:13 am  

I agree. There IS as many 'positives' as there are 'negatives.' There was another thread, I was reading about, concerning a certain credit card. I had 'postive' results', while others had' nagative' ones. However...whatever, your situation,...DON'T GIVE UP!! This forum is the place to be to gt help and advice!!
Guest
Guest






Subject: !!!!! FINANCIRA IS A SCAM !!!!!
 
Posted on Fri Oct 05, 2007 2:24 am  

This company is a scam. They will charge you lots of money and take it from your bank account automatically, then leave you with your creditors and their attorneys. BIG, BIG SCAM COMPANY. First in CT now TEXAS, next wherever they can avoid prosecution from an attorney general's office for scamming people out of their money.
Donnie B.
Guest






Subject: Financira
 
Posted on Fri Oct 05, 2007 2:31 am  

Real Slick "settlement" company with deliberately deceptive practices.
As to speak to a manager or owner and you get a voicemail who's mailbox is full. very negative experience.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Fri Oct 05, 2007 5:13 am  

Well its really sad to hear that you had negative experience with the company. But i think its always feasible to know the pros and cons before you take a plunge.

Just my opinion.
_________________
Regards,
Laura.
weezerdog
Guest






Subject: financira
 
Posted on Fri Oct 05, 2007 8:07 pm  

had them 10 months no settlement and have court date being sued from hanna no help from them and no money returned over 1000
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Sat Oct 06, 2007 6:05 am  

Debt settlement company will not help you if you are sued. Did you read the terms of the contract? Did u check whether payments were being made? Financira has been a trouble for lot of people but sometimes its the fault of the consumer who do not read the contract properly because of which such companies take advantage of you.

Be very careful because this is what might ruin you in the long run.
_________________
Regards,
Laura.
Yescenia
Guest






Subject: Financira
 
Posted on Fri Dec 07, 2007 8:58 pm  

I've been with Financira now for 7 months. At first it wasn't so bad. A couple of days ago a sheriff stopped by to leave some papers JC Penny. I have court next year. I called Financira and apperantly the law office of Kramer (I believe) is refusing to speak to Financira. The law offices only want to speak to me regarding a settlement. I'm a little nerveous to talk to them. I am to contact a Christopher Lee. He actually called me months ago at my work and was REALLY rude. The idot stated yelling at me. I didn't even over react in the first place. I was really come. Anyway, not sure what's going to happen now. I've never been to court for anything in the past. Before joining Financira my credit was good. Never late in any of my payments, but was getting to that stage. Anyone know what's going to happen to me when I present myselt at court? I'm freaking out! Plus, I called the law office and they don't answer!!! Not sure what to do. Please I need some advice!!
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Tue Dec 11, 2007 5:26 am  

Hi Yescenia,

Financira is tough to deal with. But you need not worry. They will help you out. Just remember to carry all the relevant documents with you to court.
_________________
Regards,
Laura.
rick
Guest






 
Posted on Wed Dec 12, 2007 10:25 pm  

I had spoken to a representative from Financira in regards to my debts. They said since I was not behind and paid more than my minimums I wasn't right for settlement. They told me to consider consolidation. I didn't realize there was a differnece between settlement and consolidation. I appreciated their honesty enough to have a friend who was behind give them a call.

I researched settlement after talking to them and saw that things like court action can happen whether your with a settlement company or not. Based on my experience it sounds like you didn't read over the contract, or research your choice before signing up. My friend has been with them for 8 months or so and they have been a big help.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Thu Dec 13, 2007 5:24 am  

Your friend is lucky to have a good experience. What about you? Did it go well with financira?
_________________
Regards,
Laura.
rick
Guest






 
Posted on Thu Dec 13, 2007 2:52 pm  

I went with a consolidation company. Financira does only settlement. I think that I am a smart consumer, and I looked up what they told me. The information on settlement was out there, and followed what they said. My friend has been helped by them. He was in a spot where bankruptcy was looking like his only option, but now he is able to avoid it.

It sounds like some people don't really look into what they decide to do. Either that or they heard a lower payment and nothing else. I know that I never really knew there was a difference between consolidation and settlement. A lot of problems could be cleared up by doing some simple research. From what I saw in my conversations with them and my buddy's time with them they aren't a scam, its just people decided on settlement without knowing really what it is.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36215 Magic Points

 
Posted on Fri Dec 14, 2007 9:56 am  

That is the major problem with most of us. We are ill informed and we blame some company. No body is keen to do any background checkup or a research. It is like playing with hard earned money.
_________________
Regards,
Laura.
Christy
Guest






Subject: not a legit company
 
Posted on Fri Feb 29, 2008 10:34 pm  

i have 4 garnishments and my credit is trashed. there's a difference between debt settlement and debt consolidation. i reported this company to the BBB and they want to settle with me and pay me back. what about my credit. there is something wrong if they want to settle. i'm going to talk to a lawyer. stay away this company is a fraud!

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