How to get a personal loan with really bad credit             Click here to Print

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#bilitc - Says,

I am in need of money, but my credit is really really bad, i had a baby 11 months ago and we are still trying to catch up on our mortage and car payment and we can't seem to get help from anyone! What can I do, our crdit is horrible with us being late on our mortgage and our car, can anyone tell me if i can get a personal loan. Oh yeah my best friend is getting married and i am the maid of honor and its in Vegas, another expense...please help.
#gsforgrace - Says,

Go to prospr.com, they may be able to help you. DO NOT DO PAY DAY LOANS, you'll find yourself in a hellamess....
#Leyla - Says,

I am a 26 year old and in my adolecence Ive been irresponsible in taking care of my financial matters. Now that im trying to get on my feet my past is coming back to haunt me. I need to find a program to work with me, I really need to clean up my credit. Anyone with any suggestions would be appreciated..
#pcolema - Says,

I tried proper several times and they were no help
#TexasGuy - Says,

Hi Bilitc,
Quote:
I am in need of money, but my credit is really really bad, i had a baby 11 months ago and we are still trying to catch up on our mortage and car payment and we can't seem to get help from anyone! What can I do, our crdit is horrible with us being late on our mortgage and our car, can anyone tell me if i can get a personal loan. Oh yeah my best friend is getting married and i am the maid of honor and its in Vegas, another expense...please help.

Most financial institutions will not extend new credit to someone with bad credit. You will have to repair your credit in order to get the best deals from any lender. There are many scam companies and pdl lenders who take advantage of people facing financial crisis. Be careful of being scammed.

At this point, if any company is willing to give new loan, it will be at very high interest rate because of your low credit scores. It will cost more while paying your overall debts.

I will strongly recommend you to take some active steps and repair your credit. List all the accounts and call your creditors for payment arrangements. The creditors will update with the bureaus after each payment and your scores will go up. Your credit worthiness will also start improving over a period of time.

#Rockwell - Says,

Leyla, first call your creditors and propose your payment arrangements. Most creditors are willing to work with people who try to pay off their debts. Hopefully, you will be satisfied with the plan. If you are not ok, consult a debt professional. He will arrange better deals with your credit companies.
#ladycochran - Says,

i have some things that i would like to pay off and start to rebuild my life. i know what i did wrong and want repeat the mistakes that i made. i would like an unsecured loan. please some one give me a chance. i have applied for loans and have been told that i would have to put up insurance money up front. what is the use for a loan? thank you ladycochran
#Morningstar - Says,

ladycochran, the loan you have described is a scam. Consider prosper.com or bankrate.com. Be advised that unsecured loans with bad credit carry high interest rates, and often become a burden themselves...
Debt consolidation or bankruptcy might be better solutions for you.

#Laura - Says,

Hello Ladycochran,

Mrnstar is right. For giving out loans you do not need to pay for anything. They are certainly scams. Why dont you try a credit union. However be sure for any loan with bad credit, the rate of interest will be high.

#fred333 - Says,

I know when I had bad credit I had to put something up for collateral.
#bcblook - Says,

i need help finding a business loan fast
i have bad credit no ones fault but my own i make my payments on my mortgages with no problems, but the credit cards over took me.
i had to purchase equipment to keep our business running. banks would not give us loans due to the type business we have. so i went to credit cards and they got out of hand. i started a new business back in feb 09 and we need to exspand if we do not expand we could loose every thing i put into this new business. if ai can get this business loan we get these debits paid off and exspand at the same time im even put up my other business as collatieral can you recommend a bank or loan co. any one

#james howie - Says,

i need a unsucured personnal loan i have bad credit but need loan to bring chinese wife back to scotland can any compay help with finance
#alc - Says,

there is no way to get help or loan with bad cradit and if they ask for money up front it's a scam so watch it
#Mr Fredment Wonda - Says,

Good Day To You All

I am Mr Fredment Peter i am a private loan lender Are you in need of a loan? We offer loans to both private and corporate organizations.If you are interested in getting a loan from us just get back to us, We give out loans at 3% interest rate.If you are interested you can contact us on our email address :fredment_urgentloan@yahoo.com

#angie - Says,

I have to have some major dental work done. The problem is I have really bad credit. Is there any dentist out there in Ga that can help. I have a job now and can pay something but it would have to be in installments. I am really desperate.
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