Call (Toll Free)
(800)-601-1579

Community Area

|

Get FREE Counseling

Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Improve your credit score

There is a free trial which I'm sure is for a credit monitoring service

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

charles.armbruster

Joined: 14 Mar 2008
charlesarmbruster's page
Posts: 27
Location: Mesa, AZ

1355 Magic Points

Tue Mar 18, 2008 6:22 pm

Although www.myFICO.com is a super site for education, it is a 'for-profit' organization -- you can buy your credit report here. This is free advertising, folks.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327

36784 Magic Points

Wed Mar 19, 2008 10:34 am

Is there anywhere else who are trustworthy and would give perfect report?
_________________
Regards,
Laura.

charles.armbruster

Joined: 14 Mar 2008
charlesarmbruster's page
Posts: 27
Location: Mesa, AZ

1355 Magic Points

Wed Mar 19, 2008 5:52 pm

All third party sources of credit used by the lending community. As a loan officer, I use an agency that pulls all three reports just as MyFICO does -- I can pull single reports, just as they can.

The public can go anywhere, but the MyFICO site is very trustworthy, to use your words, when someone wants their score -- they do need to pay for it.

To address gliches and errors on your credit report, the free websites are just fine -- just try to avoid paying any fees, because they will rope you in.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

132 Magic Points

Tue Mar 25, 2008 12:11 am

Yes I seen some of the fees associated with these sites and they can rope you in. I don't mind paying for it either. I noticed when I pulled my report from one of the free agencies I didn't see my score..was it there and I over looked it?

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

570 Magic Points

Tue Mar 25, 2008 2:03 am

I think that you have to pay for your score if you want it, I haven't wanted to see mine that bad, I know it is not where I want it to be right now, so I will wait awhile.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

132 Magic Points

Tue Mar 25, 2008 11:35 pm

I am not going for loans anytime soon and I know there are things that need to fall off. They should shortly so maybe next year I'll pay the piper and look.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

570 Magic Points

Thu Mar 27, 2008 11:46 pm

Sounds like a good decision fireyone.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327

36784 Magic Points

Fri Mar 28, 2008 8:44 am

Yes its commendable. I would do a credit check once a year to at least know the status.
_________________
Regards,
Laura.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

570 Magic Points

Sun Apr 06, 2008 11:49 pm

Once a year seems okay Laura, you just need to watch out for identity theft.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

132 Magic Points

Fri Apr 18, 2008 2:41 pm

That is soo very true. I love those funny free credit report.com commmercials.

ltcarlson

Joined: 22 Apr 2008
ltcarlson's page
Posts: 1

39 Magic Points

Subject: My FICO

Tue Apr 22, 2008 8:28 pm

It's about $15 to get your FICO score from myfico.com. There is a free trial which I'm sure is for a credit monitoring service. That will probably be helpful as long as you cancel before they charge you an arm and a leg.

cbass1017

Joined: 01 Feb 2008
cbass1017's page
Posts: 143
Location: PA

1556 Magic Points

Wed Apr 23, 2008 2:31 am

I can't stand places like that. How can you call it free if you have to pay for something else to get it. It's very mis-leading.

I just don't see the importance of knowing your credit score. Why pay someone to tell you if its going up or down. If you pay me $5 and tell me how you are paying your bills I can tell you if it has gone down or up, Ha Ha(plz don't take me seriously.)

I do pull my own credit reports to make sure that everything is in check and that my identity is not being stolen, other than that I will just keep paying my bills on time knowing that it is increasing my credit score.
_________________
Scott McKay
FreeOnlineCreditGuide.com

cuteolddog

Joined: 27 Apr 2008
cuteolddog's page
Posts: 1

34 Magic Points

Sun Apr 27, 2008 9:46 pm

or you go to this commercial site link deleted- Richard

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

570 Magic Points

Tue Apr 29, 2008 11:36 am

It should be free in my oppinion, but where there is a market for something there is always a scam to go a long with it.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

george

george

Joined: 06 Jul 2006
george's page
Posts: 69

2855 Magic Points

Thu May 08, 2008 6:09 am

I too agree with cbass1017 on this point that if we need to pay some amount, even if small, to get the FICO score, then how can we call it free.
_________________
George Miranda

Money does not buy happiness. Happiness is found in being content with who you are and what you have.

Quick Reply

Your Name

Subject

Message body

Previous 1, 2, 3, ... 9, 10, 11 Next
Page 2 of 11

Delete this topic

Move this topic

Lock this topic

Split this topic

Home|About Us| Contact Us |Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.

Page loaded in 0.065 seconds.