Credit Consolidation dilema, need advice...             Click here to Print

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#marcusandila - Says,

well, the way I see it. The less jobs there are, the more people that are jobless; which means the more people who are stealing to feed/support their family. It's ridiculous. I would NEVER do that, I'd live in a cardboard box before I stole from someone else. It's scary to think about really.

My area has a really high crime rate I think. I dont even watch the news. There is never anything good to report, so I just don't even watch it. It seems like the majority of the news though is about the H1N1 & the hourlong lines waiting for the shot. Like I said, I dont watch the news, but my lovely grandma is always telling me about stuff that is going on in Toledo. I hate it here. Sad

#FreedomDM - Says,

Have u looked on craigslist? I was out of work for a while and Id send 40-50 apps thru CL daily, make 15-20 calls and would result in at least 5-7 interviews a week. Its a LOT of effort but there may be hope in CL job hunting.

Also, try - they pay ppl to process credit card payments from home- u need internet and a land line. I believe they start at 15/hr.

Good Luck***

#marcusandila - Says,

Freedom: Yes, I use craigslist. Unfortunately, many people take advantage of the unemployment rates and offer "fake jobs" so that when you apply they use your information for spamming. I apply to them still. Just in case they arent scams, you know what I mean?

I will have to check out liveops. I don't have a landline though. But if I could get the job, I think it would be worth the investment of a landline phone. Thank you very much for the referral!!

#goodnatured - Says,

there are many ways to make money online, I have a wevsite that I made with all the ways that I make money. I will pm it to you.

ok, I sent it to you. Some you will need a paypal for, some send you a check.

#fireyone - Says,

There is alot of places to make money on line . You really have to know what sites actually pay, the ones that take forever to send you your pay, and the ones that are just plain bad to deal with. If you are planning on doing surveys look into the site survey police. It will list the top survey sites. I know work is really hard to find. I have been struggling the last year. What really is irritating is when you see someone with a job and they spend it on all the wrong things. Good luck and hang in there.
#marcusandila - Says,

goodnatured, thank you very much. I will check it out. Something has to give. lol

fireyone, the spending of people doesnt irritate me. It's the people who have GREAT JOBS that I would bend-over backwards to have & they don't even care. They call off all the time and just generally have poor work ethic. My cousins boyfriend is like that. I feel that its irresponsible. I'd love to take his job lol. It's mean but I've been trying to get into that place since I was 18 with no luck. Then he treats it like he can easily find a new job and make the same pay. I'd like to smack him. lol

#marcusandila - Says,


So, I mailed out a debt validation for BOTH debts that they were assuming. I haven't heard ANYTHING. I did send them certified mail & they were both accepted. I havent received any phone calls or mail from them.

How do I know for sure that they believed me & just dropped the "so-called debts" that they were trying to collect on Allstate's behalf!? Is there something else I should do, or just assume that the problem has been resolved?!

#aruna26 - Says,

Every place where you can get info on a job , it's worth attention. CL is definitely one of my first options since I am always looking for work-at-home jobs.
#chetan - Says,

Hey buddy i am surfing with the same issue as you are.I also need help please someone help me.
Insurance Answers

#Aaron - Says,

Hi Chetan,

Can you give the details of your problem? It would be much easier then to help you in your problem.



#Dorota - Says,

Yeah don't fall for that consolidation stuff. It'll dmgaae your credit.It's all about the interest rate. Figure out what interest rate you are paying on your cards and try to get the balance(s) all transferred to the lower rate.A lot of credit card companies try to get you to use them by hooking you in with a zero or low rate for balance transfers. Get one of these offers and transfer all your balances to it. And don't put any purchases on that card! If you put a purchase on it, the zero interest rate no longer applies and won't until the entire balance is paid off.You might not be able to get another card. If not, just pay the larger interest cards off first. If interest rates are the same, it doesn't matter if you pay on a bunch of cards or one you end up paying the same. It's a hassle to make more than one payment, though.Just play the rates pay higher rates off first; shop around for transferring to a lower-rate card or offer.Good luck!
#sergio - Says,

What is your state?
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