Hello everyone, I’m Christy Maldonado from Bronx. In the month of June I signed up with XAP Credit Solution for their services, I had a whole lot of negative items on my profile. Majority of the items were student loans with late payments, liens, collection and charge off within 7 days all negatives were removed across all the 3 credit bureaus, late payments now appear as on time payment, charge off was taken off my report including the collection and liens. I now have a score of 800 and my husband whom they also helped out 780. Now we can proudly say we’re living a better life. All thanks to XAP God bless you. Guys do well to contact XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704 for a quick and permanent repair.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.