Can I get approved for a small loan anywhere?             Click here to Print



#brada7x - Says,

I'm 19yrs old, I have bad credit and I'm in some debt and I would like to know if there is anywhere I could get approved for a small loan of around $1000?
#Morningstar - Says,

Maybe a prosper loan if your credit score is above 520, or maybe a credit union.

Be sure to stay away from payday loans-they are designed to bleed you dry.

#sdchargers_63 - Says,

I've HEARD of Prosper, but, never tried to use them. Are they 'designed' for low credit scores, etc? Are they legit?
#brada7xx - Says,

Thanks for the tip about the payday loans I was actually looking into them. I'm just in desperate need of the money to pay a few things and get back on my feet and get another job. It just seems there is no help for a teenager in this kind of situation.
#Morningstar - Says,

brada, you are welcome. If you are unable to get a loan from a credit union, are your parents an option?

sd, Prosper is legit; you just need to be able to put together a good proposal and have a minimum score of 520...better scores are easier to get approved for, and are subject to lower interest rates.

#Laura - Says,

Brada try a credit union. Payday loan can kill you thats for sure.
#sdchargers_63 - Says,

Morningstar.......how does ' Prosper' work?? Do you fill an application on line? Is this a bank, etc?
#Morningstar - Says,

People come together to fund loans (for example, 100 people each fund $50 to make a $5,000 loan)--It is not a bank.

You must put a proposal together; there are prosper forums you can seek advice from.

#sdchargers_63 - Says,

Oh..I get it. Sometimes when things are a bit tight with me, I think to myself, " Should I get a small loan, to pay off 'small' debts?". Ya know, if I get a loan from someone, that would be just ANOTHER debt, i would have to pay back. Thanks for the info, Morningstar.
#spiderwire29 - Says,

Your gonna need descent credit and an income that shows you will be an acceptable risk for the fianancing company(bank). I wouldnt trust payday loans though they seem to be phishing sites and paydays in person charge an exuberated amount of interest.
TOS Vio...web addy deleted

#CaniaLaulkLiT - Says,

Spam deleted
#sdchargers_63 - Says,

hey..good idea to 'SPAM" this guy!! I've seen him make several posts recently.
#Laura - Says,

I think its really not okay to reply to spam posts. I had replied to some but seriously after Morningstar posting on spams I am not going to do anything like that Smile. Thanks a lot Morningstar.

http://www.creditmagic.org/pub/spam-message.html

#MR BLAIR JAMES - Says,

Gone-Morningstar
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