Cease and Desist letter - A legal letter to the creditors             Click here to Print

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#fireyone - Says,

Isn't that really awesome. Not only building up the library but the other places you can go if you can't find what your looking for. Example : like cmbv home page and other places people refer you to.
#goodnatured - Says,

That is a great idea, a list of most used resources and list the letters and websites under that link.
#fireyone - Says,

It really is helpful to the unezperienced credit person. You know how lost we both probaly was when all this scary stuff strted coming around. To have info like this is really great.
#goodnatured - Says,

I felt all kinds of emotion when the collectors started calling, I had fear of what they could do, they were so nasty and forceful and then when they started threatening me, I finally got mad and that is when I came here. I have never looked back. I am glad to have found this site and the debt site. They stopped being so intimidating as I learned the laws and started giving it right back to them.
#fireyone - Says,

You are right about the many different emotions. Usually when I talked to them I felt more intimidated than anything. Sice coming here and becoming part of the forum that intimidation is no longer there.
#erb1953 - Says,

You feel more confident when you know that you are not alone, you can come here and get all the support that you need to fight the collectors.

I have a question for you guys, I have not been here in about a week, it seems as if my posts are worth less and less, are you guys finding that to be true also?

#goodnatured - Says,

I think that statement says it all, there is safety in numbers and some how we have all connected and even when we are alone at home and the collector calls, our invisible group is there and we display the courage needed to fight back.
#anthony - Says,

Actually credit is a vast subject and the collection agencies take advantage of the people who actually do not have any knowledge of how to repair credit. So if you have proper knowledge of credit, I think you will be in a better position to deal with the CAs. Debt validation is the most important instrument to deal with the collection agencies and to stop them from collecting debt if they cannot prove that they have bought the debt from the original creditor.
#fireyone - Says,

This is true. I believe we all find inner courage to stand up to these types of people when we have other in our corner going through the same thing. As per your question ERB I asked it on another post. I noticed the same thing. I will have to see if I get an answer and If I do I will let ya know. I am going to check the pub a nd see if we missed something.
#goodnatured - Says,

That is what we are all here for, to support each other.
#fireyone - Says,

Best support network around.
#goodnatured - Says,

You got it.
#fireyone - Says,

They need to have these kinds of group meetings around are neck of the woods. Kind of like AA. Probaly find there are more people in need of help and support because of debt than drugs and alcohol. Debt is proba;ly what leads them there.
#goodnatured - Says,

That is okay, I will take my AA online, thank you very mucy
#fireyone - Says,

Thats what I would do. Come here and get all the counseling ya need.
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