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To eliminate the fees who wouldnt go with the unsecured card

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Britney
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Subject: hello
 
Posted on Sun Mar 02, 2008 11:33 am  

Don't Worry, Be Happy! =)
kelsey
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Subject: imagine
 
Posted on Wed Mar 05, 2008 4:48 am  

has anyone gotten a rebate from imagine? did you have any trouble depositing it in your checking acct
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Thu Mar 06, 2008 9:18 am  

SD_chargers has an Imagine card. She might be able to say.
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Keep in touch
Carol
jacqueline coffee
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Subject: closing and account
 
Posted on Sun Mar 09, 2008 6:07 pm  

i wish to close this account because this credit card is a rip off i have not used this card and they are still sending a bill
moonshadow2447
Guest






Subject: Credit Card - Imagine Card
 
Posted on Tue Jun 10, 2008 7:27 pm  

I have had nothing but issues with this card! Do not get one from this company. I am going through the BBB to help me because I got the card in 2007. My balance is almost $900 all of which none are charges that I have put on the credit card. They are a rip off and a scam and many people have reported this company for the fraudulant activity they put out on everyone that gets a card through them! DON'T DO IT!
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit card
 
Posted on Mon Jun 16, 2008 10:17 am  

Well........I guess I need to put my 'money where my mouth is.' I accidently missed a monthly payment, with Imagine. So, I called them up and told them to take a DOUBLE payment out the next month. they said no problem. Well.the next month rolled around and they took the double payment out PLUS an 'assessment' fee of $60.00. When I called them back, I couldn't speak to a 'live' person AND to top it all off, they closed my card, AFTER I made arrangements with them. NOW they say my balance is over $600.00, when I had a $300.00 limit originally. AND......before I missed the payment I STILL had 'credit' of $50.00 on it. I have NO IDEA where all of these charges came from. I can't get anyone on the phone to explain this to me.
GINA
Guest






Subject: LOL
 
Posted on Sun Sep 21, 2008 6:58 am  

SAME PROBLEM HERE SD MISSED ONE PAYMENT...I WAS DOING GOOD IN MAKING PAYMENTS THROUGH THE MAIL..THEN I OPTED FOR THEM TO TAKE THE MONEY FROM MY ACCOUNT ..SOMETHING HAPPENED WHERE THE MONEY DIDN'T GO THROUGH I CALLED THEM TO MAKE A DOUBLE PAYMENT..THEY TOLD ME THEY HAD CLOSED THE ACCOUNT.LOL I SHOULD HAVE JUST STUCK WITH THE PAYMENTS BY MAIL...I STARTED WITH A CREDIT LIMIT OF 70 GOT UP TO 230 AND THE ENDING BALANCE IS 1000 NICE JOB IMAGINE CREDIT CARD.
celina canty
Guest






Subject: credit card from imagine 1
 
Posted on Tue Sep 23, 2008 11:33 pm  

i had an credit card from imagine 1 and one day went to atm but the atm took my credit card and there was money on it my payments where linked to my bank acount . i have called imagine 1 credit card to report what happend it was told that i was having an new card sent out but never recieved anything.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



541 Magic Points

 
Posted on Wed Sep 24, 2008 1:54 am  

what is the imagine card???
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Goodnatured,
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for all the ways I make $$ online
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



132 Magic Points

 
Posted on Wed Sep 24, 2008 11:31 am  

I do not like the sounds of this card. I would and will advise anyone who gets any type of credit card NOT to link it to your bank account. This will give the credit card company an opportunity to help themselves anytime they feel you did not hold up your end. For instance... Say your bill got lost in the mail and you didn't recieve it at all and also didn't relize it. If they have access to your account they can go ion and take both the missed payment and penalty charge before you even get a chance to explain what happened. It would be easier to get that bill in the mail and see the mistake and then call. At least you wouldn;t have to wait for the cash to be recredited to your account or run into a REP. that doesn't want to waste time on an account already paid for.
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Wed Sep 24, 2008 12:41 pm  

Hi Celina Canty
Since you have already called them up and registered a complaint with them and has still not received a new credit card, you should send them a letter by certified mail telling explaining them the entire incident and ask them to block the old imagine 1 credit card and issue you a new card. You can send your letter at the following address
Imagine Gold MasterCard Credit Card
P.O. Box 105555
Atlanta, GA 30348-5555
_________________
Keep in touch
Carol
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



132 Magic Points

 
Posted on Wed Sep 24, 2008 5:33 pm  

Thats a good idea. I would be sure to check and to see the old one was closed.
chuck
Guest






Subject: imagine credit card
 
Posted on Tue Oct 07, 2008 5:15 pm  

i have had my imagine card a full year and payed on time. at my 1yr anual fee they charged my card 150.00 and stated this was the anual fee for this imagine gold card. i was mad as hell. i cancelled the card after 1yr of on time plus extra payments. this card is a rip off. there is no credit card that i know of that has a annual fee this damm high.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



132 Magic Points

 
Posted on Tue Oct 07, 2008 10:02 pm  

I know where you are coming from. It was a card like this that put the first bad mark ever on my report. Mine was a First Premiere credit card. It was suppose to be a one time annual fee and low and behold the next year an annual fee threw it over at the worst time ever. I am glad to hear you got rid of it.
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 516



13609 Magic Points

 
Posted on Fri Oct 10, 2008 6:51 am  

Hi Chunk
The annual fee for Imagine credit card is $150 and so they have charged it. It is for this reason why one should always see the terms and conditions and check the fees before signing the credit card application form. Now since they have already charged it, you need to pay the annual fees, else it may be reported to the credit bureaus who in turn may list it in your credit report. This may have negative impact on your credit score. Now, your credit score may get lowered because the payment history factor, which has already contributed to your score, will be no longer there.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.

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