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About fireyone
JOINED:  26 February 2008
TOTAL POSTS:  4246
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Posts by fireyone
Posting date Subject
Posted: Thu Sep 9 6:05:21 2010 Is all of your information right on your report I ..
Posted: Thu Sep 9 5:59:46 2010 It would be worth the posters time to even try ..
Posted: Thu Sep 9 5:52:44 2010 If there was a chance to get it removed I would ..
Posted: Wed Sep 1 11:27:11 2010 Aaron is giving you the proper information. Lets ..
Posted: Wed Sep 1 11:22:45 2010 Looks like the payday loan people are actually ..
Posted: Wed Sep 1 11:19:31 2010 Jumping Jack, If I was you I would try to ..
Posted: Mon Aug 30 6:32:06 2010 How do you stop new collection agencies from ..
Posted: Mon Aug 30 6:28:46 2010 Aaron, you are always so knowledgable on these ..
Posted: Mon Aug 30 6:24:53 2010 I do not understand if she has proof of proper ..
Posted: Mon Aug 30 6:20:13 2010 The court house is a really good place to get ..
Posted: Mon Aug 30 6:17:22 2010 Mora, Thats not a bad score at all. I would still ..
Posted: Mon Aug 30 6:12:42 2010 This is correct. Once you are on an account as a ..
Posted: Mon Aug 30 6:09:01 2010 This is good information. If there are some ..
Posted: Mon Aug 30 6:05:37 2010 We had this happen with out son. He was out of ..
Posted: Mon Aug 30 6:02:04 2010 There is suppose to be a law that will go into ..
Posted: Mon Aug 30 5:57:13 2010 Rosie, Please never give a collection agency ..
Posted: Mon Aug 9 6:30:41 2010 Wootten, Please becareful. there are a lot of ..
Posted: Mon Aug 9 6:28:20 2010 Tangooo, I usually advise letting an old debt ..
Posted: Mon Aug 9 6:22:28 2010 I would contact your atty general and run all ..
Posted: Mon Aug 9 5:54:51 2010 Thanks for the quick reply. Should I get back on ..
Posted: Sat Aug 7 8:52:40 2010 Danny, If I am understanding your post correctly ..
Posted: Sat Aug 7 8:44:08 2010 I do not believe this is even legal. I would ..
Posted: Sat Aug 7 8:41:27 2010 I recently pulled my credit report. The negative ..
Posted: Thu Aug 5 11:53:59 2010 This is true. Only two people can report on a ..
Posted: Thu Aug 5 11:48:10 2010 It may increase your score because it will lower ..
Posted: Thu Aug 5 11:46:19 2010 Lots of people start with secured credit cards. ..
Posted: Thu Aug 5 11:42:34 2010 You can pull all three of your reports at ..
Posted: Thu Aug 5 11:35:27 2010 Miss Puff, Hello and welcome to credit magic. ..
Posted: Thu Aug 5 11:32:11 2010 Hello and welcome. While since they do have the ..
Posted: Thu Aug 5 11:27:47 2010 I also imagine you could call and ask the ..
Posted: Wed Aug 4 6:20:21 2010 Please stay away from payday loans. They charge ..
Posted: Wed Aug 4 6:17:40 2010 Cinnamon is right. With all the recent issues ..
Posted: Wed Aug 4 6:13:58 2010 Crash, I know this is all scary but getting a ..
Posted: Wed Aug 4 6:06:59 2010 I would try to handle it yourself first. If you ..
Posted: Wed Aug 4 6:05:37 2010 Please be careful of Midland. They have a very ..
Posted: Tue Jul 13 6:05:42 2010 It is usually harder to get things removed by the ..
Posted: Tue Jul 13 5:57:14 2010 Exactly. that is why a person should do a ..
Posted: Fri Jul 9 6:17:22 2010 Does this effect the persons credit in any way I ..
Posted: Fri Jul 9 6:14:11 2010 My mother in law had one a couple years ago after ..
Posted: Fri Jul 9 6:08:33 2010 Exactly what I was thinking. I wonder if by ..
Posted: Fri Jul 9 6:00:54 2010 I do not believe that verizon would say this. I ..
Posted: Fri Jul 9 5:54:53 2010 Since it is early on in the process can a person ..
Posted: Fri Jul 9 5:52:01 2010 Now here is a question I keep getting confused on ..
Posted: Fri Jul 9 5:49:28 2010 Have you by any chance called your state attorney ..
Posted: Mon Jun 21 8:06:05 2010 Jaded, If a company could do that for you I ..
Posted: Mon Jun 21 8:00:22 2010 What does happen if a debt collector does not ..
Posted: Mon Jun 21 7:56:01 2010 That happens sometimes around ..
Posted: Mon Jun 21 7:53:22 2010 Scarz, have you asked the credit union why they ..
Posted: Mon Jun 21 7:47:31 2010 aaron is correct. When it comes to debt reporting ..
Posted: Mon Jun 21 7:43:16 2010 Crystal, You should take the proof that you ..
Posted: Mon Jun 21 7:40:13 2010 Hello, I wanted to comment on the repo..if it ..
Posted: Mon Jun 21 7:31:08 2010 Hello, My question is does it effect your credit ..
Posted: Mon Jun 21 7:27:44 2010 Good point all in getting the proof. you also ..
Posted: Mon Jun 21 7:23:56 2010 If he was not on the account he should not have ..
Posted: Mon Jun 21 7:19:14 2010 Once more another valuable post. There is one ..
Posted: Wed Jun 2 2:44:13 2010 Thanks Aaron, I have never had anything through ..
Posted: Tue Jun 1 7:55:35 2010 There is a number that is constantly ringing my ..
Posted: Sat May 8 6:49:09 2010 Mike, I believe the debt consolidating company ..
Posted: Sat May 8 6:43:28 2010 It takes time and sometimes a lot of work to get ..
Posted: Sat May 8 6:37:39 2010 Yes I agree. i always like to click on Freedoms ..
Posted: Sat May 8 6:35:49 2010 Karess, aaron gives you really goood advise. You ..
Posted: Sat May 8 6:33:19 2010 Olivia, I would also advise sending the cease and ..
Posted: Sat May 8 6:28:37 2010 Hello Max, Unfortunately it is nearly impossible ..
Posted: Fri Apr 30 6:37:51 2010 If you are trying to sign up for any type of ..
Posted: Fri Apr 30 6:33:29 2010 I do not believe they have to follow the previous ..
Posted: Thu Apr 15 3:39:29 2010 I also am wondering about the judgment timing. If ..
Posted: Thu Apr 15 3:35:27 2010 All great tips. Another thing I like to do is ..
Posted: Thu Apr 15 3:30:55 2010 Simon, I would get the Citi debt out of the way. ..
Posted: Thu Apr 15 3:22:39 2010 Craig, I am not sure if they legally have to ..
Posted: Thu Apr 15 3:20:05 2010 Hello, also you can contact your attorney general ..
Posted: Thu Apr 15 3:15:53 2010 Tina, Please be careful of any collection agency ..
Posted: Thu Apr 15 3:11:28 2010 I am not really sure but I would think if they ..
Posted: Thu Apr 15 3:08:04 2010 Hello Paul, If you make any payment on this debt ..
Posted: Tue Apr 13 6:36:21 2010 Argh, you could start by asking for debt ..
Posted: Tue Apr 6 6:38:28 2010 Yes this is probably your best course but if they ..
Posted: Tue Apr 6 6:36:28 2010 I would imagine that would depend on the amount ..
Posted: Tue Apr 6 6:31:45 2010 We had thought about refinacing out home with the ..
Posted: Tue Apr 6 6:25:39 2010 I can not understand why toyota would not speak ..
Posted: Tue Apr 6 6:21:39 2010 I believe the accounts SOL would vary if they ..
Posted: Tue Apr 6 6:03:21 2010 Mercury, Yes I mentioned this before too. Most ..
Posted: Tue Apr 6 5:58:35 2010 Aaron, If the debt was settled and they put it ..
Posted: Tue Apr 6 5:55:56 2010 I have personally found that calling your ..
Posted: Tue Apr 6 5:50:42 2010 Denise, This is good information. Although the ..
Posted: Tue Apr 6 5:48:17 2010 Hello, usually after a debt is sold off then it ..
Posted: Thu Apr 1 7:06:14 2010 I honestly can not quite seeing the credit card ..
Posted: Thu Apr 1 6:58:38 2010 Hello, A lot of courts have a place where you can ..
Posted: Thu Apr 1 6:55:44 2010 Thank you Nightstar. This information is really ..
Posted: Mon Mar 29 6:02:28 2010 it is crazy how laws very from state to ..
Posted: Mon Mar 29 5:55:51 2010 I too had this happen but it was through a tax ..
Posted: Mon Mar 29 5:50:59 2010 I have always heard it took up to two months for ..
Posted: Mon Mar 29 5:49:05 2010 I too an sorry to hear of your problem and send ..
Posted: Mon Mar 29 5:41:15 2010 Didn't chase aquire quite a few older credit card ..
Posted: Mon Mar 29 5:37:23 2010 I have also heard of summons being delivered to ..
Posted: Wed Mar 24 4:45:38 2010 I actually had this happen to me. I never knew ..
Posted: Wed Mar 24 4:42:53 2010 I agree with alll above. I have been in a ..
Posted: Wed Mar 24 4:38:40 2010 Aaron gives you good advice. Even if you have ..
Posted: Wed Mar 24 4:34:35 2010 I agree with Goodnatured about coupons. I do use ..
Posted: Wed Mar 24 4:29:48 2010 Yes thank you. I have not heard of a MOV letter ..
Posted: Wed Mar 24 4:27:46 2010 I personally have never heard of a person ..
Posted: Wed Mar 24 4:26:23 2010 I have read this post in full and also believe ..
Posted: Tue Mar 16 4:56:00 2010 I just learned something new. I had always ..
Posted: Tue Mar 16 4:50:58 2010 Aaron, Is it possible to go in for counseling and ..
Posted: Tue Mar 16 4:48:21 2010 I know what I would do if this debt was not mine. ..
Posted: Tue Mar 16 4:44:07 2010 Thanks for the informative post. Divorce is a ..
Posted: Tue Mar 16 4:40:48 2010 Mykel, Also please remember to get any offer they ..
Posted: Tue Mar 16 4:37:07 2010 I think this would be an excellent opportunity ..
Posted: Mon Mar 15 6:19:52 2010 Matilda, Aaron is correct. The statute of ..
Posted: Tue Mar 9 9:08:14 2010 You can sometimes find the number on back of the ..
Posted: Tue Mar 9 9:05:42 2010 I have an acccount with different companies that ..
Posted: Tue Mar 9 9:02:12 2010 huh ..
Posted: Tue Mar 9 9:00:48 2010 I was under the impression they had 60 days by ..
Posted: Tue Mar 9 8:57:51 2010 Hello. My advise would be go to the courthouse ..
Posted: Tue Mar 9 8:54:34 2010 Wow I have been on here a while and never knew ..
Posted: Tue Mar 9 8:41:27 2010 Wow this is a very outdated post. If you look at ..
Posted: Tue Mar 9 8:39:39 2010 Hello Stan, Usually banks keep pretty good ..
Posted: Thu Mar 4 8:14:51 2010 If they do validate try to work out a pay for ..
Posted: Thu Mar 4 8:13:44 2010 Wow that is good to know. Also for anyone who may ..
Posted: Thu Mar 4 8:10:08 2010 I agree. I really do hope this passes. I relize ..
Posted: Thu Mar 4 8:05:02 2010 Tony, We would need to know a lot more about this ..
Posted: Thu Mar 4 8:01:44 2010 Hi wedale, Wfnnb is the name for several ..
Posted: Tue Mar 2 7:28:02 2010 Wayne, This debt is far past the statute of ..
Posted: Tue Mar 2 7:23:05 2010 bwegne01, hello and welcome. You are correct in ..
Posted: Tue Mar 2 7:17:18 2010 Hello, Before you do anything you need to get a ..
Posted: Tue Mar 2 7:12:43 2010 Hello and welcome. After a bill collection ..
Posted: Tue Mar 2 7:08:05 2010 I just seen a news article that they are trying ..
Posted: Tue Mar 2 5:07:08 2010 Hi, Hope you enjoy the site. There is so much ..
Posted: Tue Mar 2 5:04:08 2010 Sonia, I looked back on the post and seen you ..
Posted: Tue Mar 2 5:00:03 2010 That is always the best route to go. Visiting in ..
Posted: Tue Mar 2 4:56:48 2010 I would not include any payment until I had the ..
Posted: Tue Mar 2 4:51:03 2010 This is true but sometimes they do try. I ..
Posted: Tue Mar 2 4:45:53 2010 I have heard as long as they make reasonable ..
Posted: Sun Feb 28 4:37:02 2010 Also when using a bank card at a register of a ..
Posted: Sun Feb 28 4:32:52 2010 Hello AND welcome You could try to call your ..
Posted: Sun Feb 28 4:30:00 2010 Lauralyn , I am not totally sure but I do not ..
Posted: Sun Feb 28 4:25:27 2010 Hello, Most must go by the divorce decree. did ..
Posted: Sun Feb 28 4:21:41 2010 I agree with Mike. They more than likely do not ..
Posted: Sun Feb 28 4:17:41 2010 Also if this card is an old one it may do more ..
Posted: Sun Feb 28 4:14:59 2010 mea, since the date is fast approaching you ..
Posted: Sun Feb 28 4:12:14 2010 Hello guest, I would send them cease and desist ..
Posted: Sun Feb 28 4:08:05 2010 Hello Mike, Did you receive any paperwork or ..
Posted: Wed Feb 24 3:11:06 2010 ashmichaelss, I would go to a local bank for a ..
Posted: Wed Feb 24 3:08:39 2010 Pittsburg, They would be held liable if they used ..
Posted: Wed Feb 24 3:02:56 2010 I never even heard of this type of letter before. ..
Posted: Wed Feb 24 2:58:54 2010 Sonia, Have you ever looked anywhere to see if ..
Posted: Wed Feb 24 2:50:57 2010 I am glad this web site exists. I use to not ..
Posted: Wed Feb 24 2:46:42 2010 Wow this is new information for me. I had never ..
Posted: Wed Feb 24 2:41:29 2010 I have been following these changes for a couple ..
Posted: Wed Feb 24 2:21:03 2010 I believe this is a repeat post. It sounds like ..
Posted: Wed Feb 24 2:19:44 2010 A lot of collectors will try this. You can ..
Posted: Wed Feb 24 2:16:38 2010 Lauarlyn, I did address this in another post. ..
Posted: Wed Feb 24 2:13:22 2010 Hello Lauralyn, I am familair with Portfolio ..
Posted: Wed Feb 24 2:08:19 2010 Hello, I really feel for your situation and know ..
Posted: Wed Feb 17 8:49:40 2010 Hello, there are a lot of business out there with ..
Posted: Wed Feb 17 8:45:55 2010 Thanks for explaining this better. Credit history ..
Posted: Wed Feb 17 8:37:41 2010 Thanks for the explanation. I always wonder if ..
Posted: Wed Feb 17 8:32:33 2010 My mother in law got one of these forms from a ..
Posted: Wed Feb 17 8:27:59 2010 Hi Goodnatured, I am having problems with Verizon ..
Posted: Wed Feb 17 8:22:12 2010 Thanks for all the replies. Here is another part ..
Posted: Tue Feb 16 8:21:30 2010 Don't they have to send the person something ..
Posted: Tue Feb 16 8:17:43 2010 Have you tried to call the original lawyer you ..
Posted: Tue Feb 16 8:12:54 2010 This is always so confusing when your are not ..
Posted: Tue Feb 16 8:07:06 2010 Here is a question that may help out the original ..
Posted: Tue Feb 16 8:03:19 2010 Seems the original poster did not stop beck in ..
Posted: Tue Feb 16 7:59:04 2010 Hello paj, Getting your credit on track is ..
Posted: Tue Feb 16 7:54:15 2010 charlinaoneal , Hello and welcome. First off I ..
Posted: Tue Feb 16 7:49:17 2010 The new laws on credit cards begins soon. I was ..
Posted: Mon Feb 8 9:48:33 2010 Always looking for new people to come to the ..
Posted: Mon Feb 8 9:45:49 2010 Slow and steady wins the race. Patience will get ..
Posted: Mon Feb 8 9:43:08 2010 This is a good site. I would reccommend it to ..
Posted: Mon Feb 8 9:42:00 2010 I hated first premiere. We had a card through ..
Posted: Mon Feb 8 9:37:04 2010 I am new to this also. How would it not be a ..
Posted: Mon Feb 8 9:29:50 2010 Another thing about when they write off a debt is ..
Posted: Mon Feb 8 9:27:36 2010 Hello anjelita, You could also go into your court ..
Posted: Mon Feb 8 9:21:48 2010 Hello Cinnamon, I can not answer some of your ..
Posted: Mon Feb 8 9:16:39 2010 annual credit report is a good site for getting ..
Posted: Mon Feb 8 9:15:04 2010 I can understand your frustration having been ..
Posted: Sun Feb 7 4:50:10 2010 So what would actually stop income tax from ..
Posted: Sun Feb 7 4:44:29 2010 Hello, First of all you need to find out who put ..
Posted: Sun Feb 7 4:36:42 2010 this is a really good question. Thank you for ..
Posted: Sun Feb 7 4:32:52 2010 Cinnamon gives good advice. A year is quite a ..
Posted: Sun Feb 7 4:27:29 2010 hello and welcome, When a debt is written off and ..
Posted: Sun Feb 7 4:13:09 2010 Ciinamon is correct. Call your states atty ..
Posted: Wed Feb 3 1:50:26 2010 Hello Harris. I am not sure this can help but you ..
Posted: Wed Feb 3 1:46:28 2010 You got to clean up all the negatives from your ..
Posted: Wed Feb 3 1:41:17 2010 What if the poster is only an authorized user Can ..
Posted: Wed Feb 3 1:35:34 2010 God advice. I would only add to be very careful. ..
Posted: Wed Feb 3 1:30:01 2010 Jon. You could also sue your ex in small claims ..
Posted: Wed Feb 3 1:26:30 2010 Hello Karma Queen. Welcome to credit magic. I ..
Posted: Wed Feb 3 1:21:39 2010 Hello Swifty, I understand your concerns. We are ..
Posted: Wed Feb 3 1:16:14 2010 Hello Ruth. A part of this site is also a car ..
Posted: Wed Feb 3 1:12:35 2010 Hello Guest, Unforetunatley I do not think the ..
Posted: Sun Jan 31 3:21:36 2010 hello Sandra, You could also call your atty. ..
Posted: Sun Jan 31 3:14:54 2010 hello and welcome. I would think if it were good ..
Posted: Sun Jan 31 3:06:32 2010 I can not see how you would have the title either ..
Posted: Sun Jan 31 2:59:24 2010 Hello Blue, If you look on your report somewhere ..
Posted: Sun Jan 31 2:53:39 2010 Not until you pay off the amount owed. If you ..
Posted: Sun Jan 31 2:51:15 2010 Hello, Cinnamon has given you great advice. ..
Posted: Sun Jan 31 2:47:38 2010 Ihello Guest, Usually the hold is not released on ..
Posted: Sun Jan 31 2:43:38 2010 i am not sure what trading forex is. You maybe ..
Posted: Sun Jan 31 2:40:57 2010 I do not believe so. What you will need to do is ..
Posted: Sun Jan 31 2:38:11 2010 Hello yankee and welcome, If you could get ..
Posted: Fri Jan 29 1:02:48 2010 Once again Freedom, very good information. I ..
Posted: Fri Jan 29 12:57:47 2010 I myself would think this would be pretty risky. ..
Posted: Fri Jan 29 12:54:27 2010 I think there is really risks in having a credit ..
Posted: Fri Jan 29 12:50:25 2010 A debt consolidation loan through your local bank ..
Posted: Wed Jan 20 5:35:43 2010 Hello pesty, I would call your state att general ..
Posted: Wed Jan 20 5:28:24 2010 Jan, you most definately can. These bills would ..
Posted: Wed Jan 20 5:25:13 2010 I am wondering since you gave them no hassle in ..
Posted: Wed Jan 20 5:22:50 2010 Thats what I am wondering. If it were me I would ..
Posted: Wed Jan 20 5:18:09 2010 Yes this is true. The put a lien against it and ..
Posted: Wed Jan 20 5:15:23 2010 Hello Marvin, The government can take what ever ..
Posted: Wed Jan 20 5:11:19 2010 Hello and welcome, This is a dirty collector ..
Posted: Wed Jan 20 5:05:17 2010 I thought that once they filed with the court it ..
Posted: Wed Jan 20 5:01:41 2010 Hello and welcome, Usually closing your oldest ..
Posted: Wed Jan 20 4:55:46 2010 Hello Guest, Really you almost will have to ..
Posted: Thu Jan 14 8:35:56 2010 Thats what I was thinking. You should be able to ..
Posted: Thu Jan 14 8:34:38 2010 This is a great way to build a good score. I use ..
Posted: Thu Jan 14 8:32:19 2010 It would probably take some time before this is ..
Posted: Thu Jan 14 8:27:52 2010 I never heard of that. Wow I like getting new ..
Posted: Thu Jan 14 8:01:49 2010 I have heard of the FOAD letters but is this a ..
Posted: Thu Jan 14 7:58:47 2010 This is true. Also your call should have been ..
Posted: Thu Jan 14 7:53:37 2010 I would not think you would have any worries ..
Posted: Thu Jan 14 7:49:56 2010 I will agree with SD here. My brother lives in ..
Posted: Thu Jan 14 7:44:36 2010 I myself have asked this question on different ..
Posted: Thu Jan 14 7:40:52 2010 Wow I can not see how anyone has to pay an ex for ..
Posted: Wed Jan 13 9:41:31 2010 I wonder how they can list these types of ..
Posted: Wed Jan 13 9:37:03 2010 usually if it is a simple error like that it is ..
Posted: Wed Jan 13 9:33:52 2010 I think there is another site that is similar to ..
Posted: Wed Jan 13 9:29:55 2010 Alectro, If you want even faster answers you need ..
Posted: Wed Jan 13 9:18:45 2010 Hello, they can not list a debt just because you ..
Posted: Wed Jan 13 9:07:33 2010 Sean, I like debra am just a little confused at ..
Posted: Wed Jan 13 9:02:52 2010 This is correct, My mother in law tried to go ..
Posted: Wed Jan 13 8:59:27 2010 ruipsePrioste , hello and thank you for ..
Posted: Wed Jan 13 8:54:42 2010 Cinnamon girl, How would the poster go about ..
Posted: Wed Jan 13 8:44:23 2010 Hello, Dragon, Bill collectors can take you to ..
Posted: Sat Jan 9 9:36:37 2010 I am not sure how soon you have after a judgment ..
Posted: Sat Jan 9 9:28:42 2010 Hello Katbone, I really understand your ..
Posted: Sat Jan 9 9:17:47 2010 Thank you Tinisasescatt, Your compliments are ..
Posted: Sat Jan 9 8:57:24 2010 Hello and welcome to credit magic. Here we deal ..
Posted: Thu Jan 7 7:07:59 2010 Hello and welcome. Hope you enjoy the forum and ..
Posted: Thu Jan 7 6:48:39 2010 Yes. They may be able to stop the summons but if ..
Posted: Thu Jan 7 6:43:56 2010 That sure makes a lot of sense. I would imagine a ..
Posted: Thu Jan 7 6:40:50 2010 SIA, It is best to look for good rates in person ..
Posted: Thu Jan 7 6:37:33 2010 Then that is proper validation. I would make ..
Posted: Thu Jan 7 6:34:55 2010 SIA, I see why you may want to repay your debt ..
Posted: Thu Jan 7 6:30:59 2010 SIA, what they are telling you sounds reasonable. ..
Posted: Thu Jan 7 6:27:54 2010 What they did is perfectly legal. Mostly SSDI can ..
Posted: Thu Jan 7 6:24:11 2010 A pay for delte letter is made to the original ..
Posted: Thu Jan 7 6:18:46 2010 Is the paper they sent you the original contract ..
Posted: Thu Jan 7 6:11:43 2010 I do not believe an unlicensed debt collector can ..
Posted: Thu Jan 7 6:09:03 2010 This is a question many argue over here. From ..
Posted: Thu Jan 7 6:02:35 2010 That is good information. You should try to ..
Posted: Wed Jan 6 8:21:18 2010 If there was some type of trade off you may be ..
Posted: Wed Jan 6 8:18:00 2010 Butterfly. I would not think it would be the ..
Posted: Wed Jan 6 8:02:49 2010 Your state rep. can also hel you. This is ..
Posted: Wed Jan 6 7:58:47 2010 I do not imagine this will happen. I did a little ..
Posted: Wed Jan 6 7:56:01 2010 Good answer good natured. I forgot to mention ..
Posted: Wed Jan 6 7:52:15 2010 You are right in some ways. We have a discover ..
Posted: Wed Jan 6 7:47:41 2010 At my bank we explained what the problem was. My ..
Posted: Wed Jan 6 7:40:41 2010 A lot of us do not think that its actually our ..
Posted: Mon Jan 4 3:51:35 2010 Ric, No they can not put you in jail for not ..
Posted: Mon Jan 4 3:44:05 2010 I do not know what the 30 day rule is. Does ..
Posted: Mon Jan 4 3:38:45 2010 Who is charmong man I have never heard of this ..
Posted: Mon Jan 4 3:31:36 2010 Hello and welcome. It would appear your credit ..
Posted: Mon Jan 4 3:28:13 2010 Credit card ownership does take an extreme amount ..
Posted: Mon Jan 4 3:25:02 2010 Hello baffled and welcome to credit magic. The ..
Posted: Mon Jan 4 3:17:16 2010 Spazkat, Hello and welcome. Yes this is legal. ..
Posted: Mon Jan 4 3:14:41 2010 Hello Blythe and welcome, It would negatively ..
Posted: Mon Jan 4 3:10:44 2010 Hello and welcome, Have you spoken with anyone ..
Posted: Mon Jan 4 3:06:30 2010 I am assuming that the van you gave back was sold ..
Posted: Sun Jan 3 6:34:55 2010 Thats what I would think. I believe that if a ..
Posted: Sun Jan 3 6:29:03 2010 The lates were long enough ago they really should ..
Posted: Sun Jan 3 6:27:11 2010 Thank you. If there is anything on credit repair ..
Posted: Sun Jan 3 6:25:21 2010 It also stops the junk collectors in their ..
Posted: Sun Jan 3 6:22:46 2010 4. Know when things are getting beyond your ..
Posted: Sun Jan 3 6:20:29 2010 Hello this is a credit magic forum and we help ..
Posted: Sun Jan 3 6:16:24 2010 Hello Steve and welcome to credit magic forum, If ..
Posted: Sun Jan 3 6:12:31 2010 Carter, The SOL renews when you make a payment on ..
Posted: Sun Jan 3 6:07:17 2010 Goodnatured gives you good advice. Mediation is ..
Posted: Sat Jan 2 11:24:46 2010 Helen, Who is it that you are trying to call Is ..
Posted: Sat Jan 2 11:18:34 2010 Also do not forget to mention..when you do get ..
Posted: Sat Jan 2 11:15:31 2010 I totally agree. It is not like a person can just ..
Posted: Sat Jan 2 11:13:17 2010 If I were to use any bank I would make it a local ..
Posted: Sat Jan 2 11:10:31 2010 I am also confused.Any time we have apid off a ..
Posted: Sat Jan 2 11:07:21 2010 Goodnatured, Yes it really is something people ..
Posted: Sat Jan 2 11:04:55 2010 Hello cinnamon, I never heard of the thrift ..
Posted: Sat Jan 2 11:02:45 2010 Yes and I just completed one today. I usually do ..
Posted: Sat Jan 2 11:01:14 2010 I was in a bigger town yesterday and found all ..
Posted: Fri Jan 1 7:20:55 2010 I did not know there was two different measures. ..
Posted: Wed Dec 30 10:15:20 2009 Wow DOC, I am thinking back and you are right (as ..
Posted: Wed Dec 30 10:10:20 2009 This whole summons business is confusing to me. ..
Posted: Wed Dec 30 10:07:55 2009 Good natured, My husband has an uncle that ..
Posted: Wed Dec 30 9:57:50 2009 Good advice. Here is another good point. Once a ..
Posted: Wed Dec 30 9:52:51 2009 What I wonder is do the derogatory marks fall off ..
Posted: Wed Dec 30 9:49:18 2009 There is also something as having too much ..
Posted: Wed Dec 30 9:37:30 2009 Goodnatured I would be honored to take number ..
Posted: Wed Dec 30 9:30:41 2009 This is a good time of year to also begin to ..
Posted: Wed Dec 30 9:18:41 2009 ASome of these collectors need legal action. I ..
Posted: Tue Dec 29 7:23:40 2009 Good story and great information. I have one ..
Posted: Tue Dec 29 7:18:17 2009 I think also it would depend on how old some of ..
Posted: Tue Dec 29 7:12:49 2009 Why do you hesitate to say this I have visited ..
Posted: Tue Dec 29 7:10:33 2009 Good job. I think if these companies were fined ..
Posted: Tue Dec 29 7:01:15 2009 Missy, Debra is correct. I would take the advice ..
Posted: Tue Dec 29 6:56:37 2009 Hello Butterfly, I do understand what you are ..
Posted: Tue Dec 29 6:52:07 2009 Yes you can send a letter. I was looking at the ..
Posted: Tue Dec 29 6:46:58 2009 Hello Mikey and welcome to credit magic, Your ..
Posted: Tue Dec 29 6:45:20 2009 Hello Ollvcheer and welcome to credit ..
Posted: Mon Dec 28 2:15:08 2009 Thats a good idea.I know they can issue new cards ..
Posted: Mon Dec 28 2:13:20 2009 Do you know why they are drafting your account/ ..
Posted: Mon Dec 28 2:11:23 2009 You could also just google their name. Usually if ..
Posted: Mon Dec 28 2:08:11 2009 Hello and welcome to credit magic, Yes it is ..
Posted: Mon Dec 28 2:05:22 2009 Doc, Do you cover all states Seems like you know ..
Posted: Sun Dec 27 4:08:56 2009 One thing you willneed to do is keep an eye on ..
Posted: Sun Dec 27 4:03:42 2009 I would sue. They surely get away with enough ..
Posted: Sun Dec 27 4:01:56 2009 Someone here can guide you through the process. ..
Posted: Sun Dec 27 3:59:15 2009 Yes this is true. I would look into getting the ..
Posted: Sun Dec 27 3:44:09 2009 Nancy, you could call your atty general of your ..
Posted: Sun Dec 27 3:38:42 2009 I would imagine the atty general will get you ..
Posted: Sun Dec 27 3:33:46 2009 I would bring it up. Now a days they use your ..
Posted: Sun Dec 27 3:31:36 2009 I had Progressive insurance before and hated ..
Posted: Sun Dec 27 3:27:50 2009 PA does in fact have a very active atty genera. I ..
Posted: Sun Dec 27 3:15:37 2009 I have always heard that Palasades was a tricky ..
Posted: Sun Dec 27 3:11:22 2009 Wow I didn't know that. Experian is one of the ..
Posted: Wed Dec 23 6:46:06 2009 Thank you for the compliment to our site. You can ..
Posted: Wed Dec 23 6:43:13 2009 Hello Jimbo, I didn't even wait for them to cause ..
Posted: Wed Dec 23 6:40:02 2009 Hello Talee and welcome to credit magic. First of ..
Posted: Wed Dec 23 6:35:26 2009 Hello Heckman, I would call the original company ..
Posted: Wed Dec 23 4:42:06 2009 Hello guest, You should check the statute of ..
Posted: Wed Dec 23 4:36:14 2009 Sure Luck, Make sure you read through some o the ..
Posted: Wed Dec 23 4:32:21 2009 Hi, Justin, Yes I do relize I could still be ..
Posted: Tue Dec 22 8:46:49 2009 Hello and welcome. I would say you could see a ..
Posted: Tue Dec 22 8:41:14 2009 Hi thorgs, Then I would get that debt validation ..
Posted: Tue Dec 22 8:38:29 2009 Hello tdk and welcome to credit magic. I would ..
Posted: Tue Dec 22 8:34:10 2009 Hello Jimbo and welcome to credit magic. I am not ..
Posted: Tue Dec 22 8:28:37 2009 Gary, First of all even if this was a valid and ..
Posted: Tue Dec 22 8:21:53 2009 Did you have a lawyer when you filed bankrupt If ..
Posted: Tue Dec 22 8:18:38 2009 Here is another way a person could go if they had ..
Posted: Tue Dec 22 8:12:15 2009 Hello Thorgs, First of all you can find a good ..
Posted: Tue Dec 22 8:07:22 2009 I sent out a debt validation letter that was ..
Posted: Sat Dec 19 7:47:13 2009 SD, these days anything negative can make your ..
Posted: Sat Dec 19 7:44:27 2009 Hello, the cease and desist would be your best ..
Posted: Sat Dec 19 7:40:53 2009 you probaly could drive it but if you want to ..
Posted: Sat Dec 19 7:37:08 2009 Sd, you have been working to get your credit ..
Posted: Sat Dec 19 7:35:12 2009 Thats not a bad idea either. I would imagine the ..
Posted: Sat Dec 19 7:32:23 2009 Gas cards are a good way to rebuild credit. We ..
Posted: Sat Dec 19 7:30:11 2009 Yes it is too late. Although most will not remove ..
Posted: Sat Dec 19 7:27:14 2009 Hi, Pluckdogg, Justin is correct. Usually if a ..
Posted: Fri Dec 18 10:24:00 2009 I answered this on another post. Yes is the ..
Posted: Fri Dec 18 10:16:56 2009 Jessie, I would call Philly legal services and ..
Posted: Fri Dec 18 10:14:24 2009 Yes thanks Freedom, I am going to pull the last ..
Posted: Fri Dec 18 10:09:25 2009 SD, your client should consider removing her name ..
Posted: Fri Dec 18 10:05:41 2009 Debra, When you get those transcripts keep a ..
Posted: Fri Dec 18 10:00:59 2009 Debra, Yes your are absolutely correct. Death and ..
Posted: Fri Dec 18 9:55:18 2009 T jeffries 09, YES, you do have hope. First of ..
Posted: Fri Dec 18 9:51:20 2009 Hilary, Have you checked the statute of ..
Posted: Thu Dec 17 1:46:23 2009 How can they even do this if payments were made ..
Posted: Thu Dec 17 1:38:24 2009 Freedom, Does piggy backing even work anymore It ..
Posted: Thu Dec 17 1:28:10 2009 Hello, Yes the court would let you know as long ..
Posted: Thu Dec 17 1:24:33 2009 Mike, yes it is three years. I pulled it up ..
Posted: Thu Dec 17 1:20:29 2009 Mike, it certainly sounds like you have done your ..
Posted: Thu Dec 17 1:16:57 2009 Jason, I am really sorry to hear of your ..
Posted: Thu Dec 17 1:07:39 2009 Mama, I never heard of being served twice. You do ..
Posted: Thu Dec 17 1:04:18 2009 That certainly sums it up. I use to be one of ..
Posted: Tue Dec 15 12:04:32 2009 Hopefully the p;oster does. Most banks or whom ..
Posted: Tue Dec 15 12:00:29 2009 The key to credit cards is not to have too many. ..
Posted: Tue Dec 15 11:57:05 2009 Hello Joey, I can tell you from experience that ..
Posted: Tue Dec 15 11:49:41 2009 I was in an accident and was expecting a ..
Posted: Tue Dec 15 11:39:31 2009 This is true. Do not give up hope though. Some do ..
Posted: Tue Dec 15 11:36:37 2009 This is true. They can also still pursue you in ..
Posted: Tue Dec 15 11:33:05 2009 Hello two much, Yes the bank can recover their ..
Posted: Mon Dec 14 4:56:54 2009 A lot of people assume that once a creditor lists ..
Posted: Mon Dec 14 4:53:12 2009 Hello Ricky, You give some good info here. I ..
Posted: Mon Dec 14 4:49:55 2009 The atty general really is good. I looked for ..
Posted: Mon Dec 14 4:44:03 2009 I always tell p;eople this. Before coming here ..
Posted: Mon Dec 14 4:41:06 2009 If someone goes through their entire life with ..
Posted: Mon Dec 14 4:36:24 2009 Yes it is a good thing. Does it really take the ..
Posted: Mon Dec 14 4:33:01 2009 Also sometimesthe collection agency is hired by ..
Posted: Mon Dec 14 4:29:58 2009 Wow, you are taking a bit of a chance on putting ..
Posted: Sat Dec 12 6:57:51 2009 I would like to say to ignore them if it is past ..
Posted: Sat Dec 12 6:54:00 2009 Around here we may consider it this old news but ..
Posted: Sat Dec 12 6:51:54 2009 Unless you actually need it I would not buy this ..
Posted: Sat Dec 12 6:48:07 2009 Good natured has asked somereally good questions. ..
Posted: Sat Dec 12 6:38:37 2009 Thats ridiculous. Did you have any paperwork from ..
Posted: Sat Dec 12 6:33:51 2009 Alot of people new to the forum and the credit ..
Posted: Sat Dec 12 6:27:43 2009 This really is a sad story and a lot of us have ..
Posted: Sat Dec 12 6:04:50 2009 Debra, Is this an account that was currently ..
Posted: Sat Dec 12 5:57:03 2009 Ok, What is this concerning Are you referring to ..
Posted: Sat Dec 12 5:52:58 2009 Sd, You are here in PA like me. The SOL is 4 ..
Posted: Fri Dec 11 5:04:28 2009 First you could file to have the judgment vacated ..
Posted: Fri Dec 11 4:46:11 2009 Hello Dean and welcome. Here we are a forum that ..
Posted: Fri Dec 11 4:43:25 2009 Hello and welcome to credit magic, I agree you ..
Posted: Fri Dec 11 4:37:50 2009 why would a company voluntarily dismiss a ..
Posted: Fri Dec 11 6:45:19 2009 I think it is bad that people are not aware of ..
Posted: Fri Dec 11 6:38:13 2009 I see you said in the above post that a debt ..
Posted: Fri Dec 11 6:34:45 2009 Hi Justin, I agree with your logic on this ..
Posted: Fri Dec 11 6:29:17 2009 Wow. Theft by check, I never heard of that one. I ..
Posted: Fri Dec 11 6:13:49 2009 Anyone who lives around here can take advantage ..
Posted: Thu Dec 10 7:18:56 2009 Simple truth, The best way to fingd the ..
Posted: Thu Dec 10 7:15:46 2009 How does this debt validation thing truly work I ..
Posted: Thu Dec 10 7:10:17 2009 Simple Truth, Sometimes it is not worth the ..
Posted: Thu Dec 10 6:59:39 2009 I would definatley check your credit report and ..
Posted: Thu Dec 10 6:54:14 2009 Simple truth, Doc by far would be more able to ..
Posted: Thu Dec 10 6:44:07 2009 Hello Guest and welcome to credit magic, You ..
Posted: Thu Dec 10 6:39:36 2009 Get that cease and desist out immediately. They ..
Posted: Wed Dec 9 5:54:13 2009 Kylyn 969, Hello and welcome to credit magic. ..
Posted: Tue Dec 8 8:17:47 2009 Hello Doc, I want to say thank you for the links ..
Posted: Tue Dec 8 8:06:44 2009 Did you co-sign on your sons apartment or another ..
Posted: Tue Dec 8 7:55:44 2009 Yes there are a variety of conversations that ..
Posted: Tue Dec 8 7:52:12 2009 I had always thought a lot of credit pulls could ..
Posted: Tue Dec 8 7:37:57 2009 Co-signing issues can bring down your score ..
Posted: Tue Dec 8 7:34:26 2009 I had this very thing happen to me. I had gotten ..
Posted: Tue Dec 8 7:28:25 2009 Credit card debt is one of the biggest and ..
Posted: Tue Dec 8 7:23:23 2009 I would have had your daughter file a complaint ..
Posted: Tue Dec 8 7:18:55 2009 This is a good question. I know the government ..
Posted: Thu Dec 3 1:20:00 2009 Very true, I wish the home mortgage rates would ..
Posted: Thu Dec 3 1:12:32 2009 What good are phone jammers. Sooner or later a ..
Posted: Thu Dec 3 1:07:26 2009 Hello. Thank you for the information. I have ..
Posted: Thu Dec 3 1:04:12 2009 Hello myaveska , Have you considered bankrupcy ..
Posted: Thu Dec 3 1:00:01 2009 Hello daliscarlod4 , First of all welcome to the ..
Posted: Thu Dec 3 12:53:53 2009 I agree. She should have signed off the lease ..
Posted: Wed Dec 2 7:30:10 2009 Let us know if there is anything else we can help ..
Posted: Wed Dec 2 7:27:23 2009 I agree completely. It surprises me that your ..
Posted: Wed Dec 2 7:22:05 2009 I did not relize that you could remove listings. ..
Posted: Wed Dec 2 7:19:15 2009 Hello Jenny, sounds like you are dealing with ..
Posted: Wed Dec 2 7:15:11 2009 Debra is correct they can put a lien against your ..
Posted: Wed Dec 2 7:11:45 2009 cjw5971, Do you still have the money you took ..
Posted: Wed Dec 2 7:07:48 2009 I would think that it should read a zero balance ..
Posted: Wed Dec 2 7:05:48 2009 Hello Elvin, welcome to credit magic. Thanks for ..
Posted: Tue Dec 1 9:23:02 2009 Hello Guest, You should check and see if their ..
Posted: Tue Dec 1 9:12:42 2009 Hello and welcome. You can also ask questions ..
Posted: Tue Dec 1 9:09:51 2009 Hello Stinker and welcome to credit magic. Justin ..
Posted: Tue Dec 1 9:06:37 2009 dafoester, I would at least try to get approved ..
Posted: Sun Nov 29 5:12:07 2009 Hi Karin, I would definatley go to court. Not ..
Posted: Sun Nov 29 5:03:08 2009 shadriscol, I would call the courthouse that ..
Posted: Sun Nov 29 4:55:45 2009 Hello, I am glad you are enjoying our site. ..
Posted: Tue Nov 24 5:48:03 2009 Hello and welcome, Did you send these letters by ..
Posted: Tue Nov 24 5:44:22 2009 Hello Rich, There is a lot of things to credit ..
Posted: Tue Nov 24 5:30:29 2009 This question is best asked to the bank you are ..
Posted: Tue Nov 24 5:27:49 2009 Hello Merry, I would think you could but one of ..
Posted: Tue Nov 24 5:21:14 2009 I would send a debt validation also. Look on your ..
Posted: Tue Nov 24 4:59:07 2009 Hello guest, Chances are the original creditor ..
Posted: Mon Nov 23 7:47:23 2009 Merry, Hello. This is where a lot of these ..
Posted: Mon Nov 23 7:39:02 2009 Merry, Hello and welcome. Yes there is light ..
Posted: Mon Nov 23 7:30:51 2009 Archie, I am not the wisest person when it comes ..
Posted: Mon Nov 23 7:23:29 2009 RichVacay Hello and welcome to credit magic. ..
Posted: Mon Nov 23 7:20:25 2009 Hello and welcome, It takes time to raise a ..
Posted: Mon Nov 23 7:17:32 2009 Er, Yes. Once she starts making payments she ..
Posted: Mon Nov 23 7:14:18 2009 Hello and welcome to credit magic, If it were me ..
Posted: Mon Nov 23 7:10:02 2009 I think I am a little lost here. What is this ..
Posted: Thu Nov 19 10:06:05 2009 Hello Grico and welcome, Debra is correct. They ..
Posted: Thu Nov 19 10:02:44 2009 Swizzle, I would defin atley look into the SOL ..
Posted: Thu Nov 19 9:58:28 2009 I do not believe so. I would advise anyone who ..
Posted: Thu Nov 19 9:52:06 2009 Do not do anything until you get debt validation. ..
Posted: Thu Nov 19 9:46:49 2009 Hello Guest and welcome. I would have to believe ..
Posted: Thu Nov 19 9:39:01 2009 jacqueflood , You should always dispute both. ..
Posted: Thu Nov 19 9:34:29 2009 wallermm , I believe since the apartment is part ..
Posted: Thu Nov 19 9:28:24 2009 Hi Debra, Usually when it comes to the IRS you ..
Posted: Thu Nov 19 9:22:29 2009 kistinsb , I see that Doc did not leave his ..
Posted: Thu Nov 19 9:18:31 2009 Adorkablevietz , Hello and welcome to credit ..
Posted: Thu Nov 19 9:11:28 2009 Three percent really is not a lot to put down ..
Posted: Tue Nov 17 7:38:19 2009 Hello Margaret, That probaly is one of the ..
Posted: Tue Nov 17 7:33:35 2009 I do not believe that military retirment can be ..
Posted: Tue Nov 17 7:26:24 2009 Margaret, I am not completely sure but I do ..
Posted: Tue Nov 17 7:17:21 2009 I would not advise anyone to go this route. You ..
Posted: Tue Nov 17 7:05:19 2009 Yes, this is very true. Debt collection is very ..
Posted: Tue Nov 17 7:01:32 2009 Hello and welcome, You are getting a lot of good ..
Posted: Tue Nov 17 6:56:42 2009 Hello Warghade, This site, credit magic, does ..
Posted: Mon Nov 16 9:36:51 2009 I have never heard of something like this. I ..
Posted: Mon Nov 16 9:31:49 2009 it is always better to make payment on your own ..
Posted: Mon Nov 16 9:29:28 2009 Margaret, Have you had this debt validated You ..
Posted: Mon Nov 16 9:26:06 2009 Hello Margaret, When you amde the payments on ..
Posted: Mon Nov 16 9:20:45 2009 Wow this would be a good way for getting a deal ..
Posted: Mon Nov 16 9:12:55 2009 I would contact the credit bureaus and ask why ..
Posted: Mon Nov 16 9:09:04 2009 How did your friends say they got their loans The ..
Posted: Mon Nov 16 9:04:41 2009 Hello and welcome to credit magic. The best place ..
Posted: Mon Nov 16 9:00:30 2009 I would go back and look at any papers you signed ..
Posted: Mon Nov 16 8:51:07 2009 If the judgement was placed you have thirty days ..
Posted: Thu Nov 12 5:32:45 2009 If this only takes $1200 to pay off and you have ..
Posted: Thu Nov 12 5:28:06 2009 Hello dirty, I am trying to figure out what tone ..
Posted: Thu Nov 12 4:50:46 2009 I disagree about getting a new number. I have ..
Posted: Thu Nov 12 4:45:02 2009 faedo, Hi and welcome. You can find it to the ..
Posted: Thu Nov 12 4:40:56 2009 Do not be afraid to give the collector a call. I ..
Posted: Thu Nov 12 4:19:29 2009 Depends on what their laws are over there ..
Posted: Thu Nov 12 3:50:37 2009 Hello and welcome. Feel free to join in any ..
Posted: Thu Nov 12 3:46:24 2009 Hello Ruthie, I am not comepletely sure but I ..
Posted: Wed Nov 11 6:50:02 2009 Unforetunatley you made the good faith payment. ..
Posted: Wed Nov 11 6:45:49 2009 Hi All, Capitol assistance is listed on the rip ..
Posted: Wed Nov 11 6:37:12 2009 Ruthie, They can not harass you. If your husband ..
Posted: Tue Nov 10 4:45:20 2009 Corymia , you will really have your work cut out ..
Posted: Tue Nov 10 4:40:26 2009 Hi Farol, Your first step need to be disputing ..
Posted: Tue Nov 10 4:36:41 2009 cultus_polemos, I can not understand how their ..
Posted: Tue Nov 10 4:33:40 2009 Hi Archie, I never knew they did not include ..
Posted: Tue Nov 10 4:30:57 2009 I need to make a small correction here. The date ..
Posted: Tue Nov 10 4:25:24 2009 Archie, you must make sure you do not close your ..
Posted: Tue Nov 10 4:21:58 2009 Hello Archie, This is a credit forum that you can ..
Posted: Tue Nov 10 4:19:34 2009 shellzangels4 , I just read your other post and ..
Posted: Tue Nov 10 4:15:44 2009 shellzangels4, Hello and welcome to credit ..
Posted: Tue Nov 10 4:12:14 2009 Archie, I really do not believe you will be able ..
Posted: Tue Nov 10 4:09:14 2009 It is not just the collectors who are a pain it ..
Posted: Sun Nov 8 6:54:32 2009 It is so risky to put another person on your ..
Posted: Sun Nov 8 6:48:52 2009 Good natured, I recieved a phone call from a ..
Posted: Sun Nov 8 6:42:44 2009 If there is a judgement I would at leat go to the ..
Posted: Sun Nov 8 6:32:21 2009 If you can not possibly afford to pay these bills ..
Posted: Sun Nov 8 6:28:17 2009 Payday loans do list a lot of facts on their ..
Posted: Sun Nov 8 6:23:54 2009 O kay what is the pay tax credit Is this where ..
Posted: Fri Nov 6 7:36:36 2009 This is such a common mistake. I would not advise ..
Posted: Fri Nov 6 7:33:04 2009 Can you seriously sit at your desk and believe ..
Posted: Fri Nov 6 7:28:07 2009 That was what I was thinking. The judge really ..
Posted: Fri Nov 6 7:21:10 2009 I was told this recently about tranferable ..
Posted: Fri Nov 6 7:17:27 2009 I see. I guess this how they can get away with ..
Posted: Fri Nov 6 7:10:50 2009 I am sure this is a tricky situation. The worse ..
Posted: Fri Nov 6 7:05:34 2009 I have never heard of a judgment by consent. Can ..
Posted: Fri Nov 6 7:00:37 2009 Probaly. I was just thinking about how many many ..
Posted: Fri Nov 6 6:55:15 2009 Hello, Goodnatured gave you some really good ..
Posted: Fri Nov 6 6:47:09 2009 Hello, yes this sound as if it is a bit of a ..
Posted: Fri Nov 6 6:39:55 2009 Hi and welcome, Unfortunatley if they have ..
Posted: Fri Nov 6 6:29:55 2009 Hello Samcar, Unfortunatley many of us had to ..
Posted: Fri Nov 6 6:16:35 2009 Sorry to hear of this happening to you. My hubby ..
Posted: Thu Nov 5 1:00:08 2009 What goodnatured says here is true. It really ..
Posted: Thu Nov 5 12:55:30 2009 This is true. Garnishment of any income is ..
Posted: Thu Nov 5 12:44:34 2009 Kiti, Have you tried to contact your atty general ..
Posted: Thu Nov 5 12:40:46 2009 Hello Jammer, Are you speaking of the whole ..
Posted: Thu Nov 5 12:38:09 2009 Seems like there is a lot of these popping up ..
Posted: Thu Nov 5 12:35:26 2009 I would not want it either..A lot of us have ..
Posted: Wed Nov 4 11:21:02 2009 Marcus, That is a really great idea! I am ..
Posted: Wed Nov 4 11:17:03 2009 You know I was thinking about just how much we ..
Posted: Wed Nov 4 11:14:10 2009 I think I may pass. It seems like the cell bill ..
Posted: Wed Nov 4 11:10:33 2009 Bee, I do not think registering it in your ..
Posted: Wed Nov 4 11:04:34 2009 The fact is we all have to be careful in this ..
Posted: Wed Nov 4 11:01:10 2009 You really do not want to remove the creditors ..
Posted: Wed Nov 4 10:57:39 2009 Did you have insurance at the time of this ..
Posted: Wed Nov 4 10:54:35 2009 This is a wonderful site and I have been here for ..
Posted: Wed Nov 4 10:51:15 2009 I would not myself reccomend any tax anticipation ..
Posted: Wed Nov 4 10:46:57 2009 I have actually never heard of a company ..
Posted: Tue Nov 3 5:34:37 2009 That makes a person think but now let me throw ..
Posted: Tue Nov 3 5:15:47 2009 True I looked them up after reading this post for ..
Posted: Tue Nov 3 5:09:26 2009 I personally feel all payday lenders should be ..
Posted: Tue Nov 3 5:04:56 2009 I also have never heard of this. I tell you the ..
Posted: Tue Nov 3 4:58:47 2009 This is what amazes me. How do they get a ..
Posted: Tue Nov 3 4:53:26 2009 Hi All, I wonder if maybe we missed the original ..
Posted: Tue Nov 3 4:48:36 2009 Hello Dee, Was the credit cards open before you ..
Posted: Tue Nov 3 4:45:02 2009 Yes that is true but if you also have other ..
Posted: Tue Nov 3 4:40:28 2009 I really want an I phone. I have been debating ..
Posted: Tue Nov 3 4:31:55 2009 I did not know that one either. If Jamie is ..
Posted: Tue Nov 3 4:26:56 2009 Hello Guest, Unfortunately right not is not the ..
Posted: Mon Nov 2 3:57:20 2009 We paid ours off and we wanted to close the ..
Posted: Mon Nov 2 3:54:11 2009 I looked into what the original poster was saying ..
Posted: Mon Nov 2 3:50:53 2009 This would be a good opportunity for those ..
Posted: Mon Nov 2 3:47:16 2009 They know the law. These companies try to go by ..
Posted: Mon Nov 2 3:42:47 2009 Jayben, You will really need to do your homework ..
Posted: Mon Nov 2 12:53:45 2009 I have not dealt with them personally either. I ..
Posted: Mon Nov 2 12:50:02 2009 Hello and welcome to our forum. Unfortunately a ..
Posted: Mon Nov 2 12:45:42 2009 Hello Fellis, A lot of times when collectors do ..
Posted: Mon Nov 2 12:35:43 2009 I started a few years ago, actually quite a few. ..
Posted: Mon Nov 2 12:32:14 2009 I don't have to hand out IOU's. Everyone ..
Posted: Sun Nov 1 6:08:33 2009 That really is an awesome idea. Sometimes this ..
Posted: Sun Nov 1 6:05:13 2009 Knowledge, It is so good to hear you saved all ..
Posted: Sun Nov 1 6:02:21 2009 Making sure all the papers are filed and it is ..
Posted: Sun Nov 1 5:56:28 2009 No not yet. They informed me they legally had ..
Posted: Sun Nov 1 5:46:46 2009 It is a good source but you have to have one ..
Posted: Sun Nov 1 5:43:51 2009 One good warning here is credit cards. They are ..
Posted: Sun Nov 1 5:40:01 2009 I am always a little suspicious when it comes to ..
Posted: Sun Nov 1 5:37:56 2009 There is alot of places to make money on line . ..
Posted: Sun Nov 1 5:34:37 2009 You may want to call the original creditor and ..
Posted: Sun Nov 1 5:27:03 2009 I have had DOc help me and I can vouch for him. ..
Posted: Sun Nov 1 5:22:09 2009 I believe I heard somewhere that the creditor is ..
Posted: Fri Oct 30 6:48:25 2009 Thats is what Justin was saying. Most of these ..
Posted: Fri Oct 30 6:44:39 2009 I would like to know why it can be appealed once ..
Posted: Fri Oct 30 6:38:42 2009 Knowledge, Be sure you keep all documents ..
Posted: Fri Oct 30 6:34:52 2009 That is what I was going to suggest. In a way ..
Posted: Fri Oct 30 6:28:05 2009 Here is my question. If they are getting ready to ..
Posted: Fri Oct 30 6:21:48 2009 We recently moved and this is when the economy ..
Posted: Fri Oct 30 6:15:29 2009 You may want to visit your bank and discuss this ..
Posted: Fri Oct 30 6:09:16 2009 Also always have a good nest egg. Once you are ..
Posted: Fri Oct 30 5:57:50 2009 I remember growing up and being jealous because ..
Posted: Fri Oct 30 5:52:44 2009 I would do as goodnautured said. I would also ..
Posted: Thu Oct 29 6:03:59 2009 Justin is right you can go to the courthouse and ..
Posted: Thu Oct 29 6:00:31 2009 OOps sorry about the error above. It was easier ..
Posted: Thu Oct 29 5:56:51 2009 I never heard of ebooks. I love to read and I ..
Posted: Thu Oct 29 5:52:23 2009 That does make a good point. I guess there is ..
Posted: Thu Oct 29 5:48:14 2009 If along the lines you are in need of any more ..
Posted: Thu Oct 29 5:45:22 2009 Debra is correct. Never close an older card that ..
Posted: Thu Oct 29 5:40:34 2009 This is a good way to look at it. To have a ..
Posted: Wed Oct 28 7:28:14 2009 Wow I never knew an atty would even agree to let ..
Posted: Wed Oct 28 7:21:24 2009 Knowledge, I would definately file the dispute. ..
Posted: Wed Oct 28 7:17:51 2009 Freedom, Is that the SOL on judgment for NJ ..
Posted: Wed Oct 28 7:14:37 2009 Hi andy, This all depends. What you do not want ..
Posted: Wed Oct 28 7:11:29 2009 Hello Jayben, If you can not afford to pay off ..
Posted: Wed Oct 28 7:07:33 2009 This is all I could find on ..
Posted: Wed Oct 28 7:03:51 2009 I would go the route of settling this debt out of ..
Posted: Wed Oct 28 6:58:58 2009 Checking your credit report is a must. What I ..
Posted: Wed Oct 28 6:54:46 2009 I am sure there are not too many people out there ..
Posted: Wed Oct 28 3:12:20 2009 Hi Debra, This happened to my mother in law when ..
Posted: Wed Oct 28 3:06:52 2009 Hello Kathy, he bank may lay off callking you ..
Posted: Wed Oct 28 3:03:04 2009 marcusandila, Even if you show you are renting ..
Posted: Wed Oct 28 2:57:17 2009 marcusandila , Thank you for the information. ..
Posted: Wed Oct 28 2:54:34 2009 Also be sure what they send you is actual debt ..
Posted: Wed Oct 28 2:52:00 2009 Steven, I would also avoid giving them any ..
Posted: Wed Oct 28 2:47:33 2009 Justin, If they do not validate does this ensure ..
Posted: Wed Oct 28 2:45:28 2009 HI Knowledge, Sometimes collection agencies ..
Posted: Tue Oct 27 5:38:39 2009 ..
Posted: Tue Oct 27 5:31:37 2009 Hi, I believe there is no certain time limit a ..
Posted: Tue Oct 27 5:27:13 2009 Hey mtm, if you happen to need help with a good ..
Posted: Tue Oct 27 5:24:07 2009 Hello and welcome. many are feeling your stress. ..
Posted: Tue Oct 27 5:18:22 2009 Tammy, I understand your distress with the debt ..
Posted: Tue Oct 27 3:41:36 2009 Justin, I believe you are talking about the ..
Posted: Tue Oct 27 3:23:47 2009 Hi jenorlandi , I am going through the debt ..
Posted: Tue Oct 27 3:12:33 2009 Kim, I am sorry to hear of your bad times. I ..
Posted: Tue Oct 27 3:05:14 2009 The law is a collector can not attach social ..
Posted: Tue Oct 27 2:58:44 2009 oops, I guess when I went back and read my post ..
Posted: Mon Oct 26 4:58:03 2009 I am trying to dispute a debt that is listed on ..
Posted: Mon Oct 26 3:49:36 2009 Sometimes having too much credit is a really bad ..
Posted: Mon Oct 26 3:44:49 2009 I have to agree with good natured here. I have ..
Posted: Mon Oct 26 3:41:20 2009 Alot of go seeking the resources. Funny I never ..
Posted: Mon Oct 26 3:38:00 2009 I think household budgeting needs to be done at ..
Posted: Mon Oct 26 3:33:06 2009 Look at it this way and no I am not trying to ..
Posted: Mon Oct 26 6:41:24 2009 I am not sure on that but I would not think so. ..
Posted: Mon Oct 26 6:33:27 2009 Renee, it is not advisable to list an account ..
Posted: Mon Oct 26 6:29:07 2009 If your really intent on removing the post you ..
Posted: Mon Oct 26 6:25:05 2009 If the debt is past the SOL I would first file to ..
Posted: Mon Oct 26 6:20:49 2009 The creditor is required to update account ..
Posted: Mon Oct 26 6:17:29 2009 DON, Hello and welcome to the forum. I do not ..
Posted: Mon Oct 26 6:12:27 2009 I was pretty sure that you could also try to ..
Posted: Sun Oct 25 7:55:55 2009 Hello Kim, Lots of people are going through this ..
Posted: Sun Oct 25 7:48:32 2009 They are just pushing to scare you into paying. ..
Posted: Sun Oct 25 7:42:06 2009 At this point you have already paid the taxes on ..
Posted: Sun Oct 25 7:38:14 2009 JS, Yes hello and welcome. I hope you find this ..
Posted: Sun Oct 25 7:36:08 2009 Hello Kim, The vendor can only automatically ..
Posted: Sun Oct 25 7:32:00 2009 If you have a judgment I would think that you ..
Posted: Sun Oct 25 7:29:23 2009 I use to have this misconception myself. This ..
Posted: Sun Oct 25 7:26:05 2009 Ross, NEVER giv e a collection company your ..
Posted: Sun Oct 25 7:21:23 2009 Renee, You should not go through the debt ..
Posted: Sun Oct 25 7:16:54 2009 Hi, I do not believe the SOL will come into play ..
Posted: Thu Oct 22 11:27:58 2009 I got a letter from Rubin and yates today ..
Posted: Wed Oct 21 5:00:19 2009 Hello guest, If this debt is not past the ..
Posted: Wed Oct 21 4:55:44 2009 Nicole, Hello and welcome to the forum. If the ..
Posted: Wed Oct 21 6:55:28 2009 Thanks again Justin. They have been calling ..
Posted: Tue Oct 20 4:55:28 2009 What exactly is an intent to file suit letter As ..
Posted: Tue Oct 20 4:46:49 2009 Some banks will work with you but I have not seen ..
Posted: Tue Oct 20 4:42:34 2009 Thanks Debra. I did look and although it was an ..
Posted: Tue Oct 20 4:37:55 2009 That is good to know and, in my opinion a very ..
Posted: Tue Oct 20 4:35:24 2009 I am not so sure the early termination fee should ..
Posted: Tue Oct 20 4:31:30 2009 This is also where I am getting confused. I ..
Posted: Tue Oct 20 4:25:25 2009 Okay I heard of this several times so why it such ..
Posted: Tue Oct 20 4:22:42 2009 If you go yo court and have already made payment ..
Posted: Tue Oct 20 4:20:29 2009 Can this be done I thought there was a clause in ..
Posted: Tue Oct 20 4:16:13 2009 Goodnatured, I did in fact find some information ..
Posted: Tue Oct 20 4:10:47 2009 Hello Jinni, I would not worry about this debt. ..
Posted: Mon Oct 19 6:32:19 2009 Alright. Thanks everyone. I am going to search ..
Posted: Mon Oct 19 3:31:22 2009 Hi Suzie, I would definatly try to get more ..
Posted: Mon Oct 19 3:24:06 2009 Yes I believe that is what I am going to do ..
Posted: Sun Oct 18 5:17:27 2009 Another thing is if you already used your free ..
Posted: Sun Oct 18 5:14:38 2009 I am hoping that the atty general asking will ..
Posted: Sun Oct 18 5:11:34 2009 I agree. People are suppose to start new post ..
Posted: Sun Oct 18 5:03:05 2009 I need to go to ebay and figure out how it works. ..
Posted: Sun Oct 18 4:59:05 2009 Yes and not only that the laws of credit cards ..
Posted: Sun Oct 18 4:56:19 2009 Yes this is a good option but just remember it ..
Posted: Sun Oct 18 3:47:14 2009 It will not peronally affect his credit. It may ..
Posted: Sun Oct 18 3:40:13 2009 I think what may be going on is people start ..
Posted: Sun Oct 18 3:33:54 2009 I have seen other posts here at the credit magic ..
Posted: Sun Oct 18 3:29:44 2009 One other thing I just thought of...the atty ..
Posted: Sun Oct 18 3:27:45 2009 I think a lot of people actually do this. Good ..
Posted: Sun Oct 18 3:21:32 2009 A lot of information on reports can get messed ..
Posted: Sun Oct 18 3:15:40 2009 I believe alot of people did not make the choice ..
Posted: Sat Oct 17 10:57:18 2009 Hi Kelly, I am glad to hear you got everything ..
Posted: Sat Oct 17 10:52:25 2009 Jane, Hello and welcome to the forum. You could ..
Posted: Fri Oct 16 4:45:58 2009 I think I have figured this out. I had an old ..
Posted: Fri Oct 16 4:36:47 2009 Hi Allison, Payday loans,as you know, are a ..
Posted: Fri Oct 16 9:56:06 2009 I am still trying to track down a debt. I got a ..
Posted: Fri Oct 16 5:24:56 2009 Hi Justin, I do not know if the SOL is expired ..
Posted: Thu Oct 15 11:35:07 2009 also one other thing I am listed as an authorized ..
Posted: Thu Oct 15 11:33:29 2009 ruben and yates cintacted me today over an ..
Posted: Wed Oct 14 4:44:44 2009 Erkska, YES! you you definatley go. If you do ..
Posted: Wed Oct 14 4:41:53 2009 Hi Debra, I am not real sure on this one but if ..
Posted: Wed Oct 14 4:39:20 2009 Hello Monty, I feel for your situation since ..
Posted: Wed Oct 14 4:31:35 2009 Hello Dave, You may not have to pay this debt if ..
Posted: Wed Oct 14 4:27:20 2009 Hello Help, There is still a possibilty to ..
Posted: Wed Oct 14 3:48:04 2009 Hello bhazlett901, First welcome to the ..
Posted: Wed Oct 14 3:42:40 2009 Hello corgee and welcome. Most people would say ..
Posted: Wed Oct 14 3:33:52 2009 Hello Dakota and welcome to the forum. First of ..
Posted: Wed Oct 14 3:29:59 2009 Hi Debra, A hard inquiry does stay on for a bit ..
Posted: Wed Oct 14 3:25:43 2009 Hi Debra, It is about the same thing. When a ..
Posted: Wed Oct 14 3:20:58 2009 question, You are correct. More and more ..
Posted: Tue Oct 13 3:26:58 2009 I would also imagine it would depend on how many ..
Posted: Tue Oct 13 3:23:40 2009 Credit, This is some really good advice good ..
Posted: Tue Oct 13 3:20:54 2009 Good point good natured. A lot of people send out ..
Posted: Tue Oct 13 3:17:06 2009 Paypal is an excellent source for purchasing ..
Posted: Tue Oct 13 3:13:24 2009 Debra, Hello and welcome. Alot of companies ..
Posted: Tue Oct 13 3:04:35 2009 I agree. I just posted on another thread the ..
Posted: Tue Oct 13 2:59:06 2009 It really is a shame all the scams that are ..
Posted: Tue Oct 13 2:54:01 2009 Patricia, Hello and welcome to the forum. ..
Posted: Tue Oct 13 2:49:23 2009 Hello Patrick, You can apply for credit cards ..
Posted: Sun Oct 11 6:30:23 2009 SD, I never thought of the notorizing part. I ..
Posted: Sun Oct 11 6:28:34 2009 Hi Robert..hope this helps: An Individual ..
Posted: Sun Oct 11 6:26:11 2009 Hi Robert, I believe this may help explain: ..
Posted: Sun Oct 11 6:22:56 2009 Hello mom and welcome to the site. First of all ..
Posted: Sun Oct 11 6:19:59 2009 I think you would really have to know what the ..
Posted: Sun Oct 11 6:16:44 2009 Hi DEerek and welcome to this site. There are ..
Posted: Sun Oct 11 6:13:29 2009 A good route, for the ones who had asked ..
Posted: Sun Oct 11 6:08:54 2009 That is my question also. How can a person be ..
Posted: Sun Oct 11 6:01:05 2009 Now my turn to play the advocate here. Just stop ..
Posted: Thu Oct 8 7:30:19 2009 Remember its not as hard as it seems. Click on ..
Posted: Thu Oct 8 7:26:04 2009 Sara, you seem to know some things about credit ..
Posted: Thu Oct 8 7:18:24 2009 Yes building credit is the first step to getting ..
Posted: Thu Oct 8 7:09:29 2009 Asking for a settlement is not as hard as it may ..
Posted: Wed Oct 7 10:09:46 2009 Dan, Have you tried to send them a debt ..
Posted: Wed Oct 7 10:03:55 2009 Sara, it seems you have asked alot of questions ..
Posted: Wed Oct 7 9:59:09 2009 Sara, the main concern I see here is you will ..
Posted: Wed Oct 7 9:53:54 2009 Sara, Although I do not know any books personally ..
Posted: Wed Oct 7 9:47:43 2009 Justin, I had mentioned on another post about my ..
Posted: Wed Oct 7 9:39:48 2009 I am personally glad to hear this. Recently with ..
Posted: Wed Oct 7 9:35:25 2009 Live free, It seems your hands appear to be tied ..
Posted: Wed Oct 7 9:25:25 2009 bernette, They seem to have added some wrong ..
Posted: Wed Oct 7 9:20:55 2009 aldogut, This could be very damaging to your ..
Posted: Wed Oct 7 9:15:56 2009 wendel, You should be able to contact the bureaus ..
Posted: Tue Oct 6 11:28:51 2009 Sara, Was your father listed on your account If ..
Posted: Tue Oct 6 11:22:54 2009 Sara, About a year ago my hubby and I had the ..
Posted: Tue Oct 6 11:18:32 2009 Sara, I would suggest that it would be a good ..
Posted: Thu Oct 1 7:09:29 2009 I totally agree with Sd Chargers here. I would ..
Posted: Thu Oct 1 7:05:24 2009 Joy, You hould have appeared at the court ..
Posted: Thu Oct 1 6:55:41 2009 SD, I believe they have hte right if you hold ..
Posted: Thu Oct 1 6:52:13 2009 Its good to see people trying to improve their ..
Posted: Thu Oct 1 6:48:09 2009 SD, I can not understand how they are remaining ..
Posted: Thu Oct 1 6:43:59 2009 SD, for the debts that are past the statute of ..
Posted: Thu Oct 1 6:40:14 2009 Nita, You handled this in a great menner. I ..
Posted: Thu Oct 1 6:34:17 2009 I agree here with Nathan. I had a family member ..
Posted: Thu Oct 1 6:27:29 2009 Hello red, With the internet as it is today it ..
Posted: Thu Oct 1 6:22:24 2009 Todd, First I would suggest going over your ..
Posted: Thu Oct 1 6:18:15 2009 If I am understanding you correctly the bank took ..
Posted: Wed Sep 30 3:40:33 2009 Sammy, this is very good advise. The sooner you ..
Posted: Wed Sep 30 3:33:42 2009 derhak, This is going to depend mostly on what ..
Posted: Wed Sep 30 3:29:03 2009 abigorbot, I would probaly wait to get a reply ..
Posted: Wed Sep 30 3:23:08 2009 Phil, One of the ways it i done is through a copy ..
Posted: Wed Sep 30 3:20:22 2009 I wonder if this has anything to due with all the ..
Posted: Wed Sep 30 3:16:24 2009 Justin, I always thought garnishments were only ..
Posted: Thu Sep 24 11:57:38 2009 I would make sure the court does get a copy of ..
Posted: Thu Sep 24 11:54:31 2009 I believe going the route Justin has mentioned is ..
Posted: Thu Sep 24 11:50:22 2009 I have also seen people get good loans through ..
Posted: Thu Sep 24 11:47:23 2009 It is defiantley untrue. I had a few on my ..
Posted: Thu Sep 24 11:44:38 2009 Diane, The first step is to go to your lender ..
Posted: Thu Sep 24 11:41:56 2009 TJensen, I see Justin has helped you. I would ..
Posted: Thu Sep 24 11:40:41 2009 This sounds like a good type of account. Can ..
Posted: Thu Sep 24 11:38:11 2009 Lynn, Hello and welcome to the forum. I would ..
Posted: Thu Sep 24 11:34:22 2009 Hello question, Where was the civil judgement ..
Posted: Thu Sep 24 11:28:58 2009 roccog, Unless you had made prior arrangements ..
Posted: Tue Sep 22 11:52:35 2009 Kara, I do not believe credit card statements ..
Posted: Tue Sep 22 11:48:52 2009 aboroth, I believe they do inform you but I ..
Posted: Tue Sep 22 11:43:55 2009 MAB, Hello and welcome. It appears you may have ..
Posted: Tue Sep 22 11:40:34 2009 rck, Hello and welcome. You do need to file a ..
Posted: Sat Sep 19 7:07:40 2009 DO NOT PAY THAT DEBT!!!!! tHIS DEBT HAS GOT TO ..
Posted: Sat Sep 19 7:02:30 2009 Who is requesting the payment for this debt If ..
Posted: Sat Sep 19 6:58:04 2009 Arya, Please calm down a little. I see you are ..
Posted: Sat Sep 19 6:53:49 2009 Zetta, Hello and welcome to the forum. When you ..
Posted: Sat Sep 19 6:49:22 2009 June, the account you already settled will stay ..
Posted: Sat Sep 19 6:46:32 2009 Hello sean, Yes these accounts will remain on ..
Posted: Sat Sep 19 6:40:47 2009 Texas, The first thing you could do is go to ..
Posted: Fri Sep 18 6:31:58 2009 The one thing I do not get is how they got the ..
Posted: Fri Sep 18 6:26:31 2009 Justin is correct. They can not garnish workers ..
Posted: Fri Sep 18 6:22:21 2009 sgilpin80 , I would never advise sending a copy ..
Posted: Fri Sep 18 6:18:06 2009 If this debt was paid off then your score is ..
Posted: Fri Sep 18 6:12:04 2009 oldcolonyscrap , Getting your score directly ..
Posted: Fri Sep 18 6:08:26 2009 scarletone, although I never heard of a 529 ..
Posted: Fri Sep 18 6:01:50 2009 boddidog, Most debts fall off after seven ..
Posted: Tue Sep 15 6:00:41 2009 Ab, I imagine they could keep adding all kinds ..
Posted: Tue Sep 15 5:55:36 2009 Michelle, I would send them a debt validation ..
Posted: Tue Sep 15 5:47:53 2009 Arya, If they are showing paid off, they still ..
Posted: Tue Sep 15 5:43:07 2009 I would make sure the courts knew the reason you ..
Posted: Tue Sep 15 5:37:08 2009 Abigorbot, If your name is on the title then ..
Posted: Tue Sep 15 5:32:58 2009 Randel reynolds, Always be wary of a business ..
Posted: Tue Sep 15 5:28:10 2009 AAron is correct. Most people can find errors on ..
Posted: Tue Sep 15 5:21:47 2009 Hi, Dealing with the original creditor at this ..
Posted: Tue Sep 15 5:12:35 2009 kingrichards welcome, Glad to see you join our ..
Posted: Tue Sep 15 5:06:21 2009 I am going to add to these posts. My husbands ..
Posted: Tue Sep 15 5:01:10 2009 Hello Blue, My advice to you would be to get ..
Posted: Tue Sep 15 4:55:30 2009 Hello Aaron, most things stay on your credit ..
Posted: Thu Sep 10 1:41:55 2009 Yes you can send out a debt validation letter but ..
Posted: Thu Sep 10 1:39:43 2009 Wow that is really a shame. Usually hospitols do ..
Posted: Thu Sep 10 1:35:55 2009 POMF, Even if the debt is lying there and n o ..
Posted: Thu Sep 10 1:30:59 2009 Hello jamjwu, When a person files a ..
Posted: Thu Sep 10 1:25:22 2009 I wonder when a case like this goes to court if ..
Posted: Thu Sep 10 1:21:32 2009 I also think you need to take into the fact that ..
Posted: Wed Sep 9 10:52:51 2009 I have neer heard of sherriff saling in PA for ..
Posted: Wed Sep 9 10:49:35 2009 I have never even knew my score. Nope not even ..
Posted: Wed Sep 9 10:46:05 2009 You list o good reason why most do not pay off ..
Posted: Wed Sep 9 10:41:24 2009 Shouldn't they have had a judgement in order to ..
Posted: Wed Sep 9 10:27:34 2009 overwhelmed, They may want this information to ..
Posted: Wed Sep 9 10:24:55 2009 Goodnatured, I had this happen one time when my ..
Posted: Wed Sep 9 10:18:38 2009 Thanks for the excellent example letter. Alot of ..
Posted: Wed Sep 9 10:13:33 2009 Goodnatured is correct. What I do not understand ..
Posted: Tue Sep 8 6:49:47 2009 Sarah, I believe your opening comment is ..
Posted: Tue Sep 8 6:44:08 2009 joannetai Referring to your earlier question ..
Posted: Tue Sep 8 6:37:59 2009 If it were me I would prefer to pay by money ..
Posted: Tue Sep 8 6:30:18 2009 If you already have one card for 150 then you may ..
Posted: Tue Sep 8 6:21:35 2009 Has anyone sent a letter like this and actually ..
Posted: Tue Sep 8 6:19:15 2009 Yes its true. alot of people get upset at the way ..
Posted: Tue Sep 8 6:16:03 2009 I would suggest you sign up and join. There is ..
Posted: Tue Sep 8 6:12:43 2009 Streemly, Carol is correct if it is chapter 13 ..
Posted: Tue Sep 8 6:08:21 2009 I believe that they passed some new guidelines a ..
Posted: Tue Sep 8 6:03:45 2009 Yes this is true. Both are ungarnishable but the ..
Posted: Tue Sep 8 6:00:12 2009 I would think it would be hard to determine a ..
Posted: Tue Sep 8 5:54:16 2009 I still have trouble with the soft inquires and ..
Posted: Tue Sep 8 5:41:15 2009 dkrundel , Since you are on social security I ..
Posted: Fri Sep 4 5:54:16 2009 Arya, I am glad to see you made all your ..
Posted: Fri Sep 4 5:51:20 2009 Usually a debt validation can take no longer than ..
Posted: Fri Sep 4 5:49:42 2009 Lucy, Alot can happen. They can take it to ..
Posted: Fri Sep 4 5:46:04 2009 Hello Vonnien, From my view you do have a ..
Posted: Fri Sep 4 5:38:38 2009 Hi Dani, You could ask for a pay for delete but ..
Posted: Thu Sep 3 6:27:24 2009 Hello pepper, I am glad you came here and did ..
Posted: Thu Sep 3 6:24:04 2009 That is really useful information. I wonder if ..
Posted: Thu Sep 3 6:21:53 2009 So does this mean it is better to be paid all at ..
Posted: Thu Sep 3 6:19:45 2009 Great reply optimist! I would recommend going ..
Posted: Thu Sep 3 6:05:37 2009 Carol, Thank you. This letter seems to be a lot ..
Posted: Wed Sep 2 6:29:23 2009 I get a little confused on the different listings ..
Posted: Wed Sep 2 6:26:08 2009 I recently got a letter from a collection agency ..
Posted: Wed Sep 2 6:22:50 2009 fout, Usually the time frame for reporting a ..
Posted: Wed Sep 2 6:19:23 2009 You can go to ..
Posted: Wed Sep 2 6:17:18 2009 Art, If you have the name of the agency you ..
Posted: Wed Sep 2 6:13:39 2009 Hello guest, I would advise you to pay the ..
Posted: Fri Aug 28 8:00:28 2009 Carol. If the poster does not have the proof how ..
Posted: Fri Aug 28 7:50:20 2009 Yes and this should have been something the ..
Posted: Fri Aug 28 7:42:36 2009 You need to call your atty general and ask him or ..
Posted: Fri Aug 28 7:36:14 2009 I agree. I do not think that it stays on your ..
Posted: Fri Aug 28 7:31:36 2009 Hello c-breinig, First of all I do not feel ..
Posted: Fri Aug 28 7:25:01 2009 Goodnatured, I thought there was a a way to file ..
Posted: Fri Aug 28 7:19:04 2009 Are you talking about what your score number ..
Posted: Fri Aug 28 7:16:38 2009 I would definatley pay her. Do you relize if you ..
Posted: Fri Aug 28 7:10:33 2009 How long is your wife out of the country If it ..
Posted: Fri Aug 28 7:07:47 2009 Guest, Tis does not appear to be proper ..
Posted: Fri Aug 28 6:58:27 2009 Cristiano , I would recommend going to another ..
Posted: Tue Aug 25 5:33:53 2009 Optimist, You are very right. You need to ..
Posted: Tue Aug 25 5:26:13 2009 This would be your best option. Call verizon and ..
Posted: Tue Aug 25 5:19:46 2009 You really just need to do your homework when it ..
Posted: Tue Aug 25 8:00:20 2009 Raquel, Hello and welcome. If the finance ..
Posted: Tue Aug 25 7:54:59 2009 Kat, Is there any possible way for your son to ..
Posted: Mon Aug 24 5:24:25 2009 PFIELDS2, I am sorry to hear of your ..
Posted: Mon Aug 24 6:48:52 2009 Kat, I just wanted to add here that we ..
Posted: Mon Aug 24 6:43:25 2009 I also believe this is what you are looking at. ..
Posted: Mon Aug 24 6:40:08 2009 stvnrlmm Hi and welcome. You should try ..
Posted: Mon Aug 24 6:38:09 2009 Carol, Great explanation! The poster can also ..
Posted: Mon Aug 24 6:31:05 2009 I heard some things about the new laws coming ..
Posted: Mon Aug 24 6:22:45 2009 advisoryline, Hello and welcome. Most debt ..
Posted: Mon Aug 24 6:19:01 2009 I am sure it does but with out trying this could ..
Posted: Mon Aug 24 6:13:27 2009 Goodnatured, It is good to see you back here and ..
Posted: Sun Aug 23 4:54:10 2009 Once you give the people this reasonable interst ..
Posted: Sun Aug 23 4:50:40 2009 Hello Kat, I am sorry hear of your ..
Posted: Sun Aug 23 4:43:45 2009 I am not so sure about that since you already ..
Posted: Sun Aug 23 4:39:52 2009 Christina, I really feel you should have ..
Posted: Sun Aug 23 4:34:29 2009 Does this site ask for anything like a credit ard ..
Posted: Sun Aug 23 4:31:13 2009 This is very true. Recently we paid off alot of ..
Posted: Thu Aug 20 7:50:15 2009 Corey, sometimes when collection agencies ..
Posted: Thu Aug 20 7:45:54 2009 Hello, the numbers definatley do not seem to add ..
Posted: Thu Aug 20 7:41:16 2009 Carol is correct..do not upset them. Just keep ..
Posted: Thu Aug 20 7:39:20 2009 Miamga, If you can not afford to pay this debt ..
Posted: Thu Aug 20 7:35:28 2009 Maybe I can help explain a little here. ..
Posted: Wed Aug 19 7:17:37 2009 I hope are a creditable person with a legitimate ..
Posted: Wed Aug 19 7:15:01 2009 Hello Frida and welcome to the credit magic ..
Posted: Wed Aug 19 7:12:30 2009 How many times have you tried to settle Sometimes ..
Posted: Mon Aug 17 5:03:45 2009 Hi Tumi, How old is this collection account ..
Posted: Mon Aug 17 4:58:48 2009 Sunil,, Alot of credit repair can be done ..
Posted: Mon Aug 17 4:56:33 2009 Sunil, You need to look at it from the lenders ..
Posted: Mon Aug 17 4:53:57 2009 There are lots of sites with amazing info. You ..
Posted: Mon Aug 17 4:51:33 2009 Hello, If everything was reported accurately ..
Posted: Mon Aug 17 4:48:30 2009 Too much credit can also be a bad thing. If it ..
Posted: Tue Aug 11 5:08:25 2009 Yes that is true. What really bothers me is when ..
Posted: Tue Aug 11 5:04:03 2009 Nora, If some have went out of business why not ..
Posted: Tue Aug 11 5:00:02 2009 Hello Broke, Although this post is pretty old ..
Posted: Tue Aug 11 4:50:17 2009 Emery, Have you filed any complaints ..
Posted: Tue Aug 11 4:43:13 2009 Card balance transfers can sometimes be a real ..
Posted: Tue Aug 11 4:38:15 2009 Mel. Although I am not an expert I do not believe ..
Posted: Tue Aug 11 4:32:33 2009 Confused, You need to check the SOL on your ..
Posted: Tue Aug 11 4:23:06 2009 Hi Tricia, Have you looked in the letters of ..
Posted: Mon Aug 10 4:46:06 2009 Hello Prang, I am unsure of how debts ..
Posted: Mon Aug 10 7:45:04 2009 Soemtimes once the Original creditor sells the ..
Posted: Mon Aug 10 7:38:59 2009 I am unsure of the New Zealand laws on owing ..
Posted: Mon Aug 10 7:30:50 2009 Mikie, If by chance they do validate then you ..
Posted: Mon Aug 10 7:23:37 2009 Jrzy, You need to be careful if your new home is ..
Posted: Mon Aug 10 7:15:27 2009 deluchi1976 , Carol is correct. If your ..
Posted: Mon Aug 10 7:10:45 2009 Carol, I heard that if you decide to ..
Posted: Mon Aug 10 7:03:56 2009 pageflora, You can also look at your report to ..
Posted: Mon Aug 10 6:57:50 2009 Cindy, Are you with the same bank That may make ..
Posted: Mon Aug 10 6:49:49 2009 jmassey , There are also a ..
Posted: Mon Aug 10 6:43:33 2009 Ruth, I am wondering if some of these fees are ..
Posted: Mon Aug 10 6:39:59 2009 I am not quite sure what exactly you are asking ..
Posted: Mon Aug 10 6:36:48 2009 Barry, How did you get your personal info off ..
Posted: Sat Aug 1 6:16:00 2009 Sometimes these companies will change their names ..
Posted: Fri Jul 31 5:46:13 2009 I do not know of any personally. Maybe you can ..
Posted: Fri Jul 31 5:41:20 2009 miamga, What is the SOL for your state If you ..
Posted: Fri Jul 31 5:34:09 2009 dofolloconnie , When I hear this it ..
Posted: Fri Jul 31 5:28:01 2009 Tk. Hello and welcome. Did you not file ..
Posted: Fri Jul 31 5:21:44 2009 I will give this a try. Thanks for your help. I ..
Posted: Fri Jul 31 5:20:07 2009 rzguti , Paying off your loan ..
Posted: Fri Jul 31 5:15:28 2009 Hi 2468, There definately are a ..
Posted: Thu Jul 30 6:17:01 2009 Carol, I use to request validation but with the ..
Posted: Thu Jul 30 6:09:19 2009 Thanks for your kind comments. I tool came here ..
Posted: Thu Jul 30 6:00:25 2009 You can also request a pay for delete. With this ..
Posted: Thu Jul 30 5:40:49 2009 Iflex, if this debt is your it will continue to ..
Posted: Thu Jul 30 5:30:09 2009 Iflex, If this debt is with in the SOL the new ..
Posted: Thu Jul 30 5:23:05 2009 Jorden, Most will do as Carol suggest and ask ..
Posted: Thu Jul 30 5:11:36 2009 SMP, I believe they may have been referring to a ..
Posted: Thu Jul 30 5:06:32 2009 Also remember the older those collection debts ..
Posted: Thu Jul 30 5:01:19 2009 Heather, The statute of limitations is different ..
Posted: Wed Jul 29 4:05:50 2009 Hi Elementiron, Building your credit can ..
Posted: Tue Jul 28 6:49:06 2009 I would have thought you would have been ..
Posted: Tue Jul 28 6:38:22 2009 Thanks for the link. I am always suspicious of ..
Posted: Tue Jul 28 6:36:31 2009 I to agree but Carol what if the debt is past the ..
Posted: Tue Jul 28 6:26:15 2009 You can go to your bank and show them what the ..
Posted: Tue Jul 28 6:21:17 2009 Hi Dan, This happened to my husband when we ..
Posted: Tue Jul 28 6:16:06 2009 This reall y does sound like a mystery to me. I ..
Posted: Fri Jul 24 8:04:35 2009 Hi George, If I am understanding this correctly ..
Posted: Fri Jul 24 7:59:36 2009 Do you have any proof that you disputed the ..
Posted: Fri Jul 24 7:55:34 2009 Hi Alice, Welcome to the credit magic forum. Is ..
Posted: Fri Jul 24 7:52:36 2009 Hi Michael, I am not sure if you could get an ..
Posted: Fri Jul 24 7:49:59 2009 Hi Lisy, Alot of people are facing this same ..
Posted: Wed Jul 22 6:33:09 2009 Trixie, Yes they do have a 1099 form. This ..
Posted: Wed Jul 22 6:28:39 2009 Thats actually probaly really close to the truth. ..
Posted: Wed Jul 22 6:27:11 2009 Thats my advice on this matter also as long as a ..
Posted: Wed Jul 22 6:24:29 2009 You are then protected by the SOL. By not paying ..
Posted: Wed Jul 22 6:20:30 2009 They will not take your car but not showing up ..
Posted: Wed Jul 22 6:17:13 2009 Hi Newbie, Whats best for you is something ..
Posted: Wed Jul 22 6:12:51 2009 Are you sure these are tax liens Maybe since ..
Posted: Wed Jul 22 4:55:12 2009 Debt management is good. Carol is correct it ..
Posted: Wed Jul 22 4:47:16 2009 Sven, Doc has a really good point here. Whats ..
Posted: Wed Jul 22 4:44:11 2009 What are the chances though that bankruptsy ..
Posted: Wed Jul 22 4:40:31 2009 A good way to show the SOL has passed is a copy ..
Posted: Wed Jul 22 4:36:58 2009 Here is what may be going on. The bank may have ..
Posted: Wed Jul 22 4:31:55 2009 One benefit if debt consolidation is that you ..
Posted: Wed Jul 22 4:23:41 2009 There is alot you can do to raise your score. ..
Posted: Tue Jul 21 4:39:14 2009 I am not sure if you could get it deleted ..
Posted: Tue Jul 21 4:28:33 2009 Sven, wow I am really glad you have the receipt. ..
Posted: Tue Jul 21 4:23:18 2009 Hello Miles and welcome to the forum. I am glad ..
Posted: Tue Jul 21 4:21:00 2009 You are very welcome. Is there anything we can ..
Posted: Tue Jul 21 4:18:54 2009 Thank you girlsSpoome , it really does take a ..
Posted: Tue Jul 21 6:14:11 2009 The collection agencies should update your report ..
Posted: Tue Jul 21 6:05:34 2009 I am confused here. A debt that is 15 years old ..
Posted: Tue Jul 21 5:59:00 2009 Well it really could effect your credit if it was ..
Posted: Tue Jul 21 5:47:28 2009 When they agreed to 50% did they do it by mail or ..
Posted: Tue Jul 21 5:43:58 2009 Experian really is a reputable company. Just ..
Posted: Mon Jul 20 6:33:06 2009 Probaly. Just do it and have it over with. They ..
Posted: Mon Jul 20 6:31:22 2009 AZ, you can not get collections removed from ..
Posted: Mon Jul 20 6:27:30 2009 You can not remove charge offs from your report. ..
Posted: Mon Jul 20 6:22:08 2009 Sven, Do you have any type of receipt Call the ..
Posted: Mon Jul 20 6:10:14 2009 You are entitled to debt validation. I would ..
Posted: Mon Jul 20 6:06:46 2009 If you have not completely paid off these debts ..
Posted: Mon Jul 20 6:04:00 2009 Is the collection notice from the bank If so ..
Posted: Mon Jul 20 5:59:27 2009 Sorry C, I have not been on alot. Remember to ..
Posted: Sat Jul 18 6:08:50 2009 I can not see how it can be listed as paid and ..
Posted: Sat Jul 18 6:05:37 2009 Another thing they may look at is your overall ..
Posted: Sat Jul 18 6:01:00 2009 Roger, Once a debt is sold to a collection ..
Posted: Sat Jul 18 5:55:49 2009 A bad mark on your credit stays for 7 years. Once ..
Posted: Sat Jul 18 5:52:34 2009 Most credit agencies will ask for your social ..
Posted: Thu Jul 16 7:22:05 2009 I believe you could use the one posted above. I ..
Posted: Thu Jul 16 7:18:43 2009 Banks are not taking too many chances these days ..
Posted: Thu Jul 16 7:15:23 2009 Sounds pretty good to me. I am glad to see you ..
Posted: Thu Jul 16 7:06:26 2009 Why are you having trouble getting your equifax ..
Posted: Wed Jul 15 6:08:40 2009 I can not see why unless it was once an account ..
Posted: Tue Jul 14 6:33:40 2009 If you do have to pay them and they agree to a ..
Posted: Tue Jul 14 6:21:09 2009 Wow that is a pretty good letter. I am glad to ..
Posted: Tue Jul 14 6:12:52 2009 I am not really sure. I suppose they can BUT ..
Posted: Tue Jul 14 6:09:13 2009 Unforetunatley until the loan is paid off you may ..
Posted: Tue Jul 14 6:04:59 2009 Usually it will go off in 7 years. I had one ..
Posted: Thu Jul 9 6:14:05 2009 Always, ALWAYS send letters to collection ..
Posted: Thu Jul 9 6:07:45 2009 Thanks Doc but I may as well wait it out. Like I ..
Posted: Thu Jul 9 6:05:33 2009 You need to go to the courthouse and the motion ..
Posted: Thu Jul 9 5:54:43 2009 How about really old creditors I have one from ..
Posted: Thu Jul 9 5:46:04 2009 You should contact the lawyer who is helping you ..
Posted: Thu Jul 9 5:35:49 2009 Problem is sooner or later they will find out ..
Posted: Thu Jul 9 5:30:26 2009 Sven, sometimes a collection agency will send ..
Posted: Thu Jul 9 5:21:28 2009 Hello Katherine, Yes a high credit score is nice. ..
Posted: Thu Jul 9 5:10:49 2009 You are very welcome Doc. It was much ..
Posted: Wed Jul 8 6:24:35 2009 Karen, You really need to get a complaint into ..
Posted: Wed Jul 8 6:16:38 2009 I agree. I would make sure I filed my response ..
Posted: Wed Jul 8 6:11:01 2009 Carol, I seen where you posted about limiting ..
Posted: Wed Jul 8 6:04:44 2009 Shoeforme, I believe you may have reached here ..
Posted: Wed Jul 8 5:52:06 2009 Sean, When sending anything to a collector is is ..
Posted: Wed Jul 8 5:48:13 2009 Hey Doc, glad to see you still at the forum. I ..
Posted: Tue Jul 7 6:22:19 2009 Hari, For most credit card applications it is ..
Posted: Tue Jul 7 6:17:28 2009 Another big one is to be careful using those ..
Posted: Tue Jul 7 6:11:31 2009 You will more than likely pay higher interest for ..
Posted: Tue Jul 7 6:02:55 2009 More than likely the collection agency was hired ..
Posted: Thu Jul 2 5:33:24 2009 Smarty, You need to call your atty general or ..
Posted: Thu Jul 2 5:23:12 2009 You can also deny when the send you a summons ..
Posted: Thu Jul 2 5:14:58 2009 Problem is unless Angry has enough proof that he ..
Posted: Thu Jul 2 5:05:55 2009 You need to be sure if you can not pay an entire ..
Posted: Thu Jul 2 5:01:51 2009 You could look under the letters of credit ..
Posted: Tue Jun 30 6:04:30 2009 I do know that some places have started charging ..
Posted: Tue Jun 30 6:01:13 2009 TJ, you can go to the courthouse and they will ..
Posted: Tue Jun 30 5:55:15 2009 Tom, you could also ask for a phone number to ..
Posted: Tue Jun 30 5:49:56 2009 It appears they do now own the debt. I personally ..
Posted: Tue Jun 30 5:36:40 2009 Joe56, Hello and welcome to the forum. There is ..
Posted: Thu Jun 25 6:03:33 2009 Lost boy, The statute of limitations for CA is 4 ..
Posted: Wed Jun 24 10:33:08 2009 This is not a validation of debt. I do not ..
Posted: Wed Jun 24 6:08:18 2009 There have been a lot of issues in the news ..
Posted: Tue Jun 23 5:58:43 2009 You should have card protection from this type of ..
Posted: Tue Jun 9 3:43:32 2009 Secured credit cards are a very good way to go ..
Posted: Tue Jun 9 3:34:27 2009 Do you have tips other than the website for our ..
Posted: Tue Jun 9 3:27:33 2009 Rockwood, what you heard is correct. You do not ..
Posted: Tue Jun 9 3:19:33 2009 Shopping for new credit can sometimes be ..
Posted: Tue Jun 9 3:13:02 2009 Hello Jordan, If any of your credit card bills ..
Posted: Mon Jun 8 5:04:41 2009 headpains, generally you would have to show a ..
Posted: Mon Jun 8 4:58:48 2009 akira, Does the original creditor still own this ..
Posted: Mon Jun 8 4:52:34 2009 When you paid these accounts off did you ask for ..
Posted: Tue May 26 2:56:06 2009 This si one reason I always tell people to hold ..
Posted: Tue May 26 2:49:10 2009 I see you listed that bills need to be sent out ..
Posted: Tue May 26 2:43:12 2009 Payday loans is one of the biggest traps out ..
Posted: Sun May 17 7:45:36 2009 I have been going through this for about two ..
Posted: Sun May 17 7:40:54 2009 You need to have your mother check to see if ..
Posted: Sun May 17 7:37:40 2009 One good way to try to stop this type of behavior ..
Posted: Sun May 17 7:33:43 2009 IO understand where you aRE coming from ..
Posted: Sun May 17 7:28:02 2009 I am not sure at this stage what all your option ..
Posted: Wed May 13 6:08:39 2009 This may be your best option. As Carol said you ..
Posted: Wed May 13 5:59:43 2009 Wow this is a nightmare! I would definately send ..
Posted: Thu May 7 3:44:33 2009 What is permissable purpose I have not heard of ..
Posted: Thu May 7 3:35:31 2009 Do they give you a chance to deny the award once ..
Posted: Thu May 7 3:28:27 2009 I was wondering about why they did not add ..
Posted: Thu May 7 3:23:22 2009 WE recently updated are auto insurance and I was ..
Posted: Tue May 5 4:49:37 2009 Are you from the US and is that what kind of card ..
Posted: Sun May 3 8:15:04 2009 I am from PA and my sister had a judgement ..
Posted: Sun May 3 8:08:24 2009 You should stay current on all your bills but the ..
Posted: Sun May 3 7:56:40 2009 I would call windstream themselves and inquire ..
Posted: Sun May 3 7:49:25 2009 Larry P. Smith & Associates, Ltd. is a ..
Posted: Fri May 1 3:53:49 2009 Unifund has been complained about on different ..
Posted: Fri May 1 3:36:24 2009 Hello, welcome to the forum. This should keep ..
Posted: Thu Apr 30 3:52:12 2009 Dreamscar, Lt is right I would definatelty send ..
Posted: Thu Apr 30 3:42:32 2009 sophbullo, you really do need to file a response ..
Posted: Thu Apr 30 3:34:58 2009 Sha, both Scott and MAry are correct and I have ..
Posted: Mon Apr 27 3:39:01 2009 A legacy visa would be a good start if you suffer ..
Posted: Mon Apr 27 3:32:44 2009 I would imagine you are going to have to pay off ..
Posted: Wed Apr 22 4:03:44 2009 That could be true but the ooster mentioned that ..
Posted: Wed Apr 22 6:37:38 2009 Hi Kitkat, If you have DEFERRED student ..
Posted: Wed Apr 22 6:29:50 2009 Yes this is true. You need to read the fine ..
Posted: Mon Apr 20 3:16:33 2009 Make sure you get debt valadation. Soemtimes ..
Posted: Mon Apr 20 3:10:59 2009 Justin is correct. By my figures it should fall ..
Posted: Mon Apr 20 3:06:27 2009 I have a hospitol debt listed on my report due to ..
Posted: Mon Apr 20 3:02:55 2009 What I would like to know if anyone can answer is ..
Posted: Mon Apr 20 2:55:51 2009 When looking for a good debt settlement company ..
Posted: Mon Apr 20 2:49:43 2009 Hello bkunke1, You are correct, at this point ..
Posted: Mon Apr 20 2:45:49 2009 The best thing you can do until this judgement is ..
Posted: Sat Mar 14 6:25:43 2009 Determined, This just happened to my ..
Posted: Sat Mar 14 6:19:03 2009 Welcome Guest, Carol is correct your social ..
Posted: Sat Mar 14 6:11:53 2009 SD, if you asked for debt validation and they did ..
Posted: Sat Mar 14 6:04:52 2009 Scott, I thought there was some rule out there ..
Posted: Sat Mar 14 6:00:31 2009 To remove a hard inquiry you would have to go ..
Posted: Sat Mar 14 5:52:23 2009 cdglover, Justins is correct they can garnish but ..
Posted: Sat Mar 14 5:48:32 2009 iflex, Do you have any receiptsd showing you ..
Posted: Sat Mar 14 5:44:01 2009 If the furniture bill or credit is not in your ..
Posted: Sat Mar 14 5:39:57 2009 401K is an excellent plan. You are correct SD. If ..
Posted: Fri Mar 13 9:35:36 2009 I would fiel with the FTC. This is usually the ..
Posted: Fri Mar 13 9:32:34 2009 Needy, Yes the SOL has expired. If you make one ..
Posted: Fri Mar 13 9:26:26 2009 Lexington law does have some scary stories. I ..
Posted: Fri Mar 13 9:23:33 2009 Check back in because others here have some ..
Posted: Fri Mar 13 9:22:16 2009 Any budget is a really good idea. Its better than ..
Posted: Fri Mar 13 9:08:40 2009 Disabled, You must make sure any creditor knows ..
Posted: Fri Mar 13 9:05:25 2009 Just be sure not to fall for any debt collector ..
Posted: Fri Mar 13 9:01:54 2009 Restarting the SOL is as simple as one payment ..
Posted: Fri Mar 13 8:57:34 2009 I would imagine as long as you owe them the debt ..
Posted: Fri Mar 13 8:55:40 2009 Looks like you are figuring out sopme of the ..
Posted: Fri Mar 13 8:51:16 2009 SD some will actually relieve the late payment. I ..
Posted: Thu Mar 12 7:41:13 2009 Now they can put a lein on your house and when ..
Posted: Thu Mar 12 7:29:58 2009 how long of a time period has passed I am not ..
Posted: Thu Mar 12 7:27:49 2009 Taffy, I am wondering if maybe they put the first ..
Posted: Thu Mar 12 7:22:31 2009 Maxwell, Justin is correct. This judgement will ..
Posted: Thu Mar 12 7:17:22 2009 Nina, It is the date of discharge. I know this ..
Posted: Thu Mar 12 7:14:54 2009 Birdfan, A bankruptsy can not be removed from ..
Posted: Thu Mar 12 7:09:05 2009 Jane, Have you tried calling the company that ..
Posted: Thu Mar 12 6:59:51 2009 When saving this amount try putting it somewhere ..
Posted: Thu Mar 12 6:56:45 2009 If DCS is the company you paid off then they will ..
Posted: Wed Mar 11 5:22:55 2009 Credit novice, first off they can not take your ..
Posted: Sun Mar 8 9:31:58 2009 I would petition the ccourt. If you did not live ..
Posted: Sun Mar 8 9:28:43 2009 I too would contact the person or company that ..
Posted: Sun Mar 8 9:24:53 2009 My husband is the same way. I always told him if ..
Posted: Sun Mar 8 9:19:33 2009 If these past due bill are still with the ..
Posted: Sun Mar 8 9:16:25 2009 You can visit the FTC webpage at www.ftc.gov. ..
Posted: Sun Mar 8 7:41:50 2009 Missouri Statutes of Limitation Written ..
Posted: Fri Mar 6 6:35:21 2009 You can not get a n]bankruptsy off your credit ..
Posted: Fri Mar 6 6:33:39 2009 Do you still have the copy of the debt settlement ..
Posted: Fri Mar 6 6:30:34 2009 Hi wanna be , First off welcome to the forum. I ..
Posted: Fri Mar 6 6:22:46 2009 I would first check the SOL then send out the ..
Posted: Tue Mar 3 6:59:18 2009 Black sunshine, You listed on another post that ..
Posted: Tue Mar 3 6:55:44 2009 I would tell them exactly that. Even though I am ..
Posted: Tue Mar 3 6:52:50 2009 xx, What you really need to do before paying any ..
Posted: Tue Mar 3 6:43:43 2009 Pattie, do you have a copy of the agreement ..
Posted: Tue Mar 3 6:39:32 2009 To have it removed you will have to go through ..
Posted: Tue Mar 3 6:37:16 2009 It seems like you really know your way around the ..
Posted: Tue Mar 3 6:32:24 2009 Yes you should be legally entitled to proof that ..
Posted: Mon Mar 2 7:33:09 2009 I imagine they may be able to do this. Are you ..
Posted: Mon Mar 2 7:27:41 2009 Is it too late to also get debt validation Surely ..
Posted: Mon Mar 2 7:19:23 2009 Blacksunshine, I just wanted to give you a small ..
Posted: Mon Mar 2 7:14:31 2009 What does the poster mean when they say "I ..
Posted: Mon Mar 2 7:07:12 2009 CMBV....I am so glad to see you on this post. My ..
Posted: Mon Mar 2 7:03:07 2009 I thought this was a violation of the FCRA. I am ..
Posted: Mon Mar 2 5:48:29 2009 Justin, can he ask the credit bureau to list it ..
Posted: Mon Mar 2 5:46:36 2009 Moss, you could also try to call the company to ..
Posted: Mon Mar 2 5:44:22 2009 I would also get a debt validation letter out in ..
Posted: Mon Mar 2 5:41:47 2009 Black sunshine, I would dispute them and then if ..
Posted: Mon Mar 2 5:36:33 2009 Dperez, I would answer the summons and in then ..
Posted: Mon Mar 2 5:30:46 2009 If the inquirers do not remove their listing what ..
Posted: Sun Mar 1 5:52:13 2009 Taffy if it is the hospitol that stills holds the ..
Posted: Sat Feb 28 4:08:23 2009 I hear shortly they are going to be raising ..
Posted: Sat Feb 28 4:03:11 2009 It seems the phone dispute may be a lot quicker. ..
Posted: Sat Feb 28 3:58:57 2009 None of my bills are with bill collectors. All ..
Posted: Sat Feb 28 9:50:41 2009 Are you making suer that these debts are being ..
Posted: Sat Feb 28 9:43:55 2009 Aby, How is this true I have never heard of ..
Posted: Sat Feb 28 9:39:32 2009 Then I fail to see how someone can really get a ..
Posted: Sat Feb 28 9:22:59 2009 They can not place a debt for a corportaion on ..
Posted: Sat Feb 28 9:14:54 2009 Jes, if these medical bills are fairly older ..
Posted: Sat Feb 28 9:04:56 2009 I also would send debt validation letters to the ..
Posted: Fri Feb 27 9:55:04 2009 Thats a pretty wise move paying direct tv ..
Posted: Wed Feb 25 12:09:31 2009 Why not just go to the bank and have them ..
Posted: Wed Feb 25 12:07:17 2009 I would imagine if you yourself are trying to ..
Posted: Wed Feb 25 12:04:58 2009 You may also want to check with your bank. You ..
Posted: Wed Feb 25 11:59:41 2009 I would send the validation letter and if they do ..
Posted: Wed Feb 25 11:35:57 2009 Hoff, do not close the card. Good natured is ..
Posted: Wed Feb 25 11:31:39 2009 poika, If you close that card your score will go ..
Posted: Tue Feb 24 5:03:58 2009 Golman if this is the case then what they sent ..
Posted: Tue Feb 24 5:01:11 2009 Alright now if the poster had arrangements to pay ..
Posted: Tue Feb 24 4:58:30 2009 Thats true. Some states do not allow for wage ..
Posted: Tue Feb 24 4:37:04 2009 This really is a great resource letter. Many can ..
Posted: Tue Feb 24 4:33:29 2009 You will have to repay this loan since the SOL ..
Posted: Tue Feb 24 4:29:08 2009 How do you know that that they do not change the ..
Posted: Sun Feb 22 7:23:44 2009 Yes good point this is an excellent post for the ..
Posted: Sun Feb 22 7:20:59 2009 auroravallejo2007 , I had a bankrupty back in ..
Posted: Sun Feb 22 7:18:02 2009 Nikki, The SOL for your state is six years. It ..
Posted: Sun Feb 22 7:12:24 2009 Pcats, The first step in repairing your credit is ..
Posted: Sun Feb 22 7:09:37 2009 blhk, you say you had insurance at the time these ..
Posted: Sun Feb 22 7:05:33 2009 You should always leave long standing accounts ..
Posted: Sun Feb 22 7:02:49 2009 I can not imagine that this is proper valicdation ..
Posted: Sun Feb 22 7:00:36 2009 I would first of all call equifax and the other ..
Posted: Fri Feb 20 6:21:16 2009 I read your post and I am wondering what state ..
Posted: Fri Feb 20 6:14:50 2009 $1000 a call could pay off the collection pretty ..
Posted: Fri Feb 20 6:07:23 2009 How do you find out if a collection agency is ..
Posted: Fri Feb 20 6:02:40 2009 Scott, if the new collection agency can not ..
Posted: Fri Feb 20 5:55:59 2009 What is a certification letter Can you send this ..
Posted: Fri Feb 20 5:43:43 2009 What I am trying to do is get a car. I would have ..
Posted: Fri Feb 20 5:45:25 2009 First of all if you never signed a contract and ..
Posted: Fri Feb 20 5:40:36 2009 I want to go pay off all my credit card bills. I ..
Posted: Fri Feb 20 5:38:20 2009 When you file a dispute with one reporting agency ..
Posted: Fri Feb 20 5:34:20 2009 Usaually if you have a paycheck direct deposited ..
Posted: Fri Feb 20 5:30:10 2009 Definatley, There is a huge difference in a bank ..
Posted: Fri Feb 20 5:27:09 2009 Yes I agree that the bank does not deal with this ..
Posted: Fri Feb 20 5:21:55 2009 First of all this is not fair. I would have ..
Posted: Thu Feb 19 12:59:46 2009 What I do not understand is how of they are not ..
Posted: Thu Feb 19 12:53:25 2009 Hello Carrie, your score seems to be on the ..
Posted: Wed Feb 18 6:00:52 2009 Never close an old account if you do not have to. ..
Posted: Wed Feb 18 5:57:06 2009 Naomi, What are you trying to freeze Has your ..
Posted: Mon Feb 16 4:39:10 2009 How can they file this alias summons if they did ..
Posted: Mon Feb 16 4:32:20 2009 I would imagine your score would have to raise if ..
Posted: Mon Feb 16 4:25:38 2009 What time frame was there between the higher ..
Posted: Mon Feb 16 4:19:53 2009 Naomi, One of the worst things to do is close out ..
Posted: Thu Feb 12 12:24:26 2009 If you need help finding the Sol for your state ..
Posted: Thu Feb 12 12:17:02 2009 North American Debt Settlement, LLC. 132 W. ..
Posted: Thu Feb 12 12:11:15 2009 Luv, I think what you are asking is if family ..
Posted: Thu Feb 12 12:07:17 2009 I am not sure what type of credit card number you ..
Posted: Thu Feb 12 12:04:33 2009 Adam, You always want to keep your credit card ..
Posted: Thu Feb 12 11:59:27 2009 If you do recieve a summons make sure that you ..
Posted: Thu Feb 12 11:52:32 2009 Yes it should raise tyour credit score since it ..
Posted: Thu Feb 12 11:43:41 2009 Jefferson, If you closed an account and pwed ..
Posted: Wed Feb 11 11:06:59 2009 Nina, If you did not include Lane Bryant in the ..
Posted: Tue Feb 10 12:27:03 2009 So the next step mholcomb is to the dispute ..
Posted: Tue Feb 10 12:24:48 2009 I have seen the same thing on my husbands report. ..
Posted: Tue Feb 10 12:20:16 2009 Hello Jim and welcome. Thanks first of all for ..
Posted: Mon Feb 9 11:28:04 2009 If you were only late on that one payment then I ..
Posted: Mon Feb 9 11:24:29 2009 Hi Squadcar, usually when garnishing wages for ..
Posted: Mon Feb 9 11:20:24 2009 Web sites like fake paychecks is one sure way to ..
Posted: Mon Feb 9 11:18:29 2009 LT, some people can raise their score a lot by ..
Posted: Mon Feb 9 11:16:24 2009 Since your daughter was not 18 at the time of ..
Posted: Mon Feb 9 11:14:05 2009 Nina, this mark does stay on your credit for a ..
Posted: Mon Feb 9 11:11:11 2009 Dan, also is some states once a judgement verdict ..
Posted: Mon Feb 9 11:05:56 2009 Adam, this is not proper debt validation. It ..
Posted: Fri Feb 6 7:07:41 2009 Adam, You can file your dispute at any time. If ..
Posted: Fri Feb 6 4:53:53 2009 I do not think this is what the poster is trying ..
Posted: Fri Feb 6 4:49:53 2009 Justin, I actually think this is what happened. ..
Posted: Thu Feb 5 5:40:40 2009 Have you any update on this I am going through ..
Posted: Thu Feb 5 12:41:07 2009 I have never had to repair my credit so where ..
Posted: Thu Feb 5 12:36:36 2009 Lt, First of all you can find sample letters in ..
Posted: Thu Feb 5 12:31:27 2009 Need some help here. A few years ago my mother- ..
Posted: Wed Feb 4 5:13:49 2009 Do not let the idea of credit repair scare you ..
Posted: Wed Feb 4 5:11:05 2009 This still will not remove the original creditors ..
Posted: Wed Feb 4 5:03:38 2009 They will do as Guest suggests. When you owe ..
Posted: Wed Feb 4 4:58:25 2009 CAn banks increase interest just like that I ..
Posted: Wed Feb 4 4:55:27 2009 We can not give you account numbers here at the ..
Posted: Tue Feb 3 7:24:35 2009 Panther express, just a short note here. A ..
Posted: Tue Feb 3 7:21:23 2009 Hi Luvnet, You can obtain a good credit card ..
Posted: Tue Feb 3 7:17:43 2009 Hello Kara, Yes you should send a debt validation ..
Posted: Tue Feb 3 7:12:10 2009 It may be for your best interests to pay this ..
Posted: Tue Feb 3 7:08:06 2009 Not really. You can still get credit in this ..
Posted: Tue Feb 3 7:02:11 2009 Is this account still owned by the original ..
Posted: Tue Feb 3 6:57:30 2009 No they can not take wages that are from Social ..
Posted: Tue Feb 3 6:54:12 2009 Hi Chase hater, No if you have not made any ..
Posted: Mon Feb 2 7:52:50 2009 If you are on this loan as a co-signer then you ..
Posted: Mon Feb 2 7:49:10 2009 What kind of form did they send you Were you ..
Posted: Mon Feb 2 7:41:16 2009 First I thought collection agencies were not ..
Posted: Sat Jan 31 9:08:43 2009 The poster stated that he is paying on a charged ..
Posted: Sat Jan 31 9:05:58 2009 When calling always ask for someone ..
Posted: Sat Jan 31 9:03:33 2009 Okay if they can not collect money up front for ..
Posted: Sat Jan 31 8:53:06 2009 I have seen credit card places waive interest ..
Posted: Sat Jan 31 8:49:12 2009 One of the biggest things for us is not to carryu ..
Posted: Sat Jan 31 8:37:52 2009 Do they have an email on the customer service ..
Posted: Fri Jan 30 8:44:30 2009 I always thought that if a debt was listed on a ..
Posted: Fri Jan 30 8:10:01 2009 So the statute of limitations is different on ..
Posted: Fri Jan 30 8:06:52 2009 Once a settlement offer is reached can they ..
Posted: Fri Jan 30 7:58:38 2009 You should have plent of time to get a response ..
Posted: Fri Jan 30 7:52:06 2009 OK thanks Carol for giving me the reasoning ..
Posted: Fri Jan 30 7:46:16 2009 So if the father does not find out about the ..
Posted: Thu Jan 29 12:29:07 2009 What is the difference in "settled for ..
Posted: Thu Jan 29 12:24:09 2009 Is this company moving around or just expanding ..
Posted: Thu Jan 29 12:09:34 2009 I would believe it would be up to the company ..
Posted: Thu Jan 29 9:49:02 2009 lescifra, Hello and welcome. If you are planning ..
Posted: Thu Jan 29 9:44:50 2009 You may be able to go through a mortgage company ..
Posted: Thu Jan 29 9:28:11 2009 Have you tried contactin the credit card ..
Posted: Thu Jan 29 9:23:44 2009 Elisa, I think you should call your atty generals ..
Posted: Thu Jan 29 9:06:34 2009 If you know the name of the person or company you ..
Posted: Thu Jan 29 9:01:53 2009 Can anyone tell me in this situation if a summons ..
Posted: Tue Jan 27 12:36:25 2009 If a cease and desist letter does not stop them ..
Posted: Mon Jan 26 3:00:23 2009 You can request debt validation at any time. Have ..
Posted: Mon Jan 26 2:55:36 2009 Justin, are these collectors allowed to call cell ..
Posted: Sun Jan 25 11:06:38 2009 Doesn't the judge who issues the bank account ..
Posted: Sun Jan 25 10:52:35 2009 What state did you take out this credit card in ..
Posted: Sun Jan 25 10:45:34 2009 They can not legally hold your husband ..
Posted: Sun Jan 25 10:33:26 2009 It would depend on the rules of debt collection. ..
Posted: Sat Jan 24 6:54:59 2009 You really do have to be careful when chosing a ..
Posted: Fri Jan 23 4:35:26 2009 Hi, keylamoon Yes it should have fell off your ..
Posted: Fri Jan 23 4:57:27 2009 Poboy..what type of disability are you on Is it ..
Posted: Fri Jan 23 4:52:05 2009 I had one call me years ago and threaten to sell ..
Posted: Fri Jan 23 4:48:24 2009 If it is a copy of her contract is she not ..
Posted: Fri Jan 23 4:43:18 2009 thanks...I can not seem to get on my page. It ..
Posted: Fri Jan 23 4:39:29 2009 Yes a social security number is something you ..
Posted: Fri Jan 23 4:36:38 2009 I did answer you here Key, I had the same thing ..
Posted: Fri Jan 23 4:31:40 2009 Ask them to show proof of the judement. Also you ..
Posted: Fri Jan 23 4:27:15 2009 I would not pay this debt. This debt is 13 years ..
Posted: Fri Jan 23 4:21:32 2009 Redsox, if the debt collectors due bother you and ..
Posted: Thu Jan 22 5:22:00 2009 Problem is these days you cannot trust anyone to ..
Posted: Thu Jan 22 5:18:04 2009 I ca not believe that there is not something that ..
Posted: Thu Jan 22 5:12:10 2009 Carol. SO if the someone was a victim opf ..
Posted: Thu Jan 22 5:09:36 2009 Linda, Hello and welcome to the forum. Alot of it ..
Posted: Thu Jan 22 5:07:30 2009 Probaly not much until its been 30 days on the ..
Posted: Thu Jan 22 5:01:41 2009 I remember reading your original post. I am so ..
Posted: Thu Jan 22 4:58:00 2009 If the only money going into your account is from ..
Posted: Thu Jan 22 4:53:23 2009 If the debt is with in the statute of limitations ..
Posted: Thu Jan 22 4:50:04 2009 Yes the SOl has been up on this account for a ..
Posted: Thu Jan 22 4:47:03 2009 If I was you I would call your states atty ..
Posted: Wed Jan 21 9:44:40 2009 It would seem that this account has not been open ..
Posted: Wed Jan 21 9:37:21 2009 RPK, I would not confirm or agree to anything! ..
Posted: Wed Jan 21 3:37:57 2009 Is the mark on your credit report from the ..
Posted: Wed Jan 21 3:26:30 2009 Thank you Sheryl for your above post. I am glad ..
Posted: Wed Jan 21 3:22:20 2009 Also to add to the post..back arrearages on child ..
Posted: Wed Jan 21 3:18:42 2009 Yes good natured once it goes over to the ..
Posted: Tue Jan 20 6:51:30 2009 Mary, is there a way she can find out why and how ..
Posted: Mon Jan 19 5:13:08 2009 Discharged debt is usally one that someone files ..
Posted: Mon Jan 19 4:58:26 2009 So regardless of what each credit report sayd ..
Posted: Mon Jan 19 4:55:04 2009 A family member went throught chil support ..
Posted: Sun Jan 18 3:26:39 2009 As Doc has said this is illegal if you are ..
Posted: Sun Jan 18 10:24:00 2009 It may help to know how long ago this was good ..
Posted: Sun Jan 18 7:08:48 2009 I can find it on my credit report. I have all ..
Posted: Sun Jan 18 7:00:38 2009 I am pretty usre the problem is not that they are ..
Posted: Sun Jan 18 6:58:30 2009 When it comes to balance transfer the fine print ..
Posted: Sat Jan 17 12:39:31 2009 Then it looks like this debt will have to stay on ..
Posted: Sat Jan 17 12:35:21 2009 Ben, if you feel the person you co-signed for is ..
Posted: Sat Jan 17 12:31:35 2009 Has anyone from Hope for homes contacted you Also ..
Posted: Sat Jan 17 7:26:01 2009 Why three different fall off dates. I looked at ..
Posted: Sat Jan 17 7:23:28 2009 Yes a credit card that has been opened this long ..
Posted: Sat Jan 17 7:01:04 2009 I know just to pull a report if you know ..
Posted: Fri Jan 16 6:00:58 2009 Adam, You need to see if the original creditor is ..
Posted: Thu Jan 15 6:22:29 2009 If the payday loans are illegal (some are) and ..
Posted: Thu Jan 15 6:16:01 2009 SInce the car is in default and they were going ..
Posted: Thu Jan 15 6:11:41 2009 What about the fact that he was never served a ..
Posted: Thu Jan 15 6:07:35 2009 SO if they do not valdiate this debt why can he ..
Posted: Thu Jan 15 5:58:37 2009 I think when it would matter what is being ..
Posted: Wed Jan 14 7:57:13 2009 I remembe seeing it here also. I am almost ..
Posted: Wed Jan 14 11:00:57 2009 A little note about midland Devin, I dealt with ..
Posted: Wed Jan 14 6:49:17 2009 Yes I was pretty clear on the student loans since ..
Posted: Wed Jan 14 6:46:54 2009 Whom is considered the third party in debt ..
Posted: Wed Jan 14 6:42:42 2009 Sorry Richard I did look to see if anyone else ..
Posted: Wed Jan 14 6:40:09 2009 Gee Doc, you are a deep well of information. So ..
Posted: Wed Jan 14 6:37:26 2009 What happens if they will not send this copy and ..
Posted: Wed Jan 14 6:33:34 2009 Alright thanks for this answer. I have been ..
Posted: Tue Jan 13 3:17:36 2009 I have heard though that some work with them to ..
Posted: Tue Jan 13 3:14:32 2009 Wow I never relized that these virtual credit ..
Posted: Tue Jan 13 3:03:39 2009 Donald, Usually debt settlement is about 50-70% ..
Posted: Tue Jan 13 2:57:13 2009 Did you find the Applied CC a good place to start ..
Posted: Tue Jan 13 9:13:53 2009 Scott, in the four states that do not allow for ..
Posted: Tue Jan 13 9:07:36 2009 I asked this question too. I keep hearing that ..
Posted: Tue Jan 13 8:56:54 2009 What does the SOL go by I would like to know ..
Posted: Tue Jan 13 8:30:22 2009 Where are my post going I have asked a couple ..
Posted: Tue Jan 13 8:26:04 2009 Yes that is where they get there numbers but when ..
Posted: Tue Jan 13 8:20:30 2009 So if if it the card hholder agreement that could ..
Posted: Tue Jan 13 8:16:50 2009 Just working on it alone is enough to give ..
Posted: Mon Jan 12 7:12:03 2009 I hear that some credit repair companies actually ..
Posted: Mon Jan 12 6:57:57 2009 I have asked this to many people and always got ..
Posted: Mon Jan 12 6:37:36 2009 If though there are alot of cards open and this ..
Posted: Mon Jan 12 4:57:07 2009 I would find those records or call the law office ..
Posted: Mon Jan 12 4:54:41 2009 I agree with you DD. The fact is it is easy just ..
Posted: Mon Jan 12 4:49:55 2009 Justin, why is it that some people say its six ..
Posted: Mon Jan 12 4:47:22 2009 Carol, So it is not just one copy they have to ..
Posted: Mon Jan 12 4:38:54 2009 You do not need debt validation to prove the debt ..
Posted: Mon Jan 12 4:33:13 2009 SD, this is not validation. If you want my ..
Posted: Mon Jan 12 10:30:43 2009 If and when it does go to court you will be able ..
Posted: Mon Jan 12 10:12:29 2009 I relize you are in a tough situation. Since they ..
Posted: Mon Jan 12 10:06:41 2009 I filed many years ago and know when I did my ..
Posted: Sun Jan 11 4:21:56 2009 Hello abhimanyu, welcome to our forum. If you ..
Posted: Sun Jan 11 11:39:17 2009 I do not believe that it is. Do you recognize the ..
Posted: Sun Jan 11 11:34:05 2009 Thats why I was a because I would be wary of ..
Posted: Sat Jan 10 9:09:42 2009 Doesn't that require making a trip to the ..
Posted: Sat Jan 10 8:57:40 2009 Glad you dropped in here Doc. Let me say you have ..
Posted: Sat Jan 10 8:33:20 2009 Yes you could make the call but I would see it ..
Posted: Fri Jan 9 8:45:31 2009 Is there any custody arrangements set up Does ..
Posted: Fri Jan 9 8:41:39 2009 Scott, I was under the impression that a person ..
Posted: Fri Jan 9 8:37:42 2009 I never heard of them sending certified mail but ..
Posted: Fri Jan 9 8:32:34 2009 Julie this is harassment and you can report this ..
Posted: Fri Jan 9 8:27:26 2009 Student loans effect your credit score like any ..
Posted: Fri Jan 9 8:22:40 2009 Do NOT send them one payment if they are past the ..
Posted: Fri Jan 9 8:07:42 2009 Oh I doubt they have fallen off the earth..We ..
Posted: Fri Jan 9 7:58:36 2009 I would get your bank to write you a statement to ..
Posted: Fri Jan 9 7:40:03 2009 Do you have to send the original return reciept ..
Posted: Thu Jan 8 5:23:12 2009 I just asked this question on another thread. Is ..
Posted: Thu Jan 8 5:18:46 2009 Is it true only the courts can decide what ..
Posted: Thu Jan 8 5:13:30 2009 Are they legally allowed to re-reverse a debt If ..
Posted: Thu Jan 8 5:08:42 2009 This is an area that always makes me wonder about ..
Posted: Thu Jan 8 5:04:58 2009 I forgot to mention the FTC. Usually an atty ..
Posted: Thu Jan 8 5:00:03 2009 Hello tshozi, Do you have any proof that this ..
Posted: Thu Jan 8 4:56:30 2009 In PA you can not have your wages attached or I ..
Posted: Wed Jan 7 7:05:50 2009 Bailey, We here can not do anything to get those ..
Posted: Wed Jan 7 6:04:51 2009 Is it the three credit bureaus that offer the ..
Posted: Wed Jan 7 5:31:18 2009 Here is a question for whom ever can answer it: ..
Posted: Wed Jan 7 5:21:12 2009 Learning fast, It sounds like you are on the ..
Posted: Wed Jan 7 5:13:02 2009 You must wait the full 30 days from the date they ..
Posted: Wed Jan 7 4:55:58 2009 No More drama, How old is this debt and also what ..
Posted: Tue Jan 6 6:32:44 2009 Sounds like a problem we had to correct a few ..
Posted: Tue Jan 6 6:17:09 2009 Doc Why do you suggest she ask them what to do ..
Posted: Tue Jan 6 6:12:48 2009 Learning that is not proper debt validation. they ..
Posted: Tue Jan 6 6:06:29 2009 I am not so sure you can get them deleted from ..
Posted: Tue Jan 6 5:55:36 2009 I would contact the comapny that has these debts ..
Posted: Tue Jan 6 5:51:07 2009 First you ust reply to the summons or they will ..
Posted: Tue Jan 6 5:47:13 2009 First of all I would not pay anyone that is not ..
Posted: Tue Jan 6 5:43:20 2009 Hi miss, How have you had your taxes prepared for ..
Posted: Tue Jan 6 5:40:36 2009 I would try to dispute this listing with the ..
Posted: Mon Jan 5 7:36:45 2009 Unforetunatly if you would have gotten a pay for ..
Posted: Mon Jan 5 7:32:31 2009 Lincoln, that sounds like a pretty good reduction ..
Posted: Sun Jan 4 12:21:09 2009 Yes it sounds as if it is. We would almost have ..
Posted: Sun Jan 4 8:53:45 2009 I believe I have heard differnt stories like ..
Posted: Sat Jan 3 2:04:56 2009 I opened a paypal account recently and got some ..
Posted: Sat Jan 3 1:56:21 2009 Do they have copy of sample letters over at the ..
Posted: Sat Jan 3 1:53:42 2009 No SD it is not proper validation. Everyone here ..
Posted: Sat Jan 3 1:47:39 2009 What makes the difference in what part of Ireland ..
Posted: Sat Jan 3 6:36:51 2009 It is really risky at this point but if we all ..
Posted: Sat Jan 3 6:33:41 2009 MAry is definatley correct. You should protect ..
Posted: Sat Jan 3 6:26:25 2009 Mad, Are you trying to reach Speigel or just ..
Posted: Sat Jan 3 6:12:55 2009 This is something I jave not looked at much on my ..
Posted: Sat Jan 3 6:09:59 2009 It may have something to do with how much you owe ..
Posted: Thu Jan 1 5:40:45 2009 Good natured, I know there is alot more that ..
Posted: Thu Jan 1 5:31:56 2009 Guest I think you are on the right track when you ..
Posted: Thu Jan 1 5:10:19 2009 If the collection agency is the only one listing ..
Posted: Thu Jan 1 4:54:58 2009 Yes we have that little system in place here. We ..
Posted: Thu Jan 1 8:21:04 2009 It doesn't sound quiute right to me either. I ..
Posted: Thu Jan 1 7:55:30 2009 What is the difference in getting the collection ..
Posted: Wed Dec 31 7:06:15 2008 Good natured, how did you finally get caught up ..
Posted: Wed Dec 31 7:01:38 2008 So if you do owe the debt they can harass you I ..
Posted: Wed Dec 31 6:54:15 2008 Yes sometime in January. I have been following ..
Posted: Wed Dec 31 6:48:21 2008 Do you have the proof that you asked for debt ..
Posted: Wed Dec 31 6:43:34 2008 I only had two negatives that were really ..
Posted: Tue Dec 30 5:31:31 2008 There are good agenciesw out there that can help ..
Posted: Tue Dec 30 5:29:08 2008 I am about ready to pull my last report of the ..
Posted: Tue Dec 30 5:03:08 2008 I should do a check tomorrow and use my last free ..
Posted: Tue Dec 30 4:59:09 2008 I have heard nothing about any cash in hand. Its ..
Posted: Tue Dec 30 4:55:22 2008 You will be legally held responsible if they take ..
Posted: Tue Dec 30 12:53:01 2008 I do not think he is sayong he is late or even ..
Posted: Tue Dec 30 12:36:25 2008 I wondered this and remember asking the question ..
Posted: Tue Dec 30 12:30:00 2008 The credit bureaus do not have to senf you proof ..
Posted: Tue Dec 30 7:28:10 2008 I have not heard of this place but I do not have ..
Posted: Mon Dec 29 7:06:52 2008 I believe what the poster is trying to figure out ..
Posted: Sun Dec 28 3:16:32 2008 Yes and the older the account the worse damage it ..
Posted: Sun Dec 28 3:12:38 2008 They really have a battle if they go top take it ..
Posted: Sun Dec 28 3:09:45 2008 SD...I know when I googled Omega credit I had ..
Posted: Sun Dec 28 3:06:27 2008 It is good that they can give this kind of break ..
Posted: Sun Dec 28 3:00:30 2008 Usually by the time a collection agency sells ..
Posted: Sun Dec 28 2:55:31 2008 I thought loans from another counrty were hard to ..
Posted: Sun Dec 28 2:48:04 2008 I use to have a mortgage loan with Chase mahattan ..
Posted: Sat Dec 27 9:05:42 2008 I see ups and downs the way you put it. Making ..
Posted: Tue Dec 23 3:53:17 2008 Thanks for expalining. I understand now. If you ..
Posted: Tue Dec 23 3:50:29 2008 I was told that only two people can report on one ..
Posted: Tue Dec 23 4:44:02 2008 I can not believe lawyers do not tell you this. I ..
Posted: Tue Dec 23 4:41:42 2008 I believe the person has made a decision to file ..
Posted: Tue Dec 23 4:37:02 2008 I would be happy with that...why complain Thanks ..
Posted: Tue Dec 23 4:35:48 2008 What are the difference between bank 7 and bank ..
Posted: Tue Dec 23 4:32:54 2008 No I did like 14 years ago. When my first hubby ..
Posted: Tue Dec 23 4:29:12 2008 The older thesse debts become sd chargers the ..
Posted: Tue Dec 23 4:25:09 2008 I imagine if you are going to be in the business ..
Posted: Tue Dec 23 4:22:27 2008 I actually believe it was but many of the ..
Posted: Mon Dec 22 5:48:20 2008 So does this erve as a good defense for them I ..
Posted: Mon Dec 22 5:46:25 2008 Justin, Okay now do you have a certain time ..
Posted: Mon Dec 22 5:43:47 2008 Is there a way at this point to get the money ..
Posted: Mon Dec 22 5:40:50 2008 Thats pretty good that they match you with the ..
Posted: Mon Dec 22 5:37:19 2008 Sd chargers if this was recently and you have ..
Posted: Mon Dec 22 5:30:11 2008 If you filed for a bankruptsy you can not get it ..
Posted: Mon Dec 22 5:26:27 2008 Didn't they already violate the persons rights by ..
Posted: Mon Dec 22 6:07:44 2008 This would be a n excellent opportunity for ..
Posted: Mon Dec 22 6:04:35 2008 If someone finds out that they have a judgement ..
Posted: Mon Dec 22 6:01:12 2008 I do not think you would see the help come our ..
Posted: Sun Dec 21 5:50:18 2008 Wow this is really great news. I think it will ..
Posted: Sun Dec 21 5:46:33 2008 This is a great post and thanks for the time you ..
Posted: Sun Dec 21 5:42:32 2008 Well the insurance company said they had ..
Posted: Sun Dec 21 5:30:56 2008 I am just glad to see programs out there for our ..
Posted: Sun Dec 21 5:15:52 2008 I will agree with everyone on this note too. You ..
Posted: Sat Dec 20 1:36:34 2008 Trua and with it being past SOL and not really ..
Posted: Sat Dec 20 1:34:17 2008 So what is the taxes paid on the settlemnt amount ..
Posted: Sat Dec 20 1:32:05 2008 Justin, I was wondering if they list judgements ..
Posted: Sat Dec 20 1:16:41 2008 Wow Are there truly that many collection agencies ..
Posted: Sat Dec 20 8:15:58 2008 I am not real sure on this one but I believe that ..
Posted: Sat Dec 20 8:07:59 2008 Just another collector. I believe that I would ..
Posted: Sat Dec 20 7:59:46 2008 Are there any gaurentees of refunding money that ..
Posted: Sat Dec 20 7:56:07 2008 Yes Good natured the debt forum is also an ..
Posted: Sat Dec 20 7:52:03 2008 Jeff, Have you callled anyone at the Image card ..
Posted: Sat Dec 20 7:48:02 2008 I will agree with you there. This nation has ..
Posted: Sat Dec 20 7:45:21 2008 Wow this sounds like an excellent program. ..
Posted: Sat Dec 20 7:36:21 2008 Good Morning Lola, If you want to ..
Posted: Fri Dec 19 8:47:37 2008 Is there many ways to keep this from happening I ..
Posted: Fri Dec 19 8:45:33 2008 At leat it gives the person a little time to get ..
Posted: Fri Dec 19 8:42:41 2008 There was a write up in the ppaper about the ..
Posted: Fri Dec 19 8:38:50 2008 Sd Chargers, I do not know much about VHA loans ..
Posted: Fri Dec 19 8:29:43 2008 SD I believe he was just giving an examp;le of a ..
Posted: Fri Dec 19 8:27:14 2008 Swsabean, If you are looking for good samples of ..
Posted: Fri Dec 19 8:24:58 2008 I myself have not had any problems with Experian. ..
Posted: Thu Dec 18 6:17:24 2008 I had thought that they did away with the [art of ..
Posted: Thu Dec 18 6:06:18 2008 The Federal Housing loans really do have ..
Posted: Thu Dec 18 5:57:23 2008 Rebecca, I am glad you got this all taken care of ..
Posted: Thu Dec 18 5:53:08 2008 I believe that it really means ..
Posted: Thu Dec 18 8:41:19 2008 If you ever need help seeing what the SOl or laws ..
Posted: Thu Dec 18 8:38:29 2008 Going through this program, The Hopenow, does it ..
Posted: Thu Dec 18 8:35:25 2008 I always tell people to not set up a repayment ..
Posted: Thu Dec 18 8:30:09 2008 Even if the poster goes through a counseling ..
Posted: Thu Dec 18 8:26:07 2008 SD, Here this may make you feel better... No ..
Posted: Thu Dec 18 8:23:08 2008 This really is a shame especially all the work it ..
Posted: Thu Dec 18 8:18:15 2008 Doc is right on that on SD. The older the debt ..
Posted: Thu Dec 18 8:14:44 2008 I have seen reage as two different things thats ..
Posted: Thu Dec 18 8:06:18 2008 Is there a way to keep them from going to court ..
Posted: Thu Dec 18 8:01:05 2008 So if you are already in the closing process as ..
Posted: Thu Dec 18 4:54:34 2008 Thats the first reage I was talking about. If you ..
Posted: Thu Dec 18 4:48:14 2008 Now I do believe that you will be responsible for ..
Posted: Wed Dec 17 5:30:33 2008 A social security number that is stolen can cause ..
Posted: Wed Dec 17 5:25:24 2008 I am not entirely sure of this one since I have ..
Posted: Wed Dec 17 5:22:26 2008 Your right some things are just best let go. If ..
Posted: Wed Dec 17 4:59:52 2008 Reaging an account is when the creditor agrees to ..
Posted: Wed Dec 17 11:19:34 2008 I was considering the options just in case she ..
Posted: Wed Dec 17 11:16:12 2008 Justin, does chapter 13 still stay on your credit ..
Posted: Wed Dec 17 11:13:09 2008 This is how I figured it would be. Once they ..
Posted: Wed Dec 17 10:58:30 2008 Bangman, Justin is correct you will have to repay ..
Posted: Wed Dec 17 4:31:22 2008 I would want to present my case to the court if I ..
Posted: Wed Dec 17 4:23:41 2008 With the markewt the way it is now that could add ..
Posted: Wed Dec 17 4:19:59 2008 That a very true statement but I can almost bet ..
Posted: Wed Dec 17 4:15:43 2008 Thanks MAry. It probaly would be best done ..
Posted: Wed Dec 17 4:12:28 2008 Yes I am aware of the only things that are ..
Posted: Wed Dec 17 4:09:29 2008 Good nautured, You should check on Docs site. He ..
Posted: Wed Dec 17 4:06:39 2008 Sean chuck, You may still be able to get your ..
Posted: Wed Dec 17 4:01:25 2008 This is why they are called junk debt collectors. ..
Posted: Tue Dec 16 11:37:17 2008 That doesn't mean they can not take you to court ..
Posted: Tue Dec 16 11:15:12 2008 I have had two collection agencies send me ..
Posted: Tue Dec 16 10:59:20 2008 Doc, What exactly is a short sale It sounds as if ..
Posted: Tue Dec 16 8:01:57 2008 Mary How does this dispute process actually work ..
Posted: Tue Dec 16 7:58:50 2008 So there is not anyway he can file for the change ..
Posted: Tue Dec 16 7:47:42 2008 So you see porboy it really is 4 years here in ..
Posted: Tue Dec 16 7:41:01 2008 I also would try to dispute the information. with ..
Posted: Tue Dec 16 7:34:36 2008 This is very true. soemtimes the debt depending ..
Posted: Tue Dec 16 7:29:58 2008 I to believe that they will not take the vehicle. ..
Posted: Tue Dec 16 7:16:45 2008 Mary, She is trying to use an existing card and ..
Posted: Mon Dec 15 6:28:30 2008 I was reading an article in the readers about ..
Posted: Mon Dec 15 6:20:04 2008 I amnot exactly sure on this one but I would ..
Posted: Mon Dec 15 6:18:05 2008 Then be sure not to contact them at all. You will ..
Posted: Mon Dec 15 6:15:05 2008 I am not so sure there would be nothing to worry ..
Posted: Mon Dec 15 6:06:17 2008 My goodness what a mess. I would call that credit ..
Posted: Mon Dec 15 12:40:05 2008 I am not sure exactly what I would do about it ..
Posted: Mon Dec 15 12:36:54 2008 I am not the greatest in the mortgage field but I ..
Posted: Mon Dec 15 12:32:38 2008 I can not believe how high the interest rate can ..
Posted: Mon Dec 15 12:28:20 2008 Yes the statute of limitations is DEFINATELY 4 ..
Posted: Mon Dec 15 7:49:27 2008 If you have given tehm your credit card number as ..
Posted: Mon Dec 15 7:45:53 2008 The fair debt collection act actually has a web ..
Posted: Mon Dec 15 7:37:39 2008 How do they get these default judgements Wouldn't ..
Posted: Sun Dec 14 4:32:39 2008 Nothing usually is as good as it sounds. Maybe ..
Posted: Sun Dec 14 4:24:15 2008 SWSA, So are you saying that they do not have to ..
Posted: Sun Dec 14 4:16:57 2008 This probaly boils down to having a lawyer that ..
Posted: Sun Dec 14 4:11:43 2008 Thats why it is important to get the facts ..
Posted: Sun Dec 14 4:03:30 2008 Thanks for the info, Although I believe two years ..
Posted: Sun Dec 14 4:02:10 2008 Hello Guest, Fisrt of all lewt me say I really ..
Posted: Sun Dec 14 3:56:39 2008 It really annoys me when people at the courthoues ..
Posted: Sun Dec 14 3:17:59 2008 Yes it really is seven and a half years. I ..
Posted: Sun Dec 14 3:01:44 2008 Have you went down to your bank and reported this ..
Posted: Sat Dec 13 5:55:29 2008 Gosh thats a really long period. I wonder why the ..
Posted: Sat Dec 13 5:52:28 2008 Theres an idea. LOL. I guess some where along the ..
Posted: Sat Dec 13 5:49:08 2008 I myself have not been a victim but I was always ..
Posted: Sat Dec 13 5:45:50 2008 So if I were to look at my report and see where ..
Posted: Sat Dec 13 5:40:04 2008 So this is a really big if. I guess they really ..
Posted: Sat Dec 13 7:46:28 2008 Thanks a lot for clearing that up. How long does ..
Posted: Sat Dec 13 7:41:28 2008 Does this company really operate in so many ..
Posted: Sat Dec 13 7:37:13 2008 Now here is a big question and I would really ..
Posted: Sat Dec 13 7:22:36 2008 How do these collection agencies get away with ..
Posted: Sat Dec 13 7:15:46 2008 That has always been kind of a big issue here. ..
Posted: Sat Dec 13 7:10:34 2008 A couple question on this Doc. Does all ..
Posted: Fri Dec 12 9:10:33 2008 I did not look into it exactly but I did look at ..
Posted: Fri Dec 12 9:02:44 2008 Thats probaly the best decision right there. It ..
Posted: Fri Dec 12 8:57:28 2008 They have just recently offered a 20% cash back ..
Posted: Fri Dec 12 8:52:26 2008 Nope no denial letter. Like I said I believe the ..
Posted: Fri Dec 12 8:49:44 2008 Sd..let the debt collection place getg a hold of ..
Posted: Fri Dec 12 8:45:05 2008 Now I am not 100% sure on this but I do not ..
Posted: Fri Dec 12 8:41:06 2008 Actually Sd it is not as it would appear to be. ..
Posted: Fri Dec 12 4:52:24 2008 Hi Nashes, There is a page where you can get ..
Posted: Fri Dec 12 4:58:54 2008 That is true unless the debt is really old then ..
Posted: Fri Dec 12 4:54:34 2008 I am sure if he has any records of the acccounts ..
Posted: Fri Dec 12 4:49:35 2008 No Sd chargers they can not legally change the ..
Posted: Fri Dec 12 4:42:22 2008 SD chargers, I do not believe anything these days ..
Posted: Fri Dec 12 4:37:49 2008 I believe what Good natured was talking about ..
Posted: Fri Dec 12 4:32:32 2008 SD, the detb will stay on for 7 years. It can not ..
Posted: Fri Dec 12 4:28:42 2008 swsabean, Getting back to your original ..
Posted: Fri Dec 12 4:21:54 2008 The poster needs to file a change of venue surely ..
Posted: Fri Dec 12 4:15:18 2008 If you win and can prove you in fact do not owe ..
Posted: Thu Dec 11 8:09:51 2008 Thats a great question and one I never thought to ..
Posted: Thu Dec 11 2:21:46 2008 They can in fact garnish wages in the state of ..
Posted: Thu Dec 11 2:15:23 2008 sOMETIMES When a collector buys your account you ..
Posted: Thu Dec 11 2:06:27 2008 I do not know a whole lot about secured cards but ..
Posted: Thu Dec 11 1:56:26 2008 Do they have a legal judgement to garnish your ..
Posted: Thu Dec 11 7:18:57 2008 Once you recieve debt validation and only when ..
Posted: Thu Dec 11 7:15:03 2008 You may have a problem with disputing the claim ..
Posted: Thu Dec 11 7:11:22 2008 Taking on so many peoples electric bills is not a ..
Posted: Thu Dec 11 7:06:03 2008 It is very hard once you get behind or get a lot ..
Posted: Thu Dec 11 6:53:57 2008 I would like to see a better program implemented ..
Posted: Thu Dec 11 6:46:50 2008 Thats why it is very important to make sure you ..
Posted: Thu Dec 11 6:31:43 2008 Hi Richard, I sent you a pm on this. I have been ..
Posted: Wed Dec 10 6:05:57 2008 That call would have gotten my blood boiling. ..
Posted: Wed Dec 10 5:37:07 2008 Does anyone know who you can email with problems ..
Posted: Wed Dec 10 5:22:30 2008 I am trying to find an answer to why my credit ..
Posted: Wed Dec 10 5:00:47 2008 Arlington, You will have to repay this debt. Many ..
Posted: Tue Dec 9 3:58:54 2008 Diana, Is the thousands of dollars because of ..
Posted: Tue Dec 9 3:24:32 2008 Sd explains it all very well here. This can be a ..
Posted: Mon Dec 8 4:35:38 2008 Do you have any idea how these charges even ..
Posted: Mon Dec 8 4:29:21 2008 Thats probaly for the best chargers..seriously. ..
Posted: Mon Dec 8 4:25:40 2008 30 days..how would a person know if they haven't ..
Posted: Mon Dec 8 4:21:37 2008 What happens if say a debt collector picks up the ..
Posted: Mon Dec 8 4:13:38 2008 Is there anyway the bankl could help you with ..
Posted: Mon Dec 8 4:08:53 2008 That sounds like a really great book. I was ..
Posted: Mon Dec 8 4:04:39 2008 Thats true..leave it to you to put sense into ..
Posted: Mon Dec 8 4:01:18 2008 Cody hasn't been looking well to people here ..
Posted: Mon Dec 8 3:57:05 2008 I am not quite certain exactly which one it was. ..
Posted: Mon Dec 8 12:55:03 2008 Thats y opinion. Up until the accident about ..
Posted: Mon Dec 8 12:51:24 2008 Hello and welcome. I am glad to see you found our ..
Posted: Sun Dec 7 3:52:59 2008 Three parties are not allowed to report a debt. ..
Posted: Sun Dec 7 3:47:19 2008 Another one of his one liners. Maybe by going ..
Posted: Sun Dec 7 3:43:57 2008 Doc has a website on credit repair that sounds ..
Posted: Sun Dec 7 3:41:12 2008 I am still trying to figure out why Cody post ..
Posted: Sun Dec 7 3:36:23 2008 How can you verify that these letter are actually ..
Posted: Sun Dec 7 3:29:53 2008 GN you have it wrong. These people are actually ..
Posted: Sun Dec 7 3:25:40 2008 This is the reasons those people do not work. I ..
Posted: Sun Dec 7 3:07:37 2008 Lets not even talk about stores this time of ..
Posted: Sun Dec 7 3:01:29 2008 I also check my bank account online but not very ..
Posted: Sat Dec 6 8:42:39 2008 Well finally some sensible advice. I see your ..
Posted: Sat Dec 6 8:38:22 2008 What does this have to do about phone calls This ..
Posted: Sat Dec 6 8:32:29 2008 Here,Here GN...I am glad someone else backs my ..
Posted: Sat Dec 6 8:27:01 2008 Did your read any of the new persons (DOC) posts ..
Posted: Sat Dec 6 8:24:07 2008 I have seen people do this type of thing. I know ..
Posted: Fri Dec 5 8:01:23 2008 Thats great. I always tjhought once it reached ..
Posted: Fri Dec 5 7:58:51 2008 Maybe "why don't you pay your debt" ..
Posted: Fri Dec 5 10:18:08 2008 I think this is a big common misconception to ..
Posted: Fri Dec 5 10:15:38 2008 Yes it is wise to compare the interest rates. ..
Posted: Fri Dec 5 10:12:16 2008 Good one Doc... I think when people do not do ..
Posted: Fri Dec 5 10:07:10 2008 I think anyone who is even a little good a math ..
Posted: Fri Dec 5 10:02:26 2008 Sometimes it takes up to 7.5 years for a debt to ..
Posted: Fri Dec 5 9:58:13 2008 I have to agree with you on the point that paying ..
Posted: Fri Dec 5 9:50:06 2008 Well ntox, Doc gave you some really great ..
Posted: Fri Dec 5 5:04:33 2008 Thats not what I need them to do. I am not the ..
Posted: Fri Dec 5 4:59:22 2008 Mr. Gonzales...you have reached this ite in ..
Posted: Fri Dec 5 4:55:48 2008 I can understand when the original creditor does ..
Posted: Fri Dec 5 4:52:12 2008 I see this post started out about a high credit ..
Posted: Fri Dec 5 4:48:18 2008 I think that is why most of us end up here SD is ..
Posted: Fri Dec 5 4:34:36 2008 I have to laugh at that when I hear it on the ..
Posted: Thu Dec 4 12:26:45 2008 Wow this really is getting out of control. The ..
Posted: Thu Dec 4 12:16:28 2008 I am really glad to hear this. I think if more ..
Posted: Thu Dec 4 6:51:51 2008 They have to get the judge to issue a garnishment ..
Posted: Thu Dec 4 6:41:50 2008 How is this legal I have heard of this methos ..
Posted: Thu Dec 4 6:35:47 2008 Was the repossession listed three times Who holds ..
Posted: Thu Dec 4 6:27:01 2008 SD trying not to argue here but we make that ..
Posted: Thu Dec 4 6:17:14 2008 I do believe we are a notion with mass amounts of ..
Posted: Thu Dec 4 6:07:19 2008 How successsful are these consumer law atty ..
Posted: Thu Dec 4 5:59:04 2008 Now there is some mighty fine information. I am ..
Posted: Thu Dec 4 5:54:02 2008 I think that the debtor has better protection ..
Posted: Thu Dec 4 5:45:32 2008 I have been searching my mind and the internet to ..
Posted: Thu Dec 4 5:40:02 2008 Hi Mary, Appaerntly there have been a lot of ..
Posted: Wed Dec 3 8:22:18 2008 It really doesn't matter what I do they still ..
Posted: Wed Dec 3 4:33:43 2008 I agree Justin. We all need to use those free ..
Posted: Wed Dec 3 4:30:42 2008 Just keep in mind that most department store ..
Posted: Wed Dec 3 4:27:54 2008 No matter what the states SOL is the date the ..
Posted: Tue Dec 2 5:02:32 2008 Will have to see what this is about although I no ..
Posted: Tue Dec 2 4:56:03 2008 I think you may want to loook into it a little ..
Posted: Tue Dec 2 4:51:21 2008 I wish you would have found your way here before ..
Posted: Tue Dec 2 4:44:18 2008 Wow it really seems like you guys have something ..
Posted: Tue Dec 2 7:08:01 2008 Tanga...was there a court date for you to appear ..
Posted: Tue Dec 2 7:05:45 2008 If the last payment was to the original creditor ..
Posted: Tue Dec 2 7:02:22 2008 I was just considering all the consequences of ..
Posted: Tue Dec 2 6:58:01 2008 Thats a long time to stay in one place so if you ..
Posted: Tue Dec 2 6:55:25 2008 Thats what I do..usually I mail it even if I go ..
Posted: Tue Dec 2 6:51:29 2008 Porboy..I thought that your debt was out of ..
Posted: Tue Dec 2 6:48:27 2008 Some are on autimatic dialers so it doesn't keep ..
Posted: Tue Dec 2 6:44:55 2008 Thanks for informing me. Yes that does seem ..
Posted: Tue Dec 2 6:33:50 2008 Yes it seems like if you read through enough ..
Posted: Tue Dec 2 6:27:10 2008 Okay...lets see if you can prove your just not ..
Posted: Tue Dec 2 6:23:42 2008 Thank you for the Link, I went to check it out. ..
Posted: Tue Dec 2 6:16:59 2008 I haven't heard to much about them but there ..
Posted: Sun Nov 30 5:49:22 2008 SD...I would wait to dispute this after you SOL ..
Posted: Sun Nov 30 5:46:11 2008 Hello Mr Smith, please let us know how we can ..
Posted: Sun Nov 30 5:33:40 2008 Yes, this is true but it all depends on your ..
Posted: Sat Nov 29 9:46:20 2008 Carol, How would one go about asking the credit ..
Posted: Sat Nov 29 9:35:16 2008 I go because with my debts this is a good way to ..
Posted: Sat Nov 29 9:32:49 2008 Even if you are pushed to the next level of the ..
Posted: Sat Nov 29 9:26:05 2008 There have been complaints on this on every ..
Posted: Sat Nov 29 9:20:38 2008 OK. So now you need to call the original ..
Posted: Sat Nov 29 9:08:59 2008 True to all of the above.. Just think about it. ..
Posted: Sat Nov 29 9:05:39 2008 You wouldn't necessarliy need enough money for a ..
Posted: Sat Nov 29 9:01:09 2008 I file thirteen all this type of stuff. I would ..
Posted: Sat Nov 29 8:56:19 2008 I agree. I hear there is a stimulus but it is ..
Posted: Sat Nov 29 8:47:51 2008 Thats a great thing about the credit magic site. ..
Posted: Sat Nov 29 8:39:12 2008 I do n ot think she went to court over this SD. ..
Posted: Sat Nov 29 8:33:16 2008 This would depend on a number of factors. do you ..
Posted: Sat Nov 29 8:29:47 2008 No not yet SD. My insurance company is looking ..
Posted: Sat Nov 29 8:25:54 2008 Is there a number maybe the poster could call ..
Posted: Fri Nov 28 7:03:16 2008 SD I think that was a typo. The first round of ..
Posted: Fri Nov 28 5:22:12 2008 That would really make me angry but how are you ..
Posted: Fri Nov 28 5:18:32 2008 Yes SD definaltely dispute this. I think if it ..
Posted: Fri Nov 28 5:15:14 2008 If you transfer an account to another zero ..
Posted: Wed Nov 26 5:58:17 2008 Wow I hope someone stops in and gives you an ..
Posted: Wed Nov 26 5:55:16 2008 Thanks for the info call girl/boy. This is a ..
Posted: Wed Nov 26 5:48:59 2008 Thats a really good explanation. Ialso would ..
Posted: Wed Nov 26 5:45:22 2008 I posted this on another forum also. I had an ..
Posted: Wed Nov 26 5:42:14 2008 I agree I think it is only fair to leave the ..
Posted: Wed Nov 26 5:36:15 2008 Yes be sure you do not pay anything until the ..
Posted: Wed Nov 26 5:32:58 2008 This may be a program offered by a certian crdit ..
Posted: Wed Nov 26 5:30:00 2008 They are known to not follow any rules. A lot of ..
Posted: Wed Nov 26 5:27:29 2008 I have never heard of this before. What is a ..
Posted: Wed Nov 26 5:19:41 2008 Wow I would have been really angry. Are they ..
Posted: Tue Nov 25 8:09:20 2008 Yes you are right Palisades can be for anything ..
Posted: Tue Nov 25 8:07:06 2008 We would need to know what type pf credit you ..
Posted: Tue Nov 25 8:01:17 2008 I have never went to court on a summoms but I ..
Posted: Tue Nov 25 7:57:58 2008 Cash advance fees usually always come with a high ..
Posted: Tue Nov 25 2:08:55 2008 I have seen this happen to a couple people ..
Posted: Tue Nov 25 5:15:31 2008 Thats probaly the best known avenue to finding ..
Posted: Tue Nov 25 5:12:13 2008 Thats good to kow. I don't think the co-signer ..
Posted: Tue Nov 25 5:08:30 2008 What is this number for. Can anyone use it to ..
Posted: Mon Nov 24 6:21:35 2008 This site is like a shopping network. You can ..
Posted: Mon Nov 24 6:17:33 2008 Is it possible to do this I would think that he ..
Posted: Mon Nov 24 6:08:43 2008 Well I called today and it isn't what it appeared ..
Posted: Mon Nov 24 4:58:37 2008 Wait..thats about all you can do at this point. ..
Posted: Mon Nov 24 4:21:19 2008 Hi Besty, It depends on your state. There are ..
Posted: Mon Nov 24 4:08:38 2008 1. If it is a valid debt validation letter then ..
Posted: Mon Nov 24 3:16:00 2008 Good one Mary...I never considered someone not ..
Posted: Mon Nov 24 3:11:12 2008 As mad as we get there are some things that are ..
Posted: Mon Nov 24 3:08:48 2008 You would win the lawsuit if the debt is past SOL ..
Posted: Mon Nov 24 3:05:10 2008 Yes it is definatley legal. First check your ..
Posted: Sun Nov 23 6:34:31 2008 Oh yeah thats really great to hear. Was there a ..
Posted: Sun Nov 23 6:32:39 2008 I never even knew some of these places did these ..
Posted: Sun Nov 23 6:27:51 2008 I have no extra and just went through the whole ..
Posted: Sun Nov 23 6:23:49 2008 Thats what had me really worried a while ago wiht ..
Posted: Sun Nov 23 6:17:30 2008 They are not a part of the top three credit ..
Posted: Sun Nov 23 6:15:12 2008 Well you may have to wait it out and keep ..
Posted: Sun Nov 23 6:11:15 2008 First of all never co-sign for anyone whom you ..
Posted: Sun Nov 23 8:03:15 2008 Yes it really will be. If you plan on shopping ..
Posted: Sun Nov 23 8:00:36 2008 I know the feeling. I have put fuel in my tank ..
Posted: Sun Nov 23 7:57:48 2008 That would be a really good idea. Say if you ..
Posted: Sun Nov 23 7:53:30 2008 I remember this nightmare of yours. I really ..
Posted: Sun Nov 23 7:46:14 2008 If I were ot runnung in circles I wouldn't know ..
Posted: Sun Nov 23 7:44:26 2008 I got my mail late last night and seen a hospitol ..
Posted: Sun Nov 23 7:32:51 2008 Yep..I asked the collecotr on the phone my self. ..
Posted: Sun Nov 23 7:29:31 2008 I agree. I also think we need some more info ..
Posted: Sun Nov 23 7:28:01 2008 Boy isn't that the truth..sleepness nights and ..
Posted: Sat Nov 22 8:09:37 2008 If you need to find your states statute of ..
Posted: Sat Nov 22 8:00:13 2008 They can and usually will take you to court if ..
Posted: Sat Nov 22 7:56:29 2008 Yep I hate that 7 year thing. I wish once the SOL ..
Posted: Sat Nov 22 7:52:37 2008 Keep checking back. I personal messaged someone ..
Posted: Sat Nov 22 7:47:36 2008 Some of those loan transfer fees can be on the ..
Posted: Sat Nov 22 7:19:50 2008 GN they were really great and had mine cashed out ..
Posted: Sat Nov 22 7:15:02 2008 See you have found this site. hope your handling ..
Posted: Sat Nov 22 7:05:41 2008 Yes but they keep selling her debts or something ..
Posted: Sat Nov 22 7:03:19 2008 If the SOL has expired then I would definately ..
Posted: Sat Nov 22 7:01:05 2008 thast been a jole around here for a while and I ..
Posted: Sat Nov 22 6:59:05 2008 They probaly have already closed the accounts ..
Posted: Sat Nov 22 6:51:39 2008 You should take the copy of your equifax repart ..
Posted: Sat Nov 22 6:46:20 2008 Once again Credit pro you are to be commended on ..
Posted: Sat Nov 22 6:43:43 2008 The short answer is that identity theft is a ..
Posted: Sat Nov 22 6:38:21 2008 No it really is not a scam I went there for the ..
Posted: Sat Nov 22 6:34:37 2008 Hey Poboy..this has been answered in detail on ..
Posted: Sat Nov 22 6:31:39 2008 Gn that sounded like a tongue twister:thier ..
Posted: Sat Nov 22 6:28:08 2008 You should go and pull your credit report at ..
Posted: Fri Nov 21 12:31:20 2008 You could use your credit card to take out cash ..
Posted: Fri Nov 21 12:29:43 2008 Well no more...soon you will get that monkey off ..
Posted: Fri Nov 21 12:26:31 2008 Yes Bon, even if they are not there doesn't mean ..
Posted: Fri Nov 21 12:20:31 2008 Some additional charges How about a load of them. ..
Posted: Fri Nov 21 12:16:29 2008 Hi Guest and welcome to the credit magic forum. ..
Posted: Fri Nov 21 12:13:30 2008 This is a really good rule then to have in place. ..
Posted: Fri Nov 21 12:10:48 2008 Great. You really are learning fast. I am glad ..
Posted: Thu Nov 20 9:46:44 2008 Violation of rights.....peeves me off...You think ..
Posted: Thu Nov 20 9:45:04 2008 Still a bunch of crap. I still would think that ..
Posted: Thu Nov 20 9:40:06 2008 Gn if they didn't validate,even if they have the ..
Posted: Thu Nov 20 9:33:34 2008 Good to hear. Hopefully you will SD and you will ..
Posted: Thu Nov 20 7:57:55 2008 Jim...Thank you. This is what I try to advise ..
Posted: Thu Nov 20 7:53:52 2008 Your very welcome SD. Just remember they do ..
Posted: Thu Nov 20 7:50:50 2008 Bon, you are correct, payday lender loan are the ..
Posted: Thu Nov 20 7:47:08 2008 This is a good idea. If they can not validate ..
Posted: Thu Nov 20 7:41:14 2008 Lots of people have been making that mistake and ..
Posted: Thu Nov 20 7:37:03 2008 Thanks Justin. To me it just seems a lot wiser ..
Posted: Thu Nov 20 7:32:40 2008 We live in the back woods here Theresa and they ..
Posted: Thu Nov 20 7:28:57 2008 Thanks for the information SAm12. I myself was ..
Posted: Thu Nov 20 4:54:36 2008 Is it Commonwealth Financial that is suing you or ..
Posted: Thu Nov 20 4:48:59 2008 Be sure to get the pay for delete in the ..
Posted: Thu Nov 20 4:46:31 2008 In other words never just not reply to a summons. ..
Posted: Thu Nov 20 4:44:23 2008 I agree. A person can easily forget a payment if ..
Posted: Thu Nov 20 4:41:38 2008 Both Mary and Justin are correct. I have seen at ..
Posted: Wed Nov 19 10:59:04 2008 Oh I get it now. I never thought od a person ..
Posted: Wed Nov 19 10:56:22 2008 No I didn't send by certified mail and I relize ..
Posted: Wed Nov 19 10:53:44 2008 Can you be mroe specific on your needs I am ..
Posted: Wed Nov 19 10:51:16 2008 I remember hearing that most of these places to ..
Posted: Wed Nov 19 10:47:56 2008 What happens if they bring up some phony ;last ..
Posted: Wed Nov 19 10:44:48 2008 Homeownership is really a big step. Dinfo has it ..
Posted: Wed Nov 19 10:39:48 2008 Thats fair. The only thing is a highly doubt if ..
Posted: Wed Nov 19 10:37:11 2008 I guess then that would leave somebody out in the ..
Posted: Wed Nov 19 10:30:34 2008 Since we are on the subject of consoladation ..
Posted: Wed Nov 19 10:27:28 2008 Congrats on your trip and your excellent credit ..
Posted: Wed Nov 19 10:24:12 2008 I have learned about this myself since coming ..
Posted: Tue Nov 18 7:56:16 2008 I imagine that is why they put n/a on date of ..
Posted: Tue Nov 18 5:26:56 2008 I agree with you alot here Mary. It is best to ..
Posted: Tue Nov 18 5:18:35 2008 Thanks I did but that has not stopped the calls. ..
Posted: Tue Nov 18 5:15:38 2008 Hey credit pro... I have heard of chexsystems. ..
Posted: Tue Nov 18 5:11:41 2008 Take it that you just wanted to vote. I welcomed ..
Posted: Tue Nov 18 5:10:15 2008 Yo momma..does that mean non applicable I see ..
Posted: Tue Nov 18 5:07:24 2008 I was thinking about a balance transfer from my ..
Posted: Tue Nov 18 4:59:37 2008 Oh boy I had those sorry asses at one time...you ..
Posted: Tue Nov 18 4:54:48 2008 This is great to hear about motivated children. ..
Posted: Tue Nov 18 4:51:49 2008 I guess you can really give it to them. I like ..
Posted: Tue Nov 18 4:46:43 2008 I thought that multiple collection agencies could ..
Posted: Tue Nov 18 4:31:32 2008 Hmmm. wonder if we could finger it out I really ..
Posted: Tue Nov 18 4:28:35 2008 I would also like to do something like this in ..
Posted: Tue Nov 18 4:25:16 2008 What doesn't take up the extra money anymore I ..
Posted: Tue Nov 18 4:20:15 2008 They shouldn't be allowed to even collect on the ..
Posted: Mon Nov 17 5:57:58 2008 I don't even know how they even ever got this ..
Posted: Mon Nov 17 5:48:44 2008 Hopefull we will see some changes in these types ..
Posted: Mon Nov 17 5:44:19 2008 It is really funny you made a mention of this ..
Posted: Mon Nov 17 5:30:57 2008 Could you explain a bit further What exactly is ..
Posted: Mon Nov 17 5:25:12 2008 Yes it is really crazy. I had always thought ..
Posted: Mon Nov 17 5:18:41 2008 Moreover, if you take a credit for your food and ..
Posted: Mon Nov 17 5:14:40 2008 I know. I started a whole new credit mess myself. ..
Posted: Mon Nov 17 5:10:36 2008 I kind of feel that this is sad that someone has ..
Posted: Mon Nov 17 5:05:09 2008 Just watch though Gn. with in a few months of ..
Posted: Mon Nov 17 5:00:28 2008 Thats true. Sometimes you have to wait and then ..
Posted: Mon Nov 17 4:56:26 2008 I would hope. Thats sems to be enough info and ..
Posted: Mon Nov 17 4:52:31 2008 What I do not get is if they varify it with the ..
Posted: Mon Nov 17 12:55:30 2008 Yes and a couple more to go. I do not really ..
Posted: Mon Nov 17 12:51:11 2008 Soemtimes we can not see that far into the future ..
Posted: Mon Nov 17 12:47:24 2008 I like that question Good Natured. I do not ..
Posted: Mon Nov 17 12:42:36 2008 Yep and on top of all that vehicles breaking down ..
Posted: Mon Nov 17 12:33:33 2008 Maybe it s not showing up under your name because ..
Posted: Mon Nov 17 9:21:45 2008 Hi Marion. I think you are l;ooking for another ..
Posted: Sun Nov 16 11:11:03 2008 What happens though if employer advances are not ..
Posted: Sun Nov 16 11:03:17 2008 You know I was thinking we discuss payday loans ..
Posted: Sun Nov 16 10:58:56 2008 Hey Gn think your kind of good at this dent ..
Posted: Sun Nov 16 10:42:29 2008 i would imagine straighten if we googled them we ..
Posted: Sun Nov 16 10:21:57 2008 Well it wasn't much just the things we have been ..
Posted: Sun Nov 16 10:16:36 2008 Not quite sure what killer needs here. Good ..
Posted: Sun Nov 16 10:14:25 2008 yes it should definatley be helping you build ..
Posted: Sat Nov 15 8:57:23 2008 There is some really good advice. It would be a ..
Posted: Sat Nov 15 8:52:36 2008 We are hoping the best for you to Theresa. I ..
Posted: Sat Nov 15 8:46:39 2008 You got that right. save here spend extra there. ..
Posted: Sat Nov 15 8:30:20 2008 Looks like some good advice given here. Sears ..
Posted: Sat Nov 15 8:23:40 2008 Eventually he will. Maybe he is talking about ..
Posted: Sat Nov 15 8:20:46 2008 I think after the economy straightens itself ..
Posted: Thu Nov 13 4:54:08 2008 I hat the mood of bill collectors. I keep getting ..
Posted: Wed Nov 12 7:28:37 2008 No there is no inactivity fee or annual fee. I ..
Posted: Wed Nov 12 5:00:30 2008 Makes it ahrd to want to work when weather ..
Posted: Wed Nov 12 4:23:53 2008 Justin, Lets say that a person gets this pay for ..
Posted: Wed Nov 12 4:19:33 2008 I try to be as honest as I can. I really believe ..
Posted: Wed Nov 12 4:10:30 2008 No not freeze an actual card. They will not give ..
Posted: Wed Nov 12 4:04:11 2008 Isn't that the truth. I believe we can improve ..
Posted: Wed Nov 12 6:06:21 2008 We all know from either knowledge or experience ..
Posted: Wed Nov 12 5:58:07 2008 this economy will not get back on track until ..
Posted: Wed Nov 12 5:44:54 2008 SD It as I mentioned in my ;ast post may not be a ..
Posted: Wed Nov 12 5:21:42 2008 Doing things like this is a good way to get ..
Posted: Wed Nov 12 5:14:30 2008 FHA loans are becoming quite popular. You could ..
Posted: Wed Nov 12 5:08:50 2008 I think half of America is becoming low income ..
Posted: Wed Nov 12 5:05:24 2008 I was trying to think of some better ways to pay ..
Posted: Wed Nov 12 5:02:04 2008 You need to contact your atty generals office. ..
Posted: Tue Nov 11 7:41:32 2008 It would be nice to expand our forum. Please ..
Posted: Tue Nov 11 4:39:43 2008 Over all..everything especially collectors. I am ..
Posted: Tue Nov 11 4:37:27 2008 Nothing should make you bury your head under a ..
Posted: Tue Nov 11 4:31:30 2008 Soemtimes it is best to kepp trying one store and ..
Posted: Tue Nov 11 4:19:51 2008 Thats my biggest concern too. They are so busy ..
Posted: Tue Nov 11 4:14:17 2008 Can't bury your head under the pillow. This isn't ..
Posted: Tue Nov 11 4:11:13 2008 Its that price in a lot of places..just not in ..
Posted: Tue Nov 11 4:06:53 2008 We would really need to know a little more about ..
Posted: Mon Nov 10 6:46:36 2008 I tell you what I don't understand about the ..
Posted: Mon Nov 10 6:42:09 2008 It left me enough to get a loaf of bread. I must ..
Posted: Mon Nov 10 6:34:31 2008 I think that is what these places actually bank ..
Posted: Mon Nov 10 6:32:26 2008 I could use another paycheck per month myself. ..
Posted: Mon Nov 10 6:28:35 2008 Well things will be different now that the bill ..
Posted: Mon Nov 10 6:26:20 2008 I just can not see how half of it was even legal. ..
Posted: Mon Nov 10 6:22:41 2008 Yep just deal as it comes. I am wondering if he ..
Posted: Mon Nov 10 5:29:59 2008 It works for me...desperate times calls for ..
Posted: Mon Nov 10 5:17:41 2008 Just another con. Fact is you can pull this same ..
Posted: Mon Nov 10 5:15:49 2008 I don't see it putting coal out of the picture ..
Posted: Mon Nov 10 5:13:16 2008 I do not either . this should be a violation of ..
Posted: Mon Nov 10 5:09:34 2008 I will. If you are on tomorrow evening I will ..
Posted: Mon Nov 10 5:07:41 2008 How close was you to the SOL Not being nosy here ..
Posted: Mon Nov 10 5:05:06 2008 BUT do they get your numbers from old payments ..
Posted: Mon Nov 10 4:59:33 2008 BUT... except that my payments start all over ..
Posted: Mon Nov 10 4:55:52 2008 I just think if they can set you on a time ..
Posted: Mon Nov 10 4:53:40 2008 I have excellent experiences with them. I have a ..
Posted: Mon Nov 10 4:50:29 2008 Thats says it all SD. I miss the job I use to do ..
Posted: Mon Nov 10 4:48:06 2008 Believe me they somehow find a way. Thats a new ..
Posted: Mon Nov 10 4:42:59 2008 Gosh GN...you mean this nightmare still has not ..
Posted: Mon Nov 10 4:36:51 2008 You got it. I am hoping now that the economy is ..
Posted: Mon Nov 10 4:29:59 2008 Its hard emough keeping up with bills as it is ..
Posted: Mon Nov 10 4:27:43 2008 I like it when there are some kinds of options ..
Posted: Mon Nov 10 4:25:32 2008 Are you going to watch that special tommorrow at ..
Posted: Sun Nov 9 4:52:39 2008 I have actually heard of AOL doing this type of ..
Posted: Sun Nov 9 4:48:00 2008 Yep Sky I know you probaly want to just get rid ..
Posted: Sun Nov 9 4:43:46 2008 I was thinking of just that when I read your last ..
Posted: Sun Nov 9 4:40:33 2008 What is it you can do for us Any advice We are ..
Posted: Sun Nov 9 4:39:03 2008 Yep no how that feels. I read my own meter and I ..
Posted: Sun Nov 9 4:35:32 2008 Wow thats really a great deal. Just hope since ..
Posted: Sun Nov 9 4:26:04 2008 No I tried all they offer is on-line veiwing. ..
Posted: Sun Nov 9 4:19:26 2008 Yes thats what I believe too especially as tight ..
Posted: Sun Nov 9 4:17:36 2008 Hopefully he will. I hate when they go away ..
Posted: Sun Nov 9 4:16:00 2008 I think lots of people who have visited this ..
Posted: Sun Nov 9 4:13:38 2008 Yes it really is. Makes me wonder how we ever got ..
Posted: Sun Nov 9 4:09:49 2008 can they legally collect ..
Posted: Sun Nov 9 4:06:08 2008 I know Gn. What does it take for them to take ..
Posted: Sun Nov 9 4:02:31 2008 What is helium I don't think I have ever heard ..
Posted: Sun Nov 9 4:00:38 2008 Oh yeah. We didn't close the card either. We ..
Posted: Sun Nov 9 3:56:35 2008 Thats a really good idea GN. I also agree with ..
Posted: Sun Nov 9 3:52:53 2008 Definately send them a deat validation letter. ..
Posted: Sun Nov 9 6:18:34 2008 I am not looking forward to the next few months. ..
Posted: Sun Nov 9 6:15:38 2008 I am with you on that one. That should be a ..
Posted: Sun Nov 9 6:10:48 2008 Sometimes I believe people are wary of giving all ..
Posted: Sun Nov 9 6:07:33 2008 The first thing is where you are from. SOL ..
Posted: Sun Nov 9 6:00:18 2008 Oh but lets not stop there. Wait until he hits ..
Posted: Sun Nov 9 5:50:44 2008 The first one is with Capitol one. The one with ..
Posted: Sun Nov 9 5:46:29 2008 Anthony gave you a name of a good web site. I ..
Posted: Sun Nov 9 5:42:37 2008 Oh believe me I know how you feel. Mine is not so ..
Posted: Sun Nov 9 5:37:47 2008 How does that syatem work GN I get mine at ..
Posted: Sun Nov 9 5:29:34 2008 I never seem to be in town on a Sunday. Thats ..
Posted: Sun Nov 9 5:26:36 2008 So we probaly just blew it (even though credit is ..
Posted: Sun Nov 9 5:23:35 2008 Up until recently people probaly didn't know that ..
Posted: Sun Nov 9 5:20:31 2008 TAm, we would need alot more information than ..
Posted: Sat Nov 8 1:20:40 2008 I wish Wal mart would offer this type of thing. ..
Posted: Sat Nov 8 1:09:41 2008 Yes faithfully every month. We got it paid off ..
Posted: Sat Nov 8 11:25:33 2008 I really think that either administartion was ..
Posted: Sat Nov 8 11:20:10 2008 You know what I was thinking They should have to ..
Posted: Sat Nov 8 11:14:22 2008 Didn't thinkl of that one. I do believe that ..
Posted: Sat Nov 8 11:06:00 2008 I still can not figure out how they find peoples ..
Posted: Fri Nov 7 6:10:21 2008 If you are referring to this site I would ..
Posted: Fri Nov 7 6:06:45 2008 Those payday lenders are really hard to deal ..
Posted: Fri Nov 7 10:56:38 2008 Bryan, Believe me when I say we understand your ..
Posted: Fri Nov 7 8:49:50 2008 I didn't think a payment that was had just missed ..
Posted: Fri Nov 7 8:31:33 2008 I always tell anyone wanting to pay off an ..
Posted: Fri Nov 7 8:20:03 2008 You have gotten some excellent advice here and if ..
Posted: Fri Nov 7 8:14:57 2008 I am not positive but almost on this but I do not ..
Posted: Fri Nov 7 4:48:22 2008 She has already violated the fair debt collection ..
Posted: Fri Nov 7 4:44:43 2008 I agree do not pay anything on this account and ..
Posted: Fri Nov 7 4:40:35 2008 Tamamra, let us know the state you are from and ..
Posted: Fri Nov 7 4:34:14 2008 After checking his credit report you should see ..
Posted: Fri Nov 7 4:26:51 2008 Walnut...can you give us the state you are from ..
Posted: Fri Nov 7 4:24:22 2008 I agree here Dolphin its souds like you may need ..
Posted: Fri Nov 7 4:14:32 2008 They are usually really decent to deal with and I ..
Posted: Fri Nov 7 4:12:25 2008 Mahamed, Please remove your SS number as soon as ..
Posted: Fri Nov 7 4:07:42 2008 There also should be a way she can go down to her ..
Posted: Thu Nov 6 6:27:27 2008 Even though this debt may still be in statutes it ..
Posted: Wed Nov 5 2:43:41 2008 This is correct Justin. I am glad that the other ..
Posted: Wed Nov 5 2:39:37 2008 No I am not a t all familiar with Australias debt ..
Posted: Wed Nov 5 2:37:18 2008 You can contact Palisades Collections at the ..
Posted: Wed Nov 5 10:55:16 2008 Your are very correct here Credit. there are ..
Posted: Wed Nov 5 10:50:42 2008 Ok then this would keep you protected. Thsi is ..
Posted: Wed Nov 5 10:47:26 2008 Mary when is the best time to send a cease and ..
Posted: Wed Nov 5 10:44:25 2008 Where was this debt made at In this country or ..
Posted: Wed Nov 5 10:40:13 2008 Thats what I was saying in a nutshell. I was ..
Posted: Wed Nov 5 10:37:51 2008 First of all that is a really high annual fee and ..
Posted: Wed Nov 5 10:31:21 2008 This is definatley a frustrating situation and a ..
Posted: Wed Nov 5 10:21:18 2008 No I am not to familiar with secured cards. It ..
Posted: Wed Nov 5 10:16:07 2008 I am not sure how those laws go SD. There is a ..
Posted: Wed Nov 5 10:09:39 2008 What is really irritating is all these election ..
Posted: Wed Nov 5 10:02:34 2008 Okay but what happens when the account is sold ..
Posted: Wed Nov 5 4:35:57 2008 Oh gee. I never even applied for a magazine like ..
Posted: Tue Nov 4 6:01:02 2008 I have seen a lot of people asking the same ..
Posted: Tue Nov 4 5:56:40 2008 Justin you are very correct here but sometimes ..
Posted: Tue Nov 4 5:55:02 2008 With the way collector harass people these days ..
Posted: Tue Nov 4 5:50:54 2008 Where can a person find a good debt consoladtion ..
Posted: Tue Nov 4 5:48:16 2008 So they are not just spammers They are actually ..
Posted: Tue Nov 4 5:46:09 2008 Does anyone recognize this number: ..
Posted: Tue Nov 4 5:41:00 2008 You should take a peek at your report and look at ..
Posted: Tue Nov 4 5:31:02 2008 SD we have a discover card and the cash advance ..
Posted: Tue Nov 4 5:27:34 2008 If you would just want to get this out of your ..
Posted: Tue Nov 4 5:23:07 2008 Wow GN that is great. I am glad at least one ..
Posted: Tue Nov 4 5:19:57 2008 So there really ia a magic ..
Posted: Tue Nov 4 5:17:35 2008 Justin, He is saying that he never made a ..
Posted: Tue Nov 4 5:10:14 2008 You can not double post on this site. This is a ..
Posted: Tue Nov 4 5:08:19 2008 Usaully they can not do anything if you are out ..
Posted: Tue Nov 4 5:00:59 2008 Order Today For Only $39.95..price of the ..
Posted: Mon Nov 3 5:02:03 2008 Thanks for the advice but you have to relize some ..
Posted: Mon Nov 3 4:58:54 2008 Exactly and most collection agencies will not ..
Posted: Mon Nov 3 4:53:46 2008 Thats ok we all have our favorites. One good ..
Posted: Mon Nov 3 5:12:18 2008 The key things to remember here OP is asking for ..
Posted: Mon Nov 3 5:08:39 2008 Bruce, have you asked your parents how the y got ..
Posted: Mon Nov 3 5:00:38 2008 Hey Gn what is the difference between certified ..
Posted: Mon Nov 3 4:58:48 2008 SD I am pretty sure you will have to pay back the ..
Posted: Mon Nov 3 4:56:49 2008 Angee, you had said this debt was from over 7 ..
Posted: Mon Nov 3 4:51:01 2008 Okay all these remarks are right on the money. ..
Posted: Sat Nov 1 7:45:40 2008 I can inderstand that one but to just leave it ..
Posted: Sat Nov 1 7:29:40 2008 hey thanks I will head there now. Thats for the ..
Posted: Sat Nov 1 7:28:23 2008 GN....you should be able to use the credit union ..
Posted: Sat Nov 1 7:23:18 2008 Can you contact the court system itself on this ..
Posted: Sat Nov 1 5:40:19 2008 Geez must have been a big brain fart..forgot to ..
Posted: Sat Nov 1 5:29:49 2008 yep I defrag. I am not sure about the pc ..
Posted: Sat Nov 1 3:28:53 2008 Sd I also sent you a pm. Hope to see you around ..
Posted: Fri Oct 31 7:03:54 2008 Doesn't asking for a card limit increase look bad ..
Posted: Fri Oct 31 7:02:10 2008 This is really good advise. You also should send ..
Posted: Fri Oct 31 6:53:58 2008 Mary..quick question here. I has always thought ..
Posted: Fri Oct 31 6:50:44 2008 What happens Mary if perhaps they sent the ..
Posted: Fri Oct 31 6:47:33 2008 Also pull up your credit report at ..
Posted: Thu Oct 30 5:21:36 2008 I asked this at one time and I think the answer I ..
Posted: Thu Oct 30 5:15:54 2008 They should not be able to but if for some reason ..
Posted: Thu Oct 30 4:57:41 2008 Hey a little busy at the moment but if no one ..
Posted: Thu Oct 30 4:54:13 2008 Michelle, this sounds really shady. Do you have ..
Posted: Thu Oct 30 4:43:46 2008 I am not surprised at all. I think most of these ..
Posted: Thu Oct 30 4:13:20 2008 Thats why we all have our own opinions..Mine ..
Posted: Tue Oct 28 7:14:03 2008 Better safe than sorry...didn't want to sound ..
Posted: Tue Oct 28 7:12:30 2008 Thise old debts SD you need to let go. Don't ..
Posted: Tue Oct 28 7:10:04 2008 I would visit the site and definatley look into ..
Posted: Tue Oct 28 7:06:43 2008 not real familiar with all this SD. I hope Mary ..
Posted: Tue Oct 28 7:05:24 2008 Yep...things will always get better. It is pretty ..
Posted: Tue Oct 28 7:03:34 2008 Now we need to convince all the new comers of ..
Posted: Tue Oct 28 7:00:31 2008 That really sounds like a wonderful and ..
Posted: Tue Oct 28 6:55:00 2008 Thats the problem with alot of these mortgae ..
Posted: Tue Oct 28 6:48:28 2008 SD I know you are from PA. The sol here is four ..
Posted: Tue Oct 28 6:38:41 2008 Yep...and we will. I have been getting a little ..
Posted: Tue Oct 28 4:13:34 2008 In any case bankrupsy is the most damaging to ..
Posted: Tue Oct 28 4:09:51 2008 Yes it will be fine. I think about how a few ..
Posted: Tue Oct 28 4:05:57 2008 Nope nothing and I can not see why the moderator ..
Posted: Tue Oct 28 4:04:22 2008 Live and learn..crash and burn...one way or the ..
Posted: Tue Oct 28 4:01:35 2008 I do not do them either. They drive me nuts. I ..
Posted: Tue Oct 28 3:59:03 2008 Please do not remind me of the previous ..
Posted: Tue Oct 28 3:55:58 2008 Okay ther is someone or something playing Houdini ..
Posted: Tue Oct 28 3:50:02 2008 I posted an answer here but for some reason it ..
Posted: Tue Oct 28 3:46:59 2008 Thast what is going on with my desktop now. I ..
Posted: Tue Oct 28 3:43:38 2008 Correct but always check the interest rate on any ..
Posted: Tue Oct 28 3:40:43 2008 I know GN....this was a big one for me. My debt ..
Posted: Tue Oct 28 3:34:55 2008 Sheesh. you really need to take everyones advice ..
Posted: Tue Oct 28 3:29:38 2008 Yes and no one really cares in the end how it ..
Posted: Tue Oct 28 3:24:32 2008 Nothong can be scarier than getting behind on a ..
Posted: Tue Oct 28 3:14:29 2008 I haven't done too bad. I just hate putting all ..
Posted: Tue Oct 28 3:11:19 2008 GoodNatured, usually it takes 6 months to even ..
Posted: Tue Oct 28 3:06:55 2008 This is really great news GoodNatured. I am glad ..
Posted: Mon Oct 27 4:28:11 2008 I could not agree with a ..
Posted: Mon Oct 27 4:27:16 2008 Got to these days. The collection companies keep ..
Posted: Mon Oct 27 4:25:51 2008 I am only doing one right now but I even quit on ..
Posted: Mon Oct 27 4:18:27 2008 Thats how I found my way here SD. I had one last ..
Posted: Mon Oct 27 4:12:15 2008 Oh you bet we are. I like how they make the ..
Posted: Mon Oct 27 4:04:07 2008 WHOA...that is an enormoous amount of pulls. Gn ..
Posted: Mon Oct 27 4:00:40 2008 Yes SD..try a store charge if you are looking to ..
Posted: Mon Oct 27 3:57:43 2008 GN...not postive about this but it usuallt takes ..
Posted: Mon Oct 27 3:53:30 2008 GN...were all the debts with in the SOL Did you ..
Posted: Mon Oct 27 3:50:52 2008 IF and that is a big word SD IF it is past the ..
Posted: Mon Oct 27 3:46:54 2008 I am not sure how you would do this but I know ..
Posted: Mon Oct 27 3:42:36 2008 Then you would probaly be best staying put for ..
Posted: Mon Oct 27 3:39:10 2008 Thats how I feel about it also. They could use ..
Posted: Mon Oct 27 3:37:03 2008 I don't think I have ever known my score. Never ..
Posted: Mon Oct 27 3:33:18 2008 Not sure here SD. Never had to do any. Just ..
Posted: Mon Oct 27 3:30:49 2008 I am not sure either. I have never googled them ..
Posted: Mon Oct 27 3:28:49 2008 Sd anytime you have a question about a company it ..
Posted: Mon Oct 27 3:20:08 2008 Coupons are an excellent way to save money but I ..
Posted: Mon Oct 27 3:17:20 2008 I had a cheaper virus scan on my desk top and it ..
Posted: Mon Oct 27 3:13:26 2008 I am not sure there cause I have never actually ..
Posted: Mon Oct 27 3:06:15 2008 Way to go JT...I was into this habit until about ..
Posted: Sun Oct 26 5:09:05 2008 Some of them will use a copy of the outstanding ..
Posted: Sun Oct 26 5:05:15 2008 They can do this at any time. I just posted a ..
Posted: Sun Oct 26 4:58:22 2008 That is the spirit SD! Somewhere along the line ..
Posted: Sun Oct 26 4:52:23 2008 Yep we do all learn from our mistakes and their ..
Posted: Sun Oct 26 4:48:03 2008 Yep SD you got that right..there is no quick fix ..
Posted: Sun Oct 26 4:38:52 2008 I know how irritating it is to not get someone ..
Posted: Sun Oct 26 4:27:13 2008 OK Sd I am a little confused here too because I ..
Posted: Sun Oct 26 6:55:30 2008 Yes it may seem like a long time but hey you ..
Posted: Sun Oct 26 6:52:26 2008 I hear about it all the time. I read ALOT. I ..
Posted: Sun Oct 26 6:46:26 2008 And don't forget that you have to give your ..
Posted: Sun Oct 26 6:44:05 2008 Thast my theory on the whole kit and kaboodle ..
Posted: Sun Oct 26 6:41:00 2008 I didn't think of that GN. Usually an insurance ..
Posted: Sun Oct 26 6:37:41 2008 Oh SD I feel really bad. When I read this ..
Posted: Sun Oct 26 6:27:03 2008 Thats the part I really enjoy the most. Not that ..
Posted: Sun Oct 26 6:22:34 2008 The best thing SD is staying away from the cards ..
Posted: Sun Oct 26 6:13:32 2008 Need a decent credit card Here are some credit ..
Posted: Sun Oct 26 6:04:56 2008 I was reading an article in consumer reports last ..
Posted: Sun Oct 26 5:56:35 2008 SD I hear from different posts that sometimes it ..
Posted: Sun Oct 26 5:53:45 2008 I really agree with you SD. I have tried alot of ..
Posted: Sun Oct 26 5:49:17 2008 I am not quite complaining about the variety of ..
Posted: Sat Oct 25 6:11:59 2008 I would still make that trip down to the dentists ..
Posted: Sat Oct 25 6:05:22 2008 SD..sometimes when a bad debt (credit card) gets ..
Posted: Sat Oct 25 5:54:53 2008 Amen to your last comment there. I delt with ..
Posted: Sat Oct 25 5:50:45 2008 I am glad Mary explained this in detail. I was ..
Posted: Sat Oct 25 5:46:14 2008 I don;t think you can any longer Parrot. I ..
Posted: Sat Oct 25 5:43:14 2008 I am not sure but I do believe they did passa a ..
Posted: Sat Oct 25 5:40:12 2008 I have something similair to you it is a McAfee ..
Posted: Sat Oct 25 5:37:47 2008 I can see how having someone else do it would ..
Posted: Sat Oct 25 5:34:56 2008 Then I would advise anyone to first stay clear of ..
Posted: Sat Oct 25 5:32:34 2008 I have been slacking here a ,lot too. It just ..
Posted: Sat Oct 25 5:30:17 2008 Yep that is the law now. I believe that it is ..
Posted: Sat Oct 25 5:24:46 2008 I totally agree. I about get sick to my stomach ..
Posted: Sat Oct 25 5:21:08 2008 Just think it really isn't that long until you ..
Posted: Sat Oct 25 5:17:16 2008 I am not going to pay to get it. I think it ..
Posted: Wed Oct 22 11:02:06 2008 Tell me that there are also student loan places ..
Posted: Wed Oct 22 10:57:21 2008 I agree with you SD. Most of us can repair our ..
Posted: Wed Oct 22 9:26:36 2008 Thanks for throwing the number in their ..
Posted: Wed Oct 22 9:24:31 2008 As you can tell we all love a good ..
Posted: Wed Oct 22 9:23:28 2008 Yep and just think how quickly they would get to ..
Posted: Wed Oct 22 9:22:19 2008 Sounds like you have a real plan going on here ..
Posted: Wed Oct 22 9:19:37 2008 You know it will definately be something. And ..
Posted: Wed Oct 22 9:17:45 2008 Spoken like an expert. Its like falling to the ..
Posted: Wed Oct 22 9:16:17 2008 Isn't it a shame that you have to do this twice ..
Posted: Wed Oct 22 9:13:42 2008 I would definately get this matter looked ..
Posted: Wed Oct 22 9:11:56 2008 So as I had wanted to say..Just do it yourself ..
Posted: Wed Oct 22 9:05:53 2008 Thats pretty good advice SD. I like to make sure ..
Posted: Wed Oct 22 9:03:07 2008 Perfectly put Gn. It really takes helping one ..
Posted: Tue Oct 21 3:11:22 2008 What and who You can do most of this ..
Posted: Mon Oct 20 11:15:30 2008 I am sorry credit solution. I do not quite ..
Posted: Mon Oct 20 11:12:45 2008 Definatley file a complaint. Justin is right they ..
Posted: Mon Oct 20 11:11:16 2008 You need to call them immediately. I would get ..
Posted: Mon Oct 20 9:07:22 2008 Excellent post ..
Posted: Mon Oct 20 9:06:17 2008 I have been really stressing this point. You see ..
Posted: Mon Oct 20 9:03:25 2008 I would try not to check it all the time. It ..
Posted: Mon Oct 20 9:00:53 2008 You have really got to be freaking kidding right ..
Posted: Mon Oct 20 8:49:44 2008 I can imagine the relief you will have once it ..
Posted: Mon Oct 20 8:47:22 2008 We all hope for the poster to stop back. Its ..
Posted: Mon Oct 20 8:43:27 2008 If this dentist office is close to you why not ..
Posted: Sun Oct 19 5:26:18 2008 explain ..
Posted: Sun Oct 19 5:24:06 2008 thats not too ..
Posted: Sun Oct 19 5:22:50 2008 this post makes nooo ..
Posted: Sun Oct 19 5:08:02 2008 Why would the original creditor want to take the ..
Posted: Sun Oct 19 5:03:27 2008 What is so impressive about capitol one. Could ..
Posted: Sun Oct 19 4:58:53 2008 That is a pretty awesome rate. Thirty cents ont ..
Posted: Sat Oct 18 7:21:25 2008 Chances are they won't remove it unless the ..
Posted: Sat Oct 18 7:17:22 2008 Wow that is an aweful big fee for a ..
Posted: Sat Oct 18 7:16:01 2008 Hey peacock..where ya been A business plans ..
Posted: Fri Oct 17 3:56:30 2008 quite the advertiser for this site Credit..please ..
Posted: Fri Oct 17 3:52:55 2008 I don't know but it seems so. Apparently you ..
Posted: Fri Oct 17 3:40:05 2008 Seems like a good ..
Posted: Fri Oct 17 3:30:12 2008 Sd. I know what it is like to get caught in this ..
Posted: Fri Oct 17 3:24:19 2008 Please do not turn to a payday lender. It may ..
Posted: Fri Oct 17 3:20:33 2008 Good question here big and I am hoping someone ..
Posted: Fri Oct 17 3:11:36 2008 The bill is probaly a lot higher due to interest ..
Posted: Fri Oct 17 3:01:15 2008 What are you saying here How dod you sen letters ..
Posted: Fri Oct 17 2:58:12 2008 Congrats!!! I am soooo happy for you. See I ..
Posted: Fri Oct 17 2:55:07 2008 Not exactly sure but I know they are here. You ..
Posted: Fri Oct 17 4:39:27 2008 Thats funny...my brother has his wages garnished ..
Posted: Fri Oct 17 4:36:37 2008 What would you say in this letter to the credit ..
Posted: Tue Oct 14 3:08:58 2008 Truly absurd....Just like Amish who can use our ..
Posted: Tue Oct 14 3:03:38 2008 Hope he got everything worked ..
Posted: Tue Oct 14 2:57:56 2008 I never had to..Thank God..I have only ever had ..
Posted: Tue Oct 14 2:52:14 2008 Thats what I like to see. Someone who has been ..
Posted: Tue Oct 14 2:50:02 2008 Yep. I have had a rebate of $10 plus a coupon ..
Posted: Tue Oct 14 2:47:21 2008 Thats just about right. Nothing you can do but ..
Posted: Tue Oct 14 2:45:37 2008 Sounds like you have a great relationship with ..
Posted: Mon Oct 13 2:30:28 2008 What are all these 5's after your posts..some ..
Posted: Sun Oct 12 6:09:14 2008 I am not rel sure. There are places that will ..
Posted: Sun Oct 12 6:07:48 2008 Yep that is always the best route to go or you ..
Posted: Sun Oct 12 6:06:36 2008 Weezie...any updates on this ..
Posted: Sun Oct 12 6:04:58 2008 Yes please let us know how things are going and ..
Posted: Sun Oct 12 6:03:14 2008 Pretty sure I responded to this post. I wished ..
Posted: Sun Oct 12 5:58:57 2008 Yes I will deal with it then. I am trying to ..
Posted: Sun Oct 12 5:56:47 2008 wow where has everyone gone on this site. Use to ..
Posted: Sun Oct 12 5:52:07 2008 What do you mean get it amended To show all ..
Posted: Sun Oct 12 5:50:04 2008 Anthiny I believe he posted that he recieved a ..
Posted: Sun Oct 12 5:47:33 2008 It is a letter asking them to no londer have any ..
Posted: Sat Oct 11 12:31:16 2008 Hope you can get evrything straightened ..
Posted: Thu Oct 9 9:07:08 2008 Not real handy in thbis dept but I know if you do ..
Posted: Thu Oct 9 8:44:05 2008 Can you also get your credit score for free there ..
Posted: Thu Oct 9 8:42:33 2008 I am not real sure on this one. I had a ..
Posted: Thu Oct 9 8:40:28 2008 SOl in PA is 4 years. The mark actually stays ..
Posted: Wed Oct 8 4:14:30 2008 Lori...How is it that you have -.52 magic ..
Posted: Wed Oct 8 4:11:37 2008 I am not sure but I have taken it too and I ..
Posted: Wed Oct 8 4:04:18 2008 Thanks for keeping me suspense. I am thinking the ..
Posted: Wed Oct 8 3:51:59 2008 Time dear frien...just takes ..
Posted: Wed Oct 8 3:47:57 2008 Yep thats what i have heard. Really is a ..
Posted: Wed Oct 8 3:45:40 2008 That is agood one. You should have been recieving ..
Posted: Wed Oct 8 3:31:37 2008 If you are talking about how to get your report ..
Posted: Wed Oct 8 3:23:24 2008 The bloodline thing has became a very big issue ..
Posted: Wed Oct 8 3:08:04 2008 I really think that is bull crap. Does your aunt ..
Posted: Wed Oct 8 3:02:31 2008 As soon as I get time I am going to do that. I ..
Posted: Wed Oct 8 2:58:33 2008 Thats what I kind of fihured. I been following ..
Posted: Wed Oct 8 2:10:26 2008 That is what really blows. They never tell you ..
Posted: Wed Oct 8 2:02:39 2008 Well let me just make your world a little ..
Posted: Wed Oct 8 1:53:07 2008 Sad thing is even 60% of the debt is usually ..
Posted: Wed Oct 8 1:45:26 2008 That what I am hoping too.. I have an ..
Posted: Wed Oct 8 1:42:14 2008 yep..pretty much. Just another way credit cards ..
Posted: Wed Oct 8 1:38:08 2008 The world is getting pretty scary. It is sad ..
Posted: Wed Oct 8 1:32:38 2008 Thats what I feel to. So far I still haven't got ..
Posted: Tue Oct 7 4:05:42 2008 Always a good idea to keep all bases cocered in ..
Posted: Tue Oct 7 4:03:51 2008 Okay..thanks for explaining. Never dealt with ..
Posted: Tue Oct 7 4:02:11 2008 Glad to see you taking this in such an adult ..
Posted: Tue Oct 7 4:00:26 2008 Seems like so many businesses operate this way ..
Posted: Tue Oct 7 3:35:53 2008 Either way they will haev to validate this debt ..
Posted: Tue Oct 7 3:32:43 2008 No kidding. It may be a simplier form of life ..
Posted: Tue Oct 7 3:31:20 2008 Depends on how long you had the card. the older ..
Posted: Tue Oct 7 3:29:54 2008 Thanks Justin that clears that up but what about ..
Posted: Tue Oct 7 3:23:31 2008 Sounds like you are in a vicious cycle. ..
Posted: Tue Oct 7 3:18:03 2008 It could. they may offer you a cheaper pay off ..
Posted: Tue Oct 7 3:10:34 2008 I have heard that Treasury Bills are a better way ..
Posted: Tue Oct 7 3:08:05 2008 Sounds like a couple good places to start here. ..
Posted: Tue Oct 7 3:02:17 2008 I know where you are coming from. It was a card ..
Posted: Tue Oct 7 7:03:13 2008 Do you work with the company And if the debt was ..
Posted: Tue Oct 7 6:57:35 2008 I know the credit repair world seems to be a ..
Posted: Tue Oct 7 6:55:11 2008 I'm not sure if they can Garnish in Michigan but ..
Posted: Mon Oct 6 9:14:35 2008 wow..I really have no clue here. Others around ..
Posted: Sun Oct 5 4:13:03 2008 Don't think I would be interested in ..
Posted: Sun Oct 5 4:11:49 2008 You really should try to make a good name for ..
Posted: Sun Oct 5 4:09:17 2008 Gn gave you the best advice here. Just remember ..
Posted: Sun Oct 5 4:07:31 2008 Matbe give them a call and attemp to find out ..
Posted: Sat Oct 4 6:26:07 2008 oops Sometimes this thing posts before I am ..
Posted: Sat Oct 4 6:24:15 2008 tHATS GOOD. i HOPE YOU PRINTED A COPY OF YOUR ..
Posted: Sat Oct 4 5:55:37 2008 Why is that GN Just ..
Posted: Sat Oct 4 5:53:43 2008 Most landlords hold the upper hand in this kind ..
Posted: Sat Oct 4 5:49:49 2008 Yes thats what I was doing to. My monthly ..
Posted: Sat Oct 4 5:46:51 2008 It sure keeps the hassle from the collectors or ..
Posted: Sat Oct 4 5:41:59 2008 That definately covers it. Great job ..
Posted: Sat Oct 4 5:37:01 2008 I imagine you want another sire because non of ..
Posted: Sat Oct 4 5:35:27 2008 You don't necesssarily need the admin if you have ..
Posted: Sat Oct 4 5:33:31 2008 GN thats a good question. A state listing would ..
Posted: Thu Oct 2 7:11:28 2008 Not usually. Once it reaches your report it will ..
Posted: Thu Oct 2 7:07:15 2008 ERB how the heck do you get a -31 points on your ..
Posted: Thu Oct 2 6:59:28 2008 I like the numbers I seen in your post Justin. ..
Posted: Thu Oct 2 6:55:16 2008 Try to get rid of them as soon as possible and ..
Posted: Thu Oct 2 6:49:45 2008 There are actully many credit cards now offering ..
Posted: Thu Oct 2 6:44:59 2008 That sounds to be about right to me. I read on ..
Posted: Thu Oct 2 6:40:57 2008 It sucks when a company takes advantage of the ..
Posted: Thu Oct 2 6:37:12 2008 Anthiny gives it straight to you here. Bot once ..
Posted: Thu Oct 2 6:33:13 2008 Thanks Bite. You can register and join in on our ..
Posted: Thu Oct 2 6:30:06 2008 If it would go to court how could they possibly ..
Posted: Thu Oct 2 6:23:03 2008 Justin is correct here. If you can prevent it ..
Posted: Thu Oct 2 6:20:42 2008 Hey thanks. So even a person like me can join a ..
Posted: Thu Oct 2 6:09:37 2008 Okay I never heard of this but I am unfamiliar ..
Posted: Thu Oct 2 6:05:52 2008 I would probaly send them the letter and a COPY ..
Posted: Thu Oct 2 5:59:52 2008 GN you can ask them to put the stuff abck at the ..
Posted: Thu Oct 2 4:14:30 2008 Really sorry to hear your having such a rough go ..
Posted: Thu Oct 2 4:07:15 2008 WOW I am not sure. Especially if they were ..
Posted: Thu Oct 2 4:05:06 2008 Yes you definatley are not protected until the ..
Posted: Thu Oct 2 3:57:42 2008 Kind of a shame for all the later the debt ..
Posted: Thu Oct 2 3:52:54 2008 Justin, I was wondering how paid for delete ..
Posted: Thu Oct 2 3:48:28 2008 Oh yes. They will be on there for roughly 7 and ..
Posted: Thu Oct 2 3:43:55 2008 I am not sure on Michigan but hang in there ..
Posted: Thu Oct 2 3:40:47 2008 Did anyone ever try out the budgeting software ..
Posted: Wed Oct 1 5:38:24 2008 You can definately try. I would still send a debt ..
Posted: Wed Oct 1 5:26:32 2008 Good job. Keep the reciept so you have proof. ..
Posted: Wed Oct 1 5:09:29 2008 Thats exactly what I did. I seen I was protected ..
Posted: Wed Oct 1 5:02:38 2008 Just be sure to remember to NOt amke any ..
Posted: Wed Oct 1 4:56:34 2008 we got approved for teh loan today. We went down ..
Posted: Wed Oct 1 4:42:20 2008 Nicegirl you are gtting lots of good advice here. ..
Posted: Wed Oct 1 4:36:51 2008 If you let us know the date we can help you find ..
Posted: Wed Oct 1 4:31:37 2008 Can we assit you any further If you give us the ..
Posted: Wed Oct 1 4:25:58 2008 Well that explains the difference. I do not see ..
Posted: Wed Oct 1 4:14:25 2008 California Statutes of Limitation Written ..
Posted: Wed Oct 1 4:11:48 2008 Okay went to the bank today and put an applicaion ..
Posted: Tue Sep 30 6:35:43 2008 I know I do not see why so many have to list it. ..
Posted: Tue Sep 30 6:16:16 2008 That is the best advice and it isn't because we ..
Posted: Tue Sep 30 5:57:34 2008 No they can not collect on a debt that they can ..
Posted: Tue Sep 30 5:48:31 2008 Wow this is different info than I heard from ..
Posted: Tue Sep 30 5:43:50 2008 I haven't been here long...close to half a year ..
Posted: Tue Sep 30 5:40:53 2008 I don't know if this has anything to do with what ..
Posted: Tue Sep 30 5:31:18 2008 I live in PA and the SOL is definately four ..
Posted: Tue Sep 30 5:49:54 2008 Yep Thats what I keep telling him. And even with ..
Posted: Tue Sep 30 5:45:47 2008 You got that right. It is like living on pins ..
Posted: Tue Sep 30 5:42:51 2008 Sometimes it is easy to get upset when someone ..
Posted: Tue Sep 30 5:40:12 2008 I am glad to hear this. I am from PA and hate ..
Posted: Tue Sep 30 5:38:14 2008 It really isn't that far away. All our accounts ..
Posted: Tue Sep 30 5:28:17 2008 I was pretty sure that after the debt was bought ..
Posted: Mon Sep 29 4:24:34 2008 That would be nice we can always use some fresh ..
Posted: Mon Sep 29 4:23:16 2008 I guess but I do know that building a reputable ..
Posted: Mon Sep 29 4:18:11 2008 I get on line alot more now since I am not ..
Posted: Mon Sep 29 4:15:49 2008 Wow I wonder if they did this so you had to take ..
Posted: Mon Sep 29 4:13:00 2008 Thats an idea. So they may just be giving a ..
Posted: Mon Sep 29 4:09:17 2008 So how does a plain Jane or Joe go about this I ..
Posted: Mon Sep 29 4:06:17 2008 Good question Gn. I think I will await this ..
Posted: Mon Sep 29 4:05:28 2008 I agree Gn and I am glad we are in one of those ..
Posted: Mon Sep 29 4:03:02 2008 Why if it came in after wouldn't they just let ..
Posted: Mon Sep 29 3:59:56 2008 Well I didn't get that few more weeks I had ..
Posted: Mon Sep 29 3:57:22 2008 I thought once a debt collection agency purchased ..
Posted: Sun Sep 28 9:40:03 2008 Yep. Some would probaly argue we are theives but ..
Posted: Sun Sep 28 9:37:56 2008 Justin is a pretty awesome poster. I usually ..
Posted: Sun Sep 28 9:36:38 2008 I am just saying I think it is fair that if they ..
Posted: Sun Sep 28 9:31:32 2008 I haven't used on either I was just thinking they ..
Posted: Sun Sep 28 9:25:43 2008 Mine just doesn't get the whole big picture. He ..
Posted: Sun Sep 28 9:18:40 2008 Justin, $75 isn't too bad. We are going down to ..
Posted: Sun Sep 28 9:14:11 2008 My goodness how can you take flexeral. They ..
Posted: Sun Sep 28 9:03:57 2008 Alot better workers than most teens today. I ..
Posted: Sun Sep 28 8:58:58 2008 I have this when I go to walmart but have never ..
Posted: Sun Sep 28 8:54:24 2008 It keeps clicking and entering my response before ..
Posted: Sun Sep 28 8:49:00 2008 i CAN GIVE A LOT OF CREDIT TO THESE FORUMS. ..
Posted: Sun Sep 28 8:41:03 2008 I would love to find a way out for this poster. ..
Posted: Sun Sep 28 8:36:39 2008 Yep sure sounds as if he knows his stuff. I like ..
Posted: Sun Sep 28 8:28:17 2008 Proabaly are. I would think that line of work ..
Posted: Sun Sep 28 8:22:11 2008 I have never been to the website but I know the ..
Posted: Sun Sep 28 8:18:07 2008 Once you have that card GN you will get coupons ..
Posted: Sun Sep 28 8:03:29 2008 No just a little NBC news talk every now and ..
Posted: Sun Sep 28 7:57:16 2008 I would go to the bank and get a consolidation ..
Posted: Sun Sep 28 7:53:19 2008 The attorney general is such an excellent source ..
Posted: Sun Sep 28 7:47:37 2008 Any payday loans should be paid as soon as ..
Posted: Sun Sep 28 7:36:09 2008 Thats my belief too. I do not think they even ..
Posted: Fri Sep 26 10:25:17 2008 Glad you jumped in there Justin I really had no ..
Posted: Fri Sep 26 10:23:38 2008 I know my library has never asked for my SS ..
Posted: Fri Sep 26 10:20:23 2008 But there are states that do not allow for wages ..
Posted: Fri Sep 26 10:15:39 2008 Usually when people have to turn to payday ..
Posted: Fri Sep 26 10:11:36 2008 What exactly is a chex system as referred to by ..
Posted: Fri Sep 26 10:05:49 2008 Well I am glad that a virus can not steal your ..
Posted: Fri Sep 26 9:53:13 2008 Hey Lorri we can put away our tissues GN is back. ..
Posted: Fri Sep 26 9:49:25 2008 I can never stress enough about not paying once ..
Posted: Fri Sep 26 9:40:40 2008 Pretty good info from GN. I agree that maybe it ..
Posted: Fri Sep 26 9:26:58 2008 I am still amazed that these debt collectors do ..
Posted: Fri Sep 26 9:18:35 2008 I am almost positive there is a tracking number. ..
Posted: Fri Sep 26 9:15:09 2008 Be very wary of pay day lenders. Sometimes it ..
Posted: Fri Sep 26 9:11:22 2008 That is good to know. With the ways debt ..
Posted: Fri Sep 26 9:07:52 2008 I do not even respond to gibberish GN. You can ..
Posted: Wed Sep 24 4:18:28 2008 Okay now the name rings in. My debt is ..
Posted: Wed Sep 24 10:46:34 2008 Where are you guys finding all the info on what ..
Posted: Wed Sep 24 10:44:35 2008 That is true. Closing it wasn't the best idea ..
Posted: Wed Sep 24 10:41:00 2008 I am not sure on that one. I know your SS wages ..
Posted: Wed Sep 24 10:33:11 2008 Thats a good idea. I would be sure to check and ..
Posted: Wed Sep 24 10:31:44 2008 Mac. It is probaly the same company. Most of ..
Posted: Wed Sep 24 10:25:40 2008 It has been a little over three years. He enjoys ..
Posted: Wed Sep 24 10:09:51 2008 Sounds as if we have the same hubby. Just ..
Posted: Wed Sep 24 10:06:08 2008 Once it is past your states SOl period your ..
Posted: Wed Sep 24 10:01:18 2008 No it went to the welfare office since two of the ..
Posted: Wed Sep 24 9:55:32 2008 It is strange how all these laws vary from state ..
Posted: Wed Sep 24 9:52:50 2008 Yes plus it would be nice to have the extra ..
Posted: Wed Sep 24 9:48:41 2008 Thats pretty nice. I have a netgear wireless ..
Posted: Wed Sep 24 9:45:35 2008 That was just a topic of converstion my sister ..
Posted: Wed Sep 24 9:41:12 2008 !002543...I see in a few of your posts that you ..
Posted: Wed Sep 24 9:37:20 2008 Yes I feel that I am too. It gets a little rough ..
Posted: Wed Sep 24 9:32:52 2008 Sounds like you know what you are doing. I think ..
Posted: Wed Sep 24 9:29:48 2008 That is true. The longer you stay with something ..
Posted: Wed Sep 24 9:25:25 2008 I can understand how keeping a paper trail is ..
Posted: Wed Sep 24 9:23:35 2008 Wow this post blows me away. I never knew that a ..
Posted: Wed Sep 24 4:47:18 2008 Definately true ccw. Always try to keep your ..
Posted: Wed Sep 24 4:44:59 2008 Wow I never relized a morgage missed payment ..
Posted: Wed Sep 24 4:42:05 2008 Anthony is correct. I knew PA change their ..
Posted: Wed Sep 24 4:39:42 2008 I here paypal is a pretty good place to do ..
Posted: Wed Sep 24 4:36:33 2008 Gn asked some very important questios here. We ..
Posted: Wed Sep 24 4:33:58 2008 SD I would send out the validation letter to the ..
Posted: Wed Sep 24 4:31:20 2008 I do not like the sounds of this card. I would ..
Posted: Wed Sep 24 4:26:28 2008 The biggest hing here is do not send the original ..
Posted: Wed Sep 24 4:22:35 2008 It really isn't that far away GN. You really ..
Posted: Wed Sep 24 4:18:03 2008 I am sure Gn it is really nothing more than ..
Posted: Wed Sep 24 4:15:30 2008 If I was you I would start looking into some of ..
Posted: Tue Sep 23 12:02:40 2008 I use to use coupons alot. Always went an d made ..
Posted: Tue Sep 23 11:59:26 2008 What is up with the guests post. I wonder why ..
Posted: Tue Sep 23 11:57:06 2008 Nope I asked thinking it would be better than ..
Posted: Tue Sep 23 11:47:32 2008 I still think you may have some good ideas in the ..
Posted: Tue Sep 23 11:43:54 2008 Yep..That is here too. There just never seems to ..
Posted: Tue Sep 23 11:40:05 2008 I agree with you on the SOL. I really do find it ..
Posted: Tue Sep 23 11:36:45 2008 Sounds like you have gotten somewhere since we ..
Posted: Tue Sep 23 11:29:57 2008 I think thet is why the peacocks do not appeal to ..
Posted: Sun Sep 21 2:43:27 2008 Thomas, they can try to collect a debt for an ..
Posted: Sun Sep 21 2:36:18 2008 That is about the truth. I haven't been sued for ..
Posted: Sun Sep 21 2:33:29 2008 I love them at that age. If only they could ..
Posted: Sun Sep 21 2:27:27 2008 You can file a compliant can't ..
Posted: Sun Sep 21 2:25:29 2008 Hey Gn we are both from the same state,as you ..
Posted: Sun Sep 21 2:20:04 2008 Wow Gn I nwver even heard of a career ladder and ..
Posted: Sun Sep 21 2:17:57 2008 I can n ot see how they cleaned out his checking ..
Posted: Sat Sep 20 6:17:37 2008 Can you bottle that and send it to meHow about if ..
Posted: Sat Sep 20 6:16:21 2008 I can not imagine a ninth grader these days even ..
Posted: Sat Sep 20 6:14:09 2008 I bet starting a new business has to be time ..
Posted: Sat Sep 20 6:12:28 2008 I see. I seen a couple posts where they asked for ..
Posted: Sat Sep 20 6:09:54 2008 Oh well maybe they aren't going to do anything or ..
Posted: Sat Sep 20 6:08:21 2008 hat is about where I am too Lorri. I can not ..
Posted: Sat Sep 20 6:05:46 2008 I try to warn anyone about that. I know it may ..
Posted: Sat Sep 20 6:02:54 2008 Thats about the truth. Gn won't play with us ..
Posted: Sat Sep 20 6:01:12 2008 I always thought you got the settlement letter ..
Posted: Sat Sep 20 5:59:31 2008 True but they are protected by the SOL and if it ..
Posted: Sat Sep 20 5:51:53 2008 Its not just how finacially secure they are at ..
Posted: Sat Sep 20 5:47:38 2008 I want the one for a year just to be sure. I ..
Posted: Sat Sep 20 5:45:30 2008 I think so to. I never thought much about the ..
Posted: Sat Sep 20 5:42:31 2008 mary, how about the ones who do not validate ..
Posted: Sat Sep 20 5:35:04 2008 I just really think it makes getting help ..
Posted: Sat Sep 20 5:29:48 2008 Yep that I was refering to both. They have both ..
Posted: Sat Sep 20 5:28:20 2008 I imagine she will have to deal with citizens ..
Posted: Sat Sep 20 5:18:18 2008 You are welcome. Hope you will continue to hang ..
Posted: Sat Sep 20 5:16:57 2008 I like how the different forums offer all this ..
Posted: Sat Sep 20 5:14:13 2008 Well at least that is one thing they do not have ..
Posted: Sat Sep 20 5:11:20 2008 Sounds pretty interesting. Do you like ..
Posted: Sat Sep 20 5:10:14 2008 I am already past discouraged and am not doing ..
Posted: Sat Sep 20 5:07:21 2008 Thats exactly what you need to do. I can not ..
Posted: Sat Sep 20 5:05:24 2008 This is really ridiculous. It ws probaly hard ..
Posted: Sat Sep 20 5:01:19 2008 GN I think with joint accounts both are ..
Posted: Sat Sep 20 4:57:59 2008 You are very welcome. I like that they have ..
Posted: Sat Sep 20 4:56:34 2008 I know here we go again. thsi is ..
Posted: Sat Sep 20 4:55:04 2008 First thing even before you give us any details ..
Posted: Thu Sep 18 5:17:41 2008 No she lives in PA. I remember because we tread ..
Posted: Thu Sep 18 5:15:56 2008 It is so easy to be taken advantage of these ..
Posted: Thu Sep 18 5:13:25 2008 Wow MM bet this is good news huh When does the ..
Posted: Thu Sep 18 5:11:57 2008 Thanks Anthony. This is exactly the info I ..
Posted: Thu Sep 18 5:01:01 2008 Maybe shes up and left ..
Posted: Thu Sep 18 4:56:45 2008 I am not wise on these things nut truly it seems ..
Posted: Thu Sep 18 4:53:46 2008 Isn't that a shame I was really angered when ..
Posted: Thu Sep 18 4:50:07 2008 This is confusing even for me! I never knew the ..
Posted: Thu Sep 18 4:46:06 2008 Also check the statue of limitations for your ..
Posted: Thu Sep 18 4:42:19 2008 You should always get a pay for delete in ..
Posted: Thu Sep 18 4:39:33 2008 Carol. what is a credit card debt considered I ..
Posted: Thu Sep 18 4:35:01 2008 sorry...I can not see how they garnished his ..
Posted: Thu Sep 18 4:32:48 2008 Thats what I have been trying to figure out ..
Posted: Thu Sep 18 4:30:11 2008 Seems like when it comes to debt releif companies ..
Posted: Thu Sep 18 4:26:57 2008 How can garnishments be standard Do they take so ..
Posted: Thu Sep 18 4:21:40 2008 That is the spirit. I wish you the best of luck. ..
Posted: Wed Sep 17 7:18:04 2008 Have you made any payments on this debt Surely ..
Posted: Wed Sep 17 7:13:53 2008 Yes it does. Some stocks are actually gaining ..
Posted: Wed Sep 17 7:11:55 2008 Been looking for a little info on credit cards. ..
Posted: Wed Sep 17 7:09:09 2008 I know this really isn't much fun when she isn't ..
Posted: Wed Sep 17 7:07:47 2008 We all have had them and have not died from them ..
Posted: Wed Sep 17 6:58:06 2008 These companies are loan sharks. It should be ..
Posted: Wed Sep 17 6:56:33 2008 Is it any wonder we are all confued It really ..
Posted: Wed Sep 17 6:54:53 2008 Anthony do you have any card suggestions We ..
Posted: Wed Sep 17 6:52:35 2008 Still on for 7 years. It will not fall off until ..
Posted: Wed Sep 17 6:47:05 2008 Mary, what I can't understand is how they get ..
Posted: Wed Sep 17 6:43:29 2008 Isn't that insane. I hate when you have ..
Posted: Wed Sep 17 6:37:24 2008 There was one that really made me feel bad. Some ..
Posted: Wed Sep 17 6:35:08 2008 I wouldn't have felt bad either. Nothing better ..
Posted: Wed Sep 17 6:27:57 2008 Wow What did you forget to pay ..
Posted: Wed Sep 17 6:26:38 2008 That stock market is getting a liitle scary. ..
Posted: Wed Sep 17 6:23:46 2008 That a good question GN. I wondered that myself. ..
Posted: Wed Sep 17 6:21:41 2008 That would be the proper way to do it but it ..
Posted: Wed Sep 17 6:18:08 2008 I have no clue how it wouldn't be covered with ..
Posted: Wed Sep 17 6:06:17 2008 The SOL begins as soon as you miss a payment. ..
Posted: Wed Sep 17 5:59:11 2008 Wht would you do that in your line of work GN In ..
Posted: Wed Sep 17 5:55:52 2008 Isn't there a way they get bank info regardless ..
Posted: Tue Sep 16 4:56:11 2008 Sol was 6 years but they changed it quite a while ..
Posted: Tue Sep 16 4:53:26 2008 Yep actually itsd about 7 and a half years. Even ..
Posted: Tue Sep 16 4:44:49 2008 Yep that says it all just be sure you are ..
Posted: Tue Sep 16 4:42:50 2008 I do not like hot weather or really cold weather ..
Posted: Tue Sep 16 4:41:28 2008 Unfortunately Erin they will probaly keep passing ..
Posted: Tue Sep 16 4:35:30 2008 I think lots of people are terrified these days ..
Posted: Tue Sep 16 4:26:38 2008 Yes I tell you it is terrible. AIG is looking to ..
Posted: Tue Sep 16 4:24:29 2008 Yes she is she...I think SHE gets pretty busy ..
Posted: Tue Sep 16 4:23:10 2008 Wow What a nightmare. I think they may have went ..
Posted: Tue Sep 16 4:14:06 2008 I was there once SD and know what you mean. I am ..
Posted: Tue Sep 16 4:02:27 2008 I am going to the bank this week or next and ..
Posted: Mon Sep 15 5:13:56 2008 Last year I was injured and unable to work. We ..
Posted: Sun Sep 14 6:17:31 2008 Can we get that ..
Posted: Sun Sep 14 6:16:22 2008 I don't think he collected in the past Justin. ..
Posted: Sun Sep 14 6:11:01 2008 Thats why the isea whoever posted upset me. How ..
Posted: Sun Sep 14 6:09:47 2008 I was just thinking about you on another post Gn. ..
Posted: Sun Sep 14 6:05:59 2008 I am counting down the days. The expect first ..
Posted: Sun Sep 14 5:58:46 2008 Wow Carol how are you so wise to all this Do you ..
Posted: Sun Sep 14 5:56:10 2008 That would have taken balls...I am assuming she ..
Posted: Sun Sep 14 5:54:21 2008 Thats why it is best to do it yourself. This is ..
Posted: Sun Sep 14 5:49:49 2008 Yes feeling alot better. Soemtimes I jsut let it ..
Posted: Sun Sep 14 5:43:37 2008 All this credit stuff is really confusing. I ..
Posted: Sun Sep 14 5:39:27 2008 I can just picture her peeking out her window as ..
Posted: Sun Sep 14 5:37:40 2008 Reminds me of my sisters rooster. I went to ..
Posted: Sun Sep 14 5:33:52 2008 I must have got a doosy. Mine was never there ..
Posted: Sun Sep 14 5:30:07 2008 Just a little interested in that one cause I see ..
Posted: Sun Sep 14 5:27:02 2008 That would be my first ..
Posted: Sun Sep 14 5:25:19 2008 Wow alot of people have Providian deliquencies. ..
Posted: Sun Sep 14 5:22:03 2008 Yes then this really helps me also (no Alex you ..
Posted: Sun Sep 14 5:13:39 2008 See that is what I am thinking. If they in fact ..
Posted: Sun Sep 14 5:09:34 2008 Okay now say you go to court and they do not have ..
Posted: Sun Sep 14 5:07:29 2008 I believe that is correct but I also imagine if ..
Posted: Sun Sep 14 5:01:57 2008 Funny thats what I do. It really helps. Wish it ..
Posted: Sun Sep 14 4:54:55 2008 Tell me you are not practicing in case they debt ..
Posted: Sun Sep 14 4:49:30 2008 Probaly $10 . they have a set rate per hundred. ..
Posted: Sun Sep 14 4:45:05 2008 Depends which one you are inquiring about. Cap. ..
Posted: Sun Sep 14 4:32:59 2008 Prefer extra ripe here just give me a little ..
Posted: Sun Sep 14 4:28:55 2008 I have yet to see a good one. they probaly do ..
Posted: Sun Sep 14 4:26:17 2008 Sure that would work Lorri. We have a 4 bag ..
Posted: Sun Sep 14 4:16:56 2008 Who is your bank GN My ST bank is really the ..
Posted: Sun Sep 14 4:14:20 2008 Well my spelling sure sucked on that last post. ..
Posted: Sat Sep 13 7:30:15 2008 Still it effects is the same. It all is a peice ..
Posted: Sat Sep 13 7:28:42 2008 Great posts...both of you. I am a strong ..
Posted: Sat Sep 13 7:15:56 2008 I can not tell you how much I agree with GN. She ..
Posted: Sat Sep 13 7:10:03 2008 PC, I am laughing about the trash bag thing. My ..
Posted: Sat Sep 13 7:06:55 2008 Here I go with this delimma again. I am hoping ..
Posted: Sat Sep 13 7:01:15 2008 Thats what I am trying to figure out and want to ..
Posted: Sat Sep 13 6:59:09 2008 GN What is a judgement ..
Posted: Sat Sep 13 6:58:05 2008 So I am correct in thinking that if they wait ..
Posted: Sat Sep 13 6:54:15 2008 I just think it is really wise to shop ..
Posted: Sat Sep 13 6:50:19 2008 Don't you hate that. Now over a lying collector ..
Posted: Sat Sep 13 6:49:15 2008 I usually can not afford to pay them as they come ..
Posted: Sat Sep 13 6:46:25 2008 Yes I think once it is paid I will just freeze it ..
Posted: Sat Sep 13 6:41:18 2008 Wow Great info GN. I was hoping this one would ..
Posted: Sat Sep 13 6:37:24 2008 That would be reassuring. It is noce to see ..
Posted: Sat Sep 13 6:32:32 2008 Yes I seen those commercials.."if you are ..
Posted: Sat Sep 13 6:29:55 2008 You got the right idea GN. Never pay anything ..
Posted: Sat Sep 13 6:26:31 2008 I actually think there is a town called lost. I ..
Posted: Sat Sep 13 6:25:03 2008 Thats what I have to send all mine. Yep ten bucks ..
Posted: Sat Sep 13 6:17:09 2008 Good question. I hear that your score is not the ..
Posted: Sat Sep 13 6:09:49 2008 Yes instead of selling your service why not leave ..
Posted: Sat Sep 13 6:08:32 2008 This is what I tell everyone. I was at the ..
Posted: Sat Sep 13 6:05:00 2008 That is a wonderful idea GN. Good ..
Posted: Sat Sep 13 6:03:56 2008 I believe you may have some good ideas here with ..
Posted: Sat Sep 13 5:58:41 2008 Yes PEACOCK I was speaking to you and just trying ..
Posted: Sat Sep 13 5:54:19 2008 Yes definately strange especially considering ..
Posted: Sat Sep 13 5:49:09 2008 Some people in fact are already working a second ..
Posted: Sat Sep 13 5:43:20 2008 Okay Gn. Question. Since the place be it the OC ..
Posted: Fri Sep 12 8:11:13 2008 Here to. I think more people need to look down ..
Posted: Fri Sep 12 8:04:13 2008 Peachroses, Have you looked and seen if payday or ..
Posted: Fri Sep 12 7:52:25 2008 I am not so sure anymore that it would have to ..
Posted: Fri Sep 12 7:49:35 2008 How old is your debt They are not allowed to ..
Posted: Fri Sep 12 7:45:36 2008 I wonder that myself. I think it also should be ..
Posted: Fri Sep 12 7:33:43 2008 Okay I know you are not familiar with my troubles ..
Posted: Fri Sep 12 7:29:41 2008 Yep...heard this from my dad all the time..I ..
Posted: Fri Sep 12 7:26:54 2008 Okay we went from a credit forum to a ..
Posted: Fri Sep 12 7:22:27 2008 Do we have to go back to the food subject AGAIN. ..
Posted: Fri Sep 12 7:19:40 2008 I can not see any faster way of doing this and ..
Posted: Fri Sep 12 7:18:27 2008 I am very sorry you are in this situation but all ..
Posted: Fri Sep 12 7:12:27 2008 Oh I am not so sure about being patient. More ..
Posted: Fri Sep 12 7:10:16 2008 You should all your local SS office and ask them ..
Posted: Thu Sep 11 10:28:50 2008 I have never been a real risk taker either..more ..
Posted: Thu Sep 11 10:27:34 2008 I like how you included saying Thank You. Do you ..
Posted: Thu Sep 11 10:24:45 2008 Anymore nothing really is big bucks but hey every ..
Posted: Thu Sep 11 10:19:14 2008 Everything about the credit world and how they do ..
Posted: Thu Sep 11 10:16:34 2008 Yep. If it is causing you so much stress that ..
Posted: Thu Sep 11 10:10:40 2008 You do have a really good credit score. have you ..
Posted: Thu Sep 11 10:06:03 2008 Well thanks guys. I was considering on closing ..
Posted: Thu Sep 11 10:03:19 2008 Wht are there so many different scoring ..
Posted: Thu Sep 11 10:02:04 2008 So for 90 days can you use your card that you put ..
Posted: Thu Sep 11 10:00:21 2008 I am not sure what you mean on your last post. Is ..
Posted: Thu Sep 11 9:59:36 2008 This is great advise. I never kn ew that you ..
Posted: Thu Sep 11 9:56:59 2008 I have heard at different times that getting an ..
Posted: Thu Sep 11 9:54:17 2008 This is very true. I have learned this well over ..
Posted: Thu Sep 11 9:51:57 2008 So if it is out on her credit then it shouldn't ..
Posted: Thu Sep 11 9:45:31 2008 Can you be sued and a court date set with out ..
Posted: Thu Sep 11 9:42:47 2008 I would be one of those people. In my eyes no ..
Posted: Thu Sep 11 9:33:52 2008 Thats a good way to do it. Why do credit card ..
Posted: Thu Sep 11 9:31:28 2008 I am not sure how it will effect your score. ..
Posted: Thu Sep 11 9:25:33 2008 This is not an advertising site, first and fore ..
Posted: Thu Sep 11 9:22:28 2008 Mirage I like how you outlined it in your post. ..
Posted: Tue Sep 9 4:56:49 2008 It is in fact 180 days. I had one on my credit ..
Posted: Tue Sep 9 4:51:15 2008 We hear at the forum really thank you for being ..
Posted: Tue Sep 9 4:45:02 2008 I agree to all you said birdwatcher. I also ..
Posted: Tue Sep 9 4:41:30 2008 What is this site all about Soemtimes we have ..
Posted: Tue Sep 9 4:39:48 2008 What do you mean about fraud billing Alos why ..
Posted: Tue Sep 9 4:36:40 2008 So it will not roll back the SOL I always ..
Posted: Tue Sep 9 4:34:56 2008 Are you fasinated with these birds or what I ..
Posted: Tue Sep 9 4:30:49 2008 Thats what I find to be true by looiking at my ..
Posted: Tue Sep 9 4:27:33 2008 Okay I am done puking now!!!!! It does sound like ..
Posted: Tue Sep 9 4:22:33 2008 lol. Wanna be BFF's I seriously just don't see ..
Posted: Tue Sep 9 4:18:48 2008 True. I like that the credit bureaus offwer the ..
Posted: Tue Sep 9 4:17:12 2008 Still if you pay before you ask them to delete it ..
Posted: Tue Sep 9 4:14:04 2008 I am glad. I don't like the fact that I have ..
Posted: Tue Sep 9 4:11:53 2008 Consider yourself luck. They probaly got their ..
Posted: Tue Sep 9 7:57:52 2008 Probaly because when someone really needs a shot ..
Posted: Tue Sep 9 7:53:37 2008 And throw away..even burn...No excelling in this ..
Posted: Tue Sep 9 7:51:56 2008 Got that pm Lorri and thanks. It would be nice ..
Posted: Tue Sep 9 7:46:44 2008 See how much we have in common. I regret the bad ..
Posted: Tue Sep 9 7:17:45 2008 You are right that one is really involved. I am ..
Posted: Tue Sep 9 7:12:08 2008 May I ask what bak this is. I kn ow some of them ..
Posted: Tue Sep 9 7:05:04 2008 GN thta is exactly my worry. New people really ..
Posted: Tue Sep 9 7:00:37 2008 Thats what I got out of it. But I think earlier ..
Posted: Tue Sep 9 6:57:37 2008 Sounds like you could win this one. I asked the ..
Posted: Mon Sep 8 7:28:06 2008 Geez..Are you NOT aggravated I want to know if ..
Posted: Mon Sep 8 7:25:55 2008 Wow so they are no better than anyone. I just ..
Posted: Mon Sep 8 7:21:36 2008 I stand behind S&T 100%. We ahd never even ..
Posted: Mon Sep 8 7:17:59 2008 Right on. That is one side..my hubbys. Its ..
Posted: Mon Sep 8 7:14:00 2008 Thanks for adding ERB. I never thought that would ..
Posted: Mon Sep 8 7:12:35 2008 To make matters even worse tomorrow OPEC (gas ..
Posted: Mon Sep 8 7:10:50 2008 My hubbys work did this too. They call it the ..
Posted: Mon Sep 8 7:06:50 2008 Can you believe ther is a SOL like this Talk ..
Posted: Mon Sep 8 7:05:10 2008 Are you still shaking your head CMBV and is that ..
Posted: Mon Sep 8 7:02:47 2008 That is a really cool idea and you really ..
Posted: Mon Sep 8 6:54:09 2008 At first I think it was not ever having the ..
Posted: Mon Sep 8 6:48:00 2008 This is true. I just actually wonder which score ..
Posted: Mon Sep 8 6:44:48 2008 No they aren't really even allowed to tell you ..
Posted: Mon Sep 8 6:40:51 2008 Actually a pretty good thought. If there isn't ..
Posted: Mon Sep 8 6:37:13 2008 GN that is a good point you make when comparing ..
Posted: Mon Sep 8 6:33:00 2008 Hello Jessica and welcome to the forum. Yes you ..
Posted: Mon Sep 8 6:29:02 2008 OOPs I think I thought he was a she but hey ..
Posted: Mon Sep 8 6:26:17 2008 Gn I really agree with CMBV here. She makes a ..
Posted: Mon Sep 8 6:22:51 2008 Hey pcr, If you are just starting out I wonder ..
Posted: Mon Sep 8 6:17:02 2008 I"m back. I get only allotted posts now. ..
Posted: Mon Sep 8 6:13:34 2008 Welcome Birdie, nice to see you have come to ..
Posted: Sun Sep 7 3:42:22 2008 Sounds like your an honest person and we need ..
Posted: Sun Sep 7 12:21:32 2008 Here to GN. If they do not validate the debt can ..
Posted: Sun Sep 7 12:02:05 2008 I always go to the ones that interest me the ..
Posted: Sun Sep 7 11:58:05 2008 Welcome John. Glad to see you have turned here ..
Posted: Sun Sep 7 11:51:00 2008 Cool. I still believe that property taxes are a ..
Posted: Sun Sep 7 11:47:48 2008 GN is right as always. Sometimes it is really ..
Posted: Sun Sep 7 7:44:48 2008 I would love to see more tax ..
Posted: Sun Sep 7 7:43:27 2008 My bank for some reason does not do this. I ..
Posted: Sun Sep 7 7:42:22 2008 Tell that to the ..
Posted: Sun Sep 7 7:39:53 2008 I always shop the back of the store. I have my ..
Posted: Sun Sep 7 7:37:44 2008 I believe our bank uses Experian and I can see ..
Posted: Sun Sep 7 7:35:53 2008 Floridas statutes are not real clear. I looked ..
Posted: Sun Sep 7 7:32:56 2008 You will forever get coupons now and sells ..
Posted: Sun Sep 7 7:29:28 2008 Must be nice..that would just pay off my ..
Posted: Sun Sep 7 7:28:11 2008 Welcome Marthe Stewart. Can we have that scone ..
Posted: Sun Sep 7 7:24:05 2008 Don't really care if it does blow over. The only ..
Posted: Sun Sep 7 7:22:28 2008 Yes preety much but this poor boy can win for ..
Posted: Sun Sep 7 7:16:13 2008 Give me that answer too. I am wired. (as I have ..
Posted: Sun Sep 7 7:14:06 2008 I have seen these types of programs in the store. ..
Posted: Sun Sep 7 7:11:29 2008 Yes and then they do and get my hubby upset. ..
Posted: Sun Sep 7 7:07:11 2008 Gn Wouldn't that be great...seriously Everytime ..
Posted: Sun Sep 7 7:00:23 2008 My goodness the more I hear the more discusted I ..
Posted: Sun Sep 7 6:56:06 2008 Yes. Wonder what your credit score does have to ..
Posted: Sun Sep 7 6:54:01 2008 Wow. On what grounds can you dispute it Did you ..
Posted: Sun Sep 7 6:52:20 2008 Okay a new day and so far so good. I figure I ..
Posted: Sun Sep 7 6:50:53 2008 Yes. And the year after. I seriously want all ..
Posted: Sun Sep 7 6:48:07 2008 Me either. Not only that if you can get a free ..
Posted: Sat Sep 6 7:33:11 2008 ok I am back to the alloted post message so I am ..
Posted: Sat Sep 6 7:31:46 2008 Thats what I'm thinking. I know a little just ..
Posted: Sat Sep 6 7:30:45 2008 i hate when a new page starts and i have to go ..
Posted: Sat Sep 6 7:29:25 2008 I could use a vacation with out the worries. ..
Posted: Sat Sep 6 7:28:15 2008 Yep LOL!!! 12-5. Honestly though they probaly ..
Posted: Sat Sep 6 7:27:04 2008 Wow that would stink if you had loans and stuff ..
Posted: Sat Sep 6 7:25:28 2008 True and there is always some relative happy to ..
Posted: Sat Sep 6 7:22:55 2008 To live you got to have them so why spoil the ..
Posted: Sat Sep 6 7:22:08 2008 Not only that what good is it really I have been ..
Posted: Sat Sep 6 7:18:07 2008 This is illegal or it should be. I thought that ..
Posted: Sat Sep 6 7:16:28 2008 I don't go to ebay. Idf I was really looking for ..
Posted: Sat Sep 6 7:15:04 2008 Wow that is stupid. What a headache to go ..
Posted: Sat Sep 6 7:13:30 2008 They all seem kind. I had trouble with one I ..
Posted: Sat Sep 6 7:12:00 2008 Kind of like a good will deed. Don't see much of ..
Posted: Sat Sep 6 7:08:25 2008 I can call the lady at s&T that always does ..
Posted: Sat Sep 6 7:05:07 2008 Has anyone ever recieved a message after ..
Posted: Sat Sep 6 6:46:15 2008 This is sounding too familiar. Are you my the ..
Posted: Sat Sep 6 6:43:13 2008 Anything that makes me look at the long term is ..
Posted: Sat Sep 6 6:39:11 2008 Then mine was chapter 7. I could have nevr paid ..
Posted: Sat Sep 6 6:37:30 2008 This is great. It was probaly something that ..
Posted: Sat Sep 6 6:34:48 2008 When I do that it never pulls up all my posts, ..
Posted: Sat Sep 6 6:32:47 2008 I am glad you did. Sometimes people get ..
Posted: Sat Sep 6 6:27:39 2008 We get full service here but I still have to have ..
Posted: Sat Sep 6 6:24:28 2008 Could be but I see he never returnes os maybe he ..
Posted: Sat Sep 6 6:23:08 2008 I was wondering that alos. She always ..
Posted: Sat Sep 6 6:21:01 2008 I'd be there for the food. Now we have to get ..
Posted: Sat Sep 6 6:19:39 2008 Dah! I wondered why he did this. Its ..
Posted: Sat Sep 6 6:17:48 2008 My hibby has really good credit thank goodness. ..
Posted: Sat Sep 6 6:15:34 2008 I bet you can sleep ..
Posted: Sat Sep 6 6:14:22 2008 I know but I also know what people will say. My ..
Posted: Sat Sep 6 6:10:34 2008 I know this is making me really sick in my ..
Posted: Sat Sep 6 6:06:53 2008 Nod if you can hear ..
Posted: Sat Sep 6 6:06:01 2008 BUT the state debt collection law staes that if ..
Posted: Sat Sep 6 6:03:59 2008 Thanks for the link. I haven't collected since ..
Posted: Sat Sep 6 6:00:16 2008 This is the one I was talking about from another ..
Posted: Sat Sep 6 5:58:14 2008 Thats a good question and since I have free time ..
Posted: Sat Sep 6 5:56:35 2008 Thats what I am trying to find out. I nevr heard ..
Posted: Sat Sep 6 5:55:04 2008 I am telling you this is true. I see a write up ..
Posted: Sat Sep 6 5:52:42 2008 Is this a challenge GN I'll stand by and see if ..
Posted: Sat Sep 6 5:51:29 2008 Does medical bills really effect your credit that ..
Posted: Sat Sep 6 5:50:01 2008 Really Maybe I will have to make time to go over ..
Posted: Sat Sep 6 5:48:17 2008 I am going to get one I just have to wait until ..
Posted: Sat Sep 6 5:46:18 2008 I also would like to have this ..
Posted: Sat Sep 6 5:45:27 2008 I have no clue. If my net wasn' so slow I would ..
Posted: Sat Sep 6 5:43:40 2008 LOL...Sounds like me. I guess I am wishing ..
Posted: Sat Sep 6 5:40:34 2008 Innovis...just read it on another site. Never ..
Posted: Sat Sep 6 5:37:01 2008 We must ahve posted at the sa,e time. Go back ..
Posted: Sat Sep 6 5:33:29 2008 OOPs posted too soon. I see the line on here ..
Posted: Sat Sep 6 5:31:52 2008 !002 whContract or written instrument and for ..
Posted: Sat Sep 6 5:25:38 2008 Cool sounds like it is worth a stop over. By the ..
Posted: Sat Sep 6 5:23:16 2008 I have no clue. I believe they are different ..
Posted: Sat Sep 6 5:21:36 2008 Huh my work told us we couldn't collect. My ..
Posted: Sat Sep 6 5:17:16 2008 Thanks 1002 thats the one I seen before. I have ..
Posted: Sat Sep 6 5:14:52 2008 Plus maybe they can advise where the best ..
Posted: Fri Sep 5 8:09:50 2008 OOps Sorry if this was being nosey. I have just ..
Posted: Fri Sep 5 8:08:18 2008 Good point you make here 1002 what are all those ..
Posted: Fri Sep 5 8:06:54 2008 Been down that path. It was also my only route. ..
Posted: Fri Sep 5 8:05:36 2008 Need info...just ask..that is if you are in my ..
Posted: Fri Sep 5 8:03:09 2008 Yes but how would the OC get such private info as ..
Posted: Fri Sep 5 8:01:36 2008 That is absurd. If they have no help they would ..
Posted: Fri Sep 5 8:00:35 2008 Hopefully bny posting on this site we have ..
Posted: Fri Sep 5 7:59:37 2008 I am stuck in mine for another two years and my ..
Posted: Fri Sep 5 7:58:31 2008 Is it easily gotten back since you didn't ..
Posted: Fri Sep 5 7:55:38 2008 Just curious maybe there was another one out ..
Posted: Fri Sep 5 7:54:49 2008 I know I wish I would have gone that route. My ..
Posted: Fri Sep 5 7:52:22 2008 I don't even think the Op even came back. Think ..
Posted: Fri Sep 5 7:51:29 2008 Been there done that. Soemtimes you just got to ..
Posted: Fri Sep 5 7:50:38 2008 & years and 6 onths. I just checked. My ..
Posted: Fri Sep 5 7:47:46 2008 Oh I never knew there was one there. I am not ..
Posted: Fri Sep 5 7:46:30 2008 I try to leave that to someone who knows the new ..
Posted: Fri Sep 5 7:45:28 2008 What other option is there They have to be put ..
Posted: Fri Sep 5 7:44:34 2008 Figures. Well at least it will be over with once ..
Posted: Fri Sep 5 7:43:21 2008 I can sometimes squeeze in more since I am not so ..
Posted: Fri Sep 5 7:42:22 2008 They are vultures. You never answered my ..
Posted: Fri Sep 5 7:40:44 2008 I am not sure but I think its like 20%. I know ..
Posted: Fri Sep 5 7:37:55 2008 Wow no warning at all Is that ..
Posted: Fri Sep 5 7:36:59 2008 How did yopu go about settling them Are these ..
Posted: Fri Sep 5 7:34:34 2008 Yes this is true. Soemtimes I feel a little ..
Posted: Fri Sep 5 7:33:17 2008 I know I would especially with the cost of ..
Posted: Fri Sep 5 7:32:02 2008 I never thought of doing that. I think when I ..
Posted: Fri Sep 5 7:29:57 2008 Don't need any of their cards. Thise guys are ..
Posted: Fri Sep 5 7:27:56 2008 Our company pulled the biggies gas cards. Now ..
Posted: Fri Sep 5 7:25:56 2008 You never know what tax benefits you can be ..
Posted: Fri Sep 5 7:24:48 2008 Gn just gave me a scare. Apparently you can have ..
Posted: Fri Sep 5 7:23:20 2008 I just got worked up on this at another post you ..
Posted: Fri Sep 5 7:19:47 2008 Did you ask the bank how this is happening I can ..
Posted: Fri Sep 5 7:15:57 2008 You are correct in your ..
Posted: Fri Sep 5 7:14:28 2008 This is such a mind boggler. If you ask Anthiny ..
Posted: Fri Sep 5 7:12:55 2008 I could not agree more. the credit system does ..
Posted: Fri Sep 5 7:11:18 2008 Yes that would be of great help. If a debt is ..
Posted: Fri Sep 5 7:08:37 2008 In other words Take a hike. We are trying to ..
Posted: Fri Sep 5 7:07:05 2008 Thanks that would be great. I just hope I have ..
Posted: Fri Sep 5 7:05:34 2008 You can do it GN. I have never seen someone try ..
Posted: Fri Sep 5 7:04:24 2008 Good luck and please stop back and let us know ..
Posted: Fri Sep 5 7:03:08 2008 I would give the same advise but if I were you I ..
Posted: Fri Sep 5 7:01:19 2008 I will. I think they are really on the pricey ..
Posted: Fri Sep 5 6:58:08 2008 I think its called a free trial period GN. And ..
Posted: Fri Sep 5 6:56:32 2008 I'll give her your number and enlighten you. Did ..
Posted: Fri Sep 5 6:54:02 2008 It would be neat to see if they did. I post over ..
Posted: Fri Sep 5 6:49:29 2008 Thats true and alot of people don't think these ..
Posted: Fri Sep 5 6:46:38 2008 See GN there is that 6 month thing again. I just ..
Posted: Fri Sep 5 6:44:58 2008 There is one more that I hear mentioned around ..
Posted: Fri Sep 5 6:43:14 2008 Some people do not relize that there actually is ..
Posted: Fri Sep 5 6:41:42 2008 I always like to have that site bookmarked. Its ..
Posted: Fri Sep 5 6:40:19 2008 Anything is worth a shot. It never hurts to ask ..
Posted: Fri Sep 5 6:38:56 2008 That is a good idea but what is a good faith ..
Posted: Fri Sep 5 6:36:22 2008 It probaly was past the seven years and got ..
Posted: Fri Sep 5 6:34:32 2008 This is good info GN. I never thought of this. ..
Posted: Fri Sep 5 6:32:14 2008 Well Ok. then nicegirl can not be protected yet. ..
Posted: Fri Sep 5 6:28:22 2008 This just happened to me again. so yes we best ..
Posted: Fri Sep 5 6:24:26 2008 This is true. I would fear that they would still ..
Posted: Fri Sep 5 6:22:02 2008 Thats why I follow you around the ..
Posted: Fri Sep 5 6:21:18 2008 I have thought it out a million and one times but ..
Posted: Fri Sep 5 6:19:33 2008 Who dod you send a DV letter to gn Have you ever ..
Posted: Fri Sep 5 6:18:17 2008 Yes you are safe. A lot of these companies are ..
Posted: Fri Sep 5 6:15:28 2008 Yes true but it is the older accounts that look ..
Posted: Fri Sep 5 6:12:04 2008 I seriously doubt it GN. It was one of the ones ..
Posted: Thu Sep 4 5:46:24 2008 But if the original debt is lested by the ..
Posted: Thu Sep 4 5:41:42 2008 If it was large enough I am sure they would try ..
Posted: Thu Sep 4 5:39:56 2008 Wow I didn't know that would be all a person ..
Posted: Thu Sep 4 5:37:19 2008 All of them have good payment history. The ..
Posted: Thu Sep 4 5:34:45 2008 Wow 13 points..that was quite a hit wasn't ..
Posted: Thu Sep 4 5:33:12 2008 OK I went to free credit report and I had to ask ..
Posted: Thu Sep 4 5:30:02 2008 That clarifies it for me. Thanks for explaining ..
Posted: Thu Sep 4 5:28:10 2008 Well at least this is good. It must be a oretty ..
Posted: Thu Sep 4 5:26:21 2008 You go girl. I wish moer people would take this ..
Posted: Thu Sep 4 5:23:55 2008 Fact is we all have debts. It is a part of life. ..
Posted: Thu Sep 4 5:19:04 2008 Always always get these things in writing. This ..
Posted: Thu Sep 4 5:17:29 2008 Sorry to hear this. I am not sure of the answer ..
Posted: Thu Sep 4 5:12:18 2008 GN if they don't validate and the debt is still ..
Posted: Thu Sep 4 5:07:56 2008 I don't know but if there is another site out ..
Posted: Thu Sep 4 5:04:18 2008 Thats pretty cool. Can you purchase a program ..
Posted: Thu Sep 4 5:02:11 2008 True but when money is so tight its hard to let ..
Posted: Thu Sep 4 5:00:01 2008 Five months worth. That is why I couldn't figure ..
Posted: Thu Sep 4 4:57:28 2008 Sinday. It was for my sister and I's hubbies. ..
Posted: Thu Sep 4 4:54:13 2008 My very last one made me very nervous. I am past ..
Posted: Thu Sep 4 4:49:39 2008 Many many many times...especially from the mother ..
Posted: Thu Sep 4 4:47:00 2008 That is an idea. I hate this virus scan I have. ..
Posted: Thu Sep 4 4:44:35 2008 They use to but now they are making people bring ..
Posted: Thu Sep 4 4:54:46 2008 or annualcreditreport.com That is a really good ..
Posted: Thu Sep 4 4:52:27 2008 Wonder if this is why I heard on another post ..
Posted: Thu Sep 4 4:51:01 2008 I thought they recommened it. There is actually ..
Posted: Thu Sep 4 4:47:51 2008 Thanks Anthony. I will have to bookmark ..
Posted: Thu Sep 4 4:46:57 2008 Okay now this explains a little to me also. I ..
Posted: Thu Sep 4 4:43:36 2008 That is what they do. My daughter has to do ..
Posted: Thu Sep 4 4:35:26 2008 Thats why I think they all should be illegal. I ..
Posted: Thu Sep 4 4:33:55 2008 Just think we need to add a little humor here and ..
Posted: Thu Sep 4 4:31:46 2008 Just keep an eye on your credit report for any ..
Posted: Thu Sep 4 4:28:42 2008 Somemtimes I wish someone would come up with a ..
Posted: Thu Sep 4 4:25:32 2008 Why would a debt pass back to the original ..
Posted: Thu Sep 4 4:18:13 2008 Thanks but what or who is mavis I am always ..
Posted: Thu Sep 4 4:15:29 2008 Hopefully no one has to go through it. It isn't ..
Posted: Wed Sep 3 6:58:54 2008 Not that I know of. I am not sure which ..
Posted: Wed Sep 3 6:56:33 2008 Post nuplol Okay now I had enup....I am retiring ..
Posted: Wed Sep 3 6:55:18 2008 I always have. I seen what they do to people. ..
Posted: Wed Sep 3 6:50:21 2008 The fair debt collection law. where do you find ..
Posted: Wed Sep 3 6:48:47 2008 As always good ..
Posted: Wed Sep 3 6:47:21 2008 No they never tried to call or it would have ..
Posted: Wed Sep 3 6:44:01 2008 How much will a judgment lower my credit score ? ..
Posted: Wed Sep 3 6:43:37 2008 Me either. I don't think its even needed. They ..
Posted: Wed Sep 3 6:41:45 2008 My question too. I am new to the school district ..
Posted: Wed Sep 3 6:38:19 2008 Same here. It is really successful to me becasue ..
Posted: Wed Sep 3 6:36:26 2008 True. Not only that she isn't too happy with my ..
Posted: Wed Sep 3 6:34:00 2008 I eriosly enjoy this. I know it probaly sounds ..
Posted: Wed Sep 3 6:32:17 2008 Okay so no "BIG" deal. soon as I hit ..
Posted: Wed Sep 3 6:30:54 2008 Boy what are you on and can you spare ..
Posted: Wed Sep 3 6:27:35 2008 True. I am struggling myself pretty bad. It ..
Posted: Wed Sep 3 6:24:15 2008 I had this happen when I had my loan through a ..
Posted: Wed Sep 3 6:20:35 2008 What is even worse on top of that is if you still ..
Posted: Wed Sep 3 6:16:27 2008 In a trailor down from the house she use to own ..
Posted: Wed Sep 3 6:14:28 2008 I don't think my boobs are big enough. Do you ..
Posted: Wed Sep 3 6:08:37 2008 I hear you. Just last week we filled up the two ..
Posted: Wed Sep 3 6:06:00 2008 Just a little humor Gn. Wonder if he'd lend me ..
Posted: Wed Sep 3 6:04:17 2008 It will and in time you will see things start to ..
Posted: Wed Sep 3 6:02:33 2008 I couldn't agree more. Of all the sites I have ..
Posted: Wed Sep 3 5:59:52 2008 Anthiny, When does the actual SOL time start ..
Posted: Wed Sep 3 5:56:00 2008 Congrats Nicegirl. You should be safe, ..
Posted: Wed Sep 3 5:49:35 2008 How in hecks creation do they get this info It ..
Posted: Wed Sep 3 5:47:20 2008 Can I ask for a refurbished furnace or do you ..
Posted: Wed Sep 3 5:45:02 2008 GN I always thought they had to have the ..
Posted: Wed Sep 3 5:42:03 2008 I can not see why. Just think of the things they ..
Posted: Wed Sep 3 5:40:37 2008 I only do it around statement time. I hate to ..
Posted: Wed Sep 3 5:39:17 2008 Always hope for the best for everyone,especially ..
Posted: Wed Sep 3 5:38:05 2008 Keep us posted. Good luck. Did you ever go to ..
Posted: Wed Sep 3 5:36:58 2008 They have pretty much discontinued the kids line ..
Posted: Wed Sep 3 5:35:03 2008 It should not be legal because you did not give ..
Posted: Wed Sep 3 5:32:37 2008 He is always up to date on all the latest tax ..
Posted: Wed Sep 3 5:31:13 2008 Oh did I have a problem last year with the junk ..
Posted: Wed Sep 3 5:26:04 2008 How does the bank then get the money back from ..
Posted: Tue Sep 2 7:05:00 2008 Doesn't quite sound ..
Posted: Tue Sep 2 7:03:54 2008 What four credit files. Are you talking about ..
Posted: Tue Sep 2 7:01:59 2008 Great now I am stuck with cards that will tempt ..
Posted: Tue Sep 2 7:00:16 2008 Where do you get ..
Posted: Tue Sep 2 6:59:17 2008 The score is higher than the ..
Posted: Tue Sep 2 6:57:27 2008 Yes and it did drop by another 4 bucks but with ..
Posted: Tue Sep 2 6:51:20 2008 Credit card laws need to be relooked at. What ..
Posted: Tue Sep 2 6:43:24 2008 Thanks for letting us ..
Posted: Tue Sep 2 6:42:18 2008 Okay I just dug around the net and it is three ..
Posted: Tue Sep 2 6:39:56 2008 If you can not pay this debt don't try to ..
Posted: Tue Sep 2 6:33:54 2008 Wow so in other words if my score is 800 and I ..
Posted: Tue Sep 2 6:31:26 2008 I really doubt that. I have an account that ..
Posted: Tue Sep 2 6:29:26 2008 Please CMBV I just asked this question on ..
Posted: Tue Sep 2 6:25:48 2008 Good explanation Mary...but of course you are ..
Posted: Tue Sep 2 6:23:58 2008 Oh my if this is in deed what you are thinking ..
Posted: Tue Sep 2 6:21:17 2008 Nope. She was not entitled to that until ..
Posted: Tue Sep 2 6:16:31 2008 I will agree with you on that one. All I need to ..
Posted: Tue Sep 2 6:14:17 2008 They said they do not send letters. You have to ..
Posted: Tue Sep 2 6:13:01 2008 Thats what I thought. Can they go back after not ..
Posted: Tue Sep 2 6:10:19 2008 Wow that is an awesome score though. I can't ..
Posted: Tue Sep 2 6:07:49 2008 I know how it feels when you have debts you can ..
Posted: Tue Sep 2 6:02:38 2008 Call them immediately to be sure they don't turn ..
Posted: Tue Sep 2 6:00:13 2008 If you aren't making a ton of money and this debt ..
Posted: Tue Sep 2 5:57:31 2008 I do not even know my score. I have a biggie on ..
Posted: Tue Sep 2 5:52:26 2008 Lorri, I am not sure how prenups work. I never ..
Posted: Tue Sep 2 5:47:13 2008 Wow that is really high. Wonder how a person can ..
Posted: Tue Sep 2 5:45:34 2008 Okay now I am undrstanding a little better. I am ..
Posted: Tue Sep 2 5:41:36 2008 all very good info/ I like your plan Cmbv. It ..
Posted: Tue Sep 2 5:39:42 2008 Anthony, What she is saying is she was already ..
Posted: Tue Sep 2 5:37:13 2008 Is this true I never heard of the higher the ..
Posted: Tue Sep 2 5:33:40 2008 They will keep adding interest to the debt but i ..
Posted: Tue Sep 2 3:23:11 2008 This is good advise cause if they sue some or ..
Posted: Tue Sep 2 3:21:45 2008 Wow that is a longtime to still be on your hubbys ..
Posted: Tue Sep 2 3:19:02 2008 SD what are you gonna do/ This seems very unfair ..
Posted: Tue Sep 2 3:16:22 2008 I know. I keep looking at all the people they ..
Posted: Tue Sep 2 3:12:55 2008 This is true but yet they will turn and sell it ..
Posted: Tue Sep 2 3:11:37 2008 I see that with the mortgage industry...it seems ..
Posted: Tue Sep 2 3:09:56 2008 Yes we do have one near us. I just picked up a ..
Posted: Tue Sep 2 3:08:20 2008 Its a situation that happened to me this past ..
Posted: Tue Sep 2 3:06:01 2008 Its hard to believe but I imagine some people do ..
Posted: Tue Sep 2 3:04:47 2008 I believe there are two posts on this subject. I ..
Posted: Tue Sep 2 3:01:56 2008 People will probaly be racking up lots of credit ..
Posted: Tue Sep 2 2:55:29 2008 You know GN thinking back to other posts...There ..
Posted: Tue Sep 2 2:53:28 2008 Usually if you get approved it will tell you ..
Posted: Tue Sep 2 2:50:50 2008 Thats what I was thinking. It is hard to not get ..
Posted: Mon Sep 1 6:57:48 2008 That probaly is one of the songle moast important ..
Posted: Mon Sep 1 6:56:19 2008 I wonder whoever started these programs It is an ..
Posted: Mon Sep 1 6:53:57 2008 Did this poster ever come back and even reply to ..
Posted: Mon Sep 1 6:52:31 2008 I am opretty sure if she did make payments she ..
Posted: Mon Sep 1 6:50:21 2008 You must work with these things alot. I see ..
Posted: Mon Sep 1 6:48:15 2008 SORRY MUST OF JIT A BUTTON IN ADVANCE. aNNUAL ..
Posted: Mon Sep 1 6:46:20 2008 Yes on line is a,ot faster. I seen a site at the ..
Posted: Mon Sep 1 6:44:50 2008 When and if I can ever afford it you will have to ..
Posted: Mon Sep 1 6:42:07 2008 But what is the highest aceivable score I never ..
Posted: Mon Sep 1 6:40:16 2008 Good point. I hate when they think that ..
Posted: Mon Sep 1 6:37:52 2008 Very true guys. I think credit score is very ..
Posted: Mon Sep 1 6:35:38 2008 I don't feel you will need luckespecailly if you ..
Posted: Mon Sep 1 6:32:00 2008 I know what you mean. I was trying to save ..
Posted: Mon Sep 1 6:28:46 2008 As long as there isn't another answer or gripe. ..
Posted: Mon Sep 1 6:26:40 2008 I was reading this post and it is almost like ..
Posted: Mon Sep 1 6:25:17 2008 Makes you wonder where the money is. I know a ..
Posted: Mon Sep 1 6:22:44 2008 At least I know it isn't some glitch. Probaly ..
Posted: Mon Sep 1 6:19:04 2008 Wouldn't have to worry about that now. All hgis ..
Posted: Mon Sep 1 6:17:28 2008 Gn if you are min my area this guy takes new ..
Posted: Mon Sep 1 6:14:04 2008 Sometimes it is as simple as adding a few extra ..
Posted: Mon Sep 1 6:12:30 2008 Thats quite common when you are new. I always ..
Posted: Mon Sep 1 6:10:23 2008 Educaton is out there and more and more people ..
Posted: Mon Sep 1 6:08:17 2008 Yes, especially when you consider the price for ..
Posted: Mon Sep 1 6:06:11 2008 can only imagine but at least it saves money by ..
Posted: Mon Sep 1 6:04:19 2008 I know how that goes. Its something I have come ..
Posted: Mon Sep 1 6:01:26 2008 Thats great Gn. I am really glad they got those ..
Posted: Mon Sep 1 5:59:07 2008 Jennifewr, No one knocks these companies. Some ..
Posted: Mon Sep 1 5:57:38 2008 Good Advice Gn. In any case I don't believe the ..
Posted: Mon Sep 1 5:55:30 2008 Nicegirl, how old is your debt do you know theSOL ..
Posted: Mon Sep 1 5:50:44 2008 Lorri what are you on and can I have some too ..
Posted: Mon Sep 1 5:46:19 2008 Gn is exactly right. Anytime you make a payment ..
Posted: Sat Aug 30 5:17:29 2008 Kev, once you get your credit cleared you want to ..
Posted: Sat Aug 30 5:09:34 2008 I think the company has up to thirty days to ..
Posted: Fri Aug 29 6:34:03 2008 Thanks for explaining this Neicy. So it would be ..
Posted: Fri Aug 29 6:30:02 2008 I never knew that you could call them too. What ..
Posted: Fri Aug 29 6:28:47 2008 Good explanation Anthony. It makes more sense ..
Posted: Fri Aug 29 6:27:20 2008 That is definately what I would have him do. ..
Posted: Fri Aug 29 6:24:30 2008 If you don't want all these credit card places ..
Posted: Fri Aug 29 6:22:29 2008 You may also want to check out the collection ..
Posted: Fri Aug 29 6:19:54 2008 I imagine an atty. comes with a hefty fee so if ..
Posted: Fri Aug 29 6:16:10 2008 This sounds like a good option for you. It would ..
Posted: Fri Aug 29 6:13:18 2008 This is really good that they do things this way. ..
Posted: Fri Aug 29 6:11:19 2008 No I meant it the other way. That I would have ..
Posted: Fri Aug 29 6:06:59 2008 So it looks like they are a safe company to deal ..
Posted: Thu Aug 28 6:30:10 2008 Hows your credit Yevbo Some credit card ..
Posted: Thu Aug 28 6:27:41 2008 From what I understand..I have never been down ..
Posted: Thu Aug 28 6:24:13 2008 So they didn't even delete it Who did you ..
Posted: Thu Aug 28 6:20:48 2008 I am not even going there. I was hoping for ..
Posted: Thu Aug 28 6:19:44 2008 My transunion didn't have as much listed as my ..
Posted: Thu Aug 28 6:15:09 2008 You caught me....Anyway this is happening on alot ..
Posted: Thu Aug 28 6:13:27 2008 I wonder if they have you confused with someone ..
Posted: Thu Aug 28 6:06:43 2008 Yep, me too. I have been noticing lately that I ..
Posted: Thu Aug 28 6:03:49 2008 That could ..
Posted: Thu Aug 28 6:02:59 2008 The only thing I am not understanding about this ..
Posted: Thu Aug 28 5:49:24 2008 Good job Lom. Hopefully maybe GN will stop back ..
Posted: Thu Aug 28 5:46:59 2008 Wow I am really unsure. I hope someone around ..
Posted: Thu Aug 28 6:15:46 2008 Sounds like a plan.. Think it will be worth ..
Posted: Thu Aug 28 6:13:51 2008 I swear GN I have answered this post and ..
Posted: Thu Aug 28 6:07:40 2008 Unique National Collections President Charles ..
Posted: Thu Aug 28 6:00:37 2008 You need to call the number morningstar listed ..
Posted: Thu Aug 28 5:58:09 2008 GN there are so many different web addresses ..
Posted: Thu Aug 28 5:55:47 2008 So you can see there is protection for the ..
Posted: Thu Aug 28 5:47:00 2008 Hows orientation going My daughter has her ..
Posted: Thu Aug 28 5:45:10 2008 Thats a good thought. Maybe that is what they ..
Posted: Thu Aug 28 5:42:33 2008 At least it gets you excited for say ...the three ..
Posted: Thu Aug 28 5:39:55 2008 This is true. I was always told to leave some ..
Posted: Thu Aug 28 5:32:24 2008 Good question Lorri...sounds more expensive than ..
Posted: Thu Aug 28 5:31:12 2008 This is what I was thinking. I always heard if ..
Posted: Thu Aug 28 5:28:45 2008 GN is correct. There is alot of help here at ..
Posted: Thu Aug 28 5:23:02 2008 Justin I thought that there was a point that they ..
Posted: Thu Aug 28 5:19:45 2008 I know where you are coming from Dadummy. I use ..
Posted: Thu Aug 28 5:15:08 2008 I believe the system was put into place for good ..
Posted: Thu Aug 28 5:12:58 2008 I have seen this happen alot around this area. ..
Posted: Thu Aug 28 5:07:55 2008 If you are just looking to view your report you ..
Posted: Thu Aug 28 5:02:37 2008 What happens if they don't cash the money order ..
Posted: Thu Aug 28 4:57:20 2008 They are really worse than any cc you can have ..
Posted: Thu Aug 28 4:54:17 2008 That is the first thing I told my hubby...NO ..
Posted: Wed Aug 27 5:21:53 2008 Thats always good to ..
Posted: Wed Aug 27 5:20:53 2008 I know what you mean. Sometimes you hear a story ..
Posted: Wed Aug 27 5:19:17 2008 Oh yes. She is quite the nomad at times. Is ..
Posted: Wed Aug 27 5:17:37 2008 You sound like me. I really don't play anything ..
Posted: Wed Aug 27 5:07:23 2008 Guess they would see alittle more of this action ..
Posted: Wed Aug 27 5:04:50 2008 Do you know that even if you hit the "since ..
Posted: Wed Aug 27 5:02:18 2008 Robin, I am sure we all our faced with ..
Posted: Wed Aug 27 4:52:26 2008 What do you mean at net Isn't there a direct ..
Posted: Wed Aug 27 4:50:35 2008 There was an old post on this but I can't ..
Posted: Wed Aug 27 4:47:11 2008 There are always sample letters here on the ..
Posted: Wed Aug 27 4:43:00 2008 What you done is great. Do make sure you recheck ..
Posted: Wed Aug 27 4:38:32 2008 It is also a good instrument even if the debt is ..
Posted: Wed Aug 27 4:35:36 2008 This is good to know. I just don't think it ..
Posted: Wed Aug 27 4:32:50 2008 Does any of this indormation help you If you ..
Posted: Wed Aug 27 4:31:04 2008 I am still stumped at how he can do this on that ..
Posted: Wed Aug 27 4:28:25 2008 Come on. Can't you find anything better to do ..
Posted: Wed Aug 27 4:27:11 2008 Alicia, If this SOL isn't expired then ..
Posted: Tue Aug 26 1:39:50 2008 I always wondered if you weren't protected by SOL ..
Posted: Tue Aug 26 1:38:02 2008 Really that is the truth ammorrin. You have ..
Posted: Tue Aug 26 1:34:45 2008 Okay this does make sense. I also think it is a ..
Posted: Tue Aug 26 1:32:58 2008 I really hope she comes back and answers so that ..
Posted: Tue Aug 26 1:26:50 2008 The report I like the best is experian. It ..
Posted: Tue Aug 26 1:21:39 2008 This is your best protecton. Anyone who is faced ..
Posted: Tue Aug 26 1:20:05 2008 How can he with three children possibly pay this ..
Posted: Tue Aug 26 1:15:23 2008 Right Mary. Never pay a debt before you have ..
Posted: Tue Aug 26 1:09:01 2008 Is there really such a thing Who is this company ..
Posted: Tue Aug 26 1:07:12 2008 Thats true. Good thing I have a good set of ..
Posted: Tue Aug 26 1:05:31 2008 I don't even think a better canidate would be ..
Posted: Tue Aug 26 1:03:57 2008 It was an emergency that caused us to have to get ..
Posted: Tue Aug 26 1:00:13 2008 Yes it is. I know people on SS in todays world ..
Posted: Tue Aug 26 12:54:41 2008 Welcome Alicia, The best place to start is by ..
Posted: Tue Aug 26 12:47:30 2008 And on top of everything, in your register ..
Posted: Tue Aug 26 12:46:23 2008 It cut off at a certain year. My dad could get ..
Posted: Tue Aug 26 12:04:01 2008 This is true. I think we probaly help it along ..
Posted: Tue Aug 26 12:02:42 2008 If not wait a couple months and try again. I use ..
Posted: Tue Aug 26 12:00:40 2008 Was..Aren't they over now Do you notice any ..
Posted: Tue Aug 26 11:58:28 2008 Reminds me of a Wal mart commercial. ROLLING ..
Posted: Tue Aug 26 11:56:52 2008 I am sure many of us do. Funn y thing happened ..
Posted: Tue Aug 26 11:47:04 2008 My son just called me at 6:45 a.m this morning ..
Posted: Tue Aug 26 11:43:47 2008 Just a case of when. See yaou were a little busy ..
Posted: Mon Aug 25 7:08:43 2008 Not sure I applied in the store. they turned me ..
Posted: Mon Aug 25 7:07:11 2008 Football sound familiar Okay I am getting dizzy ..
Posted: Mon Aug 25 7:05:43 2008 See no kickbacks huh what ever happened to you ..
Posted: Mon Aug 25 7:04:30 2008 Just think of the health hazzards.lol. Been ..
Posted: Mon Aug 25 7:03:10 2008 How very true. I usually hear..does that ..
Posted: Mon Aug 25 7:01:52 2008 It will work wonders. Did for ..
Posted: Mon Aug 25 7:00:55 2008 Oh man..drywall dust..you had to make me go and ..
Posted: Mon Aug 25 6:59:30 2008 Must be nice. Here "we" can not go to ..
Posted: Mon Aug 25 6:58:03 2008 Do you know what I think is truely unfair Well I ..
Posted: Mon Aug 25 6:55:07 2008 I will. Are you tired of going back and answering ..
Posted: Mon Aug 25 6:53:44 2008 Thats it GN..go with the ..
Posted: Mon Aug 25 6:52:42 2008 I honestly don't see much in payong the old debt. ..
Posted: Mon Aug 25 6:50:18 2008 Oh let me think...control panel..internet ..
Posted: Mon Aug 25 6:47:04 2008 What is on the kitchen agenda I would like to ..
Posted: Mon Aug 25 6:45:03 2008 I just can't figure out how it can have a deed ..
Posted: Mon Aug 25 6:43:00 2008 I don't hear that cause mine knows where it goes. ..
Posted: Mon Aug 25 6:41:22 2008 Wonder why so much aggravation If I were you GN ..
Posted: Mon Aug 25 6:39:30 2008 That is true but rarely happens Gn. Too many of ..
Posted: Mon Aug 25 6:30:01 2008 Would you if you were the ..
Posted: Mon Aug 25 6:28:55 2008 Junk is exactly what it is. I still think fine ..
Posted: Mon Aug 25 6:27:54 2008 Yes cause it was also no payments even though we ..
Posted: Mon Aug 25 6:25:09 2008 They have stepped up to the plate and I am sure ..
Posted: Mon Aug 25 6:22:39 2008 No business unless I can call and get some cash ..
Posted: Mon Aug 25 6:20:12 2008 Well they are gonna rewrite it. Man am I really ..
Posted: Mon Aug 25 6:15:58 2008 I will but not now. If I open another window ..
Posted: Mon Aug 25 6:14:04 2008 True. I am glad that the debt validation process ..
Posted: Mon Aug 25 6:11:43 2008 Oh well thats good to ..
Posted: Mon Aug 25 6:10:27 2008 Say a prayer for me cause something tells me I ..
Posted: Mon Aug 25 6:04:26 2008 Exactly what I would have said GN. Sometimes I ..
Posted: Mon Aug 25 5:59:52 2008 That couldn't be truer. I seem to fall for that ..
Posted: Mon Aug 25 5:50:49 2008 Thats what I was hoping. I hear some of these ..
Posted: Mon Aug 25 5:45:19 2008 Thats true. I just wish there was a way to get ..
Posted: Mon Aug 25 6:06:42 2008 I like that they have to validate before you have ..
Posted: Mon Aug 25 6:05:13 2008 Okay Lorri I will let you answer that last ..
Posted: Mon Aug 25 6:03:01 2008 We will need some questions answered first. How ..
Posted: Mon Aug 25 5:58:16 2008 Pretty much the set up we had. I miss it so ..
Posted: Mon Aug 25 5:54:22 2008 I will have to make GN aware of this post. She ..
Posted: Mon Aug 25 5:51:04 2008 ERB.. I didn't have good credit at all when I got ..
Posted: Mon Aug 25 5:47:54 2008 Typical male answer. Sounds like my hubby. Just ..
Posted: Mon Aug 25 5:45:20 2008 Depends on your state and if the payday loans are ..
Posted: Mon Aug 25 5:43:30 2008 No never really took her anywhere (god what a ..
Posted: Mon Aug 25 5:39:49 2008 No. Thats what surprises me. I see it happens ..
Posted: Mon Aug 25 5:38:26 2008 Then I am in the good. Thats a ..
Posted: Mon Aug 25 5:37:27 2008 Yes an excellent idea..if he would take ..
Posted: Mon Aug 25 5:36:29 2008 Try to make most young people understand this and ..
Posted: Mon Aug 25 5:35:36 2008 I know they know there are none here. I wouldn't ..
Posted: Mon Aug 25 5:34:24 2008 You are really getting the best advice here. You ..
Posted: Mon Aug 25 5:33:07 2008 Lorri Could you please hurry up and win that ..
Posted: Mon Aug 25 5:31:52 2008 LOL. that says it all. I always seem to run ..
Posted: Mon Aug 25 5:27:54 2008 No idea. About a week ago they said they put my ..
Posted: Mon Aug 25 5:25:34 2008 I bet they lose alot of cash too. Seems like ..
Posted: Mon Aug 25 5:23:43 2008 I try. I still find I run upon questions that I ..
Posted: Mon Aug 25 5:22:06 2008 Words right out of my mouth. That was my very ..
Posted: Mon Aug 25 5:20:59 2008 It has been by my figurement toooo lllooonngg. ..
Posted: Mon Aug 25 5:14:32 2008 Ground Control to Major ..
Posted: Mon Aug 25 5:13:46 2008 Yeah Me too. That made me chuckle cause are amil ..
Posted: Mon Aug 25 5:10:48 2008 Gotcha ..
Posted: Mon Aug 25 5:10:09 2008 Well the new policy doesn't start until Sept. I ..
Posted: Mon Aug 25 5:07:43 2008 I think you hit it on the nose there GN. So many ..
Posted: Mon Aug 25 5:00:35 2008 I will pass on that. I wouldn't have the ..
Posted: Mon Aug 25 4:59:35 2008 Whoever did initate it needs to be ran over. I ..
Posted: Mon Aug 25 4:57:57 2008 Good question ..
Posted: Mon Aug 25 4:57:00 2008 This one I am almost 100% sure on. The loan ..
Posted: Mon Aug 25 4:54:51 2008 Companies will claim they are reputable and not ..
Posted: Mon Aug 25 4:53:14 2008 Isn't that the ..
Posted: Mon Aug 25 4:52:16 2008 Yes it really stinks. I had soo much to do this ..
Posted: Mon Aug 25 4:44:13 2008 Wish there was some magical way for me to pull in ..
Posted: Mon Aug 25 4:41:59 2008 Oh do I ever. With the stress I am under because ..
Posted: Mon Aug 25 4:38:22 2008 I know where you are coming from GN. It is so ..
Posted: Mon Aug 25 4:27:03 2008 GN He spends alot of time with two of his ..
Posted: Sun Aug 24 7:46:55 2008 What do you mean by middle credit score. I am not ..
Posted: Sun Aug 24 7:45:54 2008 The fall off date from my first report listed ..
Posted: Sun Aug 24 7:40:21 2008 Love your posting credit. Always know there will ..
Posted: Sun Aug 24 7:34:16 2008 Thats credit. Your really have some good wise ..
Posted: Sun Aug 24 7:30:36 2008 Thats what I have been asking. It really makes a ..
Posted: Sun Aug 24 7:23:50 2008 But iss it ..
Posted: Sun Aug 24 7:19:28 2008 I wish I had known about it earlier. My junk ..
Posted: Sun Aug 24 7:17:27 2008 Thats all good advice and needs to be followed ..
Posted: Sun Aug 24 7:12:32 2008 Welcome also. We look forward to seeing your ..
Posted: Sun Aug 24 7:06:37 2008 Thats what I am wondering. You can find out if ..
Posted: Sun Aug 24 7:00:56 2008 Okay now I see. My old bookclub did this ..
Posted: Sun Aug 24 6:58:16 2008 I am thinking a cease and desist letter. How can ..
Posted: Sun Aug 24 6:53:09 2008 Okay but can they do this forever I don't know ..
Posted: Sun Aug 24 6:51:06 2008 I know close to nothing about paypal but always ..
Posted: Sun Aug 24 6:49:36 2008 I have also heard this too Good natured. The ..
Posted: Sun Aug 24 6:46:11 2008 Do I dare ask what that theory is Lorri ..
Posted: Sun Aug 24 6:33:55 2008 I can see where A board really does need some ..
Posted: Fri Aug 22 6:10:48 2008 Most medical places only need a $10.00 payment ..
Posted: Fri Aug 22 6:07:48 2008 It is a common thought. Most people do not ..
Posted: Fri Aug 22 6:05:19 2008 I find that really true. I attend my daughters ..
Posted: Fri Aug 22 4:39:44 2008 No that can not be true. My credit isn't as good ..
Posted: Fri Aug 22 4:33:49 2008 Hard iquiries is when you apply for a credit ..
Posted: Thu Aug 21 7:38:49 2008 It really does and when you put it in those words ..
Posted: Thu Aug 21 7:36:14 2008 No I wasn't talking about the check. I should ..
Posted: Thu Aug 21 2:34:48 2008 I never heard that one Lorri. I really like it a ..
Posted: Thu Aug 21 2:26:08 2008 Citi does give some good advice to people who are ..
Posted: Thu Aug 21 2:24:46 2008 It does show as a sold debt on my experian but ..
Posted: Thu Aug 21 2:21:50 2008 i DO NOT NEED ANY OF THE INFO MYSELF. I JUST WAS ..
Posted: Thu Aug 21 2:18:55 2008 Can judgements be renewed indefinately Do they ..
Posted: Thu Aug 21 2:16:28 2008 Sounds like good advice. Just be sure to get ..
Posted: Thu Aug 21 2:12:32 2008 They won't give you this information because it ..
Posted: Thu Aug 21 2:06:15 2008 Have you called the company and asked why they ..
Posted: Thu Aug 21 1:59:27 2008 Kinda of what I figured. I was just hoping that ..
Posted: Thu Aug 21 1:56:48 2008 I believe the statute of limitations is 6 years ..
Posted: Wed Aug 20 12:15:00 2008 Wow that was a really great point. I still ..
Posted: Wed Aug 20 12:13:44 2008 Nothing wrong with that,nothing at ..
Posted: Wed Aug 20 12:11:55 2008 That is true. Cooperation is ..
Posted: Wed Aug 20 12:10:54 2008 This is true but I also thought if you have alolt ..
Posted: Wed Aug 20 12:09:26 2008 I also am interested in ..
Posted: Wed Aug 20 11:59:13 2008 Thats pretty cooll and a good ..
Posted: Wed Aug 20 11:57:43 2008 Gosh he has like 4 kids. the one was adopted and ..
Posted: Wed Aug 20 11:53:03 2008 I usually deal with them by not answering the ..
Posted: Wed Aug 20 11:51:58 2008 I find that is the safest way. I was looking at ..
Posted: Wed Aug 20 11:49:48 2008 Tep but as long as you know the type of people ..
Posted: Wed Aug 20 11:47:44 2008 I bet that also makes the persaon who is asking ..
Posted: Wed Aug 20 11:46:30 2008 That si exactly right. I think I have one ..
Posted: Wed Aug 20 11:42:32 2008 This will be ok for a while but you will probaly ..
Posted: Wed Aug 20 11:37:29 2008 This much is true. I feel so much better ..
Posted: Wed Aug 20 11:33:27 2008 Thats what I thought. It really is dumb to use a ..
Posted: Wed Aug 20 11:31:10 2008 I sometimes see where mine posts twice and if it ..
Posted: Wed Aug 20 11:29:36 2008 Very true guest. Gn is right it is a way to make ..
Posted: Wed Aug 20 6:52:01 2008 I see the moderator has caught up with this so ..
Posted: Wed Aug 20 6:50:45 2008 It was how I first started to rebuild my credit. ..
Posted: Wed Aug 20 6:47:31 2008 What do you mean by satellite ..
Posted: Wed Aug 20 6:46:05 2008 I have been finding that site pretty useful. For ..
Posted: Wed Aug 20 6:44:47 2008 Doesn't me but I am sure their are plenty of ..
Posted: Wed Aug 20 6:40:49 2008 Judgements can last a really long time. Just ..
Posted: Wed Aug 20 6:39:15 2008 Yews unless you have a favorites list a mile long ..
Posted: Wed Aug 20 6:37:15 2008 I can see letting the dependants use it. I am ..
Posted: Wed Aug 20 6:35:28 2008 Proactive approaches usually always gets ..
Posted: Wed Aug 20 6:34:18 2008 I see alot of these examples in my sisters foster ..
Posted: Wed Aug 20 6:31:54 2008 Isn't that the truth. Real conversation ..
Posted: Wed Aug 20 6:29:13 2008 Anthony even if you get behind on a debt I read ..
Posted: Wed Aug 20 6:26:24 2008 Thanks for the info Guest. Can I suggest you ..
Posted: Wed Aug 20 6:24:07 2008 Isn't thatn the truth. I was at my brother races ..
Posted: Wed Aug 20 6:17:53 2008 I think everyone actually tires of their job at ..
Posted: Wed Aug 20 6:15:00 2008 Okay I did all of the above and guess what my ..
Posted: Wed Aug 20 6:11:28 2008 So say I had my credit line increased without ..
Posted: Wed Aug 20 5:58:13 2008 I am glad GN that you stepped in here. Myself I ..
Posted: Wed Aug 20 5:54:22 2008 Good Natured that was exactly what I was ..
Posted: Wed Aug 20 5:50:25 2008 Good advice from Sam. I had thought that cap. ..
Posted: Wed Aug 20 5:50:24 2008 Good advice from Sam. I had thought that cap. ..
Posted: Wed Aug 20 5:47:51 2008 Justin, Yes I seen that they are about to change ..
Posted: Wed Aug 20 5:43:05 2008 Really good point Carol. You are correct in ..
Posted: Wed Aug 20 5:39:08 2008 You can usually get a repayment plan that will ..
Posted: Tue Aug 19 6:03:14 2008 I am sure that is why he did it. If someone ..
Posted: Tue Aug 19 6:01:01 2008 I always request a check and have always gotten ..
Posted: Tue Aug 19 6:00:14 2008 I never knew you could do that. I have googled ..
Posted: Tue Aug 19 5:58:19 2008 Never thought of that advice Gn. Way to go. It ..
Posted: Tue Aug 19 5:56:56 2008 Regular old welcome wagon Gn. Sometimes when ..
Posted: Tue Aug 19 5:54:59 2008 Yes we have all learned this from experience. Be ..
Posted: Tue Aug 19 5:53:31 2008 We use to live in a smaller school district and ..
Posted: Tue Aug 19 5:44:51 2008 I still believe they can get this debt settle for ..
Posted: Tue Aug 19 5:42:10 2008 If you feel like you are ever at any risk for ..
Posted: Tue Aug 19 5:27:26 2008 I agree justin. It is 90 days once ..
Posted: Tue Aug 19 5:22:31 2008 Do you know how long the judgement stays on your ..
Posted: Tue Aug 19 5:19:46 2008 This is very true. You should also consider the ..
Posted: Tue Aug 19 5:17:18 2008 Good Advice all. This was just an little dispute ..
Posted: Tue Aug 19 5:13:44 2008 Yes please file the response because you only ..
Posted: Tue Aug 19 5:06:50 2008 Yes Lorri to all you said above I agree. ..
Posted: Tue Aug 19 5:01:38 2008 Like I said it seems like a quick fix in the ..
Posted: Tue Aug 19 5:00:03 2008 That is really tue especially in todays ..
Posted: Tue Aug 19 4:56:11 2008 thats an import ..
Posted: Tue Aug 19 4:49:24 2008 It most definatley will be in SOL. So you want ..
Posted: Tue Aug 19 4:46:40 2008 I am not sure on this. Usually if it is a ..
Posted: Tue Aug 19 4:43:00 2008 Generally they are not a bad company. Have you ..
Posted: Tue Aug 19 4:41:02 2008 Wow this company is everywhere. I have seen ..
Posted: Tue Aug 19 4:39:26 2008 Always answer a summons becasue as Mary said a ..
Posted: Tue Aug 19 4:37:02 2008 Sounds like thes two have you covered. Please ..
Posted: Tue Aug 19 4:35:49 2008 I would check and see if they are entitled. Some ..
Posted: Tue Aug 19 4:32:34 2008 Did you give them your account number when you ..
Posted: Tue Aug 19 4:28:13 2008 Shann that is what I am finding too. They really ..
Posted: Tue Aug 19 4:24:42 2008 Probalt the best thiing is if you had a copy of ..
Posted: Tue Aug 19 4:20:11 2008 Depends on how deliquent your accounts are. If ..
Posted: Sun Aug 17 6:18:54 2008 Anything would be more positive then showing the ..
Posted: Sun Aug 17 6:15:45 2008 Wow that really is crazy lorri. I went and read ..
Posted: Sun Aug 17 6:06:21 2008 Excellent post gn and you are right on the money ..
Posted: Sun Aug 17 5:59:16 2008 Awwe so sweet lol. I do like your idea. I do ..
Posted: Sun Aug 17 5:54:13 2008 Okay, okay kids. That is a good place to start. ..
Posted: Sun Aug 17 5:40:41 2008 Thats really good advice Lorri. I know when ..
Posted: Sun Aug 17 5:34:18 2008 Glad you jumped in and helped on this one. I ..
Posted: Sat Aug 16 7:59:53 2008 Really good advice. Credit cards are usually ..
Posted: Sat Aug 16 7:58:14 2008 It will always be alive just after a certain ..
Posted: Sat Aug 16 7:54:48 2008 Now we are double posting. It really is an ..
Posted: Sat Aug 16 7:52:39 2008 Actually I don't believe 5 can report. I am ..
Posted: Sat Aug 16 7:51:04 2008 Isn't that the truth Once you pay they will not ..
Posted: Sat Aug 16 7:49:50 2008 Wow that is sad. What if it is in your husbands ..
Posted: Sat Aug 16 7:48:04 2008 Contacting the card services is the best way. ..
Posted: Sat Aug 16 7:46:28 2008 You only have 30 days to submit an answer. ..
Posted: Sat Aug 16 7:42:38 2008 What is a test This is not the emergency ..
Posted: Sat Aug 16 7:41:30 2008 They actually did release it to a bunch of ..
Posted: Sat Aug 16 7:38:33 2008 That what I think we all are ..
Posted: Sat Aug 16 7:37:41 2008 Are you serious. Forgive me i am not the most ..
Posted: Sat Aug 16 7:35:53 2008 I would ahve to agree with you there. I don't ..
Posted: Sat Aug 16 7:33:27 2008 Isn't that the trutht. I am finding this out the ..
Posted: Sat Aug 16 7:31:54 2008 Thats what I would do. Come here and get all the ..
Posted: Sat Aug 16 7:30:01 2008 I just can't believe how bad these teenagers ..
Posted: Sat Aug 16 7:27:44 2008 Fashion Bug. I was amazed to even get credit ..
Posted: Sat Aug 16 7:23:54 2008 I don't get ya there GN. It isn't just for 1 800 ..
Posted: Sat Aug 16 7:17:39 2008 I always like to check with the BBB before ..
Posted: Sat Aug 16 7:15:35 2008 Why GN do you think it doesn't raise your score ..
Posted: Sat Aug 16 7:13:02 2008 That sounds like it would be right Mary. Makes ..
Posted: Sat Aug 16 7:10:32 2008 Sometimes I think good natured we weren't meant ..
Posted: Fri Aug 15 4:56:41 2008 Oh how I know this one GN. When my hubby and I ..
Posted: Fri Aug 15 4:54:21 2008 I love to see young adults making wise decisions. ..
Posted: Fri Aug 15 4:45:16 2008 Very true. If you appear in court at the time ..
Posted: Fri Aug 15 4:42:50 2008 It is. I still like anywho.com better. One of ..
Posted: Fri Aug 15 4:38:14 2008 I have heard that they can actually change your ..
Posted: Fri Aug 15 4:32:46 2008 Thats what I was shooting for...a name. It is ..
Posted: Fri Aug 15 4:30:14 2008 The same person I always had trouble with...his ..
Posted: Fri Aug 15 4:27:04 2008 They need to have these kinds of group meetings ..
Posted: Fri Aug 15 4:24:52 2008 Everything is always a long process. It would be ..
Posted: Fri Aug 15 4:23:07 2008 In this case I wonder what would happen if ..
Posted: Fri Aug 15 4:21:30 2008 I believe the banks ought ot do a better job in ..
Posted: Thu Aug 14 6:34:17 2008 You can google their name and find it their or ..
Posted: Thu Aug 14 6:31:38 2008 I have tried and tried GN.. He has been out of ..
Posted: Thu Aug 14 6:28:59 2008 Good advice GN. I sometimes forget to mention ..
Posted: Thu Aug 14 6:27:59 2008 What ..
Posted: Thu Aug 14 6:27:09 2008 Best support network ..
Posted: Thu Aug 14 6:26:24 2008 I would ask for the pay for delete. It doesn't ..
Posted: Thu Aug 14 6:22:36 2008 Sometimes a judge will look down on something you ..
Posted: Thu Aug 14 6:20:12 2008 That does sound like it is worth checking ..
Posted: Thu Aug 14 6:19:05 2008 Yes there actually is. The over all concept is ..
Posted: Thu Aug 14 6:17:07 2008 So are you telling me that my report would take a ..
Posted: Thu Aug 14 6:14:40 2008 Don't you hate that when you have to make an ..
Posted: Thu Aug 14 6:09:56 2008 I have left like 4 messages over a period of ..
Posted: Thu Aug 14 6:02:18 2008 That is what I do. You are right they will call ..
Posted: Thu Aug 14 6:00:34 2008 Hey thanks that sounds like a really good ..
Posted: Thu Aug 14 5:56:30 2008 Very true. Not only that I could see the ..
Posted: Thu Aug 14 5:54:28 2008 I asked this one myself GN. It is 7 years ..
Posted: Thu Aug 14 5:50:32 2008 I bet they probaly will. Did you ever recieve ..
Posted: Thu Aug 14 5:45:54 2008 That was a question I asked myself. I do not ..
Posted: Thu Aug 14 5:41:17 2008 Nobody usually does. I think they m ake there ..
Posted: Thu Aug 14 5:37:12 2008 Thanks for the info Former. Also welcome to the ..
Posted: Thu Aug 14 5:34:26 2008 When I googled them I seen a lot of court cases ..
Posted: Thu Aug 14 5:29:29 2008 Wow lots of info here. I can not believe a ..
Posted: Thu Aug 14 5:24:21 2008 That doesn't seem to long to get your report in ..
Posted: Thu Aug 14 5:20:33 2008 Good advice as usual Anthony. The eprson may ..
Posted: Thu Aug 14 5:18:35 2008 I agree Gn. Eveyr fall we go through the same ..
Posted: Thu Aug 14 5:13:10 2008 I imagine SD that renting to them would be some ..
Posted: Thu Aug 14 5:09:39 2008 Lorri, She just turned 12. I am really proud of ..
Posted: Thu Aug 14 5:01:15 2008 If this is Heritage they sounded like a decent ..
Posted: Thu Aug 14 4:57:06 2008 I guess this checking has its good and bad ..
Posted: Wed Aug 13 6:22:40 2008 The government wouldn't need court orders as you ..
Posted: Wed Aug 13 6:20:21 2008 This is true. Do you ever stop and think just ..
Posted: Wed Aug 13 6:18:19 2008 That is so funny...well weird..I was thinking of ..
Posted: Wed Aug 13 6:14:43 2008 I checked the pub and didn't see anything. It ..
Posted: Wed Aug 13 6:12:01 2008 What really annoys me is when I tell a place like ..
Posted: Wed Aug 13 6:08:38 2008 When I found out that employers now pull your ..
Posted: Wed Aug 13 6:05:12 2008 I know usually they are on topof this rather ..
Posted: Wed Aug 13 6:03:13 2008 I would have been glad that the company did this ..
Posted: Wed Aug 13 5:57:28 2008 Erb and I was thinking on the same lines. I ..
Posted: Wed Aug 13 5:55:42 2008 But that much interest That is the reason so ..
Posted: Wed Aug 13 5:52:01 2008 Don't be so discouraged GN. Look back at all you ..
Posted: Wed Aug 13 5:49:26 2008 I try to. Right now I am not working so it isn't ..
Posted: Wed Aug 13 5:44:08 2008 If you would like to know about your own report I ..
Posted: Wed Aug 13 5:40:49 2008 Sometimes digging up info gets really time ..
Posted: Wed Aug 13 5:38:12 2008 also ..
Posted: Wed Aug 13 5:37:17 2008 Good job. I have never heard of ripoff.net I ..
Posted: Wed Aug 13 5:35:12 2008 Oh don't think I don't know what it is like to ..
Posted: Wed Aug 13 5:30:52 2008 I agree with both of you guys. I was thinking ..
Posted: Wed Aug 13 5:23:07 2008 If they weren't and I were being garnished I ..
Posted: Wed Aug 13 5:19:10 2008 Thats a good way of looking at it GN. My only ..
Posted: Wed Aug 13 5:13:42 2008 They should repay some of that enormous interest ..
Posted: Wed Aug 13 5:12:09 2008 I wonder which is actually better. I think ..
Posted: Wed Aug 13 5:08:07 2008 Thats what I do also. I also have a bookmarker ..
Posted: Wed Aug 13 5:04:42 2008 I never thought of it that way. I guess every ..
Posted: Wed Aug 13 4:58:43 2008 Go get em girl. They had 31 days to respond so I ..
Posted: Wed Aug 13 4:54:02 2008 This is true. I believe we all find inner ..
Posted: Tue Aug 12 10:25:27 2008 Whoa...how an they possibly and legally get that ..
Posted: Tue Aug 12 10:23:54 2008 This much is true. So does complaining about ..
Posted: Tue Aug 12 10:22:35 2008 Or in other words..just to keep you hanging. ..
Posted: Tue Aug 12 10:20:46 2008 Sounds like you just visited everyday America. ..
Posted: Tue Aug 12 10:18:34 2008 I figured that one out a while ago. I always use ..
Posted: Tue Aug 12 10:09:05 2008 No nothing since probaly last Jan or Feb. and it ..
Posted: Tue Aug 12 10:04:03 2008 True. We have been living on the lean side for a ..
Posted: Tue Aug 12 10:01:06 2008 This is true. I don't think they should give up ..
Posted: Tue Aug 12 9:59:14 2008 You are right about the many different emotions. ..
Posted: Tue Aug 12 9:57:24 2008 I figure if it is urgent or important enough that ..
Posted: Tue Aug 12 9:56:17 2008 Its one way to get a post ..
Posted: Tue Aug 12 9:54:17 2008 Thats hysterical. I tell ya they pick uo stuff ..
Posted: Tue Aug 12 9:49:43 2008 That seems like an awful ot to get your score. ..
Posted: Tue Aug 12 9:47:40 2008 I really agree with Justin on this one. If it is ..
Posted: Tue Aug 12 9:46:08 2008 Just as I said everyone here is willing to lead ..
Posted: Tue Aug 12 9:43:02 2008 Actually it was spelled out to me by someone on ..
Posted: Tue Aug 12 9:34:53 2008 If we were sitting at home and it was a math ..
Posted: Tue Aug 12 9:30:30 2008 For everyone. Wish they get them in place ..
Posted: Tue Aug 12 9:28:54 2008 I really doubt they are but I am gonna call. ..
Posted: Tue Aug 12 9:27:52 2008 I planned on covering it. The problem is it is ..
Posted: Tue Aug 12 9:23:46 2008 Wow that is the first time I have heard about ..
Posted: Tue Aug 12 9:22:03 2008 Do it asap. The more places like BBB and atty. ..
Posted: Tue Aug 12 5:55:33 2008 This is what I was taliking about . This world ..
Posted: Tue Aug 12 5:51:28 2008 I have had up to five different collectors for ..
Posted: Tue Aug 12 5:48:18 2008 I just heard again last night on the news where ..
Posted: Tue Aug 12 5:45:40 2008 Fiimeo, Please don't hold your breathe cause the ..
Posted: Tue Aug 12 5:38:21 2008 Yes but in another post we were actually trying ..
Posted: Tue Aug 12 5:35:01 2008 Thats a surprise cause usually it is the other ..
Posted: Tue Aug 12 5:32:55 2008 I am learning this. Sometimes I have to laugh ..
Posted: Tue Aug 12 5:29:24 2008 To traverse means to move forward (loved english) ..
Posted: Tue Aug 12 5:25:29 2008 Yep, thanks for the ..
Posted: Tue Aug 12 5:24:04 2008 Oh I see so it really wouldn't do much good ..
Posted: Tue Aug 12 5:18:54 2008 Who was this Advance America GN I was figuring a ..
Posted: Tue Aug 12 5:15:18 2008 True. He does have some idea. I just don't think ..
Posted: Mon Aug 11 6:45:43 2008 True they did file a suit. Good natured had a ..
Posted: Mon Aug 11 6:43:54 2008 Yes that is what I have been finding ..
Posted: Mon Aug 11 6:41:46 2008 Looks like you got the best advice here from ..
Posted: Mon Aug 11 6:40:13 2008 Your are right to be discouraged bsimple. Not ..
Posted: Mon Aug 11 6:36:22 2008 I may call the courthouse as someone suggested. ..
Posted: Mon Aug 11 6:34:34 2008 I definately do n ot argue with you there. all I ..
Posted: Mon Aug 11 6:33:01 2008 It starts a really lond posting ..
Posted: Mon Aug 11 6:32:10 2008 You just hear sooo many scary stories about stole ..
Posted: Mon Aug 11 6:26:57 2008 I am. I figure I have bugger fish to fry at this ..
Posted: Mon Aug 11 6:25:41 2008 I can deal at this pointt. As I said before it ..
Posted: Mon Aug 11 6:21:48 2008 That is something I am really going to look into ..
Posted: Mon Aug 11 6:17:30 2008 I will say one thing I have had family members ..
Posted: Mon Aug 11 6:14:08 2008 Then what I read and posted here from the ..
Posted: Mon Aug 11 6:10:19 2008 OH YEAH! If you said it too many times you would ..
Posted: Mon Aug 11 6:05:02 2008 That would really be so nice. It is ashame that ..
Posted: Mon Aug 11 5:57:47 2008 I never thought to look. I don't see that button ..
Posted: Mon Aug 11 5:54:40 2008 I just went through those rough stages shortly ..
Posted: Mon Aug 11 5:45:40 2008 I am sure alot of people who are new to this site ..
Posted: Mon Aug 11 5:40:33 2008 Right! Education was the key word there Good ..
Posted: Mon Aug 11 5:36:02 2008 The debt world is such a scary place. The fact ..
Posted: Mon Aug 11 5:31:23 2008 It really is helpful to the unezperienced credit ..
Posted: Mon Aug 11 5:29:42 2008 Thaty is where I was coming from on my last ..
Posted: Mon Aug 11 5:17:48 2008 Thats true. I really don't care for her either. ..
Posted: Sun Aug 10 6:56:36 2008 Problem is gn they don't step in to help ..
Posted: Sun Aug 10 6:53:45 2008 Thats the plan. I know what a nightmare these ..
Posted: Sun Aug 10 6:51:51 2008 Yeah. I guess for a total savings of $120 I can ..
Posted: Sun Aug 10 6:50:43 2008 Thats how I am looking at ..
Posted: Sun Aug 10 6:49:46 2008 Probaly be better ..
Posted: Sun Aug 10 6:49:02 2008 Like I said it may not be freedom of choice but ..
Posted: Sun Aug 10 6:47:27 2008 An honest ..
Posted: Sun Aug 10 6:46:35 2008 Not goona. have enough haunting my dreams ..
Posted: Sun Aug 10 6:45:44 2008 That would be a very wise thing to do. Can you ..
Posted: Sun Aug 10 6:44:23 2008 Always love when a good point is made and ..
Posted: Sun Aug 10 6:43:26 2008 Don't ya love how one single comment can get such ..
Posted: Sun Aug 10 6:41:16 2008 If you get one let me kn ow whta they say. I just ..
Posted: Sun Aug 10 6:39:39 2008 That never works. Can you believe after we went ..
Posted: Sun Aug 10 6:37:32 2008 I really hope that you will do that. A lot of ..
Posted: Sun Aug 10 6:36:09 2008 I am sure many people ..
Posted: Sun Aug 10 6:35:17 2008 I need to go visit this forum. I am registered ..
Posted: Sun Aug 10 6:34:06 2008 Not to make your day worse but it is actually ..
Posted: Sun Aug 10 6:28:12 2008 Isn't that nice. Any time my hubby needs ..
Posted: Sun Aug 10 6:25:56 2008 Leave it to the teenie booper. Seams like they ..
Posted: Sun Aug 10 6:24:48 2008 Wow then that is really really good. I am sure ..
Posted: Sun Aug 10 6:23:27 2008 Isn't that the truth. Looks like you had a ..
Posted: Sun Aug 10 6:20:48 2008 I would like to never hear the word credit card ..
Posted: Sun Aug 10 6:17:10 2008 Isn't that really awesome. Not only building up ..
Posted: Sun Aug 10 6:14:40 2008 I guess if it gets them out there in the working ..
Posted: Sun Aug 10 6:11:11 2008 I agree Gn. I also hear the double reporting ..
Posted: Sun Aug 10 6:09:32 2008 I know a few of these types of people. I am sure ..
Posted: Sun Aug 10 6:08:34 2008 Knock ..
Posted: Sun Aug 10 6:07:43 2008 That is the best idean I have heard in a long ..
Posted: Sun Aug 10 6:05:32 2008 Very true. I have a bro who can't seem to quit ..
Posted: Sun Aug 10 6:03:19 2008 Sounds like a very unrewarding ..
Posted: Sun Aug 10 6:02:15 2008 That is probaly best for a while anyway. If your ..
Posted: Sun Aug 10 5:54:15 2008 Probalty turn out to be a much better party that ..
Posted: Sun Aug 10 5:52:09 2008 That must be soo annoying. I wonder if it is the ..
Posted: Sun Aug 10 5:49:59 2008 Insane. We just went through something kind of ..
Posted: Sun Aug 10 5:44:54 2008 Hate those copy paste ..
Posted: Sun Aug 10 5:41:20 2008 Be sure you do. I can't understand how they can ..
Posted: Sun Aug 10 5:38:21 2008 I will agree with ..
Posted: Sun Aug 10 5:37:00 2008 I really hear a lot of good things about paypal. ..
Posted: Sun Aug 10 5:35:24 2008 Sued them and reported them. This crap really ..
Posted: Sun Aug 10 5:33:35 2008 That is really true. I think if you make tim e ..
Posted: Sun Aug 10 5:31:11 2008 Boy you can say that again (but don't). I see ..
Posted: Sun Aug 10 5:29:48 2008 Ya know i did this and I still get verification ..
Posted: Sun Aug 10 5:28:06 2008 Sure don't we all as long as it isn't spam. One ..
Posted: Sun Aug 10 5:25:50 2008 Makes sense to me and that would explain ho they ..
Posted: Sat Aug 9 8:21:56 2008 It was a joke. Underpriveldged is more like it. ..
Posted: Sat Aug 9 8:20:32 2008 That would be a good idea. Well gonna hang this ..
Posted: Sat Aug 9 8:17:46 2008 Oh to be soo ..
Posted: Sat Aug 9 8:16:58 2008 Well then the ball seems to have stopped rolling. ..
Posted: Sat Aug 9 8:15:02 2008 It was thrown out there at me by a couple people. ..
Posted: Sat Aug 9 8:12:50 2008 What I think is really the most irritating is ..
Posted: Sat Aug 9 8:10:49 2008 Thats exactly what I am thinking GN. I REALLY ..
Posted: Sat Aug 9 8:09:00 2008 I think I have this one memorized...Still have ..
Posted: Sat Aug 9 8:06:20 2008 OH NOOOOO not the daily system. I think I need a ..
Posted: Sat Aug 9 8:05:19 2008 I would still pursue getting the answer somewhere ..
Posted: Sat Aug 9 8:03:13 2008 Contracts..Original ..
Posted: Sat Aug 9 8:02:23 2008 So in other words I am pretty much a goner ..
Posted: Sat Aug 9 8:01:23 2008 I would say at least you kn ow it for next time ..
Posted: Sat Aug 9 8:00:04 2008 Still thinking there has to be a statute on that ..
Posted: Sat Aug 9 7:58:20 2008 Thats good advice. I sometimes forget to mention ..
Posted: Sat Aug 9 7:56:58 2008 That about sums her up to a T. Another one of ..
Posted: Sat Aug 9 7:53:46 2008 I have heard this from a lot of posters. thats ..
Posted: Sat Aug 9 7:51:48 2008 No I do not know them just of them. I believe ..
Posted: Sat Aug 9 7:48:51 2008 Thats actually how I prefer to do it. Although I ..
Posted: Sat Aug 9 7:47:27 2008 That really sounds about right. I posted on ..
Posted: Sat Aug 9 7:44:13 2008 May I join you there I have enough of my own. ..
Posted: Sat Aug 9 7:41:56 2008 You definately need a better outlook and attitude ..
Posted: Sat Aug 9 7:39:37 2008 I think it is ridculous. Sure it would deter a ..
Posted: Sat Aug 9 7:37:40 2008 Yep figured that one out. I never knew how many ..
Posted: Sat Aug 9 7:36:26 2008 Go for it. Soemtimes it is impossible to find ..
Posted: Sat Aug 9 7:34:52 2008 I have taken that attitude with alot of things ..
Posted: Sat Aug 9 7:33:03 2008 Sounds like a pretty good company. So your saying ..
Posted: Sat Aug 9 7:30:34 2008 Thats good to know. I wonder if once it is past ..
Posted: Sat Aug 9 7:28:23 2008 Good ..
Posted: Sat Aug 9 7:27:28 2008 GN I thought to validate a debt they had to have ..
Posted: Sat Aug 9 7:22:39 2008 Wow is that actually a law. What happened to ..
Posted: Sat Aug 9 7:20:50 2008 Thats how my dad is now. He finds it hard to put ..
Posted: Sat Aug 9 7:12:46 2008 Well I will definately keep my fingers crossed. ..
Posted: Sat Aug 9 7:08:07 2008 I do enough of that a night. Somethings are ..
Posted: Sat Aug 9 7:06:51 2008 Thats a really good question Gn. My only fear of ..
Posted: Sat Aug 9 7:02:28 2008 No it is the new scent (perfume) that wal mart is ..
Posted: Sat Aug 9 7:01:06 2008 I really wonderwhy someone takes the time to post ..
Posted: Sat Aug 9 6:58:46 2008 If you find something that should have fallen off ..
Posted: Sat Aug 9 6:54:40 2008 I see the Lexington law ad at the top of the ..
Posted: Sat Aug 9 6:52:31 2008 So you are saying if your report says charged off ..
Posted: Sat Aug 9 6:49:21 2008 Who is this company. The name sounds like a type ..
Posted: Sat Aug 9 6:46:21 2008 Still as gn asked who really can oput things on ..
Posted: Sat Aug 9 6:44:21 2008 I would have walked away myself. This is really ..
Posted: Fri Aug 8 6:38:31 2008 Hey GN you there. Need some ..
Posted: Fri Aug 8 6:36:08 2008 Wow cmbv that is quite a bit 10 times. I myself ..
Posted: Fri Aug 8 6:33:08 2008 Your hitting them all square in the nose with ..
Posted: Fri Aug 8 6:28:24 2008 Good advice Mary. I myself would limit it to one ..
Posted: Fri Aug 8 6:24:02 2008 You really got excellent advice here. If they ..
Posted: Fri Aug 8 6:19:52 2008 Yep I agree with Mary on this one. I guess all ..
Posted: Fri Aug 8 6:16:11 2008 Sounds like you are dealing with a lot of what I ..
Posted: Fri Aug 8 6:10:59 2008 That pretty much stinks but on the bright side my ..
Posted: Fri Aug 8 5:57:22 2008 That is what I thought. I think erb maybe paid a ..
Posted: Fri Aug 8 5:53:03 2008 Well at least its a little off the bill but that ..
Posted: Fri Aug 8 5:50:25 2008 No I have heard of them before so I don't think ..
Posted: Fri Aug 8 5:47:39 2008 I believe it is usually better to get a hold of ..
Posted: Fri Aug 8 5:45:14 2008 Thank you...I ..
Posted: Fri Aug 8 5:42:47 2008 That was a good one Lorri. Maybe they would give ..
Posted: Fri Aug 8 5:36:23 2008 I only hope he comes back and explaind. Hope he ..
Posted: Fri Aug 8 5:34:05 2008 Wouldn't that be a nice gesture. It would be one ..
Posted: Fri Aug 8 5:32:42 2008 Wow. This is seriously all new to me. The ..
Posted: Fri Aug 8 5:30:20 2008 Actuallty you are a bit correct on that. they ..
Posted: Fri Aug 8 5:28:24 2008 Either you or good natured. Gosh you two are ..
Posted: Fri Aug 8 5:26:53 2008 Good advice as usual ..
Posted: Fri Aug 8 5:26:08 2008 sometimes that is for the ..
Posted: Fri Aug 8 5:25:16 2008 Pretty much got rid of most of them. I found not ..
Posted: Fri Aug 8 5:22:24 2008 Looks like they are in for a visit from me. I ..
Posted: Fri Aug 8 5:21:14 2008 Sounds like really good news.. ..
Posted: Fri Aug 8 5:15:43 2008 That fact right there is what would hold me back ..
Posted: Fri Aug 8 5:12:41 2008 Was it Wells Fargo or another ..
Posted: Thu Aug 7 7:24:01 2008 Lots of crap. What recently blowed me away is a ..
Posted: Thu Aug 7 7:21:13 2008 Whoa. I had a capitol one charge off back in ..
Posted: Thu Aug 7 7:15:34 2008 The main one I know of is a bankrupsy. I had one ..
Posted: Thu Aug 7 7:10:53 2008 This all boils down to the same thing. If there ..
Posted: Thu Aug 7 7:06:46 2008 Do they erally work with you Anthony. I never ..
Posted: Thu Aug 7 7:00:12 2008 you say its usually 80 % of the original debt. ..
Posted: Thu Aug 7 6:56:46 2008 It is this that makes me wonder where all the ..
Posted: Thu Aug 7 6:53:04 2008 That is a question I never seen asked here before ..
Posted: Thu Aug 7 6:48:11 2008 Isn't that funny They harass you to pay and when ..
Posted: Thu Aug 7 6:46:36 2008 Exactly and this is one of my sorest points. Just ..
Posted: Thu Aug 7 6:41:15 2008 Its a shame that any time you pay a past account ..
Posted: Thu Aug 7 6:38:55 2008 We are always glad to ..
Posted: Thu Aug 7 6:37:06 2008 That is very true. Once people start taiking ..
Posted: Thu Aug 7 6:34:15 2008 So much truth to your last statements erb. I ..
Posted: Thu Aug 7 6:30:14 2008 What I am trying to figure out on this one is if ..
Posted: Thu Aug 7 6:28:17 2008 LOL quite the humor there herb..I mean ..
Posted: Thu Aug 7 6:25:47 2008 Best advice any one can give >I still wish ..
Posted: Thu Aug 7 6:23:41 2008 That story is outrageous. I watch that TV ..
Posted: Thu Aug 7 6:21:23 2008 That is an idea. It would take a little time to ..
Posted: Thu Aug 7 6:14:53 2008 same here. ..
Posted: Thu Aug 7 6:14:14 2008 Now if we could translate to other languages and ..
Posted: Thu Aug 7 6:09:17 2008 The only downfall is the people who alread y took ..
Posted: Thu Aug 7 6:06:50 2008 I think I prefer to be ..
Posted: Thu Aug 7 6:05:24 2008 Seriouisly what is all ..
Posted: Thu Aug 7 6:00:54 2008 Casper what makes your clients insolvent as you ..
Posted: Thu Aug 7 5:58:23 2008 Not a problem..just follow the rules and things ..
Posted: Thu Aug 7 5:57:02 2008 That sounds like a pretty good idea but as with ..
Posted: Thu Aug 7 5:55:48 2008 Know the feeling. Seems like an endleaa cycle. ..
Posted: Thu Aug 7 5:53:53 2008 You got it erb. Those places like payday lenders ..
Posted: Thu Aug 7 5:51:45 2008 Great idea Girl. Wouldn't that be a wondrful ..
Posted: Thu Aug 7 5:50:41 2008 Very true ..
Posted: Thu Aug 7 5:49:38 2008 Wow that is such a long time. Can judgements take ..
Posted: Thu Aug 7 5:47:40 2008 I just don't like the big bird much. I find that ..
Posted: Thu Aug 7 5:44:50 2008 That is probaly good in a lot of cases. Paystubs ..
Posted: Thu Aug 7 5:42:04 2008 The SOL in PA cs is 4 years. Do you mean charge ..
Posted: Thu Aug 7 5:37:25 2008 Same here ERB. It is a bad cycle to be in. I ..
Posted: Thu Aug 7 6:02:44 2008 Thats what I started doing here about a year ago. ..
Posted: Thu Aug 7 5:57:26 2008 When my mother-in-law did that to my husband ..
Posted: Thu Aug 7 5:47:53 2008 I will join the uninformed line here. Like I ..
Posted: Thu Aug 7 5:45:40 2008 Good points all. I really liked your point about ..
Posted: Thu Aug 7 5:42:05 2008 I think you hit the nail on the head there GN ..
Posted: Thu Aug 7 5:38:47 2008 That really is ridiculous when you stop and think ..
Posted: Thu Aug 7 5:29:27 2008 I think so too. It is really hard to even ..
Posted: Thu Aug 7 5:25:38 2008 I think you nailed the OP reason for visiting ..
Posted: Thu Aug 7 5:20:37 2008 Believe me Sabrina I really know where you are ..
Posted: Thu Aug 7 5:15:54 2008 Its always good to have a place to go that helps ..
Posted: Tue Aug 5 7:42:12 2008 Yep I was a busy little beaver last night. I ..
Posted: Tue Aug 5 7:40:30 2008 We had to use them just a few short years ago. ..
Posted: Tue Aug 5 7:38:33 2008 Good post Mirage. Fine ..
Posted: Tue Aug 5 7:37:41 2008 Unless it is any of the debt that Carlo listed ..
Posted: Tue Aug 5 7:33:51 2008 I seen that they increased there food line. I ..
Posted: Tue Aug 5 7:32:17 2008 No chance for a pay for delete ..
Posted: Tue Aug 5 7:31:04 2008 I truly agree with you on this. I think a ..
Posted: Tue Aug 5 7:29:37 2008 I do believe that Lorri. It has been such a long ..
Posted: Tue Aug 5 7:27:08 2008 This is true. My husband has stocks in his ..
Posted: Tue Aug 5 7:25:14 2008 It really will be interesting. They were stating ..
Posted: Tue Aug 5 7:19:54 2008 See this is the delima I keep coming up with. ..
Posted: Tue Aug 5 7:17:01 2008 I am glad to see that a person is entitled to sue ..
Posted: Tue Aug 5 7:14:22 2008 I agree with you there Gn. I know alot of these ..
Posted: Tue Aug 5 7:08:50 2008 Wow that really good info. I did not even know ..
Posted: Tue Aug 5 7:06:25 2008 First of all try pulling your credit report and ..
Posted: Tue Aug 5 6:58:14 2008 There are so many people these days with that ..
Posted: Tue Aug 5 6:52:17 2008 OOPS HIT THE BUTTON TOO SOON. i AM STILL ..
Posted: Tue Aug 5 6:49:41 2008 That is good advice Mary. By the way like youe ..
Posted: Tue Aug 5 6:37:24 2008 I am glad you are enjoying the ..
Posted: Tue Aug 5 6:34:44 2008 Yep I would agree there. I am pretty certian ..
Posted: Tue Aug 5 6:33:04 2008 I agree. I really also find it kind of sad. I ..
Posted: Tue Aug 5 6:26:12 2008 Bet you are anxoius to put this behind you. do ..
Posted: Tue Aug 5 6:21:01 2008 Sounds like you are getting solme pretty good ..
Posted: Mon Aug 4 8:42:45 2008 Nope and the they don't really like to work with ..
Posted: Mon Aug 4 8:40:35 2008 yes Validation is always for the very best and so ..
Posted: Mon Aug 4 8:38:57 2008 What exactly are you saying GN. that if someone ..
Posted: Mon Aug 4 8:36:15 2008 You are right about small claims they would have ..
Posted: Mon Aug 4 8:34:09 2008 I think the whole credit business can be ..
Posted: Mon Aug 4 8:31:58 2008 That is how I figured it also. this is an ..
Posted: Mon Aug 4 8:28:42 2008 It would have to be olut of SOL by that time but ..
Posted: Mon Aug 4 8:25:35 2008 Hopefully that is what will happen but I imagine ..
Posted: Mon Aug 4 8:22:52 2008 I truly would not want to be an identidty theft ..
Posted: Mon Aug 4 8:20:28 2008 I had no louck in trying the link ..
Posted: Mon Aug 4 8:19:13 2008 Indiana Gazette. As long as it does deter some of ..
Posted: Mon Aug 4 8:15:50 2008 Very well put and exactly ..
Posted: Mon Aug 4 8:14:21 2008 I think he does it for such a lower rate because ..
Posted: Mon Aug 4 8:10:49 2008 We are such a good site and I hope you stick ..
Posted: Mon Aug 4 8:09:10 2008 I agree. Be honorable and avid any problems that ..
Posted: Mon Aug 4 8:07:19 2008 A company that works wwith ya is worth doing ..
Posted: Mon Aug 4 8:05:51 2008 Spam is Spam no matter the ..
Posted: Mon Aug 4 8:05:02 2008 Never heard a better ..
Posted: Mon Aug 4 8:02:21 2008 You should outline these steps Gn. I bet alot of ..
Posted: Mon Aug 4 8:00:50 2008 I just recently relized the dollar store took ..
Posted: Mon Aug 4 7:57:59 2008 Gn you really have put your best foot forward and ..
Posted: Mon Aug 4 7:55:29 2008 I don't know. Its like a maze. I pity the ..
Posted: Mon Aug 4 7:53:49 2008 Thats how it is done and we always love new ..
Posted: Mon Aug 4 7:52:23 2008 That is great to hear GN. I am glad there ..
Posted: Mon Aug 4 7:50:44 2008 Isn't that the truth SD. I like the word Prey you ..
Posted: Mon Aug 4 7:46:43 2008 Do you know of ..
Posted: Mon Aug 4 7:44:27 2008 Well your hard work and efforts will someday pay ..
Posted: Mon Aug 4 7:43:02 2008 Ya like a 100 ..
Posted: Mon Aug 4 7:40:14 2008 One of the many many bad. My first reaction is ..
Posted: Mon Aug 4 7:38:03 2008 I think posting success stories can give a little ..
Posted: Mon Aug 4 7:36:07 2008 I am sure in do time it will be caught. I am not ..
Posted: Mon Aug 4 7:35:05 2008 Thnats what I was thinking. It just seems unfair ..
Posted: Mon Aug 4 7:32:58 2008 Yes on many occasion and I will say they are ..
Posted: Mon Aug 4 7:29:35 2008 I know the answer to that one, even though I ..
Posted: Mon Aug 4 7:27:28 2008 I wondr what the real answer is. Do you actually ..
Posted: Mon Aug 4 7:26:18 2008 Yes it was a death and I had no other choice but ..
Posted: Mon Aug 4 7:24:23 2008 Another thing to wish for..kind of like wishing ..
Posted: Mon Aug 4 7:23:13 2008 Thats a good question. I would like to see a few ..
Posted: Mon Aug 4 7:21:51 2008 I am hoping ..
Posted: Mon Aug 4 7:21:01 2008 Glad it was called to attention. It does look ..
Posted: Mon Aug 4 7:19:21 2008 That about says it all and is so very true. Kind ..
Posted: Mon Aug 4 7:16:40 2008 I think you are hte one that told me this before ..
Posted: Mon Aug 4 7:15:03 2008 They aren't going to rethink a method that is ..
Posted: Mon Aug 4 7:11:50 2008 GN I just can not tell yolu how right you are. I ..
Posted: Mon Aug 4 7:09:41 2008 I found when I post I learn alot more. I use to ..
Posted: Mon Aug 4 7:06:45 2008 Good question. I am glad they keep these things ..
Posted: Mon Aug 4 7:05:13 2008 Thats a good thing ERB. I always like to suggest ..
Posted: Mon Aug 4 7:03:30 2008 I always like when you add to a post Justin. It ..
Posted: Mon Aug 4 7:02:02 2008 Pay day loans are actually legal in PA. I hope ..
Posted: Mon Aug 4 6:59:22 2008 I still get sick in my stomach about the ones we ..
Posted: Mon Aug 4 6:57:34 2008 I like that one GN. Burn and Learn. Now aren't ..
Posted: Mon Aug 4 6:56:04 2008 It woluld be but if you went across the bay for ..
Posted: Mon Aug 4 6:49:16 2008 You are doing a great job here and with your ..
Posted: Mon Aug 4 6:47:07 2008 I totally agree and think it is an excellent idea ..
Posted: Mon Aug 4 6:42:06 2008 I am heading to the local Rite aid for my next ..
Posted: Mon Aug 4 6:40:35 2008 I was thinking the same thing. A little victory ..
Posted: Mon Aug 4 6:39:22 2008 I know but it sure happens alot. Nothing like ..
Posted: Mon Aug 4 6:35:15 2008 Another annoying thing. How can they do this I ..
Posted: Mon Aug 4 6:30:44 2008 Isn't cashcall a fairly bad company to begin ..
Posted: Mon Aug 4 6:29:42 2008 Maybe I will invite a bunch of people last minute ..
Posted: Mon Aug 4 6:27:57 2008 Always alot of deserting here and there. I always ..
Posted: Mon Aug 4 6:26:44 2008 Because then you wouldn't be as ..
Posted: Mon Aug 4 6:25:43 2008 Don't you just hate that. People can only be ..
Posted: Mon Aug 4 6:22:46 2008 Thats when mine are ..is it old GN yours should ..
Posted: Mon Aug 4 6:20:12 2008 I never thought of that idea until you posted it. ..
Posted: Mon Aug 4 6:17:41 2008 I like succwess ..
Posted: Mon Aug 4 6:14:00 2008 Birthday ones...with a firecracker as a candle. ..
Posted: Mon Aug 4 6:11:15 2008 I don't no where I picked up the 30 to m180 days ..
Posted: Mon Aug 4 6:08:49 2008 Probaly would still take pulling teeth. One thing ..
Posted: Mon Aug 4 6:05:40 2008 I did. I just don't want to start any contact ..
Posted: Mon Aug 4 6:03:45 2008 Thats what I have been seeing. I wish they would ..
Posted: Mon Aug 4 6:00:43 2008 I would think that is suppose to be the way it ..
Posted: Mon Aug 4 5:58:44 2008 I will ..
Posted: Mon Aug 4 5:57:07 2008 I guess I always try to give benefit of the ..
Posted: Mon Aug 4 5:52:45 2008 I am sure we all are in agreeance to that gd. ..
Posted: Mon Aug 4 5:49:21 2008 Thats what I was ..
Posted: Mon Aug 4 5:47:25 2008 No more like ridiculous. If you are in good ..
Posted: Mon Aug 4 5:44:40 2008 If you are trying to unsuscibe from the forum you ..
Posted: Mon Aug 4 5:41:54 2008 Any time you are dealing with an unfamiliar ..
Posted: Sun Aug 3 8:22:01 2008 Welcome and stick around. You can get some really ..
Posted: Sun Aug 3 8:20:01 2008 I hope so. I am waiting for the may 2010 date and ..
Posted: Sun Aug 3 8:18:05 2008 My husband went through this a few years ago and ..
Posted: Sun Aug 3 8:11:20 2008 I do know a bankrupsy stays on a report the ..
Posted: Sun Aug 3 8:06:35 2008 CMBV said it was 180. I am hoping you are right ..
Posted: Sun Aug 3 8:00:48 2008 Hey I seen these letters a few years ago. So if ..
Posted: Sun Aug 3 7:57:24 2008 I am actually about ready to pull another free ..
Posted: Sun Aug 3 7:54:56 2008 Is this why the SOl doesn't begin until a person ..
Posted: Sun Aug 3 7:52:32 2008 Yes sometimes I am afraid if I even ask for ..
Posted: Sun Aug 3 7:48:38 2008 Its still nice to know that alot of people ..
Posted: Sun Aug 3 7:46:43 2008 I agree with that ..
Posted: Sun Aug 3 7:45:42 2008 Wow Robert I wish I could help ya here. thre is ..
Posted: Sun Aug 3 7:40:04 2008 I agree. I wonder how all this weird stuff turns ..
Posted: Sun Aug 3 7:37:46 2008 I did myself about that long ago to. I think ..
Posted: Sun Aug 3 7:35:31 2008 Wow I always thought it would at least bring your ..
Posted: Sun Aug 3 7:30:44 2008 Yes you have to make sure that the debt collector ..
Posted: Sun Aug 3 7:27:35 2008 I do too. Maybe Guest you can call your ..
Posted: Sun Aug 3 7:25:11 2008 I noticed that a lot too. I always hope they ..
Posted: Thu Jul 31 12:02:34 2008 I would first off request debt validation. There ..
Posted: Thu Jul 31 11:59:15 2008 CMBV I see in one of your post that you got your ..
Posted: Thu Jul 31 11:55:09 2008 That would be very wise to do. Usually from what ..
Posted: Thu Jul 31 11:51:22 2008 I think cbass has an excellent idea there. If ..
Posted: Thu Jul 31 11:49:20 2008 Still who is suing you the Original creditor or a ..
Posted: Thu Jul 31 11:41:09 2008 That last part is a really big and important ..
Posted: Thu Jul 31 11:38:30 2008 Sounds like you got some good advice here. ..
Posted: Thu Jul 31 11:35:28 2008 I myself think CMBV hit most of these answers ..
Posted: Thu Jul 31 7:21:29 2008 Nate, welcome to the confusing world of credit. ..
Posted: Thu Jul 31 7:18:30 2008 Great info CMBV. So is that where I can go to ..
Posted: Thu Jul 31 7:16:10 2008 I have and will rpobaly be there again. I would ..
Posted: Thu Jul 31 7:12:21 2008 That makes perfect ..
Posted: Thu Jul 31 7:10:59 2008 I can see the purpose in the ad placing. Although ..
Posted: Thu Jul 31 7:09:10 2008 That is true. I have been more educated since ..
Posted: Thu Jul 31 7:07:17 2008 Way to go!!! Can you still sue them for the ..
Posted: Thu Jul 31 7:04:27 2008 How is it a courtest if you don't ask to have it ..
Posted: Thu Jul 31 7:02:06 2008 Once again CMBV good ..
Posted: Thu Jul 31 7:00:53 2008 Thats what I was ..
Posted: Thu Jul 31 6:59:44 2008 Good point and your right about a trip to the ..
Posted: Thu Jul 31 6:56:34 2008 That is ..
Posted: Thu Jul 31 6:55:04 2008 Is it really that simple How long after a debt is ..
Posted: Thu Jul 31 6:53:28 2008 anthony usually gives some pretty good ..
Posted: Thu Jul 31 6:52:04 2008 Changing my undies. That was ..
Posted: Thu Jul 31 6:46:24 2008 At least that is good to ..
Posted: Thu Jul 31 6:44:28 2008 does your lawyer even know wheer to look Don't ..
Posted: Thu Jul 31 6:41:05 2008 What do you mean about being served How can they ..
Posted: Thu Jul 31 6:29:21 2008 Sounds like a good plan. At least you have some ..
Posted: Thu Jul 31 6:26:31 2008 Very true. ..
Posted: Thu Jul 31 6:25:21 2008 My old Providian account has me really stumped. ..
Posted: Thu Jul 31 6:19:47 2008 Me too. I commented on a few and then seen there ..
Posted: Thu Jul 31 6:15:19 2008 On my OC there is no date listes as to when the ..
Posted: Thu Jul 31 6:09:01 2008 Yes that is it. I remember seeing it on the w2. I ..
Posted: Thu Jul 31 6:05:07 2008 On a small house with 4 apartments, not in the ..
Posted: Thu Jul 31 6:02:55 2008 I see you have not had good dealings with them ..
Posted: Thu Jul 31 5:58:42 2008 I never thought about that erb. I seen that rite ..
Posted: Thu Jul 31 5:55:40 2008 Not here either. I was looking forward to ..
Posted: Thu Jul 31 5:53:55 2008 lots of good solid advise there ..
Posted: Thu Jul 31 5:51:22 2008 Never thought of it that way ERB. Thats probaly ..
Posted: Thu Jul 31 5:47:07 2008 Sounded fitting. I just don't think once a ..
Posted: Thu Jul 31 5:30:03 2008 You know erb I have the same thoughts. It is ..
Posted: Thu Jul 31 5:26:46 2008 This is what I heard and I do agree. We have a ..
Posted: Thu Jul 31 5:23:55 2008 That would be an idea. I can see leaving it on ..
Posted: Thu Jul 31 5:19:56 2008 CMBV I am almost afraid to ask what all those ..
Posted: Thu Jul 31 5:16:54 2008 I tell ya I myself was really happy to read this ..
Posted: Thu Jul 31 5:13:23 2008 That is exactly what I was thinking. You are ..
Posted: Wed Jul 30 6:00:09 2008 I agree with anyone who says bankrupsty is a last ..
Posted: Wed Jul 30 5:57:43 2008 Wow C this is a mess. I see your post is dated ..
Posted: Wed Jul 30 5:52:51 2008 These days everyone needs protection. It is ..
Posted: Wed Jul 30 5:49:44 2008 I would ikmagine that rentikng could really be a ..
Posted: Wed Jul 30 5:47:38 2008 Can I join the list. Any help is ..
Posted: Wed Jul 30 5:46:03 2008 I love those rebates myself. I usually watch for ..
Posted: Wed Jul 30 5:43:23 2008 Good info Diem. Do most lenders really rely on ..
Posted: Wed Jul 30 5:40:44 2008 You see alot of this near beach communities also. ..
Posted: Wed Jul 30 5:38:10 2008 That is true because I am pretty sure you even ..
Posted: Wed Jul 30 5:36:21 2008 I think in todays world and how most are ..
Posted: Wed Jul 30 5:34:07 2008 Tammy, you could also contact the people you owe ..
Posted: Wed Jul 30 5:28:02 2008 I like when post are updated and especially when ..
Posted: Wed Jul 30 5:25:52 2008 Nice to know we have some leverage. Someone on ..
Posted: Wed Jul 30 5:23:49 2008 Sun it is always good to be informed. I like ..
Posted: Wed Jul 30 5:21:51 2008 Denzel that is really cool of you to ofer some ..
Posted: Wed Jul 30 5:20:23 2008 Probaly one caught it and stopped it. I kind pof ..
Posted: Wed Jul 30 5:18:29 2008 I was wondring the same ..
Posted: Wed Jul 30 5:17:44 2008 Gosh SD are you my twin or something This seems ..
Posted: Wed Jul 30 5:12:36 2008 Thanks for clarifying that Morningstar. Are they ..
Posted: Wed Jul 30 5:10:46 2008 Don't you hate how much trouble you have to go ..
Posted: Wed Jul 30 5:09:11 2008 That is probaly a really good idea. I know that ..
Posted: Wed Jul 30 5:05:58 2008 hey Lorri I am from PA. I thought it was rather ..
Posted: Wed Jul 30 5:01:27 2008 Unless it is tax debt I wonder if they can. Some ..
Posted: Wed Jul 30 4:57:08 2008 I would like the answer to this question to SD. ..
Posted: Wed Jul 30 4:55:05 2008 I just read an article about PDL in last nights ..
Posted: Wed Jul 30 4:51:06 2008 I was reading the paper last night and ran across ..
Posted: Wed Jul 30 4:41:00 2008 Once you get all your credit in order make sure ..
Posted: Wed Jul 30 4:34:29 2008 Probaly some mix up at their office. Were you ..
Posted: Tue Jul 29 8:58:19 2008 I don't have the trouble with paying bills on ..
Posted: Tue Jul 29 8:54:35 2008 My daughter and I did this same thing just ..
Posted: Tue Jul 29 8:49:39 2008 Wow lets really get on the smokers here. Quiting ..
Posted: Tue Jul 29 8:42:44 2008 please be sure to pay attentikon to all the fine ..
Posted: Tue Jul 29 8:39:22 2008 Good idea GN. I would probaly have nightmares ..
Posted: Tue Jul 29 8:35:08 2008 GN that was a great post and I really hope the OP ..
Posted: Tue Jul 29 8:32:20 2008 I too feel for you Kelly. There is help out ..
Posted: Tue Jul 29 8:27:31 2008 That is perfect advice good natured. Your last ..
Posted: Tue Jul 29 8:26:31 2008 I hear alot of that in our area. I used to live ..
Posted: Tue Jul 29 8:23:31 2008 Did anyone look up this company at BBB It ..
Posted: Tue Jul 29 8:16:58 2008 I think we all can be guilty of wasting what we ..
Posted: Tue Jul 29 8:14:21 2008 Around my neck of the woods we call these 99 cent ..
Posted: Tue Jul 29 8:11:18 2008 It is looking like it. I can see that this is ..
Posted: Tue Jul 29 8:07:16 2008 I don't know about the real estate or the ..
Posted: Tue Jul 29 6:06:45 2008 Wow it still seems like such a long time ..
Posted: Tue Jul 29 6:05:11 2008 I agree Anthony. The only problem is we have ..
Posted: Tue Jul 29 6:02:07 2008 There are lots of examples of disputre letters ..
Posted: Tue Jul 29 5:59:46 2008 Also a really good idea CArol. I am also a firm ..
Posted: Tue Jul 29 5:55:13 2008 I am new to all this paypal stuff but I can ..
Posted: Tue Jul 29 5:45:05 2008 I am sure it took alot of work. Like I said i ..
Posted: Tue Jul 29 5:31:20 2008 It isn't just in the college world erb. It is ..
Posted: Tue Jul 29 5:23:26 2008 It was listed earlier in this post that CMBV ..
Posted: Tue Jul 29 5:20:18 2008 I can't understand that one ERB. You say the ..
Posted: Tue Jul 29 5:15:47 2008 Yep and the more people that do it the more jun ..
Posted: Tue Jul 29 5:12:07 2008 Jp is correct about having some debt. You need ..
Posted: Tue Jul 29 5:09:53 2008 That is what I was wondering. Surely if a debt ..
Posted: Tue Jul 29 5:08:11 2008 I always try to encourage people to come back. I ..
Posted: Tue Jul 29 5:03:04 2008 Yes I am. I just can't see how they can ..
Posted: Tue Jul 29 4:57:15 2008 That is actually my goal. Get rid of the couple ..
Posted: Mon Jul 28 8:42:05 2008 It really is. They need to publish a hand book ..
Posted: Mon Jul 28 8:39:28 2008 that explains ..
Posted: Mon Jul 28 8:38:01 2008 Carol you sound really knowlegdable in this area. ..
Posted: Mon Jul 28 8:30:49 2008 Wonder if anyone in the education system even ..
Posted: Mon Jul 28 8:23:22 2008 How do ya get 50 cents off a gallon Sounds like ..
Posted: Mon Jul 28 8:22:09 2008 That is the best thing to do. Does the OP know ..
Posted: Mon Jul 28 8:20:34 2008 Good questions Sd. I just wish people would mind ..
Posted: Mon Jul 28 8:18:50 2008 Wow Gn hope you can help here. This sounds ..
Posted: Mon Jul 28 8:14:39 2008 Pretty good questions SD. I wonder how ca can ..
Posted: Mon Jul 28 8:11:43 2008 I think that more people should reply on these ..
Posted: Mon Jul 28 8:09:17 2008 Can this person get it deleted due to SOL. I ..
Posted: Mon Jul 28 8:06:12 2008 So what is a person suppose to do Will the CA ..
Posted: Mon Jul 28 8:04:07 2008 I know myself I would be lost with out all the ..
Posted: Mon Jul 28 8:00:56 2008 I am wondering if giving the SS number is a wise ..
Posted: Mon Jul 28 7:58:46 2008 Pretty good explanations here. I perfer no debt ..
Posted: Mon Jul 28 7:57:14 2008 Back in 2001 I had this very same problem with ..
Posted: Mon Jul 28 7:53:22 2008 Well I never heard of the bampage thing either ..
Posted: Mon Jul 28 7:48:57 2008 I can't believe these inquires stay on for two ..
Posted: Mon Jul 28 7:46:05 2008 And the fact that they keep bothering you would ..
Posted: Mon Jul 28 7:44:13 2008 I am gonna take a quick guess here and say ..
Posted: Mon Jul 28 7:42:13 2008 I seen that the member has actually commented ..
Posted: Mon Jul 28 7:40:50 2008 Well hopefully they will read how much people ..
Posted: Mon Jul 28 7:38:58 2008 I know he is usually very quick at this kind of ..
Posted: Mon Jul 28 7:33:28 2008 I sure will. Plus the stress of worrying about ..
Posted: Mon Jul 28 7:30:46 2008 It is just so annoying that someone would try to ..
Posted: Mon Jul 28 7:27:25 2008 Don't be afraid to ask questions. That is how I ..
Posted: Mon Jul 28 7:23:16 2008 I loved all of that. I use to volunteer in the ..
Posted: Mon Jul 28 7:18:53 2008 I can't see rent being half your monthly income. ..
Posted: Mon Jul 28 7:08:54 2008 I agree GN. I think it is wonderful that you ..
Posted: Mon Jul 28 7:01:31 2008 It takes hard work and commitment to get your ..
Posted: Mon Jul 28 6:54:59 2008 That is a good way to do it Anthony. I think ..
Posted: Sat Jul 26 6:48:43 2008 Your welcome little lady. The monkeys ..
Posted: Sat Jul 26 6:45:33 2008 I like your views of this matter CM. It really ..
Posted: Sat Jul 26 6:42:46 2008 I know. It is really aggravating. I am ..
Posted: Sat Jul 26 6:39:55 2008 noted. ..
Posted: Sat Jul 26 6:37:45 2008 Once you contact them they will keep aggravating ..
Posted: Sat Jul 26 6:34:46 2008 That doesn't look good. I also think if the OC ..
Posted: Sat Jul 26 6:32:19 2008 We all would and if their is anything we can help ..
Posted: Sat Jul 26 6:31:01 2008 They sound like a really awesome place to ..
Posted: Sat Jul 26 6:29:57 2008 I know the feeling gn. So much work and you wish ..
Posted: Sat Jul 26 6:27:38 2008 You are very correct there and alot of this I ..
Posted: Sat Jul 26 6:26:26 2008 CMBV I am not even giving bbcr the reply. I ..
Posted: Sat Jul 26 6:23:07 2008 OMG that is just nasty. Kuddos to you madman ..
Posted: Sat Jul 26 6:21:15 2008 I wouldn't think ..
Posted: Sat Jul 26 6:18:14 2008 It seem like everyone is tiring of seeing this ..
Posted: Sat Jul 26 6:15:35 2008 That would be the best thing to ..
Posted: Sat Jul 26 6:13:02 2008 Here too. I have always loved to read and even ..
Posted: Sat Jul 26 6:10:44 2008 you are welcome. Stick around there is always ..
Posted: Sat Jul 26 6:09:48 2008 bbcr..ignoring ..
Posted: Sat Jul 26 6:08:53 2008 I won't be referring anyone to that web site. ..
Posted: Sat Jul 26 6:05:46 2008 Not here either. Must be a monarch or maybe ..
Posted: Sat Jul 26 6:04:05 2008 Yes and I think we need one here. Did you see all ..
Posted: Sat Jul 26 6:00:32 2008 What do you think this is free advertising You ..
Posted: Sat Jul 26 5:58:22 2008 Very true and I think these days this really ..
Posted: Sat Jul 26 5:56:46 2008 Somehow I knew best buy was gonna say ..
Posted: Sat Jul 26 5:55:25 2008 That may be possible seeing as gas prices dropped ..
Posted: Sat Jul 26 5:54:02 2008 I am learning anything important is worth getting ..
Posted: Sat Jul 26 5:52:19 2008 I believe that is what it is here. What is up ..
Posted: Sat Jul 26 5:49:39 2008 I keep seeing this post everywhere. Are we ..
Posted: Sat Jul 26 5:46:41 2008 True. Word of mouth ..
Posted: Sat Jul 26 5:46:40 2008 True. Word of mouth ..
Posted: Sat Jul 26 5:45:33 2008 Yeah I think I seen this one before ..
Posted: Sat Jul 26 5:40:20 2008 Thanks. I am going to check my CR here shortly ..
Posted: Thu Jul 24 5:35:21 2008 I agree Anthony but some of these policies costs ..
Posted: Thu Jul 24 5:33:20 2008 That is what I heard. BBB is unbiased so going ..
Posted: Thu Jul 24 5:29:49 2008 Sounds alot like the one they usually use. What ..
Posted: Thu Jul 24 5:27:48 2008 I haven't had a library card in ages. Don't ..
Posted: Thu Jul 24 5:26:44 2008 Some good questions good ..
Posted: Thu Jul 24 5:25:29 2008 If you haven't been saving anything as of yet ..
Posted: Thu Jul 24 5:24:17 2008 Could you call the m and get a few details That ..
Posted: Thu Jul 24 5:22:30 2008 I don't blame ya good natured. My husband has ..
Posted: Thu Jul 24 5:20:18 2008 I actually think it would ..
Posted: Thu Jul 24 5:19:36 2008 No I am telling you I have tried that since I ..
Posted: Thu Jul 24 5:17:48 2008 I use to have such trouble with midland. that is ..
Posted: Thu Jul 24 5:15:43 2008 That was a good one. I know myself sometimes I ..
Posted: Thu Jul 24 5:14:07 2008 I have seen it and recognize it as being ..
Posted: Thu Jul 24 5:12:13 2008 That is true. I tried to quit saving the felon ..
Posted: Thu Jul 24 5:11:06 2008 That is also a really good avenue to take as ..
Posted: Thu Jul 24 5:09:38 2008 I think it was her dad that ran up the card. That ..
Posted: Thu Jul 24 5:08:38 2008 I have no clue. It really bugs me cause some ..
Posted: Thu Jul 24 5:03:53 2008 I would like an answer to that ..
Posted: Thu Jul 24 5:02:50 2008 I'm sure you are absolutely correct their good ..
Posted: Thu Jul 24 4:59:03 2008 Hopefully the web site is expanding and more ..
Posted: Thu Jul 24 4:57:46 2008 That is true. The older people are really ..
Posted: Thu Jul 24 4:56:23 2008 I know and I am sure you are not alone. If they ..
Posted: Thu Jul 24 4:55:13 2008 This world is made up of many shades of ..
Posted: Thu Jul 24 4:53:31 2008 Hope to see you around the ..
Posted: Thu Jul 24 4:52:40 2008 That really stinks but at least they are paid. ..
Posted: Thu Jul 24 4:51:25 2008 I don't ever keep out more than 20 dollars. This ..
Posted: Thu Jul 24 4:47:26 2008 And get that in writing ..
Posted: Thu Jul 24 4:46:24 2008 I must have read it wrong. Thanks for the ..
Posted: Thu Jul 24 4:45:26 2008 I'm sure if I thought about it I would know a few ..
Posted: Thu Jul 24 4:43:12 2008 So do we. If it is offered we always take ..
Posted: Thu Jul 24 4:42:21 2008 Guess it really goes two different ..
Posted: Thu Jul 24 4:41:15 2008 Why won't they good natured ..
Posted: Thu Jul 24 4:39:50 2008 You aren't kidding. I can not wait till these ..
Posted: Thu Jul 24 4:37:57 2008 I know how that feels. It is really so annoying. ..
Posted: Thu Jul 24 4:34:44 2008 Speaking of e mails how do I quit getting emails ..
Posted: Thu Jul 24 4:32:22 2008 That nis a really good explanation MAry. I never ..
Posted: Thu Jul 24 4:29:31 2008 That is a really good example of of FOAD letter. ..
Posted: Tue Jul 22 5:36:50 2008 That is what we all have to do these days good ..
Posted: Tue Jul 22 5:33:26 2008 These days with all the financial stress you ..
Posted: Tue Jul 22 5:31:53 2008 I am sure they would have but I am not that type ..
Posted: Tue Jul 22 5:30:07 2008 This is really bull. I would call the collection ..
Posted: Tue Jul 22 5:23:10 2008 That sounds like a good ..
Posted: Tue Jul 22 5:19:58 2008 Mkae sure this is done pronto. If you don't stop ..
Posted: Tue Jul 22 5:14:40 2008 Good idea Anthiny. Never get so you can't monitor ..
Posted: Tue Jul 22 5:12:56 2008 You hear alot of them not deleting a debt after ..
Posted: Tue Jul 22 5:10:41 2008 If you need any certain type of help or just need ..
Posted: Tue Jul 22 5:08:04 2008 I think I have heard this before but wasn't sure ..
Posted: Tue Jul 22 5:06:37 2008 Wow Lorri, I knew it was a bad deal but that is ..
Posted: Tue Jul 22 5:04:23 2008 She did this to herself Lorri. You may or may ..
Posted: Tue Jul 22 5:01:41 2008 Good thing to do JP. Never trust a company you ..
Posted: Tue Jul 22 4:59:42 2008 Good advice. It probaly was from another agency ..
Posted: Tue Jul 22 4:52:39 2008 That there is the best advice. Making a payment ..
Posted: Tue Jul 22 4:48:06 2008 I have to. There is so much to understand about ..
Posted: Tue Jul 22 4:45:54 2008 No there hasn't been much gain but he hasn't lost ..
Posted: Tue Jul 22 4:38:48 2008 I really do understand that but health care has ..
Posted: Tue Jul 22 4:34:18 2008 That is good to know. I can't see it costing ..
Posted: Tue Jul 22 4:31:00 2008 here too. ..
Posted: Tue Jul 22 4:29:46 2008 That is just it Anthony. It states that it will ..
Posted: Tue Jul 22 4:25:28 2008 I know the feeling. Sometimes you just get so ..
Posted: Tue Jul 22 4:16:15 2008 Good natured gave excellent advice here. I do ..
Posted: Tue Jul 22 2:52:01 2008 Certified is always the best and most reliable ..
Posted: Tue Jul 22 2:48:20 2008 shortly.very ..
Posted: Tue Jul 22 2:44:43 2008 Very true all. I still get some confusion but I ..
Posted: Tue Jul 22 2:40:25 2008 Bet the work and waiting saved you from lots of ..
Posted: Tue Jul 22 2:33:02 2008 I have always agreed that they are blood hounds. ..
Posted: Tue Jul 22 11:19:23 2008 Some quick action somewhere. Thats a ..
Posted: Tue Jul 22 11:15:40 2008 That is a good thing for them to have in place. ..
Posted: Tue Jul 22 11:11:06 2008 Thats a good idea. I just found something ..
Posted: Tue Jul 22 11:06:43 2008 Good. I like that. ..
Posted: Tue Jul 22 11:04:14 2008 Hey Cm, I did a little checking and found that ..
Posted: Tue Jul 22 11:00:08 2008 Hey good natured did ya read this ..
Posted: Tue Jul 22 10:52:59 2008 I haven't viewed my Cr sicne Feb. I have one ..
Posted: Mon Jul 21 6:33:53 2008 Is that really an ..
Posted: Mon Jul 21 6:29:52 2008 Wow how are you so knowledgable on these things ..
Posted: Mon Jul 21 6:27:31 2008 That is good advise. Hopefully he can do this. ..
Posted: Mon Jul 21 6:25:14 2008 When does an item come off your credit report Is ..
Posted: Mon Jul 21 6:20:16 2008 Wow you think that would have been taken into ..
Posted: Mon Jul 21 6:16:16 2008 Some things I guess call for desperate measures. ..
Posted: Mon Jul 21 6:14:03 2008 Yes it would. I think her situation is sad. How ..
Posted: Mon Jul 21 6:11:58 2008 I totally agree. My record is about ..
Posted: Mon Jul 21 6:07:56 2008 That is true and really aggravates me. It ..
Posted: Mon Jul 21 6:04:57 2008 It gives the rest of us some ..
Posted: Mon Jul 21 6:01:22 2008 I really should do that. I mean this was a ..
Posted: Mon Jul 21 5:57:34 2008 I like that. I had to laugh myself. Boy you are ..
Posted: Mon Jul 21 5:55:46 2008 Thanks for clearing that up. It always makes ..
Posted: Mon Jul 21 5:50:55 2008 I knew that it froze the Sol but don't they have ..
Posted: Mon Jul 21 5:45:04 2008 Thats what I am hpoing for. Just gonna swing it ..
Posted: Mon Jul 21 5:42:09 2008 Here to. I still get confused. Like the answer I ..
Posted: Mon Jul 21 5:31:49 2008 I thought of that but according to my atty if ..
Posted: Mon Jul 21 5:24:49 2008 I will. I am hoping it works out too. I don't ..
Posted: Mon Jul 21 5:23:00 2008 So if the last payment was on Dec. 2003 plus 180 ..
Posted: Sun Jul 20 6:38:56 2008 That is what my husbands compny is suppose to do. ..
Posted: Sun Jul 20 6:34:22 2008 The longer you are a part of the forum the more ..
Posted: Sun Jul 20 6:32:45 2008 actions do speak louder than ..
Posted: Sun Jul 20 6:31:14 2008 This is ..
Posted: Sun Jul 20 6:27:19 2008 Thats what I was trying to figure out. Maybe the ..
Posted: Sun Jul 20 6:25:42 2008 That is good to hear unless you have to pay for ..
Posted: Sun Jul 20 6:24:29 2008 I was just laughing about that myself. Recently ..
Posted: Sun Jul 20 6:20:20 2008 That is almost next to impossible. Once theyt ..
Posted: Sun Jul 20 6:18:06 2008 wouldn't I actually be clear now The SOL in PA is ..
Posted: Sun Jul 20 6:09:59 2008 Not sure. I never really asked for any detail ..
Posted: Sun Jul 20 6:08:22 2008 That is even better ..
Posted: Sun Jul 20 6:07:16 2008 Never hurts to do both. At least send one to the ..
Posted: Sun Jul 20 6:03:35 2008 It is like weeding an overgrown garden. You have ..
Posted: Sun Jul 20 6:00:58 2008 By the way is that the original debt before all ..
Posted: Sun Jul 20 6:00:01 2008 Wish they would do this for me and I had the ..
Posted: Sun Jul 20 5:57:56 2008 Ne3ver thought of that. My one debt though ..
Posted: Sun Jul 20 5:53:33 2008 When I hear of this stuff I always think of my 18 ..
Posted: Sun Jul 20 5:51:30 2008 Congrats. Excellent ..
Posted: Sun Jul 20 5:50:30 2008 I inquired about that on another post. I ..
Posted: Sun Jul 20 5:47:24 2008 Everyone should get together and make a page on ..
Posted: Sun Jul 20 5:45:25 2008 I know that would be annoying especially for ..
Posted: Sun Jul 20 5:41:47 2008 I was hoping for an answer here. It really has ..
Posted: Sun Jul 20 5:40:20 2008 The doctor bill I have my account is from a ..
Posted: Sun Jul 20 5:26:22 2008 Its a very hard option to consider. I am not sure ..
Posted: Sun Jul 20 5:21:23 2008 I hope to at the very least pay off all my credit ..
Posted: Sat Jul 19 12:09:21 2008 That is probaly the only way to get a collector ..
Posted: Sat Jul 19 12:03:54 2008 Coming here I have found out there is alot I ..
Posted: Sat Jul 19 12:01:34 2008 My husband gets all our crdit. I have credit and ..
Posted: Sat Jul 19 11:53:43 2008 That is one sure fire way to get it taken care ..
Posted: Sat Jul 19 11:52:18 2008 I never heard of a charging order. This would ..
Posted: Sat Jul 19 11:48:20 2008 This is good advice and something I would ..
Posted: Sat Jul 19 11:45:27 2008 I will do that myself since I never did ..
Posted: Sat Jul 19 11:43:31 2008 My brother had to get help with housing due to ..
Posted: Sat Jul 19 11:39:40 2008 Thts is true. sometimes I feel like a real ..
Posted: Sat Jul 19 11:38:22 2008 I am slowly figuring this out. I have enough on ..
Posted: Sat Jul 19 11:36:02 2008 Nope nat a thing. Apparently they are still ..
Posted: Sat Jul 19 11:31:27 2008 I think the SOl goes by the date the suit was ..
Posted: Sat Jul 19 11:25:58 2008 wow I never thought of using the BBB. Wonder if ..
Posted: Sat Jul 19 11:16:03 2008 Another reason getting a copy of your credit ..
Posted: Sat Jul 19 11:11:00 2008 That is a really good idea except for those ..
Posted: Sat Jul 19 11:00:08 2008 Don't think you missed anything lost, it actually ..
Posted: Sat Jul 19 10:57:30 2008 That is true but there should be a SOL for that ..
Posted: Sat Jul 19 10:53:17 2008 It is such a scam. There sure are alot of ..
Posted: Sat Jul 19 10:51:53 2008 How did you even get tham to settle for this ..
Posted: Sat Jul 19 6:23:28 2008 That sounds like the best advice Morningstar. If ..
Posted: Sat Jul 19 6:14:41 2008 That really angers me to good natured. I have ..
Posted: Sat Jul 19 6:10:39 2008 Not sure there. Good ..
Posted: Sat Jul 19 6:08:16 2008 That si what I always do. If it looks too good ..
Posted: Sat Jul 19 6:05:28 2008 That would be a pretty good deal and for that ..
Posted: Sat Jul 19 6:02:05 2008 Ok so what is a MOV I have probaly heard of it ..
Posted: Sat Jul 19 5:57:56 2008 Thanks That really explains alot. I was under the ..
Posted: Sat Jul 19 5:54:09 2008 Can you imagine being left dangling for soo long ..
Posted: Sat Jul 19 5:48:51 2008 What is a FOAD letter. Not really good with ..
Posted: Sat Jul 19 5:42:10 2008 That is what I have been trying to figure out. ..
Posted: Sat Jul 19 5:42:06 2008 That is what I have been trying to figure out. ..
Posted: Fri Jul 18 6:20:04 2008 Good one gnatured. I get the ..
Posted: Fri Jul 18 6:18:52 2008 I am also glad. At least someone is getting ..
Posted: Fri Jul 18 6:15:25 2008 You mean continue to harass you on the debt right ..
Posted: Fri Jul 18 6:11:44 2008 Thats how they lure you in good natured. It is ..
Posted: Fri Jul 18 6:09:06 2008 A sample letter would def be great. I will stop ..
Posted: Fri Jul 18 6:08:03 2008 I seen it. It is listed as a post but I haven't ..
Posted: Fri Jul 18 6:06:23 2008 Sometimes it is really hard to find a number. ..
Posted: Fri Jul 18 6:04:37 2008 I chuckle at the ..
Posted: Fri Jul 18 5:59:30 2008 I love all tose inspirational sayings. I ..
Posted: Fri Jul 18 5:43:58 2008 Wouldn't you have to get the deletion notice ..
Posted: Fri Jul 18 5:38:01 2008 I hear disputing with the credit bureaus is ..
Posted: