Buying your credit report?             Click here to Print



#Richard - Says,

Mails or online buying of credit reports are possible. This letter shows how you contact them via mail to buy your credit report.

Your Name:
Your current address

Name of CRA:
Address of CRA:

Dated:

Dear Sir/Madam,

I would request for a copy of my credit report that is maintained at your end.

Full Name:
Birth Date
SSN:
Current address:
Previous Address:

I have enclosed a check of $____ herewith. I am also attaching my driving license as address proof and a photocopy of my SSN.

Please forward my credit report to my present address at the earliest.

Thank you,
Sincerely,

Signature
Name in print

#goodnatured - Says,

Good resource for those who don't want to pay for it online, thanks
#sdchargers_63 - Says,

Yea..THIS way your inforamtion doesn't go out via the internet. Hopefully..the mail won't get lost and someone will FIND your information.
#acydblack - Says,

you can visit www.annualcreditreport.com to get a free credit report once every 12 months for free. Its The Law!
#sdchargers_63 - Says,

'Annual Report' is good. first time I used them was last year. Also.....you can 'dispute' items, USING Annual Report. That way you can see your credit for free AND make 'corrections'.
#goodnatured - Says,

I use it too, I use one about every four months that way you can see if any changes are made, there are three different ones so if you space them out you can keep the year about covered.
#cbass1017 - Says,

I just used annualcreditreport for the third time about a month ago and I always dispute my credit my mail as apposed to the net just because it is the easiest way to provide proof along with your dispute. You can also request a corrected up-to-date copy of your credit report everytime you dispute something so I have always just spaced out my disputes so I am getting to see my credit reports more than once a year. But I really like goodnatured's process above as well and I think I'll start doing that way in the future. I'm sure it's best to dispute something wrong on your credit as soon as you spot it.

Although even while going through annualcreditreport you have to be cautious. there are so many sneeky attempts by the credit bureaus on their websites to get you to sign up for credit monitoring services or getting your credit score for a fee. If you're just out to get your free credit report you shouldn't have to enter any credit card or debit card numbers so if they ask you then you probably selected something you don't really want.

#sdchargers_63 - Says,

How can you use AnnualCredit Report.com more than once per year, without being charged for it?
#cbass1017 - Says,

When you go through annualcreditreport.com one of the first selections you make is which credit bureau(s) you wish to get your report from. If you only select one at a time you can space it out so every four months you are getting to see one of your credit reports. The law states that you are able to get a copy of each of your three major credit bureau reports once a year but it doesn't state that you have to order all three at once.
#goodnatured - Says,

that is what I do, then I can monitor any change.

If you get a denial on a credit request you can request a free report too, so if get denied reqest a report.

#fireyone - Says,

I am pulling my next one in August. Have some things that are suppose to fall off.
#goodnatured - Says,

Hopefully you will have positive results, please keep us updated.
#cbass1017 - Says,

Its always great to see a negative account fall off of your credit report! I just have a little over two more years to go and I will be rid of my bankrupcty showing on my reports. I'm sure I'll be doing a little dance when that day comes.
#fireyone - Says,

I have two years myself for the collection on my report. the other one falls off this july. Some stupid doc. office bill that shouldn't even be there cause at the time I had full medical. Its only like $40 but I haven't heard from any collection place about it and since it falls off shortly, I figure thats good enough.
#Justin - Says,

Have come around after a long time Smile. Im seeing a lot of new members here as well. Hello to everyone.

I am impressed by the positive results reflected here in the posts. Great going people!!

#fireyone - Says,

I just joined a few months ago myself. I found this site has really helped me more than anything. When you start getting collection calls you worry yourself to death. some people do not relize there are places on the net like this. it is noce to have other people in the same situation to talk to and the moderaters to help them out.
#goodnatured - Says,

Justin, it is amazing how this community has grown, new people, new problems and new solutions, it has been great being here. I have gotten some good advice from the members and have developed some friendships.

Welcome back, hope you decide to stay for a while this time. Very Happy Very Happy Very Happy

#fireyone - Says,

I didn't see this site from its beginning but I am sure by looking at member totals that it didn't happen overnight. The more people the more knowledge...more knowledge,the more power....
#goodnatured - Says,

you got that right fireyone and the more the better.
#Justin - Says,

Hi goodnatured

You are right. This community is slowly becoming a good platform for gaining knowledge. It is great to see many people joining this forum.

#fireyone - Says,

I was actually referred here by a friend. It would be great if there was away to make more people knowledgable about a site like this.
#anthony - Says,

Yes, I too think that if people are made aware of this site, more people will visit this forum with their valuable experiences which will be of great help for others in the forum. Knowledge is what actually helps people to remain always in a safer side. In fact I think that referring this site to friends and colleagues will help a lot in this case.
#CMBV22 - Says,

Quote:
When you go through annualcreditreport.com one of the first selections you make is which credit bureau(s) you wish to get your report from. If you only select one at a time you can space it out so every four months you are getting to see one of your credit reports. The law states that you are able to get a copy of each of your three major credit bureau reports once a year but it doesn't state that you have to order all three at once.


Huh, I never thought of that...clever. NOt that I could wait 4 months to look at my report! LOL Besides, all 3 reports are not the same.

#fireyone - Says,

Great in put there anthony. Cmb Believe me I could wait that long. I have one that is not gonna fall off for a couple years. That is my worse demon. Even though it is past SOL the junk collectors who keep passing it around drive me crazy. Most of them don't even want to make a reasonable deal so I don't pick up the phone or check my report more than three times a year anyway.
#Justin - Says,

Actually what I meant to say is that interaction increases knowledge and helps us to deal with out debts better. More is the interaction, the more is the information that comes up. It is not the question of solving only the present debt but also to be aware of the future situations.
#goodnatured - Says,

I agree Justin, the more we know the more that we can make better decisions and protect ourselves. These forums are very help with dispersing the information and having discussions that will promote education with credit. I have learned so much here and in turn have put my personal experiences out there for others to work with also.

these forums do a great job of educating people.

#anthony - Says,

I agree with Justin that interaction increases our knowledge. Knowledge on credit is essential to understand not only our present credit situation but also help us to deal with the CAs and CRAs better.
#Guest - Says,

One credit report is free in a financial year. Is this one credit report free from each of the CRAs.
#harvey - Says,

I purchased several copies of a self help credit manual that really assists in rebuilding credit if anyone is interested. I can be reached at gmail under harvwashington and can give more info.
#scott - Says,

Yes, one credit report is free in a financial year from each of the three credit reporting agencies as per the Fair Credit Reporting Act. You can order the free report either by visiting their website or by calling their toll free number. All you need to provide is your name, address, social security number and date of birth.
#carol - Says,

I think it is wise to ask for the free report from each of these CRAs as each of these CRAs get information from different sources and so the information in the CR of one CRA may not be exactly the same as that of the other. This does not necessarily mean that the info provided by any of these agencies are incorrect, but they may be different.
#August - Says,

What is the price usually for purchasing your report? I need to do this to find out my score, I can not find a site that will give me my score for free, I found a free report but no score with it. Does anyone know where I can find one that provides the score for free or a descently priced one?
#fireyone - Says,

Fro the sites I have seen they always want a credit card before giving you your score. I won't do it in case they bill some incredible fees.
#CMBV22 - Says,

August,

I dont think that you get a free annual score, Just the report. FIreyone, as long as you call the number the credit monitoring company provides and cancels you shouldn't have a problem. Just get the reps name and a conf number

#scott - Says,

Hi Fireyone

I think they ask for the credit cards for verification purpose, as by using the card number they can get your details more easily. I don't think they will charge for the free report from your card account.

#fireyone - Says,

What happens if you don't have a credit card. I have a couple store ones and my bank visa but will any of those work? I am soo wary of using my checking account one. Theres not much in there but its a least something.
#CMBV22 - Says,

A bank visa will work fine. If you are afraid of them removing unauthorized funds why dont you but a refillable visa? Throw 40 bucks on it to buy the 3CBS reports and the FICO score etc and not worry if they try to pull more unauthorized cash. Just makesure you call and cancel any services they might have slipped into the terms of service agreement
#CMBV22 - Says,

I didnt learn anything about credit repair from any of those sites. Rolling Eyes
#goodnatured - Says,

I have found more information by simply googling credit repair, some people have some really good personal web pages and blogs out there on personal credit repair, they have worked through the whole process and will post their experience on the web page or blog. And then there are always forums like this one.
#carol - Says,

Yeah I too have learnt about credit repair from this forum and its members. This forum is a great place to share a good deal of information and to remain informed. Moreover, I have also upgraded my knowledge on credit repair a great deal by going through the pages through google search.
#fireyone - Says,

I really like the idea of the refillable visa. I am always wary in this day and time using my bank card on the net. I know it is suppose to be secure but the way these hackers come up with new stuff everyday really freaks me out. I have to agree with Carol and goodnatured. I too was soo lost when I came here. I never knew half the rules to the game or all my rights. It was nice to be put on track. One of the best things was the SOLS. This is not because I don't want to pay those bills. It is just that I probaly would have just started to pay off the lowest balance accounts, which were the ones that the SOL had expired. Now after learning what I have I see that is is better to pay the ones that are a bigger danger of suing you. This site gives people the information to find a starting point in credit repair.
#CMBV22 - Says,

Quote:
Yeah I too have learnt about credit repair from this forum and its members. This forum is a great place to share a good deal of information and to remain informed. Moreover, I have also upgraded my knowledge on credit repair a great deal by going through the pages through google search.


I agree also, my comment was directed twords the now deleted post full of porn links.

#goodnatured - Says,

I agree, I have learned and shared alot on all these forums.
#scott - Says,

I too find a large number of spam links posted in this forum now a days. I don't know who does this. However, the creditmagic admin is alert enough to delete these links as soon as they appear in the forum. It is truly a good learning site for all of us who face credit related problem every now and then.
#goodnatured - Says,

I usually just blow over the porn or what ever is not appropriate on the site, they do eventually delete it like you said.

Fireyone,
if you google credit report or go to one of the three major credit reporting agency webpages, you can purchase your score there.

#erb1953 - Says,

I don't like running into it on this site or the others too.
#fireyone - Says,

I never ran into anything like that but definately think it is pretty absurd to show up here. I will purchase my report but I haven't the funds at the moment. Work kind of screwed me over due to my arm injury. I swear one step forward and twenty back.
#andrew000 - Says,

Thank you for giving this useful information. I got the more knowledge from this forum.
#fireyone - Says,

you are welcome. Stick around there is always more to learn.
#goodnatured - Says,

You are very welcome, I too hope you stick around and participate with us, you will learn so much and then start giving advice, I am amazed by how much that I learned so far here.
#fireyone - Says,

Don't be afraid to ask questions. That is how I have learned the most. When I came here I didn't even know what CR meant. Feel a little foolish lookikng back but hey I learned.
#CMBV22 - Says,

Nobody is born knowing this stuff. You have to learn it somewhere
#fireyone - Says,

That makes perfect sense.
#goodnatured - Says,

I have to say by getting behind in bills and getting frustrated made me come here and learn about bill collection. It was the nasty collectors that have motivated me to learn more about the laws surrounding collection. I had no idea that any of these existed. Sometimes good can come from bad, I have learned so much on this site and on the debt site. It took me being backed into a corner to go online and search around for answers and I have never looked back.
#CMBV22 - Says,

Same here. Now that I am doing well I am trying to post as much information, sample letters and resources as I can on my site to help others but, It is hard to get the word out to people since I can't afford the 250k advertising budgets that these consolidation companys pay. It is a shame all I want to do is GIVE people the tools they need to fix help themselves but I cant get by the loan sharks to do it!
#goodnatured - Says,

Well this is a good place to start! Very Happy
#fireyone - Says,

You are doing a great job here and with your website. I value your input here at many times when I am trying to get this credit world figured out.
#sdchargers_63 - Says,

Same thought here...........all I know, FOR SURE, is that I am in debt.LOL I sure, the HECK, din't know where to go ( just for simple answers) for free, informative advice. All of those so-called companies wanted money just to tell you the 'simple' things about credit.
#erb1953 - Says,

I find these forums open up a whole new network of learning for me, I do enjoy the discussions we have here on credit issues and it is very interesting to me to see how different people view things, sometimes through discussion another angle that we have not thought about will pop up, and I think that these are valid and important points that are addressed here and in turn becomes the very advice that could help one get the upper hand on the collector. Sometimes when we are in debt, we feel overwhelmed and can not see the light of day, through relationships and advice given here there is a light at the end of the tunnel and a great support netowork is built to help us through the rough times, but I think the most important part is that you are here from beginning to end of a problem and we all get to share the outcome, good or bad. We all learn from each other.
#goodnatured - Says,

all that and a bag of chips erb, great way to put it. A great support network is built here.
#erb1953 - Says,

LOL, never heard that before goodnatured.
#fireyone - Says,

same here.
#goodnatured - Says,

It's been around for a long time, I first heard it from a teenie bopper.
#fireyone - Says,

Leave it to the teenie booper. Seams like they have an answer for EVERYTHING.
#goodnatured - Says,

I once knew a repair shop that had the sign that said the exact same thing.

It said, " hire a teenager while they still know everything" LOL, I used to think, how true that saying really is. LOL>

#fireyone - Says,

I just went through those rough stages shortly ago. My teen age sons would drive me up the wall thinking he was always right. It didn't matter if you threw a ton of evidence in front of him showing him the logic..he was still right. I now am approaching the tweenager stage with my daughter. Its really starting off nicely I hope it continues that way. My son is slowly coming back down to planet earth. Hope he makes a safe landing.
I had this little poster I use to hang on my frig for my know it all son (he has since ripped it up) it read:
Becareful what you think, your thoughts become your words, your words become your actions, your actions become your habits, your habits become your character, YOUR CHARACTER IS EVERYTHING!
He recently said that he remembers that poster the most because it really was true. Guess it wasn't an effort made in vain.

#goodnatured - Says,

They will almost always come back to earth, they know where the love is, no matter how stubborn they see. I would not be an 19 year old again if you paid me to. It is tough holding up all that image and trying to figure out adulthood, we were not perfect when we were younger, I am sure that we can lay claim to a few of our parents gray hairs. LoL, I know that my days a head are going to be trying with my little one. Just when I think I have it down pat, she will correct me. She informed me this week that it is a hot dog roast, not a weinie roast, because boys have wienies. It has always been a weinie roast to me and where is my 4 year old coming up with this stuff. I can not imagine the conversations that are going on at the playground when parents sit back to read or take a breath. These little ones are like 8 and 10 year olds at 4 and 5.
#fireyone - Says,

Thats hysterical. I tell ya they pick uo stuff from everywhere these days and if you think that is bad wait until they enter school. You could have the most perfect little angel and then poof they are gone. It only takes one bad kid. On a different note and something that probaly doesn't belong here. I recently cashed out an now I notice that my posts are payiong as much as before. Sometimes they are only like 7 cents. I have never seen that here. New rules?
#erb1953 - Says,

I just commented on this, that really stinks, mine are cut in half now.

Anyway about the kids, you will have a completely different kid once the outside influences start kicking in.

Hold on goodnatured, it only gets better with time, LOL

#fireyone - Says,

I checked the pub and didn't see anything. It really does suck but oh well. I told my sister this would happen once her kids started school. She was like "he would know better I'd kick his butt". Needless to say she has been doing a lot of kicking and he has a pretty siore butt. End results are the same.
#goodnatured - Says,

I think that we all forget we were all kids at one time too. Fireyone does he work, what does he do for income. Are you discussing credit, work, jobs, being independent, etc with him? Even though it seems as if he is not listening he hears everything you say.

Will he listen to you about employment and credit and how it will all affect his future? Give it a shot anyway.

#fireyone - Says,

I have tried and tried GN.. He has been out of school for almost a year now and has not even tried to get a job. Everytime I bring it up he has a pocketful of excuses. First it was no Birth certificate, I got it, then no ss card,I got it, then no photo id,I got it,no transportation, he lived in town and was offered to carpool. It is an endless excuse cycle.
#goodnatured - Says,

Well who is supporting him, somebody has got to be feeding the boy, who is enabling him to live this loser lifestyle?
#fireyone - Says,

The same person I always had trouble with...his grandmother. If she would have stepped aside from the time he started acting up instead of sheltering him it probaly wouldn't have gotten this bad. So he goes there for showers,food,money and a place to crash periodically. Most of the other times he goes from one losers house to the next. You wouldn't believe how many young, able bodied kids that aren't working today.
#goodnatured - Says,

I know, I see the results of it everyday, they think the world is a free ride that everyone else should pay for, bad attitudes, there are many of them that I would not send to an employer.
#fireyone - Says,

I just can't believe how bad these teenagers outlooks are. Soemday they will have to come back to reality. That is why I think putting a credit card in to the hands of our young americans is the very worst thing anyone can do. I can see it now. Pay the bill ot money to party. Bet you know what most would choose.
#creditmd - Says,

Credit Service Investigations can help you repair your credit for those of you who simply don't have the time. Check us out!

www.CreditServiceInvestigations.com

#erb1953 - Says,

creditmd,
welcome to the forum, maybe you will be able to help some people here by helping in the forum. I hope to see your participation in the forum, I will keep my eyes open to see what type of help you offer those who come here with questions. again, welcome aboard.

#fireyone - Says,

Welcome also. We look forward to seeing your posts.
#erb1953 - Says,

Should be some good help seeing that they work in the industry, I am curious to see and hopeful to see someone helping out from the industry just for the sake of helping out and not trying to pull us into a website to make money off of us.
#fireyone - Says,

Words right out of my mouth. That was my very FIRST thought.
#markdeviz - Says,

Hi
There are many resources at net. You can get credit reports of free of cost.various services providers which help you to find best free credit reports

#fireyone - Says,

What do you mean at net? Isn't there a direct website?
#goodnatured - Says,

some are at .net, there are many that are.
#rohndawson - Says,

I took a look at your comment and recommend it to my visitors.i believe the below link has all the information you needed.
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e-mail:drivenwide@gmail.com

#fireyone - Says,

GN there are so many different web addresses these days .net .org .com. Must be like the phone numbers..you get so many you got to start creating others. I myself am thankful for the internet. It has helped me with credit matters, vehicle repairs and soo many things. Makes you wonder what you ever did without it.
#goodnatured - Says,

I think that many people feels that way once they learn how to navigate it. I agree there is a wealth of information on the net, and the sooner people learn how to use computers these days the better for them.
#markdeviz - Says,

Hi
find a 3-in-1 free credit report and score delivered instantly online. Includes all 3 bureau reports and scores from TransUnion, Equifax and Experian.

#fireyone - Says,

Where do you get this?
#anthony - Says,

You can get your 3 in 1 credit report from annualcreditreport.com totally free of cost once a years. This site has been set up by the three credit reporting agencies for providing free credit report as per the US federal law. There are also several other companies that offer free credit report round the year if you sign up with them for certain credit related services. Myfico.com also offers a 30 day free trial period for credit report from Equifax.
#fireyone - Says,

OK I went to free credit report and I had to ask for each report individually. Is this the same thing? I like to spread my checks out over the year period so I can keep monitoring it. I thought when it said three-in-one that they gave you all three together at another site.
#goodnatured - Says,

I am not sure about this, I have always used annualcreditreport(dot)com
#fireyone - Says,

Just curious maybe there was another one out there.
#goodnatured - Says,

that is the only one I know, and have used for a long time.
#erb1953 - Says,

It seems to be the most popular
#fireyone - Says,

Innovis...just read it on another site. Never heard of it but asked a few questions hopefully someone will answer.
#erb1953 - Says,

I have never heard of it either, is it new?
#fireyone - Says,

I have no clue. If my net wasn' so slow I would google. Oh well why depress myself with another look at my credit record.
#goodnatured - Says,

I just went to the innovis website and there is a $10.50 charge for a lot of states and pennsylvania is one of them. You have to request your by phone or by mail. They also offer services to business as well, so I am not sure that I am into another company that is going to serve both the consumer and business's.

Like I said before I am not going to be borrowing for a long while anyway, so I just want to work on building my score up to a descent score.

#fireyone - Says,

Me either. Not only that if you can get a free report and you aren't planning on getting any loans why bother. Not only that if your credit is good and your planning on going for a loan then just ask the bank when they run your report. Thats how we got my hubbys.
#goodnatured - Says,

Will they just do it at your request? I did not know that they would do that? Will they charge you?
#erb1953 - Says,

I would think if you bank there they would, they may charge you a small fee or whatever it cost them to pull it. We will have to wait to see what fireyone has to say about this.
#fireyone - Says,

No they aren't really even allowed to tell you all the details on your report. they pull it for their own good when you go for a loan. The only thing they can tell you outright is your score. This is how we got the hubbys. We know the bank lady from years of dealing with only her when we go for loans. She let us glimpse at it well she conviently went for some forms. I myself have no clue to mine and really don't need it now but it does make me curious. The only thing that worries me is the tickler things someone mentioned here before. I think its crap but I know as soon as I get to into checking my score or report it may start the hounds again.
#fireyone - Says,

I am not sure what you mean on your last post. Is there a way we can help you?
#goodnatured - Says,

thank you but no thank you , this sit eis full of people who are trying to clean up their credit. Please don't exploit our site and take advantage of these people who are trying to do the right thing with their lives. If you have something valuable to add then please do.
#fireyone - Says,

Yes instead of selling your service why not leave some tips for us to help us along the way to our own credit repair?
#Guest - Says,

As tempting and secure as it sounds - I am still leary of entering my SSN online for anyone.
#Doc - Says,

I will tell you that you have a couple options for getting a credit report...

1) Request it from annualcreditreport.com - But be aware, these reports not only lack score (unless you pay for them, at roughly the same price you pay with any other service), and they often lack alot of critical information used for dispute purposes... (Date of first delinquency, etc.) To get all three generally takes abot 20 minutes online...

2) Request them from the bureaus themselves... Online, or over the phone. The same rule applies though... No scores, unless you buy them... They can be mailed, or offered to you online. (Mailed is always better.)

3) If you're in the market for a home, get a mortgage credit report from your lender if they'll give it to you... (Legally, they're not supposed to...)

4) Order them from a website that sells three-bureau, three-score reports.. The site I own [YES, I own it, but I listed the other options first, so don't squawk at me for "selling"... LOL] is [deleted] - violation of forum rules , and it has several online options that are all 100% safe and secure. They range in prices and services. Some include "free trials" for monitoring, etc...

#goodnatured - Says,

This is true, I get mine three times a year, one from each of the credit reporting agencies. Space them out and you can have the whole year covered to monitor what is going on on your report.
#fireyone - Says,

I am about ready to pull my last report of the year. I usually do not look forward to doing it because it always leaves a pit in my stomach after I do. I looked into pulling all three but I can only find sites that charge you about $19.99 a month. I would pay if I was constantly repairing or had to monitor my account but since I am not doing either of those I will just use my free pulls for now. Gosh I am pulling now and there is soo much fine print. Okay One negative left..Midland...just as I thought. Last payment was Dec. 2003...so should be falling off soon right?
#goodnatured - Says,

Should be, I need to pull mine soon too, I hate to do it, hate to see, it is very nerve racking, should be better than last year that is for sure. Next year I will have alot fall off.
#fireyone - Says,

I know just to pull a report if you know someything is on there is stressful. According to my report the last bad mark falls off 9/2010. Thats the latest fall off date listed. The other two reports a fall off date alot sooner than that one. No I still have not figured out why 3 different dates.
#CRRoylandino - Says,

Is hardly more detailed and it would be excellent
#NightStar - Says,

Consumers can get free reports a few different ways from www.annualcreditreport.com or by calling 877-FACT-ACT

They can also call the major credit reporting agencies:

Experian - 888-397-3742
Equfax - 800-685-1111
TransUnion - 800-916-8800

If the consumer calls in saying they have been denied credit or had adverse action the credit reporting agency will scan the credit report to see if any inquiries were made in last 30 days and they will send out a free report.

The credit reporting agency has no way of knowing when a consumer was denied or received adverse action. So if you know a creditor is doing periodic account reviews, and you know when about the next one is coming up you can call in and get a free report.

Also if you go to say Experian dispute online you can put in old report number and get access to the file, if you dispute the credit reporting agency will send out updated info.

http://www.experian.com/disputes/

Also consumers can get free reports for these reasons:

Soon to be looking for employment
Denied employment
Denied credit
Victim of ID Theft
On public aid assistance

Consumers might have to get an address to send in some of these request with requested documentation proving status, like for public aid.

#matzcrorkz - Says,

w1oiOw Awesome article.Really looking forward to read more. Want more.
#Paul McCarthy - Says,

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Hello, my name is Felix Jacob; I’m on my late forties. Am using this medium to say a very big thank you to PROHACK NETWORK for the great thing he did for me as my wife wanted to ruin my life and take all our life savings. It was a hard way and a bad one to experience at this time in my life. I was able to get my own share of the money by using this great hacker my coworker introduced me to him to hack into her cell phone to enable him receive the transfer code after he hacked into our bank account via Online banking system. His name is Scott William. (prohack.net@aol.com) I know a lot of people are going true this in the world today. If you can see my message, do not hesitate to contact him immediately. He also REPAIRS CREDIT, such as, bankruptcy, eviction, judgment , Late payment, clears all credit card debts, removes all negative items and he increases FICO Score. Email or call him and get a quick response. (prohack.net@aol.com) / +1 (252) 307-3167
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