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will removing negative accounts improve score and how long d

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Sally Nachelle

Subject: will removing negative accounts improve score
Posted on Wed Jun 08, 2011 12:02 pm  

Yes, when you payoff your debt in full, your credit score will go up gradually. Negative items will remain on your credit report at least for 7-10 years. If you want to remove the negative items from your credit report, you may request your creditors to remove those negative items from your credit report and update your account status as “Paid-in-full” after repaying the full debt amount. You can send a request letter to the creditor to remove the negative items from your credit report via certified mail with a return receipt request. Once the negative items remove from your credit report, your credit score will go up.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Wed Jun 15, 2011 9:21 pm  

Some CA's will make arrangements like that. But, whatever arrangments you make with them, make sure and always keep copies of the documentation/agreement you make with them. If you do your corresponding through mail, send everything 'cettified mail' so you know they received everything.
CGeorge..I looked on the website you posted. I don't see any information there (as you have stated). Am I looking at the incorrect links?


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Tue Jun 21, 2011 2:31 am  

I thnak you for the information, it SURE will help. I glanced at it for a few minures, but,..looks great with all the info in it!! I appriciate it. Smile

Posted on Wed Jun 06, 2012 3:57 pm  

can I ask though, is there a general spread as to how many points removals will get you? I have two scheduled to come off in the fall and I'm trying to figure our whether it would be worth it to wait, or jump on some awesome houses available now that may not be around in the fall/winter.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Mon Jan 07, 2013 1:26 am  

You have alot of people fooled. I posted, on another thread, that CRE is a scam company. Don't fall for them. They will leave you MORE in debt because they insist on "a start up fee and monthly fees" to continue their service.
crorkz matz

Subject: mDTYLcHYDkKrDE
Posted on Mon Aug 04, 2014 9:05 am  

gCy5C0 I value the article post.Thanks Again. Much obliged.

Joined: 05 Aug 2014
LarissaHoad's page
Posts: 2

16 Magic Points

Posted on Tue Aug 05, 2014 3:47 am  

Yes definitely, but it takes 7-10 years before you dispute the negative information from your credit report. Improving credit score it takes time. Just pay your bill/debt on time.

Subject: WZtMKjaJGxqBHhL
Posted on Tue Aug 05, 2014 10:37 am  

Fv5xfh I truly appreciate this blog.Really thank you! Cool.

Subject: hacking services
Posted on Thu Mar 29, 2018 7:28 pm  

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Charles Miller

Subject: Credit Review
Posted on Sun Sep 30, 2018 2:18 am  

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Subject: Solution to Regarding Credit
Posted on Mon Oct 01, 2018 11:06 pm  

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Subject: Good Review
Posted on Wed Oct 03, 2018 9:18 pm  

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Prince Bo

Subject: Score Raised To 200 points in less than 30 days
Posted on Thu Oct 25, 2018 12:16 pm  

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