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#sunnyca - Says,

Thats true.

FHA requires aleast 620 with 3.5% down payment

But there are some discussions on increasign that to 5%

#sara - Says,

Hi sunnyca for FHA 620 Credtscore will do. Not required 630.
#sdchargers_63 - Says,

......also, (my opionion here..) if you're willing to put down MORE of a down payment the lender is asking, even with bad credit, that really would be in your benefit.
#goodnatured - Says,

True, sdchargers, if you put a large amount down then they are more apt to finance you, I just went through it buying a vehicle. I put down a large amount and they did the finance for a lower intrest rate.
#FreedomDM - Says,

I agree with the 620 score needed below but also have heard they’re raising the bar to 640 soon. If you have bad credit its best to research and locate whats giving you bad credit and attack it head on. Rebuilding and/or improving your credit takes time so you’ll want to get a jump on this. If you haven’t run your credit report yet this year try – they provide a free credit report and do not ask for a credit card to authorize. We are not affiliated with the site but send our clients there regularly because of their stellar, honest service. Our organization can review your credit report with you as well for free and help you assess what you need to focus on and fix. Any other questions please feel free. Good luck to you and yours.
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#Jessica Grigori - Says,

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